ORRF Orrstown Financial Services Inc
- Stocks
- Financial Services
- NASDAQ: ORRF
Price (delayed)
$34.01
Market cap
$662.89M
P/E Ratio
14.17
Dividend/share
$1.02
EPS
$2.4
Enterprise value
$748.92M
With $2.8 billion in assets, Orrstown Financial Services, Inc. and its wholly-owned subsidiary, Orrstown Bank, provides a wide range of consumer and business financial services through banking offices in Berks,
Highlights
The equity has soared by 97% YoY and by 2.9% from the previous quarter
The revenue has soared by 80% YoY and by 15% from the previous quarter
The stock's P/E is 37% above its 5-year quarterly average of 10.2 but 21% below its last 4 quarters average of 17.7
Orrstown Financial Services's EPS has decreased by 24% YoY but it has increased by 13% QoQ
The debt has grown by 46% YoY and by 22% from the previous quarter
Key stats
What are the main financial stats of ORRF
Market
Valuations
Earnings
Shares outstanding
19.49M
Market cap
$662.89M
Enterprise value
$748.92M
Price to earnings (P/E)
14.17
Price to book (P/B)
1.21
Price to sales (P/S)
2.84
EV/EBIT
13.69
EV/EBITDA
10.68
EV/Sales
3.2
Revenue
$233.72M
Gross profit
$233.72M
Operating income
$54.71M
Net income
$43.28M
EBIT
$54.71M
EBITDA
$70.15M
Free cash flow
$48.9M
Per share
Balance sheet
Liquidity
EPS
$2.4
EPS diluted
$2.39
Free cash flow per share
$2.51
Book value per share
$28.11
Revenue per share
$11.98
TBVPS
$270.4
Total assets
$5.39B
Total liabilities
$4.84B
Debt
$235.4M
Equity
$548.45M
Working capital
N/A
Debt to equity
0.43
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.23
Margins
Efficiency
Dividend
EBITDA margin
30%
Gross margin
100%
Net margin
18.5%
Operating margin
23.4%
Return on assets
0.8%
Return on equity
8.2%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
23.4%
Dividend yield
3%
DPS
$1.02
Payout ratio
42.5%
ORRF stock price
How has the Orrstown Financial Services stock price performed over time
Intraday
1.64%
1 week
5.95%
1 month
1.92%
1 year
5.88%
YTD
-7.1%
QTD
6.85%
Financial performance
How have Orrstown Financial Services's revenue and profit performed over time
Revenue
$233.72M
Gross profit
$233.72M
Operating income
$54.71M
Net income
$43.28M
Gross margin
100%
Net margin
18.5%
The revenue has soared by 80% YoY and by 15% from the previous quarter
ORRF's gross profit has surged by 80% year-on-year and by 15% since the previous quarter
Orrstown Financial Services's net income has increased by 37% QoQ and by 31% YoY
The operating income has increased by 37% since the previous quarter and by 31% year-on-year
Price vs fundamentals
How does ORRF's price correlate with its fundamentals
Growth
What is Orrstown Financial Services's growth rate over time
Valuation
What is Orrstown Financial Services stock price valuation
P/E
14.17
P/B
1.21
P/S
2.84
EV/EBIT
13.69
EV/EBITDA
10.68
EV/Sales
3.2
The stock's P/E is 37% above its 5-year quarterly average of 10.2 but 21% below its last 4 quarters average of 17.7
Orrstown Financial Services's EPS has decreased by 24% YoY but it has increased by 13% QoQ
The equity has soared by 97% YoY and by 2.9% from the previous quarter
The price to book (P/B) is 19% more than the 5-year quarterly average of 1.0
The revenue has soared by 80% YoY and by 15% from the previous quarter
ORRF's price to sales (P/S) is 23% less than its last 4 quarters average of 3.6 but 16% more than its 5-year quarterly average of 2.4
Efficiency
How efficient is Orrstown Financial Services business performance
ORRF's return on equity is down by 34% year-on-year but it is up by 21% since the previous quarter
The return on assets rose by 33% since the previous quarter but it has declined by 27% year-on-year
Orrstown Financial Services's return on sales has decreased by 27% YoY but it has increased by 20% QoQ
The ROIC has grown by 25% from the previous quarter but it has contracted by 23% YoY
Dividends
What is ORRF's dividend history
DPS
$1.02
Dividend yield
3%
Payout ratio
42.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Orrstown Financial Services financials performed over time
Orrstown Financial Services's total assets is 11% higher than its total liabilities
Orrstown Financial Services's total assets has surged by 68% YoY
The total liabilities has soared by 66% YoY
The debt is 57% less than the equity
The equity has soared by 97% YoY and by 2.9% from the previous quarter
The debt has grown by 46% YoY and by 22% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.