SAFT Safety Insurance Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SAFT

Price (delayed)

$103.59

Market cap

$1.52B

P/E Ratio

22.28

Dividend/share

$3.68

EPS

$4.65

Enterprise value

$1.51B

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Relative Growth: Rel. Growth: 70
Relative Strength: Rel. Strength: 83
Relative Valuation: Rel. Valuation: 59
Relative Profitability: Rel. Profitability: 41

Safety Insurance Group, Inc. is a provider of personal lines property and casualty insurance focused primarily on the Massachusetts market. The Company is a provider of private passenger automobile insurance ...

Highlights
SAFT's revenue is up by 7% YoY
The equity has increased by 2.4% from the previous quarter
The debt has grown by 37% YoY but it has contracted by 2.2% from the previous quarter
The company's net income fell by 19% YoY but it rose by 9% QoQ
SAFT's P/E is 57% above its last 4 quarters average of 14.2 and 4.1% above its 5-year quarterly average of 21.4
The gross margin is down by 9% year-on-year
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.safetyinsurance.com
Peers: PGR MCY ALL AIG

Key stats

What are the main financial stats of SAFT

SAFT stock price

How has the Safety Insurance Group stock price performed over time
Intraday
0.05%
1 week
0.23%
1 month
41.07%
1 year
39.84%
YTD
32.96%
QTD
38.38%

Financial performance

How have Safety Insurance Group's revenue and profit performed over time
Revenue
$1.29B
Gross profit
$431.04M
Operating income
$89.94M
Net income
$68.62M
Gross margin
33.5%
Net margin
5.3%
The net margin has contracted by 25% YoY but it has grown by 8% from the previous quarter
Safety Insurance Group's operating margin has decreased by 23% YoY but it has increased by 8% from the previous quarter
The company's net income fell by 19% YoY but it rose by 9% QoQ
The operating income has contracted by 17% YoY but it has grown by 9% from the previous quarter

Price vs fundamentals

How does SAFT's price correlate with its fundamentals

Growth

What is Safety Insurance Group's growth rate over time

Valuation

What is Safety Insurance Group stock price valuation
SAFT P/E details
P/E
22.28
P/B
1.74
P/S
1.17
EV/EBIT
16.82
EV/EBITDA
16.16
EV/Sales
1.18
SAFT's P/E is 57% above its last 4 quarters average of 14.2 and 4.1% above its 5-year quarterly average of 21.4
Safety Insurance Group's EPS has decreased by 19% YoY but it has increased by 10% from the previous quarter
The stock's P/B is 45% above its last 4 quarters average of 1.2 and 24% above its 5-year quarterly average of 1.4
The equity has increased by 2.4% from the previous quarter
The stock's P/S is 30% above its last 4 quarters average of 0.9 but 2.5% below its 5-year quarterly average of 1.2
SAFT's revenue is up by 7% YoY

Efficiency

How efficient is Safety Insurance Group business performance
The ROA has contracted by 24% YoY but it has grown by 8% from the previous quarter
The ROIC has contracted by 23% YoY but it has grown by 9% from the previous quarter
Safety Insurance Group's ROS has decreased by 23% YoY but it has increased by 8% from the previous quarter
SAFT's ROE is down by 22% YoY but it is up by 8% from the previous quarter

Dividends

What is SAFT's dividend history
Dividend details
DPS
$3.68
Dividend yield
3.55%
Payout ratio
79.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Safety Insurance Group financials performed over time
The total assets is 54% greater than the total liabilities
Safety Insurance Group's total liabilities has increased by 9% YoY and by 3% from the previous quarter
The total assets has increased by 6% year-on-year and by 2.8% since the previous quarter
The debt is 93% less than the equity
SAFT's debt to equity is up by 40% YoY
The debt has grown by 37% YoY but it has contracted by 2.2% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.