UMBF Umb Financial Earnings and EPS analysis

Relative Growth: Rel. Growth: 93

Relative Strength: Rel. Strength: 74

Relative Valuation: Rel. Valuation: 87

Relative Profitability: Rel. Profitability: 93

EPS in 2026 (TTM): $12.1

Last Report Period Date: Jun 30, 2026

As of August 2026, according to Umb Financial's current financial statements, the company's 12-month EPS is $12.1. For the year 2025, the company recorded an earnings per share (EPS) of $9.35, which marks an increase compared to its EPS of $9.05 in 2024. Umb Financial's earnings per share for the quarterly report ending on Jun 30, 2026 reached $3.58.

UMBF earnings history

Historical annual and quarterly earnings per share (EPS) data for Umb Financial

EPS (TTM)

$12.1

EPS Growth YoY (Quarterly)

26.1%

EPS (Quarterly)

$3.58

EPS Growth (Quarterly)

6.5%

The annual EPS for the year 2025 was $9.35, an increase of 3.3% from $9.05 in 2024. For the fiscal quarter that ended on Jun 30, 2026, the per-share earnings was $3.58, showing a 26.1% increase from the same quarter last year. For the twelve months ending June 2026, the EPS is $12.1. For the year 2024, the yearly earnings per share was $9.05, marking an increase of 25.3% from 2023.

UMBF earnings chart

UMBF EPS growth history

Earnings per share growth rates over time

EPS Growth YoY (Quarterly)

26.1%

EPS growth YoY

3.3%

EPS growth 3Y avg

1.5%

EPS growth 5Y avg

9.5%

During the last 12 months, Umb Financial has seen an EPS growth of 26.1% (YoY, quarterly). Examining a broader timeline, the company maintained an average EPS growth rate of 1.5% per year for the last three years. During the last 5 years, the company had an average EPS growth rate of 9.5%. A 10-year view shows that UMBF has seen an average EPS growth of 14.3% per year.

UMBF Earnings Waterfall

Breakdown of revenue, profit and net income for Umb Financial

UMBF Earnings vs Peers

What are the earnings of UMBF compared to its peers

Stock name	Price to Earnings	EPS grwoth 1Y	EPS grwoth 3Y	EPS grwoth 5Y
HWBK Hawthorn Bancshares Inc	11.19	31.8%	5.4%	11.9%
UMBF Umb Financial Corp	12.12	3.3%	1.5%	9.5%
WFC Wells Fargo & Company	12.46	16.8%	24.3%	71.3%
EFSC Enterprise Financial Services Corp	12.52	9.9%	0.1%	14.1%
WTBA West Bancorporation Inc	12.64	34.3%	-11.7%	-0.7%
ATLO Ames National Corp	12.75	87.7%	0%	0.8%
GSBC Great Southern Bancorp Inc	12.79	18%	0.9%	8.1%
USB U.S. Bancorp.	13.28	21.9%	7.8%	8.6%
BOKF BOK Financial Corp	14.41	12.7%	6.1%	8.2%
CBSH Commerce Bancshares Inc	14.62	9.5%	6.7%	12.1%
NBHC National Bank Holdings Corp	16.08	-7.7%	9.1%	-0.1%

All data is based on quarterly TTM periods, unless otherwise specified.