- Stocks
- Financial Services
- NYSE: MCY

Price (delayed)

$53.35

Market cap

$2.95B

P/E Ratio

7.69

Dividend/share

$2.53

EPS

$6.94

Enterprise value

$3.02B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

The equity has increased by 13% year-on-year

MCY's revenue is up by 9% year-on-year

The stock's price to earnings (P/E) is 64% less than its 5-year quarterly average of 21.3 but 8% more than its last 4 quarters average of 7.1

The net income has surged by 60% year-on-year but it has declined by 23% since the previous quarter

Sector: Financial Services

Industry: Insurance - Property & Casualty

Website: http://www.mercuryinsurance.com

What are the main financial stats of MCY

Market
Valuations
Earnings

Shares outstanding

55.37M

Market cap

$2.95B

Enterprise value

$3.02B

Price to earnings (P/E)

7.69

Price to book (P/B)

1.38

Price to sales (P/S)

0.74

EV/EBIT

6.18

EV/EBITDA

5.36

EV/Sales

0.75

Revenue

$4.02B

EBIT

$488.66M

EBITDA

$563.37M

Free cash flow

$550.71M

Per share
Balance sheet
Liquidity

EPS

$6.94

Free cash flow per share

$9.95

Book value per share

$38.74

Revenue per share

$72.52

TBVPS

$121.02

Total assets

$6.75B

Total liabilities

$4.61B

Debt

$409.67M

Equity

$2.14B

Working capital

N/A

Debt to equity

0.19

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

0.12

Margins
Efficiency
Dividend

EBITDA margin

14%

Gross margin

35%

Net margin

9.6%

Operating margin

12.2%

Return on assets

5.8%

Return on equity

18.2%

Return on invested capital

7.4%

Return on capital employed

N/A

Return on sales

12.2%

Dividend yield

4.75%

DPS

$2.53

Payout ratio

36.5%

How has the Mercury General stock price performed over time

Intraday

-2.09%

1 week

-3.26%

1 month

3.17%

1 year

-0.37%

YTD

0.55%

QTD

0.55%

How have Mercury General's revenue and profit performed over time

Revenue

$4.02B

Gross profit

$1.4B

Operating income

$488.66M

Net income

$384.21M

Gross margin

35%

Net margin

9.6%

MCY's operating income has surged by 65% year-on-year but it is down by 23% since the previous quarter

The net income has surged by 60% year-on-year but it has declined by 23% since the previous quarter

The operating margin has soared by 53% YoY but it fell by 22% QoQ

MCY's net margin is up by 48% YoY but it is down by 22% QoQ

What is Mercury General's growth rate over time

What is Mercury General stock price valuation

P/E

7.69

P/B

1.38

P/S

0.74

EV/EBIT

6.18

EV/EBITDA

5.36

EV/Sales

0.75

The stock's price to earnings (P/E) is 64% less than its 5-year quarterly average of 21.3 but 8% more than its last 4 quarters average of 7.1

MCY's EPS has surged by 60% year-on-year but it is down by 23% since the previous quarter

The price to book (P/B) is 14% less than the 5-year quarterly average of 1.6 and 8% less than the last 4 quarters average of 1.5

The equity has increased by 13% year-on-year

MCY's revenue is up by 9% year-on-year

The stock's price to sales (P/S) is 8% less than its 5-year quarterly average of 0.8 and 8% less than its last 4 quarters average of 0.8

How efficient is Mercury General business performance

MCY's return on sales has surged by 53% year-on-year but it is down by 22% since the previous quarter

MCY's return on invested capital has surged by 51% year-on-year but it is down by 25% since the previous quarter

The return on assets rose by 45% year-on-year but it has declined by 26% since the previous quarter

The ROE is up by 36% YoY but it is down by 25% from the previous quarter

What is MCY's dividend history

DPS

$2.53

Dividend yield

4.75%

Payout ratio

36.5%

Recent dividends

How did Mercury General financials performed over time

The total assets is 47% more than the total liabilities

The total assets has increased by 10% YoY

The total liabilities rose by 9% YoY and by 2% QoQ

MCY's debt is 81% lower than its equity

Mercury General's debt to equity has decreased by 14% YoY

The equity has increased by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.