MTB M & T Bank Corp

Price (delayed)

$120.89

Market cap

$15.51B

P/E Ratio

12.06

Dividend/share

$4.4

EPS

$10.02

Enterprise value

-$672.87M

Sector: Financial Services
Industry: Banks - Regional

M&T Bank Corporation is an American bank holding company headquartered in Buffalo, New York. It operates 780 branches in New York, New Jersey, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, Washington, ...

Highlights

M&T Bank's debt has shrunk by 56% YoY and by 14% QoQ
M&T Bank's equity has increased by 2% YoY
The P/E is 22% higher than the last 4 quarters average of 9.9 but 19% lower than the 5-year quarterly average of 14.9
M&T Bank's net income has decreased by 32% YoY and by 8% QoQ
M&T Bank's EPS has decreased by 28% YoY and by 7% from the previous quarter

Key stats

What are the main financial stats of MTB
Market
Shares outstanding
128.29M
Market cap
$15.51B
Enterprise value
-$672.87M
Valuations
Price to earnings (P/E)
12.06
Price to book (P/B)
0.96
Price to sales (P/S)
3
EV/EBIT
-0.39
EV/EBITDA
-0.33
EV/Sales
-0.13
Earnings
Revenue
$5.17B
EBIT
$1.73B
EBITDA
$2.04B
Free cash flow
$1.07B
Per share
EPS
$10.02
Free cash flow per share
$8.36
Book value per share
$125.51
Revenue per share
$40.26
TBVPS
$1,044.68
Balance sheet
Total assets
$138.63B
Total liabilities
$122.53B
Debt
$5.51B
Equity
$16.1B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-7.92
Margins
EBITDA margin
39.6%
Gross margin
100%
Net margin
25.2%
Operating margin
41.1%
Efficiency
Return on assets
1%
Return on equity
8.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
33.4%
Dividend
Dividend yield
3.64%
DPS
$4.4
Payout ratio
43.9%

MTB stock price

How has the M&T Bank stock price performed over time
Intraday
3.78%
1 week
-2.25%
1 month
16.71%
1 year
-26.62%
YTD
-28.78%
QTD
31.27%

Financial performance

How have M&T Bank's revenue and profit performed over time
Revenue
$5.17B
Gross profit
$5.17B
Operating income
$2.12B
Net income
$1.3B
Gross margin
100%
Net margin
25.2%
M&T Bank's net income has decreased by 32% YoY and by 8% QoQ
The operating income has contracted by 26% YoY and by 6% from the previous quarter
M&T Bank's net margin has decreased by 20% YoY and by 4.2% QoQ
MTB's gross profit is down by 15% year-on-year and by 3.7% since the previous quarter

Growth

What is M&T Bank's growth rate over time

Valuation

What is M&T Bank stock price valuation
P/E
12.06
P/B
0.96
P/S
3
EV/EBIT
-0.39
EV/EBITDA
-0.33
EV/Sales
-0.13
M&T Bank's EPS has decreased by 28% YoY and by 7% from the previous quarter
The P/E is 22% higher than the last 4 quarters average of 9.9 but 19% lower than the 5-year quarterly average of 14.9
MTB's P/B is 26% below its 5-year quarterly average of 1.3 and 4% below its last 4 quarters average of 1.0
M&T Bank's equity has increased by 2% YoY
The P/S is 21% below the 5-year quarterly average of 3.8 but 11% above the last 4 quarters average of 2.7
M&T Bank's revenue has decreased by 15% YoY and by 3.7% QoQ

Efficiency

How efficient is M&T Bank business performance
The ROA has decreased by 38% YoY and by 9% from the previous quarter
The ROE has contracted by 33% YoY and by 8% from the previous quarter
MTB's ROIC is down by 29% YoY and by 6% QoQ
M&T Bank's ROS has decreased by 20% YoY and by 4.6% from the previous quarter

Dividends

What is MTB's dividend history
DPS
$4.4
Dividend yield
3.64%
Payout ratio
43.9%
Recent dividends

Financial health

How did M&T Bank financials performed over time
The company's total assets is 13% higher than its total liabilities
M&T Bank's debt is 66% lower than its equity
M&T Bank's debt to equity has shrunk by 57% YoY and by 15% QoQ
M&T Bank's debt has shrunk by 56% YoY and by 14% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.