MCY Mercury General Corp
- Stocks
- Financial Services
- NYSE: MCY
Price (delayed)
$75.11
Market cap
$4.16B
P/E Ratio
10.67
Dividend/share
$1.27
EPS
$7.04
Enterprise value
$3.63B
Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.
Highlights
The net income has increased by 36% since the previous quarter and by 22% year-on-year
MCY's EPS is up by 36% since the previous quarter and by 22% year-on-year
The stock's price to earnings (P/E) is 24% more than its last 4 quarters average of 8.6
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Key stats
What are the main financial stats of MCY
Market
Valuations
Earnings
Shares outstanding
55.39M
Market cap
$4.16B
Enterprise value
$3.63B
Price to earnings (P/E)
10.67
Price to book (P/B)
2.11
Price to sales (P/S)
0.72
EV/EBIT
7.19
EV/EBITDA
6.27
EV/Sales
0.63
Revenue
$5.77B
Gross profit
$1.76B
Operating income
$504.65M
Net income
$390.07M
EBIT
$504.65M
EBITDA
$578.29M
Free cash flow
$842.97M
Per share
Balance sheet
Liquidity
EPS
$7.04
EPS diluted
$7.04
Free cash flow per share
$15.22
Book value per share
$35.56
Revenue per share
$104.14
TBVPS
$163.08
Total assets
$9.08B
Total liabilities
$7.11B
Debt
$590.17M
Equity
$1.97B
Working capital
N/A
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.92
Margins
Efficiency
Dividend
EBITDA margin
10%
Gross margin
30.6%
Net margin
6.8%
Operating margin
8.7%
Return on assets
4.5%
Return on equity
20.5%
Return on invested capital
6.1%
Return on capital employed
N/A
Return on sales
8.7%
Dividend yield
1.69%
DPS
$1.27
Payout ratio
18%
MCY stock price
How has the Mercury General stock price performed over time
Intraday
0.28%
1 week
6.78%
1 month
10%
1 year
24.91%
YTD
12.98%
QTD
11.54%
Financial performance
How have Mercury General's revenue and profit performed over time
Revenue
$5.77B
Gross profit
$1.76B
Operating income
$504.65M
Net income
$390.07M
Gross margin
30.6%
Net margin
6.8%
The net income has increased by 36% since the previous quarter and by 22% year-on-year
MCY's operating income is up by 35% since the previous quarter and by 21% year-on-year
MCY's net margin is up by 33% QoQ and by 6% YoY
The operating margin rose by 30% QoQ and by 4.8% YoY
Price vs fundamentals
How does MCY's price correlate with its fundamentals
Growth
What is Mercury General's growth rate over time
Valuation
What is Mercury General stock price valuation
P/E
10.67
P/B
2.11
P/S
0.72
EV/EBIT
7.19
EV/EBITDA
6.27
EV/Sales
0.63
MCY's EPS is up by 36% since the previous quarter and by 22% year-on-year
The stock's price to earnings (P/E) is 24% more than its last 4 quarters average of 8.6
The price to book (P/B) is 41% more than the 5-year quarterly average of 1.5 and 17% more than the last 4 quarters average of 1.8
The equity has increased by 19% year-on-year and by 8% since the previous quarter
The stock's price to sales (P/S) is 20% more than its 5-year quarterly average of 0.6 and 20% more than its last 4 quarters average of 0.6
MCY's revenue is up by 15% year-on-year and by 3.1% since the previous quarter
Efficiency
How efficient is Mercury General business performance
MCY's return on invested capital is up by 33% since the previous quarter and by 7% year-on-year
The return on assets rose by 32% since the previous quarter and by 2.3% year-on-year
The ROE is up by 31% from the previous quarter
MCY's return on sales is up by 30% since the previous quarter and by 4.8% year-on-year
Dividends
What is MCY's dividend history
DPS
$1.27
Dividend yield
1.69%
Payout ratio
18%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Mercury General financials performed over time
The total assets is 28% more than the total liabilities
The total assets has increased by 18% YoY
The total liabilities rose by 17% YoY
MCY's debt is 70% lower than its equity
The equity has increased by 19% year-on-year and by 8% since the previous quarter
Mercury General's debt to equity has decreased by 17% YoY and by 9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.