PGR Progressive Corp

Price (delayed)

$107.51

Market cap

$62.9B

P/E Ratio

15.54

Dividend/share

$1.9

EPS

$6.92

Enterprise value

$67.51B

The Progressive Corporation is an American insurance company, one of the largest providers of car insurance in the United States. The company insures motorcycles, boats, RVs, and commercial vehicles and ...

Highlights
Progressive's revenue has increased by 11% YoY
Progressive's debt has decreased by 9% from the previous quarter and by 9% YoY
PGR's P/E is 47% above its last 4 quarters average of 10.6 and 10% above its 5-year quarterly average of 14.2
The net income is down by 26% since the previous quarter and by 20% year-on-year

Key stats

What are the main financial stats of PGR
Market
Shares outstanding
585.06M
Market cap
$62.9B
Enterprise value
$67.51B
Valuations
Price to earnings (P/E)
15.54
Price to book (P/B)
3.39
Price to sales (P/S)
1.35
EV/EBIT
12.65
EV/EBITDA
11.91
EV/Sales
1.45
Earnings
Revenue
$46.63B
EBIT
$5.34B
EBITDA
$5.67B
Free cash flow
$8.69B
Per share
EPS
$6.92
Free cash flow per share
$14.87
Book value per share
$31.71
Revenue per share
$79.74
TBVPS
$123.2
Balance sheet
Total assets
$72.62B
Total liabilities
$54.06B
Debt
$4.9B
Equity
$18.56B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.81
Margins
EBITDA margin
12.2%
Gross margin
32%
Net margin
8.7%
Operating margin
11.4%
Efficiency
Return on assets
6%
Return on equity
22.5%
Return on invested capital
7.4%
Return on capital employed
N/A
Return on sales
11.4%
Dividend
Dividend yield
1.77%
DPS
$1.9
Payout ratio
27.5%

PGR stock price

How has the Progressive stock price performed over time
Intraday
-0.11%
1 week
0.32%
1 month
4.06%
1 year
23.52%
YTD
4.73%
QTD
4.73%

Financial performance

How have Progressive's revenue and profit performed over time
Revenue
$46.63B
Gross profit
$14.91B
Operating income
$5.34B
Net income
$4.07B
Gross margin
32%
Net margin
8.7%
PGR's operating margin is down by 28% year-on-year and by 27% since the previous quarter
Progressive's net margin has decreased by 28% YoY and by 28% from the previous quarter
The net income is down by 26% since the previous quarter and by 20% year-on-year
Progressive's operating income has decreased by 25% from the previous quarter and by 19% YoY

Growth

What is Progressive's growth rate over time

Valuation

What is Progressive stock price valuation
P/E
15.54
P/B
3.39
P/S
1.35
EV/EBIT
12.65
EV/EBITDA
11.91
EV/Sales
1.45
PGR's P/E is 47% above its last 4 quarters average of 10.6 and 10% above its 5-year quarterly average of 14.2
The EPS has contracted by 26% from the previous quarter and by 20% YoY
The P/B is 9% above the last 4 quarters average of 3.1 and 6% above the 5-year quarterly average of 3.2
The equity rose by 2.6% YoY
PGR's P/S is 13% above its 5-year quarterly average of 1.2 and 3.8% above its last 4 quarters average of 1.3
Progressive's revenue has increased by 11% YoY

Efficiency

How efficient is Progressive business performance
The ROA has contracted by 31% YoY and by 28% from the previous quarter
PGR's return on equity is down by 30% year-on-year and by 26% since the previous quarter
The ROIC has contracted by 30% YoY and by 27% from the previous quarter
The ROS has contracted by 27% YoY and by 27% from the previous quarter

Dividends

What is PGR's dividend history
DPS
$1.9
Dividend yield
1.77%
Payout ratio
27.5%
Recent dividends

Financial health

How did Progressive financials performed over time
The total assets is 34% more than the total liabilities
PGR's total liabilities is up by 21% year-on-year and by 6% since the previous quarter
The total assets has grown by 15% YoY and by 4% from the previous quarter
Progressive's debt is 74% less than its equity
PGR's debt to equity is down by 13% year-on-year and by 10% since the previous quarter
Progressive's debt has decreased by 9% from the previous quarter and by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.