OPOF Old Point Financial PE ratio, current and historical analysis
As of Feb 21, 2025, the OPOF stock has a P/E ratio of 18.51. The calculation is based on the latest EPS of $1.61 and the stock price of $29.8 per share. An increase of 54% has been observed in the PE ratio compared to its average of 12.0 of the past four quarters.
OPOF PE ratio history
The mean historical PE ratio of Old Point Financial over the last ten years is 26.41. The current 18.51 price-to-earnings ratio is 30% less than the historical average. Analyzing the last ten years, OPOF's PE ratio reached its highest point in the Sep 2018 quarter at 271.82, with a price of $29.9 and an EPS of $0.11. The Jun 2023 quarter saw the lowest point at 8.59, with a price of $17.35 and an EPS of $2.02.
Old Point Financial PE ratio by year
Maximum annual increase: 232.41% in 2009
Maximum annual decrease: -60.64% in 2011
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 11.64 | -22.4% | $17.93 | $1.54 |
| 2022 | 15 | 3.31% | $27 | $1.8 |
| 2021 | 14.52 | -21.13% | $23.37 | $1.61 |
| 2020 | 18.41 | 1.1% | $18.96 | $1.03 |
| 2019 | 18.21 | -19.92% | $27.49 | $1.51 |
| 2018 | 22.74 | N/A | $21.83 | $0.96 |
| 2017 | N/A | N/A | $29.75 | -$0.01 |
| 2016 | 32.47 | 38.11% | $25 | $0.77 |
| 2015 | 23.51 | 30.11% | $17.16 | $0.73 |
| 2014 | 18.07 | -9.79% | $15 | $0.83 |
| 2013 | 20.03 | 52.32% | $12.82 | $0.64 |
| 2012 | 13.15 | -14.05% | $11.05 | $0.84 |
| 2011 | 15.3 | -60.64% | $10.1 | $0.66 |
| 2010 | 38.87 | -15.02% | $12.05 | $0.31 |
| 2009 | 45.74 | 232.41% | $15.55 | $0.34 |
Old Point Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 12 | 15.38% | $19.32 | $1.61 |
| Jun 2024 | 10.4 | -25.61% | $14.67 | $1.41 |
| Mar 2024 | 13.98 | 20.1% | $17.75 | $1.27 |
| Dec 2023 | 11.64 | 13.45% | $17.93 | $1.54 |
| Sep 2023 | 10.26 | 19.44% | $18.27 | $1.78 |
| Jun 2023 | 8.59 | -26.77% | $17.35 | $2.02 |
| Mar 2023 | 11.73 | -21.8% | $23.81 | $2.03 |
| Dec 2022 | 15 | -13.99% | $27 | $1.8 |
| Sep 2022 | 17.44 | -0.68% | $27.73 | $1.59 |
| Jun 2022 | 17.56 | 1.8% | $25.28 | $1.44 |
| Mar 2022 | 17.25 | 18.8% | $24.5 | $1.42 |
| Dec 2021 | 14.52 | -5.04% | $23.37 | $1.61 |
| Sep 2021 | 15.29 | -24.04% | $21.25 | $1.39 |
| Jun 2021 | 20.13 | 17.24% | $24.96 | $1.24 |
| Mar 2021 | 17.17 | -6.74% | $23.52 | $1.37 |
OPOF average PE ratio chart
Currently, OPOF's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.
OPOF PE vs peers
OPOF's PE ratio is less than its peer stocks SFST and HWBK, but it is above FFBC's and CCNE's. Old Point Financial's current PE ratio of 18.51 is more than the average of its peers, which is 14.29.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CCNE Cnb Financial Corp | 10.74 | $529.67M |
| FFBC First Financial Bancorp | 11.18 | $2.58B |
| CZNC Citizens & Northern Corp | 14.48 | $321.38M |
| FCCO First Community Corp | 14.78 | $193.16M |
| FUNC First United Corp | 15.3 | $243.48M |
| OPOF Old Point Financial Corp. | 18.51 | $151.32M |
| SFST Southern First Bancshares Inc | 19.25 | $273.35M |
| HWBK Hawthorn Bancshares Inc | 36.62 | $230.28M |
Frequently asked questions
What is Old Point Financial's PE ratio?
OPOF's price to earnings ratio is 18.51 as of Feb 21, 2025.
What is the 3-year average PE ratio for Old Point Financial (OPOF)?
The average PE ratio for OPOF stock over the past 3 years is 13.26.
What is the 5-year average PE ratio for Old Point Financial (OPOF)?
The average PE ratio for OPOF stock over the past 5 years is 13.9.
What is the highest PE ratio for OPOF?
Over the last ten years, the Sep 2018 quarter recorded the highest quarterly PE ratio at 271.82.
How does the current PE ratio for OPOF compare to its historical average?
OPOF's current price to earnings ratio is 30% below its 10-year historical average.
How is OPOF's PE ratio calculated (Old Point Financial PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Feb 21, 2025), Old Point Financial's share price is $29.8. The company's earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $1.61. Therefore, Old Point Financial's price to earnings ratio for today is 18.51. PE RATIO(18.51) = STOCK PRICE($29.8) / TTM EPS($1.61)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.