OVLY Oak Valley Bancorp
Price (delayed)
$27.05
Market cap
$226.1M
P/E Ratio
8.96
Dividend/share
$0.53
EPS
$3.02
Enterprise value
$12.2M
Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small
Highlights
Oak Valley Bancorp's equity has increased by 37% YoY and by 8% QoQ
The net income has declined by 28% year-on-year
OVLY's EPS is down by 28% year-on-year
Key stats
What are the main financial stats of OVLY
Market
Valuations
Earnings
Shares outstanding
8.36M
Market cap
$226.1M
Enterprise value
$12.2M
Price to earnings (P/E)
8.96
Price to book (P/B)
1.22
Price to sales (P/S)
2.92
EV/EBIT
0.38
EV/EBITDA
0.37
EV/Sales
0.16
Revenue
$77.47M
Gross profit
$77.47M
Operating income
$32.24M
Net income
$24.81M
EBIT
$32.24M
EBITDA
$33.33M
Free cash flow
$18.95M
Per share
Balance sheet
Liquidity
EPS
$3.02
EPS diluted
$3
Free cash flow per share
$2.27
Book value per share
$22.18
Revenue per share
$9.27
TBVPS
$226.93
Total assets
$1.9B
Total liabilities
$1.72B
Debt
$0
Equity
$185.39M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-6.42
Margins
Efficiency
Dividend
EBITDA margin
43%
Gross margin
100%
Net margin
32%
Operating margin
41.6%
Return on assets
1.3%
Return on equity
14.4%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
41.6%
Dividend yield
1.94%
DPS
$0.53
Payout ratio
17.4%
OVLY stock price
How has the Oak Valley Bancorp stock price performed over time
Intraday
-1.6%
1 week
-4.45%
1 month
1.01%
1 year
11.32%
YTD
-7.52%
QTD
-7.52%
Financial performance
How have Oak Valley Bancorp's revenue and profit performed over time
Revenue
$77.47M
Gross profit
$77.47M
Operating income
$32.24M
Net income
$24.81M
Gross margin
100%
Net margin
32%
The net income has declined by 28% year-on-year
Oak Valley Bancorp's operating income has decreased by 28% YoY
Oak Valley Bancorp's operating margin has decreased by 21% YoY
The net margin has declined by 21% year-on-year
Growth
What is Oak Valley Bancorp's growth rate over time
Valuation
What is Oak Valley Bancorp stock price valuation
P/E
8.96
P/B
1.22
P/S
2.92
EV/EBIT
0.38
EV/EBITDA
0.37
EV/Sales
0.16
OVLY's EPS is down by 28% year-on-year
The price to earnings (P/E) is 11% more than the last 4 quarters average of 8.1 and 7% more than the 5-year quarterly average of 8.4
Oak Valley Bancorp's equity has increased by 37% YoY and by 8% QoQ
The stock's price to book (P/B) is 6% less than its last 4 quarters average of 1.3
Oak Valley Bancorp's revenue has decreased by 9% YoY
OVLY's price to sales (P/S) is 8% higher than its 5-year quarterly average of 2.7 and 4.3% higher than its last 4 quarters average of 2.8
Efficiency
How efficient is Oak Valley Bancorp business performance
The ROE has contracted by 42% YoY and by 7% from the previous quarter
The return on invested capital has declined by 31% year-on-year
OVLY's return on assets is down by 28% year-on-year and by 7% since the previous quarter
OVLY's return on sales is down by 21% year-on-year
Dividends
What is OVLY's dividend history
DPS
$0.53
Dividend yield
1.94%
Payout ratio
17.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Oak Valley Bancorp financials performed over time
Oak Valley Bancorp's total assets is 11% higher than its total liabilities
Oak Valley Bancorp's total assets has increased by 3.5% YoY and by 3.3% QoQ
Oak Valley Bancorp's total liabilities has increased by 2.8% QoQ
The debt is 100% smaller than the equity
Oak Valley Bancorp's equity has increased by 37% YoY and by 8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.