MCY Mercury General Corp

  1. Stocks
  2. Financial Services
  3. NYSE: MCY

Price (delayed)

$44.12

Market cap

$2.44B

P/E Ratio

N/A

Dividend/share

$2.54

EPS

-$1.02

Enterprise value

$2.55B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
MCY's debt is down by 2.3% YoY
The net income has dropped by 123% since the previous quarter and by 109% year-on-year
MCY's EPS has dropped by 123% since the previous quarter and by 109% year-on-year
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Peers: FNHC PGR ALL SAFT

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$2.44B
Enterprise value
$2.55B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.28
Price to sales (P/S)
0.64
EV/EBIT
N/A
EV/EBITDA
175.64
EV/Sales
0.67
Earnings
Revenue
$3.81B
EBIT
-$69.2M
EBITDA
$14.53M
Free cash flow
$391.86M
Per share
EPS
-$1.02
Free cash flow per share
$7.08
Book value per share
$34.46
Revenue per share
$68.73
TBVPS
$119.45
Balance sheet
Total assets
$6.67B
Total liabilities
$4.76B
Debt
$405.02M
Equity
$1.91B
Working capital
N/A
Liquidity
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.52
Margins
EBITDA margin
0.4%
Gross margin
22.3%
Net margin
-1.5%
Operating margin
-1.8%
Efficiency
Return on assets
-0.8%
Return on equity
-2.7%
Return on invested capital
-1%
Return on capital employed
N/A
Return on sales
-1.8%
Dividend
Dividend yield
5.75%
DPS
$2.54
Payout ratio
N/A

MCY stock price

How has the Mercury General stock price performed over time
Intraday
0.25%
1 week
0.89%
1 month
-8.01%
1 year
-29.12%
YTD
-16.85%
QTD
-19.78%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$3.81B
Gross profit
$849.98M
Operating income
-$69.2M
Net income
-$55.98M
Gross margin
22.3%
Net margin
-1.5%
MCY's net margin has shrunk by 124% QoQ and by 110% YoY
The net income has dropped by 123% since the previous quarter and by 109% year-on-year
The operating margin has shrunk by 123% QoQ and by 109% YoY
MCY's operating income has dropped by 122% since the previous quarter and by 109% year-on-year

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
P/E
N/A
P/B
1.28
P/S
0.64
EV/EBIT
N/A
EV/EBITDA
175.64
EV/Sales
0.67
MCY's EPS has dropped by 123% since the previous quarter and by 109% year-on-year
The price to book (P/B) is 20% less than the 5-year quarterly average of 1.6 and 15% less than the last 4 quarters average of 1.5
The equity has declined by 11% since the previous quarter and by 9% year-on-year
The stock's price to sales (P/S) is 20% less than its 5-year quarterly average of 0.8 and 20% less than its last 4 quarters average of 0.8
MCY's revenue is down by 6% year-on-year and by 4.7% since the previous quarter

Efficiency

How efficient is Mercury General business performance
MCY's return on sales has dropped by 123% since the previous quarter and by 109% year-on-year
The ROE has plunged by 123% from the previous quarter and by 109% YoY
The return on assets has dropped by 122% since the previous quarter and by 108% year-on-year
MCY's return on invested capital has dropped by 121% since the previous quarter and by 108% year-on-year

Dividends

What is MCY's dividend history
Dividend details
DPS
$2.54
Dividend yield
5.75%
Payout ratio
N/A
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 40% more than the total liabilities
The total liabilities rose by 7% YoY and by 2.7% QoQ
MCY's debt is 79% lower than its equity
The equity has declined by 11% since the previous quarter and by 9% year-on-year
Mercury General's debt to equity has increased by 11% QoQ and by 5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.