OVLY Oak Valley Bancorp

Price (delayed)

$28.24

Market cap

$236.67M

P/E Ratio

9.57

Dividend/share

$0.6

EPS

$2.95

Enterprise value

$37.81M

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Relative Growth: Rel. Growth: 77
Relative Strength: Rel. Strength: 59
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 84

Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small ...

Highlights
Oak Valley Bancorp's equity has increased by 8% YoY
Oak Valley Bancorp's revenue has increased by 4.1% YoY
The price to earnings (P/E) is 14% more than the 5-year quarterly average of 8.4 and 6% more than the last 4 quarters average of 9.0
OVLY's EPS is down by 2.6% year-on-year

Key stats

What are the main financial stats of OVLY
Market
Shares outstanding
8.38M
Market cap
$236.67M
Enterprise value
$37.81M
Valuations
Price to earnings (P/E)
9.57
Price to book (P/B)
1.27
Price to sales (P/S)
2.97
PEG
N/A
EV/EBIT
1.2
EV/EBITDA
1.16
EV/Sales
0.47
Earnings
Revenue
$79.67M
Gross profit
$79.67M
Operating income
$31.49M
Net income
$24.22M
EBIT
$31.49M
EBITDA
$32.58M
Free cash flow
$22.92M
Per share
EPS
$2.95
EPS diluted
$2.92
Free cash flow per share
$2.73
Book value per share
$22.17
Revenue per share
$9.51
TBVPS
$228.77
Balance sheet
Total assets
$1.92B
Total liabilities
$1.74B
Debt
$0
Equity
$185.81M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.1
Margins
EBITDA margin
40.9%
Gross margin
100%
Net margin
30.4%
Operating margin
39.5%
Efficiency
Return on assets
1.3%
Return on equity
13.1%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
39.5%
Dividend
Dividend yield
2.12%
DPS
$0.6
Payout ratio
20.3%

OVLY stock price

How has the Oak Valley Bancorp stock price performed over time
Intraday
2.88%
1 week
4.4%
1 month
2.69%
1 year
-1.91%
YTD
-3.45%
QTD
0.25%

Financial performance

How have Oak Valley Bancorp's revenue and profit performed over time
Revenue
$79.67M
Gross profit
$79.67M
Operating income
$31.49M
Net income
$24.22M
Gross margin
100%
Net margin
30.4%
The net margin has declined by 6% year-on-year and by 2.3% since the previous quarter
Oak Valley Bancorp's operating margin has decreased by 6% YoY
Oak Valley Bancorp's revenue has increased by 4.1% YoY
The gross profit rose by 4.1% year-on-year

Price vs fundamentals

How does OVLY's price correlate with its fundamentals

Growth

What is Oak Valley Bancorp's growth rate over time

Valuation

What is Oak Valley Bancorp stock price valuation
P/E
9.57
P/B
1.27
P/S
2.97
EV/EBIT
1.2
EV/EBITDA
1.16
EV/Sales
0.47
The price to earnings (P/E) is 14% more than the 5-year quarterly average of 8.4 and 6% more than the last 4 quarters average of 9.0
OVLY's EPS is down by 2.6% year-on-year
Oak Valley Bancorp's equity has increased by 8% YoY
The stock's price to book (P/B) is 6% more than its 5-year quarterly average of 1.2 and 6% more than its last 4 quarters average of 1.2
OVLY's price to sales (P/S) is 10% higher than its 5-year quarterly average of 2.7 and 2.4% higher than its last 4 quarters average of 2.9
Oak Valley Bancorp's revenue has increased by 4.1% YoY

Efficiency

How efficient is Oak Valley Bancorp business performance
The ROE has contracted by 15% YoY and by 3% from the previous quarter
The return on invested capital has declined by 10% year-on-year and by 5% since the previous quarter
OVLY's return on assets is down by 7% year-on-year
OVLY's return on sales is down by 6% year-on-year

Dividends

What is OVLY's dividend history
DPS
$0.6
Dividend yield
2.12%
Payout ratio
20.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Oak Valley Bancorp financials performed over time
Oak Valley Bancorp's total assets is 11% higher than its total liabilities
Oak Valley Bancorp's total liabilities has increased by 4% YoY
Oak Valley Bancorp's total assets has increased by 4.4% YoY
The debt is 100% smaller than the equity
Oak Valley Bancorp's equity has increased by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.