ORRF Orrstown Financial Services PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ORRF
- PE Ratio
The current PE ratio for Orrstown Financial Services stock as of Nov 5, 2025 is 14.19. This is calculated based on the current EPS of $2.4 and the stock price of $34.06 per share. The P/E ratio has a decrease of 20% from the past four quarters average of 17.7.
ORRF PE ratio history
The average historical PE ratio of Orrstown Financial Services for the last ten years is 14.27. The current PE ratio of 14.19 is comparable to the historical average. Over the past ten years, ORRF's PE ratio was at its highest in the Mar 2017 quarter at 29.8, when the stock price was $22.35 and the EPS was $0.75. The lowest value was in the Sep 2023 quarter, when it reached 5.8 with a price of $21.01 and an EPS of $3.62.
Orrstown Financial Services PE ratio by year
Maximum annual increase: 287.97% in 2015
Maximum annual decrease: -64.06% in 2014
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 24.57 | 187.37% | $36.61 | $1.49 |
| 2023 | 8.55 | -22.83% | $29.5 | $3.45 |
| 2022 | 11.08 | 31.9% | $23.16 | $2.09 |
| 2021 | 8.4 | 22.81% | $25.2 | $3 |
| 2020 | 6.84 | -50.72% | $16.55 | $2.42 |
| 2019 | 13.88 | 16.64% | $22.62 | $1.63 |
| 2018 | 11.9 | -52.87% | $18.21 | $1.53 |
| 2017 | 25.25 | -7.58% | $25.25 | $1 |
| 2016 | 27.32 | 48.56% | $22.4 | $0.82 |
| 2015 | 18.39 | 287.97% | $17.84 | $0.97 |
| 2014 | 4.74 | -64.06% | $17 | $3.59 |
| 2013 | 13.19 | N/A | $16.35 | $1.24 |
| 2012 | N/A | N/A | $9.64 | -$4.77 |
| 2011 | N/A | N/A | $8.25 | -$3.98 |
| 2010 | 12.57 | -24.69% | $27.41 | $2.18 |
Orrstown Financial Services PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 13.26 | -5.89% | $31.83 | $2.4 |
| Mar 2025 | 14.09 | -42.65% | $30.01 | $2.13 |
| Dec 2024 | 24.57 | 29.11% | $36.61 | $1.49 |
| Sep 2024 | 19.03 | 120.51% | $35.96 | $1.89 |
| Jun 2024 | 8.63 | 8.96% | $27.36 | $3.17 |
| Mar 2024 | 7.92 | -7.37% | $26.77 | $3.38 |
| Dec 2023 | 8.55 | 47.41% | $29.5 | $3.45 |
| Sep 2023 | 5.8 | -30.95% | $21.01 | $3.62 |
| Jun 2023 | 8.4 | -8.2% | $19.15 | $2.28 |
| Mar 2023 | 9.15 | -17.42% | $19.86 | $2.17 |
| Dec 2022 | 11.08 | -18.47% | $23.16 | $2.09 |
| Sep 2022 | 13.59 | 62.56% | $23.92 | $1.76 |
| Jun 2022 | 8.36 | 3.85% | $24.17 | $2.89 |
| Mar 2022 | 8.05 | -4.17% | $22.93 | $2.85 |
| Dec 2021 | 8.4 | 18.81% | $25.2 | $3 |
ORRF Price vs fair value
ORRF average PE ratio chart
The current PE ratio of ORRF is greater than its 3 and 5-year historical averages, but it is below the 10-year average.
PE comparison
Orrstown Financial Services's P/E of 14.19 is above the Financial Services sector, the industry and its peers average. But compared to its Financial Services sector average of 13.73, Orrstown Financial Services's P/E is only 3.4% higher.
ORRF PE vs peers
Compared to its peers ACNB and NWFL, ORRF's PE ratio stands lower, however it is higher than STBA's and UVSP's. Orrstown Financial Services's PE ratio is trading above the peer group average of 12.31.
| Stock name | PE ratio | Market cap |
|---|---|---|
| UVSP UNIVEST FINANCIAL Corp | 9.79 | $836.62M |
| CZNC Citizens & Northern Corp | 10.89 | $295.71M |
| STBA S&T Bancorp Inc | 11.1 | $1.45B |
| MPB Mid Penn Bancorp Inc | 12.23 | $672.03M |
| ORRF Orrstown Financial Services Inc | 14.01 | $655.49M |
| ACNB Acnb Corp | 17.19 | $487.58M |
| NWFL Norwood Financial Corp | 127.29 | $247.56M |
Frequently asked questions
What is Orrstown Financial Services's PE ratio?
The price to earnings ratio for ORRF stock is 14.19 as of Nov 5, 2025.
What is the 3-year average PE ratio for Orrstown Financial Services (ORRF)?
The 3-year average PE ratio for ORRF stock is 11.86.
What is the 5-year average PE ratio for Orrstown Financial Services (ORRF)?
The 5-year average PE ratio for ORRF stock is 10.42.
What is the highest PE ratio for ORRF?
The highest quarterly PE ratio in the last ten years has been 29.8 and it was in the Mar 2017 quarter.
How does the current PE ratio for ORRF compare to its historical average?
The current price to earnings ratio of ORRF is 0.6% lower than the 10-year historical average.
How is ORRF's PE ratio calculated (Orrstown Financial Services PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Nov 5, 2025), Orrstown Financial Services's stock price is $34.06. The earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $2.4. Therefore, Orrstown Financial Services's P/E ratio for today is 14.19. PE RATIO(14.19) = STOCK PRICE($34.06) / TTM EPS($2.4)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.