UBCP United Bancorp PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: UBCP
- PE Ratio
As at May 9, 2025, the UBCP stock has a PE ratio of 9.94. This is based on the current EPS of $1.27 and the stock price of $12.62 per share. An increase of 7% has been seen in the P/E ratio compared to the average of 9.3 of the last 4 quarters.
UBCP PE ratio history
The mean historical PE ratio of United Bancorp over the last ten years is 12.19. The current 9.94 PE ratio is 18% below the historical average. Over the past ten years, UBCP's PE ratio was at its highest in the Dec 2016 quarter at 18.75, with a price of $13.5 and an EPS of $0.72. The Sep 2023 quarter recorded the bottom point at 7.45, with a price of $11.55 and an EPS of $1.55.
United Bancorp PE ratio by year
Maximum annual increase: 27.12% in 2016
Maximum annual decrease: -25.29% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 10.24 | 25.18% | $13 | $1.27 |
| 2023 | 8.18 | -16.62% | $12.84 | $1.57 |
| 2022 | 9.81 | -4.57% | $14.72 | $1.5 |
| 2021 | 10.28 | 8.44% | $16.66 | $1.62 |
| 2020 | 9.48 | -21.13% | $13.18 | $1.39 |
| 2019 | 12.02 | -13.77% | $14.3 | $1.19 |
| 2018 | 13.94 | -25.29% | $11.43 | $0.82 |
| 2017 | 18.66 | -0.48% | $13.25 | $0.71 |
| 2016 | 18.75 | 27.12% | $13.5 | $0.72 |
| 2015 | 14.75 | -1.27% | $9.59 | $0.65 |
| 2014 | 14.94 | -1.39% | $8.07 | $0.54 |
| 2013 | 15.15 | 18.54% | $8.03 | $0.53 |
| 2012 | 12.78 | -4.84% | $6.26 | $0.49 |
| 2011 | 13.43 | -19.82% | $8.46 | $0.63 |
| 2010 | 16.75 | 21.73% | $8.71 | $0.52 |
United Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 10.24 | 7.68% | $13 | $1.27 |
| Sep 2024 | 9.51 | 12.95% | $13.13 | $1.38 |
| Jun 2024 | 8.42 | -7.47% | $12.55 | $1.49 |
| Mar 2024 | 9.1 | 11.25% | $14.47 | $1.59 |
| Dec 2023 | 8.18 | 9.8% | $12.84 | $1.57 |
| Sep 2023 | 7.45 | -4.73% | $11.55 | $1.55 |
| Jun 2023 | 7.82 | -17.51% | $11.97 | $1.53 |
| Mar 2023 | 9.48 | -3.36% | $14.5 | $1.53 |
| Dec 2022 | 9.81 | -7.8% | $14.72 | $1.5 |
| Sep 2022 | 10.64 | 4.52% | $16.07 | $1.51 |
| Jun 2022 | 10.18 | -11.09% | $16.39 | $1.61 |
| Mar 2022 | 11.45 | 11.38% | $18.2 | $1.59 |
| Dec 2021 | 10.28 | 20.09% | $16.66 | $1.62 |
| Sep 2021 | 8.56 | -8.15% | $14.3 | $1.67 |
| Jun 2021 | 9.32 | -6.24% | $14.26 | $1.53 |
UBCP average PE ratio chart
UBCP's current P/E ratio is above the 3 and 5-year historical averages, but it is below the 10-year average.
UBCP PE vs peers
Compared to its peers HBAN and WSBC, UBCP's PE ratio stands lower, however it is higher than PEBO's. United Bancorp's PE ratio is trading below the peer group average of 13.13.
| Stock name | PE ratio | Market cap |
|---|---|---|
| PEBO Peoples Bancorp Inc | 9.6 | $1.09B |
| UBCP United Bancorp Inc | 9.92 | $75.18M |
| FFBC First Financial Bancorp | 10.36 | $2.4B |
| FMNB Farmers National Banc Corp | 10.67 | $517.93M |
| SBFG Sb Financial Group Inc | 11.51 | $127.7M |
| HBAN Huntington Bancshares Inc | 12.16 | $23.21B |
| OVBC Ohio Valley Banc Corp | 15.94 | $174.21M |
| PRK Park National Corp | 17.08 | $2.71B |
| WSBC Wesbanco Inc | 20.71 | $3.07B |
Frequently asked questions
What is United Bancorp's PE ratio?
The price to earnings ratio for UBCP stock as of May 9, 2025, stands at 9.94.
What is the 3-year average PE ratio for United Bancorp (UBCP)?
Over the last 3 years, the average price to earnings ratio for UBCP stock is 9.17.
What is the 5-year average PE ratio for United Bancorp (UBCP)?
Over the last 5 years, the average price to earnings ratio for UBCP stock is 9.46.
What is the highest PE ratio for UBCP?
Over the last ten years, the quarterly PE ratio reached a historic high of 18.75 in the Dec 2016 quarter.
How does the current PE ratio for UBCP compare to its historical average?
UBCP's current price to earnings ratio is 18% below its 10-year historical average.
Why is United Bancorp's PE ratio so low?
UBCP's PE ratio of 9.94 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is UBCP's PE ratio calculated (United Bancorp PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (May 9, 2025), United Bancorp's stock price is $12.62. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $1.27. Therefore, United Bancorp's P/E ratio for today is 9.94. PE RATIO(9.94) = STOCK PRICE($12.62) / TTM EPS($1.27)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.