SBFG
Sb Financial Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: SBFG
- PE Ratio
As at Jun 22, 2026, the SBFG stock has a PE ratio of 9.03. This is based on the current EPS of $2.55 and the stock price of $23.03 per share. A decrease of 4.8% has been seen in the P/E ratio compared to the average of 9.5 of the last 4 quarters.
SBFG PE ratio history
The mean historical PE ratio of Sb Financial Group over the last ten years is 9.12. The current 9.03 PE ratio is comparable to the historical average. Over the past ten years, SBFG's PE ratio was at its highest in the Mar 2025 quarter at 12.25, with a price of $20.82 and an EPS of $1.7. The Jun 2021 quarter recorded the bottom point at 6.01, with a price of $17.62 and an EPS of $2.93.
Sb Financial Group PE ratio by year
Maximum annual increase: 40.25% in 2024
Maximum annual decrease: -22.78% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.17 | -16.37% | $22.27 | $2.19 |
| 2024 | 12.16 | 40.25% | $20.91 | $1.72 |
| 2023 | 8.67 | -8.45% | $15.35 | $1.77 |
| 2022 | 9.47 | 30.44% | $16.95 | $1.79 |
| 2021 | 7.26 | -18.24% | $18.73 | $2.58 |
| 2020 | 8.88 | -22.78% | $17.41 | $1.96 |
| 2019 | 11.5 | 20.42% | $18.75 | $1.63 |
| 2018 | 9.55 | 8.4% | $15.67 | $1.64 |
| 2017 | 8.81 | -12.43% | $17.61 | $2 |
| 2016 | 10.06 | 23.28% | $15.29 | $1.52 |
| 2015 | 8.16 | -6.1% | $10.61 | $1.3 |
| 2014 | 8.69 | 18.07% | $8.95 | $1.03 |
| 2013 | 7.36 | 11.52% | $7.51 | $1.02 |
| 2012 | 6.6 | -15.71% | $6.2 | $0.94 |
| 2011 | 7.83 | N/A | $2.51 | $0.32 |
Sb Financial Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 8.24 | -18.98% | $21 | $2.55 |
| Dec 2025 | 10.17 | 11.76% | $22.27 | $2.19 |
| Sep 2025 | 9.1 | -12.84% | $19.29 | $2.12 |
| Jun 2025 | 10.44 | -14.78% | $19.1 | $1.83 |
| Mar 2025 | 12.25 | 0.74% | $20.82 | $1.7 |
| Dec 2024 | 12.16 | 2.88% | $20.91 | $1.72 |
| Sep 2024 | 11.82 | 51.15% | $20.56 | $1.74 |
| Jun 2024 | 7.82 | 0.39% | $14 | $1.79 |
| Mar 2024 | 7.79 | -10.15% | $13.78 | $1.77 |
| Dec 2023 | 8.67 | 9.89% | $15.35 | $1.77 |
| Sep 2023 | 7.89 | 11.91% | $13.5 | $1.71 |
| Jun 2023 | 7.05 | -13.18% | $12.62 | $1.79 |
| Mar 2023 | 8.12 | -14.26% | $14.13 | $1.74 |
| Dec 2022 | 9.47 | -0.53% | $16.95 | $1.79 |
| Sep 2022 | 9.52 | 3.7% | $16.85 | $1.77 |
SBFG Price vs fair value
SBFG average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of SBFG is greater than its 5-year historical average, but it is below the 3 and 10-year averages.
PE comparison
With a P/E of 9.03, SBFG is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.78, Sb Financial Group's P/E is 29% lower.
SBFG PE vs peers
SBFG's PE ratio is lower than its peer stocks HBAN and FFBC. Sb Financial Group is presently trading at a lower PE ratio (9.03) than its peer group average of 12.57.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SBFG Sb Financial Group Inc | 9.08 | $145.27M |
| FMNB Farmers National Banc Corp | 9.92 | $852.1M |
| FFBC First Financial Bancorp | 11.35 | $3.41B |
| UBCP United Bancorp Inc | 11.63 | $90.76M |
| PEBO Peoples Bancorp Inc | 11.84 | $1.34B |
| HBAN Huntington Bancshares Inc | 13.18 | $35.27B |
| OVBC Ohio Valley Banc Corp | 15.09 | $233.1M |
| PRK Park National Corp | 16.35 | $3.24B |
Frequently asked questions
What is Sb Financial Group's PE ratio?
The price to earnings ratio for SBFG stock as of Jun 22, 2026, stands at 9.03.
What is the 3-year average PE ratio for Sb Financial Group (SBFG)?
As an average over the last 3 years, SBFG stock has a PE ratio of 9.45.
What is the 5-year average PE ratio for Sb Financial Group (SBFG)?
As an average over the last 5 years, SBFG stock has a PE ratio of 8.95.
What is the highest PE ratio for SBFG?
The highest quarterly PE ratio in the last ten years has been 12.25 and it was in the Mar 2025 quarter.
How does the current PE ratio for SBFG compare to its historical average?
SBFG's current price to earnings ratio is 1% below its 10-year historical average.
Why is Sb Financial Group's PE ratio so low?
SBFG's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.
How is SBFG's PE ratio calculated (Sb Financial Group PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 22, 2026), Sb Financial Group's stock price is $23.03. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.55. Therefore, Sb Financial Group's P/E ratio for today is 9.03. PE RATIO(9.03) = STOCK PRICE($23.03) / TTM EPS($2.55)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.