As of Mar 20, 2025, the OPOF stock has a P/E ratio of 18.57. The calculation is based on the latest EPS of $1.61 and the stock price of $29.9 per share. An increase of 55% has been observed in the PE ratio compared to its average of 12.0 of the past four quarters.
The mean historical PE ratio of Old Point Financial over the last ten years is 26.41. The current 18.57 price-to-earnings ratio is 30% less than the historical average. Analyzing the last ten years, OPOF's PE ratio reached its highest point in the Sep 2018 quarter at 271.82, with a price of $29.9 and an EPS of $0.11. The Jun 2023 quarter saw the lowest point at 8.59, with a price of $17.35 and an EPS of $2.02.
Maximum annual increase: 232.41% in 2009
Maximum annual decrease: -60.64% in 2011
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
2023 | 11.64 | -22.4% | $17.93 | $1.54 |
2022 | 15 | 3.31% | $27 | $1.8 |
2021 | 14.52 | -21.13% | $23.37 | $1.61 |
2020 | 18.41 | 1.1% | $18.96 | $1.03 |
2019 | 18.21 | -19.92% | $27.49 | $1.51 |
2018 | 22.74 | N/A | $21.83 | $0.96 |
2017 | N/A | N/A | $29.75 | -$0.01 |
2016 | 32.47 | 38.11% | $25 | $0.77 |
2015 | 23.51 | 30.11% | $17.16 | $0.73 |
2014 | 18.07 | -9.79% | $15 | $0.83 |
2013 | 20.03 | 52.32% | $12.82 | $0.64 |
2012 | 13.15 | -14.05% | $11.05 | $0.84 |
2011 | 15.3 | -60.64% | $10.1 | $0.66 |
2010 | 38.87 | -15.02% | $12.05 | $0.31 |
2009 | 45.74 | 232.41% | $15.55 | $0.34 |
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
Sep 2024 | 12 | 15.38% | $19.32 | $1.61 |
Jun 2024 | 10.4 | -25.61% | $14.67 | $1.41 |
Mar 2024 | 13.98 | 20.1% | $17.75 | $1.27 |
Dec 2023 | 11.64 | 13.45% | $17.93 | $1.54 |
Sep 2023 | 10.26 | 19.44% | $18.27 | $1.78 |
Jun 2023 | 8.59 | -26.77% | $17.35 | $2.02 |
Mar 2023 | 11.73 | -21.8% | $23.81 | $2.03 |
Dec 2022 | 15 | -13.99% | $27 | $1.8 |
Sep 2022 | 17.44 | -0.68% | $27.73 | $1.59 |
Jun 2022 | 17.56 | 1.8% | $25.28 | $1.44 |
Mar 2022 | 17.25 | 18.8% | $24.5 | $1.42 |
Dec 2021 | 14.52 | -5.04% | $23.37 | $1.61 |
Sep 2021 | 15.29 | -24.04% | $21.25 | $1.39 |
Jun 2021 | 20.13 | 17.24% | $24.96 | $1.24 |
Mar 2021 | 17.17 | -6.74% | $23.52 | $1.37 |
Currently, OPOF's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.
OPOF's PE ratio is above its peer stocks FFBC and CCNE. Old Point Financial's current PE ratio of 18.57 is more than the average of its peers, which is 12.21.
Stock name | PE ratio | Market cap |
---|---|---|
CCNE Cnb Financial Corp | 9.33 | $467.65M |
FFBC First Financial Bancorp | 10.21 | $2.36B |
HWBK Hawthorn Bancshares Inc | 10.89 | $198.39M |
FCCO First Community Corp | 12.13 | $170.22M |
CZNC Citizens & Northern Corp | 12.18 | $318.29M |
FUNC First United Corp | 12.67 | $201.69M |
SFST Southern First Bancshares Inc | 17.51 | $274.84M |
OPOF Old Point Financial Corp. | 18.54 | $151.57M |
OPOF's price to earnings ratio is 18.57 as of Mar 20, 2025.
The average PE ratio for OPOF stock over the past 3 years is 13.26.
The average PE ratio for OPOF stock over the past 5 years is 13.9.
Over the last ten years, the Sep 2018 quarter recorded the highest quarterly PE ratio at 271.82.
OPOF's current price to earnings ratio is 30% below its 10-year historical average.
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Mar 20, 2025), Old Point Financial's share price is $29.9. The company's earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $1.61. Therefore, Old Point Financial's price to earnings ratio for today is 18.57. PE RATIO(18.57) = STOCK PRICE($29.9) / TTM EPS($1.61)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.