OPOF Old Point Financial PE ratio, current and historical analysis

As of Apr 1, 2025, the OPOF stock has a P/E ratio of 15.93. The calculation is based on the latest EPS of $1.88 and the stock price of $29.95 per share. An increase of 27% has been observed in the PE ratio compared to its average of 12.6 of the past four quarters.

OPOF PE ratio history

How has OPOF's PE ratio performed in the past

The mean historical PE ratio of Old Point Financial over the last ten years is 26.32. The current 15.93 price-to-earnings ratio is 39% less than the historical average. Analyzing the last ten years, OPOF's PE ratio reached its highest point in the Sep 2018 quarter at 271.82, with a price of $29.9 and an EPS of $0.11. The Jun 2023 quarter saw the lowest point at 8.59, with a price of $17.35 and an EPS of $2.02.

Today
15.93
Average
26.32
Median
17.21
Minimum
8.59
Maximum
271.82

Old Point Financial PE ratio by year

Maximum annual increase: 52.32% in 2013

Maximum annual decrease: -60.64% in 2011

Year PE ratio PE change Price EPS
2024 13.86 19.07% $26.06 $1.88
2023 11.64 -22.4% $17.93 $1.54
2022 15 3.31% $27 $1.8
2021 14.52 -21.13% $23.37 $1.61
2020 18.41 1.1% $18.96 $1.03
2019 18.21 -19.92% $27.49 $1.51
2018 22.74 N/A $21.83 $0.96
2017 N/A N/A $29.75 -$0.01
2016 32.47 38.11% $25 $0.77
2015 23.51 30.11% $17.16 $0.73
2014 18.07 -9.79% $15 $0.83
2013 20.03 52.32% $12.82 $0.64
2012 13.15 -14.05% $11.05 $0.84
2011 15.3 -60.64% $10.1 $0.66
2010 38.87 -15.02% $12.05 $0.31

Old Point Financial PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 13.86 15.5% $26.06 $1.88
Sep 2024 12 15.38% $19.32 $1.61
Jun 2024 10.4 -25.61% $14.67 $1.41
Mar 2024 13.98 20.1% $17.75 $1.27
Dec 2023 11.64 13.45% $17.93 $1.54
Sep 2023 10.26 19.44% $18.27 $1.78
Jun 2023 8.59 -26.77% $17.35 $2.02
Mar 2023 11.73 -21.8% $23.81 $2.03
Dec 2022 15 -13.99% $27 $1.8
Sep 2022 17.44 -0.68% $27.73 $1.59
Jun 2022 17.56 1.8% $25.28 $1.44
Mar 2022 17.25 18.8% $24.5 $1.42
Dec 2021 14.52 -5.04% $23.37 $1.61
Sep 2021 15.29 -24.04% $21.25 $1.39
Jun 2021 20.13 17.24% $24.96 $1.24

OPOF average PE ratio chart

What is the average PE ratio of OPOF for the past years

Currently, OPOF's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.

3-year avg
12.95
5-year avg
14.04
10-year avg
26.32
15-year avg
24.43

OPOF PE vs peers

What is OPOF's PE ratio compared to its peers

OPOF's PE ratio is less than its peer stock SFST, but it is above FFBC's and CCNE's. Old Point Financial's current PE ratio of 15.93 is more than the average of its peers, which is 11.57.

Stock name PE ratio Market cap
CCNE Cnb Financial Corp 9.35 $468.7M
FUNC First United Corp 9.43 $192.32M
FFBC First Financial Bancorp 10.26 $2.37B
HWBK Hawthorn Bancshares Inc 10.64 $193.95M
CZNC Citizens & Northern Corp 11.81 $308.7M
FCCO First Community Corp 12.28 $172.37M
OPOF Old Point Financial Corp. 15.93 $152.87M
SFST Southern First Bancshares Inc 17.19 $269.94M

Frequently asked questions

What is Old Point Financial's PE ratio?

OPOF's price to earnings ratio is 15.93 as of Apr 1, 2025.

What is the 3-year average PE ratio for Old Point Financial (OPOF)?

The average PE ratio for OPOF stock over the past 3 years is 12.95.

What is the 5-year average PE ratio for Old Point Financial (OPOF)?

The average PE ratio for OPOF stock over the past 5 years is 14.04.

What is the highest PE ratio for OPOF?

Over the last ten years, the Sep 2018 quarter recorded the highest quarterly PE ratio at 271.82.

How does the current PE ratio for OPOF compare to its historical average?

OPOF's current price to earnings ratio is 39% below its 10-year historical average.

How is OPOF's PE ratio calculated (Old Point Financial PE ratio formula)?

You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Apr 1, 2025), Old Point Financial's share price is $29.95. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $1.88. Therefore, Old Point Financial's price to earnings ratio for today is 15.93. PE RATIO(15.93) = STOCK PRICE($29.95) / TTM EPS($1.88)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.