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MCY Mercury General Corp
- Stocks
- Financial Services
- NYSE: MCY
Price (delayed)
$57.33
Market cap
$3.18B
P/E Ratio
6.78
Dividend/share
$1.27
EPS
$8.45
Enterprise value
$3.04B
Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.
Highlights
The equity has increased by 26% year-on-year and by 4.5% since the previous quarter
The stock's price to earnings (P/E) is 25% less than its last 4 quarters average of 9.1
The gross profit has soared by 61% YoY but it is down by 3.6% QoQ
The gross margin has increased by 36% year-on-year but it has declined by 3.5% since the previous quarter
MCY's EPS is down by 16% since the previous quarter
The net income has declined by 16% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Key stats
What are the main financial stats of MCY
Market
Valuations
Earnings
Shares outstanding
55.39M
Market cap
$3.18B
Enterprise value
$3.04B
Price to earnings (P/E)
6.78
Price to book (P/B)
1.63
Price to sales (P/S)
0.58
EV/EBIT
5.02
EV/EBITDA
4.48
EV/Sales
0.56
Revenue
$5.48B
Gross profit
$1.79B
Operating income
$605.7M
Net income
$467.95M
EBIT
$605.7M
EBITDA
$679.14M
Free cash flow
$1B
Per share
Balance sheet
Liquidity
EPS
$8.45
EPS diluted
$8.45
Free cash flow per share
$18.13
Book value per share
$35.15
Revenue per share
$98.89
TBVPS
$149.18
Total assets
$8.31B
Total liabilities
$6.36B
Debt
$587.71M
Equity
$1.95B
Working capital
N/A
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.2
Margins
Efficiency
Dividend
EBITDA margin
12.4%
Gross margin
32.7%
Net margin
8.5%
Operating margin
11.1%
Return on assets
5.9%
Return on equity
26.5%
Return on invested capital
7.8%
Return on capital employed
N/A
Return on sales
11.1%
Dividend yield
2.22%
DPS
$1.27
Payout ratio
15%
MCY stock price
How has the Mercury General stock price performed over time
Intraday
3.56%
1 week
6.34%
1 month
1.7%
1 year
3.37%
YTD
-13.76%
QTD
2.56%
Financial performance
How have Mercury General's revenue and profit performed over time
Revenue
$5.48B
Gross profit
$1.79B
Operating income
$605.7M
Net income
$467.95M
Gross margin
32.7%
Net margin
8.5%
The gross profit has soared by 61% YoY but it is down by 3.6% QoQ
The gross margin has increased by 36% year-on-year but it has declined by 3.5% since the previous quarter
MCY's revenue is up by 18% year-on-year
MCY's net margin is down by 17% QoQ
Price vs fundamentals
How does MCY's price correlate with its fundamentals
Growth
What is Mercury General's growth rate over time
Valuation
What is Mercury General stock price valuation
P/E
6.78
P/B
1.63
P/S
0.58
EV/EBIT
5.02
EV/EBITDA
4.48
EV/Sales
0.56
The stock's price to earnings (P/E) is 25% less than its last 4 quarters average of 9.1
MCY's EPS is down by 16% since the previous quarter
The equity has increased by 26% year-on-year and by 4.5% since the previous quarter
The price to book (P/B) is 16% more than the 5-year quarterly average of 1.4 but 9% less than the last 4 quarters average of 1.8
MCY's revenue is up by 18% year-on-year
The stock's price to sales (P/S) is 3.3% less than its 5-year quarterly average of 0.6 and 3.3% less than its last 4 quarters average of 0.6
Efficiency
How efficient is Mercury General business performance
The ROE is down by 21% from the previous quarter
The return on assets has declined by 20% since the previous quarter
MCY's return on invested capital is down by 18% since the previous quarter
MCY's return on sales is down by 15% since the previous quarter
Dividends
What is MCY's dividend history
DPS
$1.27
Dividend yield
2.22%
Payout ratio
15%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Mercury General financials performed over time
The total assets is 31% more than the total liabilities
The total assets has increased by 17% YoY
The total liabilities rose by 15% YoY
MCY's debt is 70% lower than its equity
The equity has increased by 26% year-on-year and by 4.5% since the previous quarter
Mercury General's debt to equity has decreased by 21% YoY and by 6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.