MCY Mercury General Corp

Price (delayed)

$57.34

Market cap

$3.17B

P/E Ratio

6.32

Dividend/share

$2.53

EPS

$9.07

Enterprise value

$3.21B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
The stock's price to earnings (P/E) is 73% less than its 5-year quarterly average of 23.4 and 16% less than its last 4 quarters average of 7.5
The equity has increased by 20% year-on-year and by 3.5% since the previous quarter
The net income has surged by 164% year-on-year but it has declined by 19% since the previous quarter
MCY's EPS has surged by 164% year-on-year but it is down by 19% since the previous quarter

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$3.17B
Enterprise value
$3.21B
Valuations
Price to earnings (P/E)
6.32
Price to book (P/B)
1.46
Price to sales (P/S)
0.78
EV/EBIT
5.02
EV/EBITDA
4.51
EV/Sales
0.79
Earnings
Revenue
$4.08B
EBIT
$638.66M
EBITDA
$710.99M
Free cash flow
$625.31M
Per share
EPS
$9.07
Free cash flow per share
$11.29
Book value per share
$39.35
Revenue per share
$73.73
TBVPS
$119.98
Balance sheet
Total assets
$6.7B
Total liabilities
$4.52B
Debt
$412.61M
Equity
$2.18B
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.05
Margins
EBITDA margin
17.4%
Gross margin
38%
Net margin
12.3%
Operating margin
15.6%
Efficiency
Return on assets
7.8%
Return on equity
24.4%
Return on invested capital
9.9%
Return on capital employed
N/A
Return on sales
15.6%
Dividend
Dividend yield
4.42%
DPS
$2.53
Payout ratio
27.9%

MCY stock price

How has the Mercury General stock price performed over time
Intraday
-0.12%
1 week
-1.93%
1 month
-3.34%
1 year
33.1%
YTD
9.83%
QTD
-11.72%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$4.08B
Gross profit
$1.55B
Operating income
$638.66M
Net income
$501.78M
Gross margin
38%
Net margin
12.3%
MCY's operating income has surged by 176% year-on-year but it is down by 19% since the previous quarter
The net income has surged by 164% year-on-year but it has declined by 19% since the previous quarter
The operating margin has soared by 148% YoY but it fell by 20% QoQ
MCY's net margin has soared by 141% YoY but it is down by 20% QoQ

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
P/E
6.32
P/B
1.46
P/S
0.78
EV/EBIT
5.02
EV/EBITDA
4.51
EV/Sales
0.79
MCY's EPS has surged by 164% year-on-year but it is down by 19% since the previous quarter
The stock's price to earnings (P/E) is 73% less than its 5-year quarterly average of 23.4 and 16% less than its last 4 quarters average of 7.5
The equity has increased by 20% year-on-year and by 3.5% since the previous quarter
The price to book (P/B) is 9% less than the 5-year quarterly average of 1.6 and 2.7% less than the last 4 quarters average of 1.5
MCY's revenue is up by 11% year-on-year
The stock's price to sales (P/S) is 2.5% less than its 5-year quarterly average of 0.8 and 2.5% less than its last 4 quarters average of 0.8

Efficiency

How efficient is Mercury General business performance
MCY's return on invested capital has surged by 154% year-on-year but it is down by 21% since the previous quarter
MCY's return on sales has surged by 148% year-on-year but it is down by 20% since the previous quarter
The return on assets has surged by 144% year-on-year but it has declined by 22% since the previous quarter
The ROE has soared by 126% YoY but it is down by 23% from the previous quarter

Dividends

What is MCY's dividend history
DPS
$2.53
Dividend yield
4.42%
Payout ratio
27.9%
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 48% more than the total liabilities
The total assets has increased by 13% YoY and by 2.2% from the previous quarter
The total liabilities rose by 10% YoY
MCY's debt is 81% lower than its equity
The equity has increased by 20% year-on-year and by 3.5% since the previous quarter
Mercury General's debt to equity has decreased by 17% YoY and by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.