MCY Mercury General Corp

  1. Stocks
  2. Financial Services
  3. NYSE: MCY

Price (delayed)

$51.66

Market cap

$2.86B

P/E Ratio

29.69

Dividend/share

$1.27

EPS

$1.74

Enterprise value

$2.9B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
The net income has surged by 195% since the previous quarter and by 119% year-on-year
MCY's EPS has surged by 195% since the previous quarter and by 119% year-on-year
MCY's debt is up by 40% YoY
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Peers: ALL PGR SAFT ERIE

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$2.86B
Enterprise value
$2.9B
Valuations
Price to earnings (P/E)
29.69
Price to book (P/B)
1.85
Price to sales (P/S)
0.62
EV/EBIT
23.44
EV/EBITDA
14.8
EV/Sales
0.63
Earnings
Revenue
$4.63B
EBIT
$123.6M
EBITDA
$195.84M
Free cash flow
$446.05M
Per share
EPS
$1.74
Free cash flow per share
$8.06
Book value per share
$27.96
Revenue per share
$83.61
TBVPS
$127.36
Balance sheet
Total assets
$7.1B
Total liabilities
$5.56B
Debt
$587.96M
Equity
$1.55B
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.19
Margins
EBITDA margin
4.2%
Gross margin
24%
Net margin
2.1%
Operating margin
2.7%
Efficiency
Return on assets
1.4%
Return on equity
6.7%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
2.7%
Dividend
Dividend yield
2.46%
DPS
$1.27
Payout ratio
73%

MCY stock price

How has the Mercury General stock price performed over time
Intraday
-4.86%
1 week
-3.67%
1 month
5.17%
1 year
70.89%
YTD
38.46%
QTD
0.12%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$4.63B
Gross profit
$1.11B
Operating income
$123.6M
Net income
$96.34M
Gross margin
24%
Net margin
2.1%
The net income has surged by 195% since the previous quarter and by 119% year-on-year
MCY's operating income has surged by 192% since the previous quarter and by 119% year-on-year
MCY's net margin has soared by 191% QoQ and by 115% YoY
The operating margin has soared by 187% QoQ and by 115% YoY

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
MCY P/E details
P/E
29.69
P/B
1.85
P/S
0.62
EV/EBIT
23.44
EV/EBITDA
14.8
EV/Sales
0.63
MCY's EPS has surged by 195% since the previous quarter and by 119% year-on-year
The price to book (P/B) is 54% more than the last 4 quarters average of 1.2 and 32% more than the 5-year quarterly average of 1.4
The equity has increased by 13% since the previous quarter
The stock's price to sales (P/S) is 55% more than its last 4 quarters average of 0.4 but 11% less than its 5-year quarterly average of 0.7
MCY's revenue is up by 27% year-on-year and by 5% since the previous quarter

Efficiency

How efficient is Mercury General business performance
The ROE has soared by 194% from the previous quarter and by 122% YoY
The return on assets has surged by 193% since the previous quarter and by 118% year-on-year
MCY's return on invested capital has surged by 190% since the previous quarter and by 118% year-on-year
MCY's return on sales has surged by 187% since the previous quarter and by 115% year-on-year

Dividends

What is MCY's dividend history
Dividend details
DPS
$1.27
Dividend yield
2.46%
Payout ratio
73%
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 28% more than the total liabilities
The total liabilities rose by 11% YoY
The total assets has increased by 9% YoY and by 2.6% from the previous quarter
MCY's debt is 62% lower than its equity
MCY's debt is up by 40% YoY
Mercury General's debt to equity has increased by 36% YoY but it has decreased by 12% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.