MTB M&T Bank Corp

  1. Stocks
  2. Financial Services
  3. NYSE: MTB

Price (delayed)

$174.9

Market cap

$29.18B

P/E Ratio

11.76

Dividend/share

$5.25

EPS

$14.87

Enterprise value

$11.59B

M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 780 branches in New York, New Jersey, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, Washington, ...

Highlights
M&T Bank's equity has increased by 7% YoY
M&T Bank's EPS has increased by 14% YoY but it has decreased by 6% from the previous quarter
M&T Bank's net income has increased by 11% YoY but it has decreased by 6% QoQ
The P/E is 43% higher than the last 4 quarters average of 8.2 and 7% higher than the 5-year quarterly average of 11.0
M&T Bank's debt has increased by 20% QoQ and by 12% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.mtb.com/
Peers: WFC CBSH BKU WTFC

Key stats

What are the main financial stats of MTB
Market
Shares outstanding
166.85M
Market cap
$29.18B
Enterprise value
$11.59B
Valuations
Price to earnings (P/E)
11.76
Price to book (P/B)
1.07
Price to sales (P/S)
3.32
EV/EBIT
3.56
EV/EBITDA
3.08
EV/Sales
1.32
Earnings
Revenue
$8.77B
EBIT
$3.25B
EBITDA
$3.77B
Free cash flow
$3.85B
Per share
EPS
$14.87
Free cash flow per share
$23.13
Book value per share
$163.06
Revenue per share
$52.7
TBVPS
$1,240.78
Balance sheet
Total assets
$215.14B
Total liabilities
$187.97B
Debt
$16.25B
Equity
$27.17B
Working capital
N/A
Liquidity
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.67
Margins
EBITDA margin
42.9%
Gross margin
100%
Net margin
28.1%
Operating margin
48%
Efficiency
Return on assets
1.2%
Return on equity
9.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
37.1%
Dividend
Dividend yield
3%
DPS
$5.25
Payout ratio
35.3%

MTB stock price

How has the M&T Bank stock price performed over time
Intraday
0.8%
1 week
5.84%
1 month
18.72%
1 year
24.54%
YTD
27.59%
QTD
15.55%

Financial performance

How have M&T Bank's revenue and profit performed over time
Revenue
$8.77B
Gross profit
$8.77B
Operating income
$4.21B
Net income
$2.47B
Gross margin
100%
Net margin
28.1%
The operating income has grown by 16% YoY but it has contracted by 5% from the previous quarter
MTB's operating margin is up by 12% year-on-year but it is down by 2.6% since the previous quarter
M&T Bank's net income has increased by 11% YoY but it has decreased by 6% QoQ
M&T Bank's net margin has increased by 7% YoY but it has decreased by 4.1% QoQ

Growth

What is M&T Bank's growth rate over time

Valuation

What is M&T Bank stock price valuation
MTB P/E details
P/E
11.76
P/B
1.07
P/S
3.32
EV/EBIT
3.56
EV/EBITDA
3.08
EV/Sales
1.32
The P/E is 43% higher than the last 4 quarters average of 8.2 and 7% higher than the 5-year quarterly average of 11.0
M&T Bank's EPS has increased by 14% YoY but it has decreased by 6% from the previous quarter
MTB's P/B is 34% above its last 4 quarters average of 0.8 and 7% above its 5-year quarterly average of 1.0
M&T Bank's equity has increased by 7% YoY
The P/S is 38% above the last 4 quarters average of 2.4 and 7% above the 5-year quarterly average of 3.1
M&T Bank's revenue has increased by 3.1% YoY but it has decreased by 2.5% QoQ

Efficiency

How efficient is M&T Bank business performance
The ROA has increased by 9% YoY but it has decreased by 8% from the previous quarter
The ROE has contracted by 8% from the previous quarter but it has grown by 6% YoY
M&T Bank's ROS has increased by 7% YoY but it has decreased by 5% from the previous quarter
MTB's ROIC is up by 6% YoY but it is down by 5% QoQ

Dividends

What is MTB's dividend history
Dividend details
DPS
$5.25
Dividend yield
3%
Payout ratio
35.3%
Recent dividends

Financial health

How did M&T Bank financials performed over time
The company's total assets is 14% higher than its total liabilities
MTB's total liabilities is up by 6% year-on-year and by 3.7% since the previous quarter
The company's total assets rose by 6% YoY and by 3.3% QoQ
M&T Bank's debt is 40% lower than its equity
M&T Bank's debt to equity has increased by 20% QoQ and by 5% YoY
M&T Bank's debt has increased by 20% QoQ and by 12% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.