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MCY Mercury General Corp

Price (delayed)

$76.46

Market cap

$4.23B

P/E Ratio

7.58

Dividend/share

$1.27

EPS

$10.09

Enterprise value

$4.21B

Mercury General Corporation and its subsidiaries are a multiple line insurance organization offering predominantly personal automobile and homeowners insurance through a network of independent producers in many states.

Highlights
The gross profit has soared by 124% YoY and by 25% QoQ
The gross margin has surged by 80% year-on-year and by 15% since the previous quarter

Key stats

What are the main financial stats of MCY
Market
Shares outstanding
55.37M
Market cap
$4.23B
Enterprise value
$4.21B
Valuations
Price to book (P/B)
2.27
Price to sales (P/S)
0.77
EV/EBIT
5.84
EV/EBITDA
5.31
EV/Sales
0.77
Earnings
Revenue
$5.48B
EBIT
$720.39M
EBITDA
$792.32M
Free cash flow
$983.21M
Per share
EPS
$10.09
Free cash flow per share
$17.76
Book value per share
$33.63
Revenue per share
$99.04
TBVPS
$146.33
Balance sheet
Total assets
$8.15B
Total liabilities
$6.29B
Debt
$588.08M
Equity
$1.86B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.04
Margins
EBITDA margin
14.4%
Gross margin
33.9%
Net margin
10.2%
Operating margin
13.1%
Efficiency
Return on assets
7.4%
Return on equity
33.5%
Return on invested capital
9.5%
Return on capital employed
N/A
Return on sales
13.1%
Dividend
Dividend yield
1.66%
DPS
$1.27
Payout ratio
12.6%

MCY stock price

How has the Mercury General stock price performed over time
Intraday
3.7%
1 week
4.17%
1 month
15.08%
1 year
110.58%
YTD
104.93%
QTD
21.4%

Financial performance

How have Mercury General's revenue and profit performed over time
Revenue
$5.48B
Gross profit
$1.86B
Operating income
$720.39M
Net income
$558.28M
Gross margin
33.9%
Net margin
10.2%
The gross profit has soared by 124% YoY and by 25% QoQ
The gross margin has surged by 80% year-on-year and by 15% since the previous quarter
The net income has surged by 75% since the previous quarter
MCY's operating income has surged by 73% since the previous quarter

Growth

What is Mercury General's growth rate over time

Valuation

What is Mercury General stock price valuation
P/E
7.58
P/B
2.27
P/S
0.77
EV/EBIT
5.84
EV/EBITDA
5.31
EV/Sales
0.77
MCY's EPS has surged by 75% since the previous quarter
The stock's price to earnings (P/E) is 39% less than its last 4 quarters average of 12.5
The price to book (P/B) is 62% more than the 5-year quarterly average of 1.4 and 34% more than the last 4 quarters average of 1.7
The equity has increased by 36% year-on-year and by 13% since the previous quarter
The stock's price to sales (P/S) is 28% more than its 5-year quarterly average of 0.6 and 28% more than its last 4 quarters average of 0.6
MCY's revenue is up by 24% year-on-year and by 9% since the previous quarter

Efficiency

How efficient is Mercury General business performance
The return on assets has surged by 68% since the previous quarter
MCY's return on invested capital has surged by 67% since the previous quarter
The ROE has soared by 62% from the previous quarter
MCY's return on sales has surged by 58% since the previous quarter

Dividends

What is MCY's dividend history
DPS
$1.27
Dividend yield
1.66%
Payout ratio
12.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Mercury General financials performed over time
The total assets is 30% more than the total liabilities
The total assets has increased by 18% YoY and by 6% from the previous quarter
The total liabilities rose by 13% YoY and by 3.5% QoQ
MCY's debt is 68% lower than its equity
The equity has increased by 36% year-on-year and by 13% since the previous quarter
Mercury General's debt to equity has decreased by 26% YoY and by 11% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.