SAFT Safety Insurance Group Inc

Price (delayed)

$71.93

Market cap

$1.07B

P/E Ratio

12.58

Dividend/share

$3.62

EPS

$5.72

Enterprise value

$1.07B

?
Relative Growth: Rel. Growth: 85
Relative Strength: Rel. Strength: 38
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 62

Safety Insurance Group, Inc., based in Boston, MA, is the parent of Safety Insurance Company, Safety Indemnity Insurance Company, and Safety Property and Casualty Insurance Company. Operating exclusively in Massachusetts, ...

Highlights
The company's net income has surged by 67% YoY and by 17% QoQ
Safety Insurance Group's EPS has soared by 66% YoY and by 17% from the previous quarter

Key stats

What are the main financial stats of SAFT
Market
Shares outstanding
14.89M
Market cap
$1.07B
Enterprise value
$1.07B
Valuations
Price to earnings (P/E)
12.58
Price to book (P/B)
1.23
Price to sales (P/S)
0.88
PEG
0.19
EV/EBIT
9.79
EV/EBITDA
9.03
EV/Sales
0.89
Earnings
Revenue
$1.2B
Gross profit
$439.76M
Operating income
$108.88M
Net income
$84.85M
EBIT
$108.88M
EBITDA
$118M
Free cash flow
$158.57M
Per share
EPS
$5.72
EPS diluted
$5.7
Free cash flow per share
$10.75
Book value per share
$58.63
Revenue per share
$81.37
TBVPS
$158.69
Balance sheet
Total assets
$2.36B
Total liabilities
$1.49B
Debt
$43.66M
Equity
$873.26M
Working capital
N/A
Liquidity
Debt to equity
0.05
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.05
Margins
EBITDA margin
9.8%
Gross margin
36.7%
Net margin
7.1%
Operating margin
9.1%
Efficiency
Return on assets
3.7%
Return on equity
10%
Return on invested capital
4.8%
Return on capital employed
N/A
Return on sales
9.1%
Dividend
Dividend yield
5.03%
DPS
$3.62
Payout ratio
63.3%

SAFT stock price

How has the Safety Insurance Group stock price performed over time
Intraday
2.22%
1 week
6.77%
1 month
1.44%
1 year
-9.83%
YTD
-12.71%
QTD
1.75%

Financial performance

How have Safety Insurance Group's revenue and profit performed over time
Revenue
$1.2B
Gross profit
$439.76M
Operating income
$108.88M
Net income
$84.85M
Gross margin
36.7%
Net margin
7.1%
The company's net income has surged by 67% YoY and by 17% QoQ
The operating income has soared by 66% YoY and by 17% from the previous quarter
Safety Insurance Group's operating margin has increased by 42% YoY and by 12% from the previous quarter
The net margin has grown by 42% YoY and by 13% from the previous quarter

Price vs fundamentals

How does SAFT's price correlate with its fundamentals

Growth

What is Safety Insurance Group's growth rate over time

Valuation

What is Safety Insurance Group stock price valuation
P/E
12.58
P/B
1.23
P/S
0.88
EV/EBIT
9.79
EV/EBITDA
9.03
EV/Sales
0.89
Safety Insurance Group's EPS has soared by 66% YoY and by 17% from the previous quarter
SAFT's P/E is 39% below its 5-year quarterly average of 20.7 and 20% below its last 4 quarters average of 15.8
The stock's P/B is 12% below its 5-year quarterly average of 1.4 and 12% below its last 4 quarters average of 1.4
The equity has increased by 8% YoY and by 2.7% from the previous quarter
The stock's P/S is 32% below its 5-year quarterly average of 1.3 and 12% below its last 4 quarters average of 1.0
SAFT's revenue is up by 17% YoY and by 4% from the previous quarter

Efficiency

How efficient is Safety Insurance Group business performance
SAFT's ROE has soared by 56% YoY and by 15% from the previous quarter
The ROIC has soared by 55% YoY and by 14% from the previous quarter
The ROA has soared by 54% YoY and by 16% from the previous quarter
Safety Insurance Group's ROS has increased by 42% YoY and by 12% from the previous quarter

Dividends

What is SAFT's dividend history
DPS
$3.62
Dividend yield
5.03%
Payout ratio
63.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Safety Insurance Group financials performed over time
The total assets is 59% greater than the total liabilities
Safety Insurance Group's total liabilities has increased by 10% YoY and by 3.5% from the previous quarter
The total assets has increased by 9% year-on-year and by 3.2% since the previous quarter
The debt is 95% less than the equity
SAFT's debt to equity is down by 17% YoY
The debt has contracted by 9% YoY and by 2.3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.