SAFT Safety Insurance Group PE ratio, current and historical analysis

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Relative Growth: Rel. Growth: 85
Relative Strength: Rel. Strength: 38
Relative Valuation: Rel. Valuation: 94
Relative Profitability: Rel. Profitability: 62

The PE ratio for Safety Insurance Group stock stands at 12.58 as of Nov 5, 2025. This results from the current EPS of $5.72 and stock price of $71.93. A decrease of 21% has been recorded in the P/E ratio compared to the average of 15.8 of the last 4 quarters.

SAFT PE ratio history

How has SAFT's PE ratio performed in the past

Over the last ten years, the average PE ratio of Safety Insurance Group has been 18.69. The current 12.58 PE ratio is 33% below the historical average. In the past ten years, SAFT's PE ratio was at its highest in the Dec 2023 quarter at 59.37, with a price of $75.99 and an EPS of $1.28. The Jun 2021 quarter recorded the bottom point at 6.77, with a price of $78.28 and an EPS of $11.56.

Today
12.58
Average
18.69
Median
16.84
Minimum
6.77
Maximum
59.37

Safety Insurance Group PE ratio by year

Maximum annual increase: 252.51% in 2011

Maximum annual decrease: -72.99% in 2012

Year PE ratio PE change Price EPS
2024 17.2 -71.03% $82.4 $4.79
2023 59.37 123.36% $75.99 $1.28
2022 26.58 176.59% $84.26 $3.17
2021 9.61 14.13% $85.03 $8.85
2020 8.42 -40.66% $77.9 $9.25
2019 14.19 -4.96% $92.53 $6.52
2018 14.93 -23.32% $81.81 $5.48
2017 19.47 13.33% $80.4 $4.13
2016 17.18 N/A $73.7 $4.29
2015 N/A N/A $56.38 -$0.93
2014 16.29 15.45% $64.01 $3.93
2013 14.11 16.13% $56.3 $3.99
2012 12.15 -72.99% $46.17 $3.8
2011 44.98 252.51% $40.48 $0.9
2010 12.76 22.93% $47.72 $3.74

Safety Insurance Group PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Jun 2025 13.88 -13.79% $79.39 $5.72
Mar 2025 16.1 -6.4% $78.88 $4.9
Dec 2024 17.2 6.44% $82.4 $4.79
Sep 2024 16.16 -25.7% $81.78 $5.06
Jun 2024 21.75 -8.19% $75.03 $3.45
Mar 2024 23.69 -60.1% $82.19 $3.47
Dec 2023 59.37 84.55% $75.99 $1.28
Sep 2023 32.17 8.1% $68.19 $2.12
Jun 2023 29.76 -28.12% $71.72 $2.41
Mar 2023 41.4 55.76% $74.52 $1.8
Dec 2022 26.58 20.93% $84.26 $3.17
Sep 2022 21.98 11.8% $81.56 $3.71
Jun 2022 19.66 49.28% $97.1 $4.94
Mar 2022 13.17 37.04% $90.85 $6.9
Dec 2021 9.61 24% $85.03 $8.85

SAFT Price vs fair value

How does SAFT's price compare to its estimated fair value based on its growth

SAFT average PE ratio chart

What is the average PE ratio of SAFT for the past years

The current PE ratio of SAFT is lower than the 3, 5 and 10-year averages.

3-year avg
27.1
5-year avg
20.66
10-year avg
18.69
15-year avg
19.28

PE comparison

Safety Insurance Group's P/E of 12.58 is above its peers average but below the Financial Services sector and the industry average. Compared to its Financial Services sector average of 13.73, Safety Insurance Group's P/E is 8% lower.

SAFT PE vs peers

What is SAFT's PE ratio compared to its peers

Compared to its peer AIG, SAFT's PE ratio stands lower, however it is higher than PGR's and ALL's. Safety Insurance Group's PE ratio is trading above the peer group average of 11.67.

Stock name PE ratio Market cap
ALL Allstate Corp 9.03 $51.32B
PGR Progressive Corp 11.43 $122.52B
MCY Mercury General Corp 11.61 $4.53B
SAFT Safety Insurance Group Inc 12.58 $1.07B
AIG American International Group Inc 14.62 $42.28B

Frequently asked questions

What is Safety Insurance Group's PE ratio?

The price to earnings ratio for SAFT stock as of Nov 5, 2025, stands at 12.58.

What is the 3-year average PE ratio for Safety Insurance Group (SAFT)?

The average PE ratio for SAFT stock over the past 3 years is 27.1.

What is the 5-year average PE ratio for Safety Insurance Group (SAFT)?

The average PE ratio for SAFT stock over the past 5 years is 20.66.

What is the highest PE ratio for SAFT?

Over the last ten years, the quarterly PE ratio reached a historic high of 59.37 in the Dec 2023 quarter.

How does the current PE ratio for SAFT compare to its historical average?

SAFT's price to earnings ratio is currently 33% below its 10-year historical average.

How is SAFT's PE ratio calculated (Safety Insurance Group PE ratio formula)?

The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Nov 5, 2025), Safety Insurance Group's stock price is $71.93. The earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $5.72. Therefore, Safety Insurance Group's P/E ratio for today is 12.58. PE RATIO(12.58) = STOCK PRICE($71.93) / TTM EPS($5.72)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.