FMNB
Farmers National Banc
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: FMNB
- PE Ratio
As of Jul 31, 2026, the Farmers National Banc stock's PE ratio is 10.94. This takes into account the latest EPS of $1.45 and stock price of $15.86. The PE ratio has an increase of 14% from its last 4 quarters average of 9.6.
FMNB PE ratio history
The PE ratio of Farmers National Banc has averaged 11.37 over the last ten years. The current price-to-earnings ratio of 10.94 is 3.8% less than the historical average. Analyzing the last ten years, FMNB's PE ratio reached its highest point in the Dec 2016 quarter at 18.68, when the price was $14.2 and the EPS was $0.76. The lowest point was recorded in the Sep 2020 quarter, when it reached 7.64 with a price of $10.92 and an EPS of $1.43.
Farmers National Banc PE ratio by year
Maximum annual increase: 37.3% in 2015
Maximum annual decrease: -39.97% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9.12 | -21.11% | $13.32 | $1.46 |
| 2024 | 11.56 | 7.24% | $14.22 | $1.23 |
| 2023 | 10.78 | 36.63% | $14.45 | $1.34 |
| 2022 | 7.89 | -24.28% | $14.12 | $1.79 |
| 2021 | 10.42 | 16.16% | $18.55 | $1.78 |
| 2020 | 8.97 | -29.09% | $13.27 | $1.48 |
| 2019 | 12.65 | 17.13% | $16.32 | $1.29 |
| 2018 | 10.8 | -39.97% | $12.74 | $1.18 |
| 2017 | 17.99 | -3.69% | $14.75 | $0.82 |
| 2016 | 18.68 | -21.81% | $14.2 | $0.76 |
| 2015 | 23.89 | 37.3% | $8.6 | $0.36 |
| 2014 | 17.4 | 8.89% | $8.35 | $0.48 |
| 2013 | 15.98 | 36.58% | $6.55 | $0.41 |
| 2012 | 11.7 | 18.18% | $6.2 | $0.53 |
| 2011 | 9.9 | N/A | $4.95 | $0.5 |
Farmers National Banc PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.08 | -0.44% | $13.16 | $1.45 |
| Dec 2025 | 9.12 | -8.89% | $13.32 | $1.46 |
| Sep 2025 | 10.01 | -2.72% | $14.41 | $1.44 |
| Jun 2025 | 10.29 | 1.68% | $13.79 | $1.34 |
| Mar 2025 | 10.12 | -12.46% | $13.05 | $1.29 |
| Dec 2024 | 11.56 | -4.46% | $14.22 | $1.23 |
| Sep 2024 | 12.1 | 33.7% | $15.12 | $1.25 |
| Jun 2024 | 9.05 | -1.09% | $12.49 | $1.38 |
| Mar 2024 | 9.15 | -15.12% | $13.36 | $1.46 |
| Dec 2023 | 10.78 | 24.91% | $14.45 | $1.34 |
| Sep 2023 | 8.63 | 0.47% | $11.56 | $1.34 |
| Jun 2023 | 8.59 | 2.63% | $12.37 | $1.44 |
| Mar 2023 | 8.37 | 6.08% | $12.64 | $1.51 |
| Dec 2022 | 7.89 | -6.63% | $14.12 | $1.79 |
| Sep 2022 | 8.45 | -6.53% | $13.09 | $1.55 |
FMNB Price vs fair value
FMNB average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
FMNB's current PE ratio is higher than the 3 and 5-year averages, but it is under its 10-year average.
PE comparison
Farmers National Banc's price to earnings (P/E) of 10.94 is lower than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 13.56, Farmers National Banc's price to earnings (P/E) is 19% lower.
FMNB PE vs peers
When compared to its peers HBAN and PRK, FMNB's PE ratio is lower, but it is higher than SBFG's. Farmers National Banc's PE ratio is trading below the peer average of 13.4.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SBFG Sb Financial Group Inc | 10.35 | $165.6M |
| FMNB Farmers National Banc Corp | 10.96 | $940.63M |
| UBCP United Bancorp Inc | 11.44 | $89.26M |
| PEBO Peoples Bancorp Inc | 12.39 | $1.49B |
| OVBC Ohio Valley Banc Corp | 13.1 | $202.36M |
| HBAN Huntington Bancshares Inc | 13.1 | $34.68B |
| NBTB Nbt Bancorp Inc | 14.93 | $2.75B |
| PRK Park National Corp | 18.85 | $3.74B |
Frequently asked questions
What is Farmers National Banc's PE ratio?
As of Jul 31, 2026, FMNB stock has a price to earnings ratio of 10.94.
What is the 3-year average PE ratio for Farmers National Banc (FMNB)?
The 3-year average PE ratio for FMNB stock is 9.99.
What is the 5-year average PE ratio for Farmers National Banc (FMNB)?
The 5-year average PE ratio for FMNB stock is 9.48.
What is the highest PE ratio for FMNB?
Over the last ten years, the quarterly PE ratio reached its highest level at 18.68 in the Dec 2016 quarter.
How does the current PE ratio for FMNB compare to its historical average?
FMNB's price to earnings ratio is currently 3.8% below its 10-year historical average.
How is FMNB's PE ratio calculated (Farmers National Banc PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jul 31, 2026), Farmers National Banc's share price is $15.86. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.45. Therefore, Farmers National Banc's price to earnings ratio for today is 10.94. PE RATIO(10.94) = STOCK PRICE($15.86) / TTM EPS($1.45)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.