MCY Mercury General Corp

  1. Stocks
  2. Financial Services
  3. NYSE: MCY

Price (delayed)

$30.54

Market cap

$1.69B

P/E Ratio

N/A

Dividend/share

$1.91

EPS

-$9.26

Enterprise value

$1.82B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
MCY's revenue is down by 9% year-on-year but it is up by 2.9% since the previous quarter
The gross profit has shrunk by 77% YoY and by 14% QoQ
The gross margin has dropped by 75% year-on-year and by 16% since the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Peers: PGR ALL SAFT ERIE

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$1.69B
Enterprise value
$1.82B
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
1.11
Price to sales (P/S)
0.46
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.5
Earnings
Revenue
$3.64B
EBIT
-$653.48M
EBITDA
-$571.09M
Free cash flow
$317.08M
Per share
EPS
-$9.26
Free cash flow per share
$5.73
Book value per share
$27.49
Revenue per share
$65.79
TBVPS
$116.71
Balance sheet
Total assets
$6.51B
Total liabilities
$4.99B
Debt
$420.25M
Equity
$1.52B
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.23
Margins
EBITDA margin
-15.7%
Gross margin
7.7%
Net margin
-14.1%
Operating margin
-17.9%
Efficiency
Return on assets
-7.8%
Return on equity
-30.9%
Return on invested capital
-9.9%
Return on capital employed
N/A
Return on sales
-17.9%
Dividend
Dividend yield
6.24%
DPS
$1.91
Payout ratio
N/A

MCY stock price

How has the Mercury General stock price performed over time
Intraday
-0.72%
1 week
1.56%
1 month
-14.91%
1 year
-43.72%
YTD
-10.7%
QTD
-10.7%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$3.64B
Gross profit
$280.85M
Operating income
-$653.48M
Net income
-$512.67M
Gross margin
7.7%
Net margin
-14.1%
The gross profit has shrunk by 77% YoY and by 14% QoQ
The gross margin has dropped by 75% year-on-year and by 16% since the previous quarter
MCY's revenue is down by 9% year-on-year but it is up by 2.9% since the previous quarter
MCY's operating income is down by 9% since the previous quarter

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
P/E
N/A
P/B
1.11
P/S
0.46
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.5
MCY's EPS is down by 8% since the previous quarter
The equity has declined by 29% year-on-year
The price to book (P/B) is 25% less than the 5-year quarterly average of 1.5 and 14% less than the last 4 quarters average of 1.3
The stock's price to sales (P/S) is 33% less than its 5-year quarterly average of 0.7 and 22% less than its last 4 quarters average of 0.6
MCY's revenue is down by 9% year-on-year but it is up by 2.9% since the previous quarter

Efficiency

How efficient is Mercury General business performance
The ROE is down by 18% from the previous quarter
MCY's return on invested capital is down by 9% since the previous quarter
The return on assets has declined by 8% since the previous quarter
MCY's return on sales is down by 5% since the previous quarter

Dividends

What is MCY's dividend history
Dividend details
DPS
$1.91
Dividend yield
6.24%
Payout ratio
N/A
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 30% more than the total liabilities
The total liabilities rose by 8% YoY
The total assets has decreased by 3.8% YoY
MCY's debt is 72% lower than its equity
Mercury General's debt to equity has increased by 47% YoY and by 8% QoQ
The equity has declined by 29% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.