SAFT
Safety Insurance Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: SAFT
- PE Ratio
The PE ratio for Safety Insurance Group stock stands at 16.9 as of Jun 10, 2026. This results from the current EPS of $4.24 and stock price of $71.67. An increase of 24% has been recorded in the P/E ratio compared to the average of 13.7 of the last 4 quarters.
SAFT PE ratio history
Over the last ten years, the average PE ratio of Safety Insurance Group has been 18.14. The current 16.9 PE ratio is 7% below the historical average. In the past ten years, SAFT's PE ratio was at its highest in the Dec 2023 quarter at 59.37, with a price of $75.99 and an EPS of $1.28. The Jun 2021 quarter recorded the bottom point at 6.77, with a price of $78.28 and an EPS of $11.56.
Safety Insurance Group PE ratio by year
Maximum annual increase: 252.51% in 2011
Maximum annual decrease: -72.99% in 2012
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.59 | -32.62% | $77.91 | $6.72 |
| 2024 | 17.2 | -71.03% | $82.4 | $4.79 |
| 2023 | 59.37 | 123.36% | $75.99 | $1.28 |
| 2022 | 26.58 | 176.59% | $84.26 | $3.17 |
| 2021 | 9.61 | 14.13% | $85.03 | $8.85 |
| 2020 | 8.42 | -40.66% | $77.9 | $9.25 |
| 2019 | 14.19 | -4.96% | $92.53 | $6.52 |
| 2018 | 14.93 | -23.32% | $81.81 | $5.48 |
| 2017 | 19.47 | 13.33% | $80.4 | $4.13 |
| 2016 | 17.18 | N/A | $73.7 | $4.29 |
| 2015 | N/A | N/A | $56.38 | -$0.93 |
| 2014 | 16.29 | 15.45% | $64.01 | $3.93 |
| 2013 | 14.11 | 16.13% | $56.3 | $3.99 |
| 2012 | 12.15 | -72.99% | $46.17 | $3.8 |
| 2011 | 44.98 | 252.51% | $40.48 | $0.9 |
Safety Insurance Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 17.13 | 47.8% | $72.64 | $4.24 |
| Dec 2025 | 11.59 | -3.42% | $77.91 | $6.72 |
| Sep 2025 | 12 | -13.54% | $70.69 | $5.89 |
| Jun 2025 | 13.88 | -13.79% | $79.39 | $5.72 |
| Mar 2025 | 16.1 | -6.4% | $78.88 | $4.9 |
| Dec 2024 | 17.2 | 6.44% | $82.4 | $4.79 |
| Sep 2024 | 16.16 | -25.7% | $81.78 | $5.06 |
| Jun 2024 | 21.75 | -8.19% | $75.03 | $3.45 |
| Mar 2024 | 23.69 | -60.1% | $82.19 | $3.47 |
| Dec 2023 | 59.37 | 84.55% | $75.99 | $1.28 |
| Sep 2023 | 32.17 | 8.1% | $68.19 | $2.12 |
| Jun 2023 | 29.76 | -28.12% | $71.72 | $2.41 |
| Mar 2023 | 41.4 | 55.76% | $74.52 | $1.8 |
| Dec 2022 | 26.58 | 20.93% | $84.26 | $3.17 |
| Sep 2022 | 21.98 | 11.8% | $81.56 | $3.71 |
SAFT Price vs fair value
SAFT average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of SAFT is lower than the 3, 5 and 10-year averages.
PE comparison
Safety Insurance Group's P/E of 16.9 is above the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.72, Safety Insurance Group's P/E is 33% higher.
SAFT PE vs peers
Compared to its peer stocks PGR and ALL, SAFT's PE ratio stands higher. Safety Insurance Group's PE ratio is trading above the peer group average of 8.75.
| Stock name | PE ratio | Market cap |
|---|---|---|
| ALL Allstate Corp | 4.87 | $57.49B |
| MCY Mercury General Corp | 6.68 | $5.62B |
| PGR Progressive Corp | 10.35 | $119.32B |
| AIG American International Group Inc | 13.1 | $39.73B |
| SAFT Safety Insurance Group Inc | 16.9 | $1.05B |
Frequently asked questions
What is Safety Insurance Group's PE ratio?
The price to earnings ratio for SAFT stock as of Jun 10, 2026, stands at 16.9.
What is the 3-year average PE ratio for Safety Insurance Group (SAFT)?
The average PE ratio for SAFT stock over the past 3 years is 22.57.
What is the 5-year average PE ratio for Safety Insurance Group (SAFT)?
The average PE ratio for SAFT stock over the past 5 years is 20.89.
What is the highest PE ratio for SAFT?
Over the last ten years, the quarterly PE ratio reached a historic high of 59.37 in the Dec 2023 quarter.
How does the current PE ratio for SAFT compare to its historical average?
SAFT's price to earnings ratio is currently 7% below its 10-year historical average.
How is SAFT's PE ratio calculated (Safety Insurance Group PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 10, 2026), Safety Insurance Group's stock price is $71.67. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.24. Therefore, Safety Insurance Group's P/E ratio for today is 16.9. PE RATIO(16.9) = STOCK PRICE($71.67) / TTM EPS($4.24)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.