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MCY Mercury General Corp
- Stocks
- Financial Services
- NYSE: MCY
Price (delayed)
$63.81
Market cap
$3.53B
P/E Ratio
12.37
Dividend/share
$1.27
EPS
$5.16
Enterprise value
$2.84B
Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.
Highlights
MCY's revenue is up by 17% year-on-year and by 2.2% since the previous quarter
The net income has declined by 39% since the previous quarter but it has increased by 33% year-on-year
MCY's EPS is down by 39% since the previous quarter but it is up by 33% year-on-year
The stock's price to earnings (P/E) is 49% more than its last 4 quarters average of 8.5
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.mercuryinsurance.com
Key stats
What are the main financial stats of MCY
Market
Valuations
Earnings
Shares outstanding
55.39M
Market cap
$3.53B
Enterprise value
$2.84B
Price to earnings (P/E)
12.37
Price to book (P/B)
1.94
Price to sales (P/S)
0.63
EV/EBIT
7.61
EV/EBITDA
6.36
EV/Sales
0.51
Revenue
$5.6B
Gross profit
$1.59B
Operating income
$373.6M
Net income
$286.16M
EBIT
$373.6M
EBITDA
$446.94M
Free cash flow
$739.46M
Per share
Balance sheet
Liquidity
EPS
$5.16
EPS diluted
$5.16
Free cash flow per share
$13.35
Book value per share
$32.87
Revenue per share
$101.02
TBVPS
$162.08
Total assets
$9.03B
Total liabilities
$7.21B
Debt
$592.09M
Equity
$1.82B
Working capital
N/A
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.55
Margins
Efficiency
Dividend
EBITDA margin
8%
Gross margin
28.5%
Net margin
5.1%
Operating margin
6.7%
Return on assets
3.4%
Return on equity
15.7%
Return on invested capital
4.6%
Return on capital employed
N/A
Return on sales
6.7%
Dividend yield
1.99%
DPS
$1.27
Payout ratio
24.6%
MCY stock price
How has the Mercury General stock price performed over time
Intraday
-2.3%
1 week
4.92%
1 month
11.3%
1 year
16.06%
YTD
-4.02%
QTD
14.15%
Financial performance
How have Mercury General's revenue and profit performed over time
Revenue
$5.6B
Gross profit
$1.59B
Operating income
$373.6M
Net income
$286.16M
Gross margin
28.5%
Net margin
5.1%
MCY's net margin is down by 40% QoQ but it is up by 13% YoY
The operating margin fell by 40% QoQ but it rose by 16% YoY
The net income has declined by 39% since the previous quarter but it has increased by 33% year-on-year
MCY's operating income is down by 38% since the previous quarter but it is up by 35% year-on-year
Price vs fundamentals
How does MCY's price correlate with its fundamentals
Growth
What is Mercury General's growth rate over time
Valuation
What is Mercury General stock price valuation
P/E
12.37
P/B
1.94
P/S
0.63
EV/EBIT
7.61
EV/EBITDA
6.36
EV/Sales
0.51
The stock's price to earnings (P/E) is 49% more than its last 4 quarters average of 8.5
MCY's EPS is down by 39% since the previous quarter but it is up by 33% year-on-year
The price to book (P/B) is 33% more than the 5-year quarterly average of 1.5 and 11% more than the last 4 quarters average of 1.8
The equity has increased by 14% year-on-year but it has declined by 6% since the previous quarter
MCY's revenue is up by 17% year-on-year and by 2.2% since the previous quarter
The stock's price to sales (P/S) is 8% more than its 5-year quarterly average of 0.6 and 8% more than its last 4 quarters average of 0.6
Efficiency
How efficient is Mercury General business performance
The return on assets has declined by 42% since the previous quarter but it rose by 10% year-on-year
MCY's return on invested capital is down by 41% since the previous quarter but it is up by 18% year-on-year
The ROE is down by 41% from the previous quarter but it is up by 8% YoY
MCY's return on sales is down by 40% since the previous quarter but it is up by 16% year-on-year
Dividends
What is MCY's dividend history
DPS
$1.27
Dividend yield
1.99%
Payout ratio
24.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Mercury General financials performed over time
The total assets is 25% more than the total liabilities
The total liabilities rose by 24% YoY and by 13% QoQ
The total assets has increased by 22% YoY and by 9% from the previous quarter
MCY's debt is 67% lower than its equity
The equity has increased by 14% year-on-year but it has declined by 6% since the previous quarter
Mercury General's debt to equity has decreased by 11% YoY but it has increased by 10% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.