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Price (delayed)
$36.62
Market cap
$709.92M
P/E Ratio
19.38
Dividend/share
$0.86
EPS
$1.89
Enterprise value
$678.96M
With $2.8 billion in assets, Orrstown Financial Services, Inc. and its wholly-owned subsidiary, Orrstown Bank, provides a wide range of consumer and business financial services through banking offices in Berks,
Highlights
The equity has soared by 112% YoY and by 85% from the previous quarter
ORRF's gross profit is up by 14% since the previous quarter and by 14% year-on-year
The stock's P/E is 112% above its 5-year quarterly average of 9.1 and 76% above its last 4 quarters average of 11.0
Orrstown Financial Services's net income has shrunk by 57% YoY and by 51% QoQ
Key stats
What are the main financial stats of ORRF
Market
Valuations
Earnings
Shares outstanding
19.39M
Market cap
$709.92M
Enterprise value
$678.96M
Price to earnings (P/E)
19.38
Price to book (P/B)
1.37
Price to sales (P/S)
4.79
EV/EBIT
33.33
EV/EBITDA
24.86
EV/Sales
4.58
Revenue
$148.17M
Gross profit
$148.17M
Net income
$16.01M
EBIT
$20.37M
EBITDA
$27.31M
Free cash flow
$39.31M
Per share
Balance sheet
Liquidity
EPS
$1.89
EPS diluted
$1.87
Free cash flow per share
$2.03
Book value per share
$26.65
Revenue per share
$7.65
TBVPS
$276.38
Total assets
$5.47B
Total liabilities
$4.95B
Debt
$205.82M
Equity
$516.21M
Working capital
N/A
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.13
Margins
Efficiency
Dividend
EBITDA margin
18.4%
Gross margin
100%
Net margin
10.8%
Operating margin
13.7%
Return on assets
0.4%
Return on equity
4.8%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
13.7%
Dividend yield
2.35%
DPS
$0.86
Payout ratio
45.5%
ORRF stock price
How has the Orrstown Financial Services stock price performed over time
Intraday
0.33%
1 week
-0.22%
1 month
-7.29%
1 year
24.14%
YTD
24.14%
QTD
1.84%
Financial performance
How have Orrstown Financial Services's revenue and profit performed over time
Revenue
$148.17M
Gross profit
$148.17M
Operating income
$20.37M
Net income
$16.01M
Gross margin
100%
Net margin
10.8%
The net margin has plunged by 63% YoY and by 57% from the previous quarter
The operating margin has plunged by 62% YoY and by 57% from the previous quarter
Orrstown Financial Services's net income has shrunk by 57% YoY and by 51% QoQ
The operating income has dropped by 57% year-on-year and by 51% since the previous quarter
Growth
What is Orrstown Financial Services's growth rate over time
Valuation
What is Orrstown Financial Services stock price valuation
P/E
19.38
P/B
1.37
P/S
4.79
EV/EBIT
33.33
EV/EBITDA
24.86
EV/Sales
4.58
The stock's P/E is 112% above its 5-year quarterly average of 9.1 and 76% above its last 4 quarters average of 11.0
Orrstown Financial Services's EPS has decreased by 48% YoY and by 40% QoQ
The equity has soared by 112% YoY and by 85% from the previous quarter
The price to book (P/B) is 37% more than the 5-year quarterly average of 1.0 and 14% more than the last 4 quarters average of 1.2
ORRF's price to sales (P/S) is 117% more than its 5-year quarterly average of 2.2 and 64% more than its last 4 quarters average of 2.9
The revenue has grown by 14% from the previous quarter and by 14% YoY
Efficiency
How efficient is Orrstown Financial Services business performance
ORRF's return on equity has dropped by 69% year-on-year and by 62% since the previous quarter
The return on assets has dropped by 69% year-on-year and by 64% since the previous quarter
The ROIC has plunged by 67% YoY and by 62% from the previous quarter
Orrstown Financial Services's return on sales has shrunk by 62% YoY and by 57% QoQ
Dividends
What is ORRF's dividend history
DPS
$0.86
Dividend yield
2.35%
Payout ratio
45.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Orrstown Financial Services financials performed over time
Orrstown Financial Services's total assets is 10% higher than its total liabilities
Orrstown Financial Services's total assets has surged by 79% YoY and by 71% QoQ
The total liabilities has soared by 76% YoY and by 70% from the previous quarter
The debt is 60% less than the equity
The equity has soared by 112% YoY and by 85% from the previous quarter
The debt to equity has dropped by 53% year-on-year and by 31% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.