UMBF
Umb Financial
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: UMBF
- PEG Ratio
As of Aug 1, 2026, UMBF's PEG ratio of 0.32 reflects its valuation relative to its growth. This value reflects a P/E ratio of 12.04 measured against EPS growth of 38.0%. When compared to the trailing four-quarter average of 1.39, UMBF's PEG ratio shows a 77% decrease.
UMBF PEG ratio history
Umb Financial's ten years historical PEG ratio has an average of 1.3. Compared to historical data, UMBF's 0.32 PE to growth ratio represents a decline of 75%. UMBF reached its maximum PEG ratio of 7.68 during the Jun 2022 quarter over the past ten years. The Jun 2021 quarter had the bottom reading at 0.09, indicating the most optimal growth-adjusted valuation.
Umb Financial PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 3.73 | 12.3 | 3.3% |
| 2024 | 0.49 | 12.47 | 25.3% |
| 2023 | N/A | 11.57 | -19.1% |
| 2022 | 0.42 | 9.35 | 22.2% |
| 2021 | 0.63 | 14.52 | 22.9% |
| 2020 | 0.6 | 11.59 | 19.2% |
| 2019 | 0.54 | 13.76 | 25.7% |
| 2018 | N/A | 15.36 | -20.9% |
| 2017 | 0.26 | 14.33 | 54.5% |
| 2016 | 0.74 | 23.73 | 32.1% |
| 2015 | N/A | 18.92 | -8.6% |
| 2014 | N/A | 21.15 | -17.2% |
| 2013 | 3.35 | 19.78 | 5.9% |
| 2012 | 0.93 | 14.27 | 15.4% |
| 2011 | 0.81 | 14 | 17.2% |
Umb Financial PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 0.31 | 11.8 | 38% |
| Mar 2026 | 0.24 | 9.93 | 41.8% |
| Dec 2025 | 3.73 | 12.3 | 3.3% |
| Sep 2025 | 1.28 | 13.3 | 10.4% |
| Jun 2025 | 0.97 | 11.99 | 12.4% |
| Mar 2025 | 2.21 | 12.62 | 5.7% |
| Dec 2024 | 0.49 | 12.47 | 25.3% |
| Sep 2024 | 4.5 | 13.04 | 2.9% |
| Jun 2024 | 5.94 | 10.69 | 1.8% |
| Mar 2024 | N/A | 11.48 | -12.4% |
| Dec 2023 | N/A | 11.57 | -19.1% |
| Sep 2023 | N/A | 7.92 | -7.7% |
| Jun 2023 | N/A | 7.95 | -11.1% |
| Mar 2023 | 0.47 | 6.67 | 14.1% |
| Dec 2022 | 0.42 | 9.35 | 22.2% |
UMBF average PEG ratio chart
Measured against past performance, UMBF's PEG ratio is below the 3, 5 and 10-year averages.
PEG comparison
With a PEG of 0.32, UMBF is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 0.48, Umb Financial's PEG is 33% lower.
UMBF EPS growth
UMBF Price vs fair value
UMBF PEG vs peers
Compared to its peers, UMBF has a PEG ratio under stocks WFC and USB, while above ATLO's. At 0.32, Umb Financial's PEG ratio stands lower than the peer group average of 0.63.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| ATLO Ames National Corp | 0.14 | $273.33M |
| UMBF Umb Financial Corp | 0.32 | $11.14B |
| WTBA West Bancorporation Inc | 0.4 | $484.72M |
| HWBK Hawthorn Bancshares Inc | 0.41 | $270.07M |
| WFC Wells Fargo & Company | 0.68 | $262.63B |
| USB U.S. Bancorp. | 0.75 | $98.35B |
| GSBC Great Southern Bancorp Inc | 0.97 | $884.91M |
| BOKF BOK Financial Corp | 1.07 | $8.66B |
| CBSH Commerce Bancshares Inc | 2.44 | $8.67B |
| EFSC Enterprise Financial Services Corp | 3.58 | $2.44B |
| NBHC National Bank Holdings Corp | N/A | $1.94B |
Frequently asked questions
What is Umb Financial's PEG ratio?
According to Aug 1, 2026 data, UMBF's PEG ratio sits at 0.32.
What is the 3-year average PEG ratio for Umb Financial (UMBF)?
UMBF's 3-year PEG ratio average stands at 2.19.
What is the 5-year average PEG ratio for Umb Financial (UMBF)?
UMBF's 5-year PEG ratio average stands at 2.07.
What is the highest PEG ratio for UMBF?
UMBF's PEG ratio peaked at 7.68 during the Jun 2022 quarter - the highest in ten years.
How does the current PEG ratio for UMBF compare to its historical average?
Currently, UMBF's PEG ratio stands 75% lower than its 10-year historical average.
Why is Umb Financial's PEG ratio so low?
Rapid earnings growth combined with a reasonable valuation yields UMBF a PEG ratio of 0.32.
How is UMBF's PEG ratio calculated (Umb Financial PEG ratio formula)?
To calculate the PEG ratio, take the company's PE ratio and divide by its EPS growth (YoY TTM). As of Aug 1, 2026, Umb Financial has a P/E ratio of 12.04. Earnings grew at 38.0% over the TTM period ending Jun 2026. Applying the formula, this produces a price to earnings growth ratio of 0.32. PEG RATIO(0.32) = PE RATIO(12.04) / EPS GROWTH(38.0%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.