ORRF Orrstown Financial Services Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ORRF

Price (delayed)

$39.75

Market cap

$781M

P/E Ratio

9.03

Dividend/share

$1.14

EPS

$4.4

Enterprise value

$883.1M

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Relative Growth: Rel. Growth: 98
Relative Strength: Rel. Strength: 60
Relative Valuation: Rel. Valuation: 93
Relative Profitability: Rel. Profitability: 96

With $2.8 billion in assets, Orrstown Financial Services, Inc. and its wholly-owned subsidiary, Orrstown Bank, provides a wide range of consumer and business financial services through banking offices in Berks, ...

Highlights
Orrstown Financial Services's net income has surged by 168% YoY and by 4.6% QoQ
Orrstown Financial Services's EPS has surged by 107% YoY and by 4.5% QoQ
The debt has grown by 37% YoY but it has contracted by 22% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.orrstown.com
Peers: NWFL CZNC ACNB UVSP

Key stats

What are the main financial stats of ORRF

ORRF stock price

How has the Orrstown Financial Services stock price performed over time
Intraday
1.69%
1 week
1.48%
1 month
8.58%
1 year
26.75%
YTD
12.22%
QTD
10.17%

Financial performance

How have Orrstown Financial Services's revenue and profit performed over time
Revenue
$255.37M
Gross profit
$255.37M
Operating income
$107.38M
Net income
$84.61M
Gross margin
100%
Net margin
33.1%
The operating income has surged by 170% year-on-year and by 4.6% since the previous quarter
Orrstown Financial Services's net income has surged by 168% YoY and by 4.6% QoQ
The operating margin has soared by 115% YoY and by 3.2% from the previous quarter
The net margin has soared by 114% YoY and by 3.1% from the previous quarter

Price vs fundamentals

How does ORRF's price correlate with its fundamentals

Growth

What is Orrstown Financial Services's growth rate over time

Valuation

What is Orrstown Financial Services stock price valuation
ORRF P/E details
P/E
9.03
P/B
1.29
P/S
3.05
EV/EBIT
8.22
EV/EBITDA
7.24
EV/Sales
3.46
Orrstown Financial Services's EPS has surged by 107% YoY and by 4.5% QoQ
The stock's P/E is 13% below its 5-year quarterly average of 10.4 and 6% below its last 4 quarters average of 9.6
The price to book (P/B) is 17% more than the 5-year quarterly average of 1.1 and 8% more than the last 4 quarters average of 1.2
The equity has grown by 13% YoY
The revenue has grown by 25% YoY
ORRF's price to sales (P/S) is 22% more than its 5-year quarterly average of 2.5 and 13% more than its last 4 quarters average of 2.7

Efficiency

How efficient is Orrstown Financial Services business performance
The return on assets has surged by 150% year-on-year
The ROIC has soared by 150% YoY and by 5% from the previous quarter
Orrstown Financial Services's return on sales has surged by 115% YoY and by 3.2% QoQ
ORRF's return on equity has surged by 115% year-on-year

Dividends

What is ORRF's dividend history
Dividend details
DPS
$1.14
Dividend yield
2.87%
Payout ratio
25.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Orrstown Financial Services financials performed over time
Orrstown Financial Services's total assets is 12% higher than its total liabilities
Orrstown Financial Services's total assets has increased by 2.5% YoY
The debt is 56% less than the equity
The debt has grown by 37% YoY but it has contracted by 22% from the previous quarter
The debt to equity has declined by 23% since the previous quarter but it rose by 22% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.