OVLY Oak Valley Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: OVLY

Price (delayed)

$24.98

Market cap

$207.16M

P/E Ratio

6.64

Dividend/share

$0.39

EPS

$3.76

Enterprise value

-$9.4M

Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small ...

Highlights
Oak Valley Bancorp's equity has increased by 31% YoY and by 23% QoQ
The price to earnings (P/E) is 26% less than the 5-year quarterly average of 9.0
The net income has increased by 35% year-on-year but it has declined by 10% since the previous quarter
OVLY's EPS is up by 34% year-on-year but it is down by 11% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ovcb.com
Peers: BSRR TCBK CVBF BMRC

Key stats

What are the main financial stats of OVLY
Market
Shares outstanding
8.29M
Market cap
$207.16M
Enterprise value
-$9.4M
Valuations
Price to earnings (P/E)
6.64
Price to book (P/B)
1.25
Price to sales (P/S)
2.54
EV/EBIT
-0.23
EV/EBITDA
-0.23
EV/Sales
-0.12
Earnings
Revenue
$81.46M
EBIT
$40.31M
EBITDA
$41.4M
Free cash flow
$31.17M
Per share
EPS
$3.76
Free cash flow per share
$3.76
Book value per share
$20.03
Revenue per share
$9.82
TBVPS
$221.74
Balance sheet
Total assets
$1.84B
Total liabilities
$1.68B
Debt
$0
Equity
$166.09M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.23
Margins
EBITDA margin
50.8%
Gross margin
100%
Net margin
37.9%
Operating margin
49.5%
Efficiency
Return on assets
1.6%
Return on equity
20.9%
Return on invested capital
2.6%
Return on capital employed
N/A
Return on sales
49.5%
Dividend
Dividend yield
1.54%
DPS
$0.39
Payout ratio
10.2%

OVLY stock price

How has the Oak Valley Bancorp stock price performed over time
Intraday
2.38%
1 week
7.44%
1 month
5.49%
1 year
-5.38%
YTD
-16.59%
QTD
0.81%

Financial performance

How have Oak Valley Bancorp's revenue and profit performed over time
Revenue
$81.46M
Gross profit
$81.46M
Operating income
$40.31M
Net income
$30.85M
Gross margin
100%
Net margin
37.9%
Oak Valley Bancorp's operating income has increased by 36% YoY but it has decreased by 10% QoQ
The net income has increased by 35% year-on-year but it has declined by 10% since the previous quarter
The gross profit rose by 22% year-on-year but it has declined by 4.2% since the previous quarter
Oak Valley Bancorp's revenue has increased by 22% YoY but it has decreased by 4.2% QoQ

Growth

What is Oak Valley Bancorp's growth rate over time

Valuation

What is Oak Valley Bancorp stock price valuation
P/E
6.64
P/B
1.25
P/S
2.54
EV/EBIT
-0.23
EV/EBITDA
-0.23
EV/Sales
-0.12
OVLY's EPS is up by 34% year-on-year but it is down by 11% since the previous quarter
The price to earnings (P/E) is 26% less than the 5-year quarterly average of 9.0
Oak Valley Bancorp's equity has increased by 31% YoY and by 23% QoQ
The stock's price to book (P/B) is 17% less than its last 4 quarters average of 1.5 but 4.2% more than its 5-year quarterly average of 1.2
Oak Valley Bancorp's revenue has increased by 22% YoY but it has decreased by 4.2% QoQ
OVLY's price to sales (P/S) is 9% lower than its 5-year quarterly average of 2.8 and 2.3% lower than its last 4 quarters average of 2.6

Efficiency

How efficient is Oak Valley Bancorp business performance
OVLY's return on assets is up by 33% year-on-year but it is down by 11% since the previous quarter
The return on invested capital is up by 30% year-on-year but it has declined by 10% since the previous quarter
The ROE has contracted by 16% from the previous quarter but it has grown by 10% YoY
OVLY's return on sales is up by 12% year-on-year but it is down by 6% since the previous quarter

Dividends

What is OVLY's dividend history
Dividend details
DPS
$0.39
Dividend yield
1.54%
Payout ratio
10.2%
Recent dividends

Financial health

How did Oak Valley Bancorp financials performed over time
Oak Valley Bancorp's total assets is 10% higher than its total liabilities
Oak Valley Bancorp's total liabilities has decreased by 9% YoY
Oak Valley Bancorp's total assets has decreased by 6% YoY
The debt is 100% smaller than the equity
Oak Valley Bancorp's equity has increased by 31% YoY and by 23% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.