SAFT Safety Insurance Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SAFT

Price (delayed)

$78.87

Market cap

$1.17B

P/E Ratio

61.62

Dividend/share

$3.6

EPS

$1.28

Enterprise value

$1.18B

Safety Insurance Group, Inc., based in Boston, MA, is the parent of Safety Insurance Company, Safety Indemnity Insurance Company, and Safety Property and Casualty Insurance Company. Operating exclusively in Massachusetts, ...

Highlights
SAFT's revenue is up by 17% YoY and by 3.5% from the previous quarter
The debt has contracted by 15% YoY
Safety Insurance Group's EPS has plunged by 60% YoY and by 40% from the previous quarter
The company's net income has shrunk by 59% YoY and by 40% QoQ
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.safetyinsurance.com
Peers: PGR MCY ALL AIG

Key stats

What are the main financial stats of SAFT
Market
Shares outstanding
14.79M
Market cap
$1.17B
Enterprise value
$1.18B
Valuations
Price to earnings (P/E)
61.62
Price to book (P/B)
1.45
Price to sales (P/S)
1.24
EV/EBIT
46.68
EV/EBITDA
36.96
EV/Sales
1.27
Earnings
Revenue
$930.96M
EBIT
$25.24M
EBITDA
$31.88M
Free cash flow
$50.33M
Per share
EPS
$1.28
Free cash flow per share
$3.43
Book value per share
$54.37
Revenue per share
$63.49
TBVPS
$141.12
Balance sheet
Total assets
$2.09B
Total liabilities
$1.29B
Debt
$49.76M
Equity
$804.27M
Working capital
N/A
Liquidity
Debt to equity
0.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.36
Margins
EBITDA margin
3.4%
Gross margin
31%
Net margin
2%
Operating margin
2.7%
Efficiency
Return on assets
0.9%
Return on equity
2.4%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
2.7%
Dividend
Dividend yield
4.56%
DPS
$3.6
Payout ratio
281.3%

SAFT stock price

How has the Safety Insurance Group stock price performed over time
Intraday
0.83%
1 week
1.9%
1 month
-1.9%
1 year
5.85%
YTD
3.79%
QTD
-4.04%

Financial performance

How have Safety Insurance Group's revenue and profit performed over time
Revenue
$930.96M
Gross profit
$288.65M
Operating income
$25.24M
Net income
$18.88M
Gross margin
31%
Net margin
2%
The net margin has plunged by 66% YoY and by 43% from the previous quarter
Safety Insurance Group's operating margin has plunged by 64% YoY and by 41% from the previous quarter
The company's net income has shrunk by 59% YoY and by 40% QoQ
The operating income has plunged by 58% YoY and by 39% from the previous quarter

Growth

What is Safety Insurance Group's growth rate over time

Valuation

What is Safety Insurance Group stock price valuation
SAFT P/E details
P/E
61.62
P/B
1.45
P/S
1.24
EV/EBIT
46.68
EV/EBITDA
36.96
EV/Sales
1.27
Safety Insurance Group's EPS has plunged by 60% YoY and by 40% from the previous quarter
SAFT's P/E is 51% above its last 4 quarters average of 40.7
The stock's P/B is 3.6% above its last 4 quarters average of 1.4 but 3.3% below its 5-year quarterly average of 1.5
The equity has increased by 4.5% from the previous quarter
SAFT's revenue is up by 17% YoY and by 3.5% from the previous quarter
The stock's P/S is 11% below its 5-year quarterly average of 1.4 but 3.3% above its last 4 quarters average of 1.2

Efficiency

How efficient is Safety Insurance Group business performance
Safety Insurance Group's ROS has plunged by 64% YoY and by 41% from the previous quarter
The ROA has plunged by 63% YoY and by 44% from the previous quarter
The ROIC has plunged by 60% YoY and by 40% from the previous quarter
SAFT's ROE has plunged by 58% YoY and by 38% from the previous quarter

Dividends

What is SAFT's dividend history
Dividend details
DPS
$3.6
Dividend yield
4.56%
Payout ratio
281.3%
Recent dividends

Financial health

How did Safety Insurance Group financials performed over time
The total assets is 62% greater than the total liabilities
Safety Insurance Group's total liabilities has increased by 11% YoY
The total assets has increased by 6% year-on-year and by 2% since the previous quarter
The debt is 94% less than the equity
The debt has contracted by 15% YoY
SAFT's debt to equity is down by 14% from the previous quarter and by 14% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.