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Price (delayed)
$26.72
Market cap
$223.37M
P/E Ratio
8.82
Dividend/share
$0.45
EPS
$3.03
Enterprise value
$43.07M
Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small
Highlights
Oak Valley Bancorp's equity has increased by 17% YoY and by 2.9% QoQ
The net income has declined by 27% year-on-year and by 9% since the previous quarter
OVLY's EPS is down by 27% year-on-year and by 9% since the previous quarter
Key stats
What are the main financial stats of OVLY
Market
Valuations
Earnings
Shares outstanding
8.36M
Market cap
$223.37M
Enterprise value
$43.07M
Price to earnings (P/E)
8.82
Price to book (P/B)
1.3
Price to sales (P/S)
2.92
EV/EBIT
1.34
EV/EBITDA
1.3
EV/Sales
0.56
Revenue
$76.56M
EBIT
$32.07M
EBITDA
$33.16M
Free cash flow
$21.2M
Per share
Balance sheet
Liquidity
EPS
$3.03
Free cash flow per share
$2.54
Book value per share
$20.55
Revenue per share
$9.16
TBVPS
$219.76
Total assets
$1.84B
Total liabilities
$1.67B
Debt
$0
Equity
$171.8M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.44
Margins
Efficiency
Dividend
EBITDA margin
43.3%
Gross margin
100%
Net margin
32.4%
Operating margin
41.9%
Return on assets
1.4%
Return on equity
15.5%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
41.9%
Dividend yield
1.68%
DPS
$0.45
Payout ratio
14.9%
OVLY stock price
How has the Oak Valley Bancorp stock price performed over time
Intraday
-0.48%
1 week
-0.3%
1 month
0.3%
1 year
8.66%
YTD
-10.78%
QTD
0.56%
Financial performance
How have Oak Valley Bancorp's revenue and profit performed over time
Revenue
$76.56M
Gross profit
$76.56M
Operating income
$32.07M
Net income
$24.84M
Gross margin
100%
Net margin
32.4%
The net income has declined by 27% year-on-year and by 9% since the previous quarter
Oak Valley Bancorp's operating income has decreased by 27% YoY and by 10% QoQ
The net margin has declined by 21% year-on-year and by 7% since the previous quarter
Oak Valley Bancorp's operating margin has decreased by 21% YoY and by 8% QoQ
Growth
What is Oak Valley Bancorp's growth rate over time
Valuation
What is Oak Valley Bancorp stock price valuation
P/E
8.82
P/B
1.3
P/S
2.92
EV/EBIT
1.34
EV/EBITDA
1.3
EV/Sales
0.56
OVLY's EPS is down by 27% year-on-year and by 9% since the previous quarter
The price to earnings (P/E) is 19% more than the last 4 quarters average of 7.4 and 2.6% more than the 5-year quarterly average of 8.6
Oak Valley Bancorp's equity has increased by 17% YoY and by 2.9% QoQ
The stock's price to book (P/B) is 8% more than its 5-year quarterly average of 1.2 but 7% less than its last 4 quarters average of 1.4
OVLY's price to sales (P/S) is 8% higher than its 5-year quarterly average of 2.7 and 8% higher than its last 4 quarters average of 2.7
Oak Valley Bancorp's revenue has decreased by 8% YoY and by 2.6% QoQ
Efficiency
How efficient is Oak Valley Bancorp business performance
The ROE has contracted by 40% YoY and by 13% from the previous quarter
The return on invested capital has declined by 31% year-on-year and by 9% since the previous quarter
OVLY's return on assets is down by 22% year-on-year and by 7% since the previous quarter
OVLY's return on sales is down by 21% year-on-year and by 8% since the previous quarter
Dividends
What is OVLY's dividend history
DPS
$0.45
Dividend yield
1.68%
Payout ratio
14.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Oak Valley Bancorp financials performed over time
Oak Valley Bancorp's total assets is 10% higher than its total liabilities
Oak Valley Bancorp's total liabilities has decreased by 2.7% YoY
The debt is 100% smaller than the equity
Oak Valley Bancorp's equity has increased by 17% YoY and by 2.9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.