OVLY Oak Valley Bancorp

Price (delayed)

$25.5

Market cap

$213.17M

P/E Ratio

7.63

Dividend/share

$0.39

EPS

$3.34

Enterprise value

$43.44M

Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small ...

Highlights
Oak Valley Bancorp's equity has increased by 18% YoY
The price to earnings (P/E) is 12% less than the 5-year quarterly average of 8.7 but 11% more than the last 4 quarters average of 6.9
Oak Valley Bancorp's revenue has decreased by 3.6% QoQ but it has increased by 2.7% YoY
OVLY's EPS is down by 11% since the previous quarter and by 8% year-on-year
The net income has declined by 11% since the previous quarter and by 8% year-on-year

Key stats

What are the main financial stats of OVLY
Market
Shares outstanding
8.36M
Market cap
$213.17M
Enterprise value
$43.44M
Valuations
Price to earnings (P/E)
7.63
Price to book (P/B)
1.27
Price to sales (P/S)
2.69
EV/EBIT
1.22
EV/EBITDA
1.18
EV/Sales
0.55
Earnings
Revenue
$78.57M
EBIT
$35.64M
EBITDA
$36.73M
Free cash flow
$27.45M
Per share
EPS
$3.34
Free cash flow per share
$3.31
Book value per share
$20.13
Revenue per share
$9.47
TBVPS
$217.32
Balance sheet
Total assets
$1.81B
Total liabilities
$1.64B
Debt
$0
Equity
$166.92M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.62
Margins
EBITDA margin
46.7%
Gross margin
100%
Net margin
34.8%
Operating margin
45.4%
Efficiency
Return on assets
1.5%
Return on equity
17.8%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
45.4%
Dividend
Dividend yield
1.51%
DPS
$0.39
Payout ratio
11.5%

OVLY stock price

How has the Oak Valley Bancorp stock price performed over time
Intraday
0.87%
1 week
8.65%
1 month
6.12%
1 year
3.62%
YTD
-14.86%
QTD
2.12%

Financial performance

How have Oak Valley Bancorp's revenue and profit performed over time
Revenue
$78.57M
Gross profit
$78.57M
Operating income
$35.64M
Net income
$27.35M
Gross margin
100%
Net margin
34.8%
Oak Valley Bancorp's operating income has decreased by 12% QoQ and by 8% YoY
The net income has declined by 11% since the previous quarter and by 8% year-on-year
The net margin has declined by 11% year-on-year and by 8% since the previous quarter
Oak Valley Bancorp's operating margin has decreased by 10% YoY and by 8% QoQ

Growth

What is Oak Valley Bancorp's growth rate over time

Valuation

What is Oak Valley Bancorp stock price valuation
P/E
7.63
P/B
1.27
P/S
2.69
EV/EBIT
1.22
EV/EBITDA
1.18
EV/Sales
0.55
The price to earnings (P/E) is 12% less than the 5-year quarterly average of 8.7 but 11% more than the last 4 quarters average of 6.9
OVLY's EPS is down by 11% since the previous quarter and by 8% year-on-year
Oak Valley Bancorp's equity has increased by 18% YoY
The stock's price to book (P/B) is 9% less than its last 4 quarters average of 1.4 but 6% more than its 5-year quarterly average of 1.2
Oak Valley Bancorp's revenue has decreased by 3.6% QoQ but it has increased by 2.7% YoY

Efficiency

How efficient is Oak Valley Bancorp business performance
The ROE has contracted by 26% YoY and by 15% from the previous quarter
The return on invested capital has declined by 15% since the previous quarter and by 12% year-on-year
OVLY's return on sales is down by 10% year-on-year and by 8% since the previous quarter
OVLY's return on assets is down by 6% since the previous quarter

Dividends

What is OVLY's dividend history
DPS
$0.39
Dividend yield
1.51%
Payout ratio
11.5%
Recent dividends

Financial health

How did Oak Valley Bancorp financials performed over time
Oak Valley Bancorp's total assets is 10% higher than its total liabilities
Oak Valley Bancorp's total liabilities has decreased by 9% YoY and by 2.2% QoQ
Oak Valley Bancorp's total assets has decreased by 7% YoY
The debt is 100% smaller than the equity
Oak Valley Bancorp's equity has increased by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.