SAFT Safety Insurance Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SAFT

Price (delayed)

$87.01

Market cap

$1.29B

P/E Ratio

25.07

Dividend/share

$3.6

EPS

$3.47

Enterprise value

$1.31B

Safety Insurance Group, Inc., based in Boston, MA, is the parent of Safety Insurance Company, Safety Indemnity Insurance Company, and Safety Property and Casualty Insurance Company. Operating exclusively in Massachusetts, ...

Highlights
The company's net income has surged by 172% QoQ and by 94% YoY
Safety Insurance Group's EPS has soared by 171% from the previous quarter and by 93% YoY
SAFT's P/E is 32% below its last 4 quarters average of 36.2 but 24% above its 5-year quarterly average of 20.0
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.safetyinsurance.com
Peers: PGR MCY ALL AIG

Key stats

What are the main financial stats of SAFT
Market
Shares outstanding
14.84M
Market cap
$1.29B
Enterprise value
$1.31B
Valuations
Price to earnings (P/E)
25.07
Price to book (P/B)
1.59
Price to sales (P/S)
1.3
EV/EBIT
19.82
EV/EBITDA
17.86
EV/Sales
1.33
Earnings
Revenue
$985.43M
EBIT
$66.07M
EBITDA
$73.31M
Free cash flow
$39.56M
Per share
EPS
$3.47
Free cash flow per share
$2.7
Book value per share
$54.56
Revenue per share
$67.19
TBVPS
$141.06
Balance sheet
Total assets
$2.09B
Total liabilities
$1.29B
Debt
$49.08M
Equity
$807.07M
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.25
Margins
EBITDA margin
7.4%
Gross margin
34.7%
Net margin
5.2%
Operating margin
6.7%
Efficiency
Return on assets
2.5%
Return on equity
6.5%
Return on invested capital
3.2%
Return on capital employed
N/A
Return on sales
6.7%
Dividend
Dividend yield
4.14%
DPS
$3.6
Payout ratio
103.7%

SAFT stock price

How has the Safety Insurance Group stock price performed over time
Intraday
1.26%
1 week
4.3%
1 month
16.79%
1 year
22.17%
YTD
14.5%
QTD
15.97%

Financial performance

How have Safety Insurance Group's revenue and profit performed over time
Revenue
$985.43M
Gross profit
$341.88M
Operating income
$66.07M
Net income
$51.29M
Gross margin
34.7%
Net margin
5.2%
The company's net income has surged by 172% QoQ and by 94% YoY
The operating income has soared by 162% from the previous quarter and by 90% YoY
The net margin has soared by 160% from the previous quarter and by 63% YoY
Safety Insurance Group's operating margin has soared by 148% from the previous quarter and by 56% YoY

Growth

What is Safety Insurance Group's growth rate over time

Valuation

What is Safety Insurance Group stock price valuation
SAFT P/E details
P/E
25.07
P/B
1.59
P/S
1.3
EV/EBIT
19.82
EV/EBITDA
17.86
EV/Sales
1.33
Safety Insurance Group's EPS has soared by 171% from the previous quarter and by 93% YoY
SAFT's P/E is 32% below its last 4 quarters average of 36.2 but 24% above its 5-year quarterly average of 20.0
The stock's P/B is 12% above its last 4 quarters average of 1.4 and 4.7% above its 5-year quarterly average of 1.5
SAFT's revenue is up by 21% YoY and by 6% from the previous quarter
The stock's P/S is 9% below its 5-year quarterly average of 1.4 but 7% above its last 4 quarters average of 1.2

Efficiency

How efficient is Safety Insurance Group business performance
The ROA has soared by 178% from the previous quarter and by 92% YoY
SAFT's ROE has soared by 171% from the previous quarter and by 97% YoY
The ROIC has soared by 167% from the previous quarter and by 78% YoY
Safety Insurance Group's ROS has soared by 148% from the previous quarter and by 56% YoY

Dividends

What is SAFT's dividend history
Dividend details
DPS
$3.6
Dividend yield
4.14%
Payout ratio
103.7%
Recent dividends

Financial health

How did Safety Insurance Group financials performed over time
The total assets is 63% greater than the total liabilities
Safety Insurance Group's total liabilities has increased by 8% YoY
The total assets has increased by 5% year-on-year
The debt is 94% less than the equity
The debt has contracted by 27% YoY
SAFT's debt to equity is down by 25% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.