MCY Mercury General Corp

  1. Stocks
  2. Financial Services
  3. NYSE: MCY

Price (delayed)

$27.74

Market cap

$1.54B

P/E Ratio

N/A

Dividend/share

$1.27

EPS

-$3.47

Enterprise value

$1.65B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
The gross profit has soared by 57% YoY and by 48% QoQ
MCY's EPS is up by 49% year-on-year and by 47% since the previous quarter
MCY's debt is up by 16% YoY
The equity has declined by 16% year-on-year and by 4.1% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Peers: ALL PGR SAFT ERIE

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$1.54B
Enterprise value
$1.65B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.1
Price to sales (P/S)
0.36
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.39
Earnings
Revenue
$4.24B
EBIT
-$250.37M
EBITDA
-$177.76M
Free cash flow
$255.42M
Per share
EPS
-$3.47
Free cash flow per share
$4.61
Book value per share
$25.29
Revenue per share
$76.61
TBVPS
$119.9
Balance sheet
Total assets
$6.69B
Total liabilities
$5.29B
Debt
$468.64M
Equity
$1.4B
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.62
Margins
EBITDA margin
-4.2%
Gross margin
16.5%
Net margin
-4.5%
Operating margin
-5.9%
Efficiency
Return on assets
-2.9%
Return on equity
-12.9%
Return on invested capital
-3.8%
Return on capital employed
N/A
Return on sales
-5.9%
Dividend
Dividend yield
4.58%
DPS
$1.27
Payout ratio
N/A

MCY stock price

How has the Mercury General stock price performed over time
Intraday
-1.14%
1 week
-1.77%
1 month
-4.93%
1 year
-4.77%
YTD
-18.89%
QTD
-8.36%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$4.24B
Gross profit
$700.94M
Operating income
-$250.37M
Net income
-$191.9M
Gross margin
16.5%
Net margin
-4.5%
The gross profit has soared by 57% YoY and by 48% QoQ
MCY's net margin has soared by 57% YoY and by 51% QoQ
The operating margin has soared by 56% YoY and by 50% QoQ
The net income has increased by 49% year-on-year and by 47% since the previous quarter

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
MCY P/E details
P/E
N/A
P/B
1.1
P/S
0.36
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.39
MCY's EPS is up by 49% year-on-year and by 47% since the previous quarter
The price to book (P/B) is 26% less than the 5-year quarterly average of 1.5 and 8% less than the last 4 quarters average of 1.2
The equity has declined by 16% year-on-year and by 4.1% since the previous quarter
The stock's price to sales (P/S) is 47% less than its 5-year quarterly average of 0.7 and 26% less than its last 4 quarters average of 0.5
MCY's revenue is up by 19% year-on-year and by 8% since the previous quarter

Efficiency

How efficient is Mercury General business performance
MCY's return on sales has surged by 56% year-on-year and by 50% since the previous quarter
The return on assets rose by 48% year-on-year and by 47% since the previous quarter
MCY's return on invested capital is up by 46% year-on-year and by 46% since the previous quarter
The ROE is up by 45% from the previous quarter and by 32% YoY

Dividends

What is MCY's dividend history
Dividend details
DPS
$1.27
Dividend yield
4.58%
Payout ratio
N/A
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 26% more than the total liabilities
The total liabilities rose by 9% YoY and by 3.1% QoQ
The total assets has increased by 2.9% YoY
MCY's debt is 67% lower than its equity
Mercury General's debt to equity has increased by 38% YoY and by 3.1% QoQ
MCY's debt is up by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.