OVLY Oak Valley Bancorp
Price (delayed)
$24.18
Market cap
$202.08M
P/E Ratio
7.95
Dividend/share
$0.53
EPS
$3.04
Enterprise value
$33.33M
Oak Valley Bancorp operates Oak Valley Community Bank & their Eastern Sierra Community Bank division, through which it offers a variety of loan and deposit products to individuals and small
Highlights
Oak Valley Bancorp's equity has increased by 10% YoY
The price to earnings (P/E) is 9% less than the last 4 quarters average of 8.5 and 7% less than the 5-year quarterly average of 8.3
OVLY's EPS is down by 19% year-on-year
The net income has declined by 19% year-on-year
Key stats
What are the main financial stats of OVLY
Market
Valuations
Earnings
Shares outstanding
8.36M
Market cap
$202.08M
Enterprise value
$33.33M
Price to earnings (P/E)
7.95
Price to book (P/B)
1.1
Price to sales (P/S)
2.58
EV/EBIT
1.04
EV/EBITDA
1
EV/Sales
0.43
Revenue
$78.21M
Gross profit
$78.21M
Operating income
$32.19M
Net income
$24.95M
EBIT
$32.19M
EBITDA
$33.29M
Free cash flow
$23.86M
Per share
Balance sheet
Liquidity
EPS
$3.04
EPS diluted
$3.02
Free cash flow per share
$2.85
Book value per share
$21.95
Revenue per share
$9.36
TBVPS
$226.97
Total assets
$1.9B
Total liabilities
$1.72B
Debt
$0
Equity
$183.44M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.07
Margins
Efficiency
Dividend
EBITDA margin
42.6%
Gross margin
100%
Net margin
31.9%
Operating margin
41.2%
Return on assets
1.3%
Return on equity
14.1%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
41.2%
Dividend yield
2.17%
DPS
$0.53
Payout ratio
17.3%
OVLY stock price
How has the Oak Valley Bancorp stock price performed over time
Intraday
2.5%
1 week
0.33%
1 month
0.17%
1 year
-0.9%
YTD
-17.33%
QTD
-3.13%
Financial performance
How have Oak Valley Bancorp's revenue and profit performed over time
Revenue
$78.21M
Gross profit
$78.21M
Operating income
$32.19M
Net income
$24.95M
Gross margin
100%
Net margin
31.9%
Oak Valley Bancorp's operating income has decreased by 20% YoY
The net income has declined by 19% year-on-year
Oak Valley Bancorp's operating margin has decreased by 17% YoY
The net margin has declined by 16% year-on-year
Growth
What is Oak Valley Bancorp's growth rate over time
Valuation
What is Oak Valley Bancorp stock price valuation
P/E
7.95
P/B
1.1
P/S
2.58
EV/EBIT
1.04
EV/EBITDA
1
EV/Sales
0.43
OVLY's EPS is down by 19% year-on-year
The price to earnings (P/E) is 9% less than the last 4 quarters average of 8.5 and 7% less than the 5-year quarterly average of 8.3
The stock's price to book (P/B) is 11% less than its 5-year quarterly average of 1.2 and 11% less than its last 4 quarters average of 1.2
Oak Valley Bancorp's equity has increased by 10% YoY
OVLY's price to sales (P/S) is 10% lower than its last 4 quarters average of 2.8 and 7% lower than its 5-year quarterly average of 2.7
Oak Valley Bancorp's revenue has decreased by 4% YoY
Efficiency
How efficient is Oak Valley Bancorp business performance
The ROE has contracted by 33% YoY and by 2.1% from the previous quarter
The return on invested capital has declined by 27% year-on-year and by 5% since the previous quarter
OVLY's return on assets is down by 19% year-on-year
OVLY's return on sales is down by 17% year-on-year
Dividends
What is OVLY's dividend history
DPS
$0.53
Dividend yield
2.17%
Payout ratio
17.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Oak Valley Bancorp financials performed over time
Oak Valley Bancorp's total assets is 11% higher than its total liabilities
Oak Valley Bancorp's total assets has increased by 3.2% YoY
Oak Valley Bancorp's total liabilities has increased by 2.4% YoY
The debt is 100% smaller than the equity
Oak Valley Bancorp's equity has increased by 10% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.