Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
SAFT Safety Insurance Group Inc
- Stocks
- Financial Services
- NASDAQ: SAFT
Price (delayed)
$77.58
Market cap
$1.15B
P/E Ratio
16.2
Dividend/share
$3.6
EPS
$4.79
Enterprise value
$1.14B
Safety Insurance Group, Inc., based in Boston, MA, is the parent of Safety Insurance Company, Safety Indemnity Insurance Company, and Safety Property and Casualty Insurance Company. Operating exclusively in Massachusetts,
Highlights
The gross profit is up by 40% year-on-year
SAFT's revenue is up by 20% YoY and by 2.6% from the previous quarter
The equity has increased by 3% YoY but it has decreased by 2.7% from the previous quarter
The company's net income fell by 6% QoQ
Safety Insurance Group's EPS has decreased by 5% from the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.safetyinsurance.com
Key stats
What are the main financial stats of SAFT
Market
Valuations
Earnings
Shares outstanding
14.84M
Market cap
$1.15B
Enterprise value
$1.14B
Price to earnings (P/E)
16.2
Price to book (P/B)
1.39
Price to sales (P/S)
1.02
EV/EBIT
12.59
EV/EBITDA
11.32
EV/Sales
1.02
Revenue
$1.12B
Gross profit
$403.38M
Operating income
$90.38M
Net income
$70.73M
EBIT
$90.38M
EBITDA
$100.56M
Free cash flow
$124.32M
Per share
Balance sheet
Liquidity
EPS
$4.79
EPS diluted
$4.78
Free cash flow per share
$8.46
Book value per share
$55.83
Revenue per share
$76.23
TBVPS
$152.82
Total assets
$2.27B
Total liabilities
$1.44B
Debt
$45.73M
Equity
$828.46M
Working capital
N/A
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.13
Margins
Efficiency
Dividend
EBITDA margin
9%
Gross margin
36%
Net margin
6.3%
Operating margin
8.1%
Return on assets
3.2%
Return on equity
8.6%
Return on invested capital
4.2%
Return on capital employed
N/A
Return on sales
8.1%
Dividend yield
4.64%
DPS
$3.6
Payout ratio
75.2%
SAFT stock price
How has the Safety Insurance Group stock price performed over time
Intraday
1.79%
1 week
1.41%
1 month
-2.78%
1 year
-4.22%
YTD
-5.85%
QTD
-1.65%
Financial performance
How have Safety Insurance Group's revenue and profit performed over time
Revenue
$1.12B
Gross profit
$403.38M
Operating income
$90.38M
Net income
$70.73M
Gross margin
36%
Net margin
6.3%
Safety Insurance Group's operating margin has soared by 200% YoY but it has decreased by 8% from the previous quarter
The gross profit is up by 40% year-on-year
SAFT's revenue is up by 20% YoY and by 2.6% from the previous quarter
The gross margin is up by 16% year-on-year
Price vs fundamentals
How does SAFT's price correlate with its fundamentals
Growth
What is Safety Insurance Group's growth rate over time
Valuation
What is Safety Insurance Group stock price valuation
P/E
16.2
P/B
1.39
P/S
1.02
EV/EBIT
12.59
EV/EBITDA
11.32
EV/Sales
1.02
SAFT's P/E is 20% below its 5-year quarterly average of 20.3 and 18% below its last 4 quarters average of 19.7
Safety Insurance Group's EPS has decreased by 5% from the previous quarter
The equity has increased by 3% YoY but it has decreased by 2.7% from the previous quarter
The stock's P/S is 22% below its 5-year quarterly average of 1.3 and 7% below its last 4 quarters average of 1.1
SAFT's revenue is up by 20% YoY and by 2.6% from the previous quarter
Efficiency
How efficient is Safety Insurance Group business performance
Safety Insurance Group's ROS has soared by 200% YoY but it has decreased by 8% from the previous quarter
The ROA has contracted by 9% from the previous quarter
The ROIC has contracted by 7% from the previous quarter
SAFT's ROE is down by 5% from the previous quarter
Dividends
What is SAFT's dividend history
DPS
$3.6
Dividend yield
4.64%
Payout ratio
75.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Safety Insurance Group financials performed over time
The total assets is 57% greater than the total liabilities
Safety Insurance Group's total liabilities has increased by 12% YoY
The total assets has increased by 8% year-on-year
The debt is 94% less than the equity
The debt has contracted by 8% YoY and by 2.4% from the previous quarter
The equity has increased by 3% YoY but it has decreased by 2.7% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.