MCY Mercury General Corp

Price (delayed)

$53.35

Market cap

$2.95B

P/E Ratio

7.69

Dividend/share

$2.53

EPS

$6.94

Enterprise value

$3.02B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
The equity has increased by 13% year-on-year
MCY's revenue is up by 9% year-on-year
The stock's price to earnings (P/E) is 64% less than its 5-year quarterly average of 21.3 but 8% more than its last 4 quarters average of 7.1
The net income has surged by 60% year-on-year but it has declined by 23% since the previous quarter

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$2.95B
Enterprise value
$3.02B
Valuations
Price to earnings (P/E)
7.69
Price to book (P/B)
1.38
Price to sales (P/S)
0.74
EV/EBIT
6.18
EV/EBITDA
5.36
EV/Sales
0.75
Earnings
Revenue
$4.02B
EBIT
$488.66M
EBITDA
$563.37M
Free cash flow
$550.71M
Per share
EPS
$6.94
Free cash flow per share
$9.95
Book value per share
$38.74
Revenue per share
$72.52
TBVPS
$121.02
Balance sheet
Total assets
$6.75B
Total liabilities
$4.61B
Debt
$409.67M
Equity
$2.14B
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.12
Margins
EBITDA margin
14%
Gross margin
35%
Net margin
9.6%
Operating margin
12.2%
Efficiency
Return on assets
5.8%
Return on equity
18.2%
Return on invested capital
7.4%
Return on capital employed
N/A
Return on sales
12.2%
Dividend
Dividend yield
4.75%
DPS
$2.53
Payout ratio
36.5%

MCY stock price

How has the Mercury General stock price performed over time
Intraday
-2.09%
1 week
-3.26%
1 month
3.17%
1 year
-0.37%
YTD
0.55%
QTD
0.55%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$4.02B
Gross profit
$1.4B
Operating income
$488.66M
Net income
$384.21M
Gross margin
35%
Net margin
9.6%
MCY's operating income has surged by 65% year-on-year but it is down by 23% since the previous quarter
The net income has surged by 60% year-on-year but it has declined by 23% since the previous quarter
The operating margin has soared by 53% YoY but it fell by 22% QoQ
MCY's net margin is up by 48% YoY but it is down by 22% QoQ

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
P/E
7.69
P/B
1.38
P/S
0.74
EV/EBIT
6.18
EV/EBITDA
5.36
EV/Sales
0.75
The stock's price to earnings (P/E) is 64% less than its 5-year quarterly average of 21.3 but 8% more than its last 4 quarters average of 7.1
MCY's EPS has surged by 60% year-on-year but it is down by 23% since the previous quarter
The price to book (P/B) is 14% less than the 5-year quarterly average of 1.6 and 8% less than the last 4 quarters average of 1.5
The equity has increased by 13% year-on-year
MCY's revenue is up by 9% year-on-year
The stock's price to sales (P/S) is 8% less than its 5-year quarterly average of 0.8 and 8% less than its last 4 quarters average of 0.8

Efficiency

How efficient is Mercury General business performance
MCY's return on sales has surged by 53% year-on-year but it is down by 22% since the previous quarter
MCY's return on invested capital has surged by 51% year-on-year but it is down by 25% since the previous quarter
The return on assets rose by 45% year-on-year but it has declined by 26% since the previous quarter
The ROE is up by 36% YoY but it is down by 25% from the previous quarter

Dividends

What is MCY's dividend history
DPS
$2.53
Dividend yield
4.75%
Payout ratio
36.5%
Recent dividends

Financial health

How did Mercury General financials performed over time
The total assets is 47% more than the total liabilities
The total assets has increased by 10% YoY
The total liabilities rose by 9% YoY and by 2% QoQ
MCY's debt is 81% lower than its equity
Mercury General's debt to equity has decreased by 14% YoY
The equity has increased by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.