ORRF Orrstown Financial Services Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: ORRF

Price (delayed)

$44.115

Market cap

$867.77M

P/E Ratio

9.74

Dividend/share

$1.2

EPS

$4.53

Enterprise value

$1.17B

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Relative Growth: Rel. Growth:
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Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 87

With $3.0 billion in assets, Orrstown Financial Services, Inc. and its wholly-owned subsidiary, Orrstown Bank, provide a wide range of consumer and business financial services in Berks, Cumberland, Dauphin, Franklin, ...

Highlights
Orrstown Financial Services's net income has increased by 19% YoY
Orrstown Financial Services's EPS has increased by 15% YoY
The stock's P/E is 12% above its last 4 quarters average of 8.7 but 8% below its 5-year quarterly average of 10.6
The equity has grown by 6% YoY but it has contracted by 2.6% from the previous quarter
The debt has soared by 53% YoY and by 46% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.orrstown.com
Peers: NWFL CZNC ACNB UVSP

Key stats

What are the main financial stats of ORRF

ORRF stock price

How has the Orrstown Financial Services stock price performed over time
Intraday
0.03%
1 week
0.35%
1 month
6.76%
1 year
28.13%
YTD
24.55%
QTD
8.71%

Financial performance

How have Orrstown Financial Services's revenue and profit performed over time
Revenue
$257.06M
Gross profit
$257.06M
Operating income
$107.98M
Net income
$87.27M
Gross margin
100%
Net margin
34%
Orrstown Financial Services's net income has increased by 19% YoY
The operating income has increased by 17% year-on-year
The net margin has grown by 15% YoY
The operating margin has grown by 13% YoY

Price vs fundamentals

How does ORRF's price correlate with its fundamentals

Growth

What is Orrstown Financial Services's growth rate over time

Valuation

What is Orrstown Financial Services stock price valuation
ORRF P/E details
P/E
9.74
P/B
1.43
P/S
3.38
EV/EBIT
10.81
EV/EBITDA
9.57
EV/Sales
4.54
Orrstown Financial Services's EPS has increased by 15% YoY
The stock's P/E is 12% above its last 4 quarters average of 8.7 but 8% below its 5-year quarterly average of 10.6
The price to book (P/B) is 30% more than the 5-year quarterly average of 1.1 and 19% more than the last 4 quarters average of 1.2
The equity has grown by 6% YoY but it has contracted by 2.6% from the previous quarter
ORRF's price to sales (P/S) is 30% more than its 5-year quarterly average of 2.6 and 16% more than its last 4 quarters average of 2.9
The revenue has grown by 3.9% YoY

Efficiency

How efficient is Orrstown Financial Services business performance
The return on assets rose by 23% year-on-year
Orrstown Financial Services's return on sales has increased by 13% YoY
The ROIC has grown by 12% YoY
ORRF's return on equity is up by 7% year-on-year

Dividends

What is ORRF's dividend history
Dividend details
DPS
$1.2
Dividend yield
2.72%
Payout ratio
26.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Orrstown Financial Services financials performed over time
Orrstown Financial Services's total assets is 12% higher than its total liabilities
Orrstown Financial Services's total assets has increased by 4.3% YoY
The total liabilities has grown by 4.2% YoY and by 2.2% from the previous quarter
The debt is 30% less than the equity
The debt has soared by 53% YoY and by 46% from the previous quarter
The debt to equity rose by 49% since the previous quarter and by 43% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.