MCY Mercury General Corp

Price (delayed)

$60.34

Market cap

$3.34B

P/E Ratio

8.91

Dividend/share

$2.52

EPS

$6.77

Enterprise value

$3.41B

Sector: Financial Services
Industry: Insurance - Property & Casualty

Highlights

The stock's price to earnings (P/E) is 66% less than its 5-year quarterly average of 26.4 and 55% less than its last 4 quarters average of 19.9
The net income has surged by 56% since the previous quarter and by 17% year-on-year
MCY's revenue is down by 4.7% year-on-year but it is up by 2.3% since the previous quarter

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.36M
Market cap
$3.34B
Enterprise value
$3.41B
Valuations
Price to earnings (P/E)
8.91
Price to book (P/B)
1.64
Price to sales (P/S)
0.88
EV/EBIT
7.17
EV/EBITDA
6.26
EV/Sales
0.9
Earnings
Revenue
$3.78B
EBIT
$475.55M
EBITDA
$544.01M
Free cash flow
$565.66M
Per share
EPS
$6.77
Free cash flow per share
$10.22
Book value per share
$36.72
Revenue per share
$68.36
TBVPS
$113.34
Balance sheet
Total assets
$6.33B
Total liabilities
$4.3B
Debt
$416.36M
Equity
$2.03B
Working capital
N/A
Liquidity
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.12
Margins
EBITDA margin
14.4%
Gross margin
36.7%
Net margin
9.9%
Operating margin
12.6%
Efficiency
Return on assets
6.2%
Return on equity
20.3%
Return on invested capital
7.8%
Return on capital employed
N/A
Return on sales
12.6%
Dividend
Dividend yield
4.18%
DPS
$2.52
Payout ratio
37.3%

MCY stock price

How has the Mercury General stock price performed over time
Intraday
0.82%
1 week
6.14%
1 month
13.04%
1 year
22%
YTD
15.57%
QTD
15.57%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$3.78B
Gross profit
$1.39B
Operating income
$475.55M
Net income
$374.61M
Gross margin
36.7%
Net margin
9.9%
MCY's operating income has surged by 60% since the previous quarter and by 20% year-on-year
The operating margin has soared by 58% QoQ and by 27% YoY
The net income has surged by 56% since the previous quarter and by 17% year-on-year
MCY's net margin has soared by 52% QoQ and by 22% YoY

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
P/E
8.91
P/B
1.64
P/S
0.88
EV/EBIT
7.17
EV/EBITDA
6.26
EV/Sales
0.9
The stock's price to earnings (P/E) is 66% less than its 5-year quarterly average of 26.4 and 55% less than its last 4 quarters average of 19.9
MCY's EPS has surged by 56% since the previous quarter and by 17% year-on-year
The price to book (P/B) is 26% more than the last 4 quarters average of 1.3 and 2.5% more than the 5-year quarterly average of 1.6
The equity has increased by 13% year-on-year and by 7% since the previous quarter
The stock's price to sales (P/S) is 26% more than its last 4 quarters average of 0.7 and 10% more than its 5-year quarterly average of 0.8
MCY's revenue is down by 4.7% year-on-year but it is up by 2.3% since the previous quarter

Efficiency

How efficient is Mercury General business performance
MCY's return on invested capital has surged by 59% since the previous quarter and by 16% year-on-year
MCY's return on sales has surged by 58% since the previous quarter and by 27% year-on-year
The return on assets has surged by 55% since the previous quarter and by 13% year-on-year
The ROE has soared by 51% from the previous quarter and by 12% YoY

Dividends

What is MCY's dividend history
DPS
$2.52
Dividend yield
4.18%
Payout ratio
37.3%
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 47% more than the total liabilities
The total assets has increased by 7% YoY and by 3% from the previous quarter
MCY's debt is 80% lower than its equity
Mercury General's debt to equity has decreased by 13% YoY and by 9% QoQ
The equity has increased by 13% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.