MTB M&T Bank Corp
Price (delayed)
$193.53
Market cap
$31.8B
P/E Ratio
13.16
Dividend/share
$5.35
EPS
$14.71
Enterprise value
$24.69B
M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 780 branches in New York, New Jersey, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, Washington,
Highlights
M&T Bank's equity has increased by 8% YoY
M&T Bank's debt has decreased by 3.7% QoQ
M&T Bank's net income has increased by 8% QoQ but it has decreased by 7% YoY
M&T Bank's EPS has increased by 8% from the previous quarter but it has decreased by 7% YoY
The P/E is 19% higher than the 5-year quarterly average of 11.1 and 12% higher than the last 4 quarters average of 11.7
Key stats
What are the main financial stats of MTB
Market
Valuations
Earnings
Shares outstanding
164.33M
Market cap
$31.8B
Enterprise value
$24.69B
Price to earnings (P/E)
13.16
Price to book (P/B)
1.11
Price to sales (P/S)
3.7
EV/EBIT
7.79
EV/EBITDA
6.71
EV/Sales
2.85
Revenue
$8.67B
Gross profit
$8.67B
Operating income
$4B
Net income
$2.45B
EBIT
$3.17B
EBITDA
$3.68B
Free cash flow
$3.39B
Per share
Balance sheet
Liquidity
EPS
$14.71
EPS diluted
$14.64
Free cash flow per share
$20.46
Book value per share
$174.94
Revenue per share
$52.25
TBVPS
$1,202.66
Total assets
$208.11B
Total liabilities
$179.08B
Debt
$13.67B
Equity
$29.03B
Working capital
N/A
Debt to equity
0.47
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.93
Margins
Efficiency
Dividend
EBITDA margin
42.4%
Gross margin
100%
Net margin
28.3%
Operating margin
46.2%
Return on assets
1.2%
Return on equity
8.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
36.6%
Dividend yield
2.76%
DPS
$5.35
Payout ratio
36.4%
MTB stock price
How has the M&T Bank stock price performed over time
Intraday
-1.99%
1 week
-2.66%
1 month
-2.39%
1 year
41.14%
YTD
2.94%
QTD
2.94%
Financial performance
How have M&T Bank's revenue and profit performed over time
Revenue
$8.67B
Gross profit
$8.67B
Operating income
$4B
Net income
$2.45B
Gross margin
100%
Net margin
28.3%
The operating income has contracted by 10% YoY
M&T Bank's net income has increased by 8% QoQ but it has decreased by 7% YoY
M&T Bank's net margin has increased by 6% QoQ but it has decreased by 3.4% YoY
MTB's operating margin is down by 6% year-on-year
Growth
What is M&T Bank's growth rate over time
Valuation
What is M&T Bank stock price valuation
P/E
13.16
P/B
1.11
P/S
3.7
EV/EBIT
7.79
EV/EBITDA
6.71
EV/Sales
2.85
The P/E is 19% higher than the 5-year quarterly average of 11.1 and 12% higher than the last 4 quarters average of 11.7
M&T Bank's EPS has increased by 8% from the previous quarter but it has decreased by 7% YoY
MTB's P/B is 11% above its 5-year quarterly average of 1.0 and 11% above its last 4 quarters average of 1.0
M&T Bank's equity has increased by 8% YoY
The P/S is 19% above the 5-year quarterly average of 3.1 and 16% above the last 4 quarters average of 3.2
M&T Bank's revenue has decreased by 3.7% YoY but it has increased by 2% QoQ
Efficiency
How efficient is M&T Bank business performance
The ROE has contracted by 15% YoY but it has grown by 6% from the previous quarter
MTB's ROIC is down by 11% YoY but it is up by 6% QoQ
The ROA has increased by 9% from the previous quarter but it has decreased by 8% YoY
M&T Bank's ROS has increased by 6% from the previous quarter but it has decreased by 6% YoY
Dividends
What is MTB's dividend history
DPS
$5.35
Dividend yield
2.76%
Payout ratio
36.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did M&T Bank financials performed over time
The company's total assets is 16% higher than its total liabilities
MTB's total liabilities is down by 2.1% since the previous quarter
M&T Bank's debt is 53% lower than its equity
M&T Bank's equity has increased by 8% YoY
M&T Bank's debt to equity has decreased by 6% YoY and by 4.1% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.