SAFT Safety Insurance Group Inc

Price (delayed)

$103.47

Market cap

$1.52B

P/E Ratio

24.4

Dividend/share

$3.68

EPS

$4.24

Enterprise value

$1.53B

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Relative Growth: Rel. Growth: 57
Relative Strength: Rel. Strength: 87
Relative Valuation: Rel. Valuation: 57
Relative Profitability: Rel. Profitability: 41

Safety Insurance Group, Inc. is a provider of personal lines property and casualty insurance focused primarily on the Massachusetts market. The Company is a provider of private passenger automobile insurance ...

Highlights
SAFT's revenue is up by 11% YoY
SAFT's P/E is 78% above its last 4 quarters average of 13.7 and 13% above its 5-year quarterly average of 21.6
The debt has grown by 37% YoY

Key stats

What are the main financial stats of SAFT

SAFT stock price

How has the Safety Insurance Group stock price performed over time
Intraday
0.08%
1 week
0.46%
1 month
33.56%
1 year
49.31%
YTD
32.81%
QTD
38.22%

Financial performance

How have Safety Insurance Group's revenue and profit performed over time
Revenue
$1.28B
Gross profit
$422.59M
Operating income
$82.64M
Net income
$63.04M
Gross margin
33.1%
Net margin
4.9%
The net margin has contracted by 38% from the previous quarter and by 22% YoY
The operating income has contracted by 36% from the previous quarter and by 11% YoY
Safety Insurance Group's operating margin has decreased by 36% from the previous quarter and by 20% YoY
The company's net income fell by 36% QoQ and by 13% YoY

Price vs fundamentals

How does SAFT's price correlate with its fundamentals

Growth

What is Safety Insurance Group's growth rate over time

Valuation

What is Safety Insurance Group stock price valuation
P/E
24.4
P/B
1.77
P/S
1.17
EV/EBIT
18.46
EV/EBITDA
17.55
EV/Sales
1.19
SAFT's P/E is 78% above its last 4 quarters average of 13.7 and 13% above its 5-year quarterly average of 21.6
Safety Insurance Group's EPS has decreased by 37% from the previous quarter and by 13% YoY
The stock's P/B is 36% above its last 4 quarters average of 1.3 and 26% above its 5-year quarterly average of 1.4
The equity has decreased by 4.1% from the previous quarter
The stock's P/S is 30% above its last 4 quarters average of 0.9 but 2.5% below its 5-year quarterly average of 1.2
SAFT's revenue is up by 11% YoY

Efficiency

How efficient is Safety Insurance Group business performance
The ROA has contracted by 37% from the previous quarter and by 19% YoY
The ROIC has contracted by 37% from the previous quarter and by 19% YoY
Safety Insurance Group's ROS has decreased by 36% from the previous quarter and by 20% YoY
SAFT's ROE is down by 36% from the previous quarter and by 17% YoY

Dividends

What is SAFT's dividend history
DPS
$3.68
Dividend yield
3.56%
Payout ratio
86.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Safety Insurance Group financials performed over time
The total assets is 54% greater than the total liabilities
Safety Insurance Group's total liabilities has increased by 10% YoY
The total assets has increased by 6% year-on-year
The debt is 93% less than the equity
SAFT's debt to equity is up by 40% YoY
The debt has grown by 37% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.