SFST
Southern First Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: SFST
- PE Ratio
The current PE ratio for Southern First Bancshares stock as of Jun 3, 2026 is 13.07. This is calculated based on the current EPS of $4.3 and the stock price of $56.19 per share. The P/E ratio has decreased by 3.4% from the past four quarters average of 13.5.
SFST PE ratio history
The average historical PE ratio of Southern First Bancshares for the last ten years is 14.06. The current PE ratio of 13.07 is 7% below the historical average. In the past ten years, SFST's PE ratio was at its highest in the Dec 2023 quarter at 22.22, when the stock price was $37.1 and the EPS was $1.67. The lowest value was in the Jun 2022 quarter, when it reached 8.35 with a price of $43.59 and an EPS of $5.22.
Southern First Bancshares PE ratio by year
Maximum annual increase: 77.76% in 2023
Maximum annual decrease: -52.12% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 13.74 | -33.62% | $51.52 | $3.75 |
| 2024 | 20.7 | -6.84% | $39.75 | $1.92 |
| 2023 | 22.22 | 77.76% | $37.1 | $1.67 |
| 2022 | 12.5 | 19.27% | $45.75 | $3.66 |
| 2021 | 10.48 | -29.76% | $62.49 | $5.96 |
| 2020 | 14.92 | 29.97% | $35.35 | $2.37 |
| 2019 | 11.48 | 8.1% | $42.49 | $3.7 |
| 2018 | 10.62 | -52.12% | $32.07 | $3.02 |
| 2017 | 22.18 | 26.89% | $41.25 | $1.86 |
| 2016 | 17.48 | 26.3% | $36 | $2.06 |
| 2015 | 13.84 | -6.49% | $22.7 | $1.64 |
| 2014 | 14.8 | 13.67% | $17.02 | $1.15 |
| 2013 | 13.02 | 0.08% | $13.28 | $1.02 |
| 2012 | 13.01 | -51.56% | $8.46 | $0.65 |
| 2011 | 26.86 | N/A | $5.91 | $0.22 |
Southern First Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 12.67 | -7.79% | $54.5 | $4.3 |
| Dec 2025 | 13.74 | 0.88% | $51.52 | $3.75 |
| Sep 2025 | 13.62 | -3.34% | $44.12 | $3.24 |
| Jun 2025 | 14.09 | -3.29% | $38.03 | $2.7 |
| Mar 2025 | 14.57 | -29.61% | $32.92 | $2.26 |
| Dec 2024 | 20.7 | 5.67% | $39.75 | $1.92 |
| Sep 2024 | 19.59 | 14.56% | $34.08 | $1.74 |
| Jun 2024 | 17.1 | -11.17% | $29.24 | $1.71 |
| Mar 2024 | 19.25 | -13.37% | $31.76 | $1.65 |
| Dec 2023 | 22.22 | 52.61% | $37.1 | $1.67 |
| Sep 2023 | 14.56 | 41.22% | $26.94 | $1.85 |
| Jun 2023 | 10.31 | 0.78% | $24.75 | $2.4 |
| Mar 2023 | 10.23 | -18.16% | $30.7 | $3 |
| Dec 2022 | 12.5 | 34.99% | $45.75 | $3.66 |
| Sep 2022 | 9.26 | 10.9% | $41.66 | $4.5 |
SFST Price vs fair value
SFST average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
SFST's current P/E ratio is lower than the 3, 5 and 10-year averages.
PE comparison
Southern First Bancshares's P/E of 13.07 is above the Financial Services sector and the industry average. Compared to its Financial Services sector average of 12.1, Southern First Bancshares's P/E is 8% higher.
SFST PE vs peers
Compared to its peer stocks WFC and FCCO, SFST's PE ratio stands higher.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FCCO First Community Corp | 11.89 | $289.46M |
| WFC Wells Fargo & Company | 12.44 | $249.77B |
| SFST Southern First Bancshares Inc | 13.59 | $552.65M |
Frequently asked questions
What is Southern First Bancshares's PE ratio?
SFST's price to earnings ratio is 13.07 as of Jun 3, 2026.
What is the 3-year average PE ratio for Southern First Bancshares (SFST)?
The average PE ratio for SFST stock over the past 3 years is 16.04.
What is the 5-year average PE ratio for Southern First Bancshares (SFST)?
The average PE ratio for SFST stock over the past 5 years is 13.73.
What is the highest PE ratio for SFST?
In the last ten years, the Dec 2023 quarter recorded the highest quarterly PE ratio at 22.22.
How does the current PE ratio for SFST compare to its historical average?
The current price to earnings ratio of SFST is 7% lower than the 10-year historical average.
How is SFST's PE ratio calculated (Southern First Bancshares PE ratio formula)?
You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 3, 2026), Southern First Bancshares's stock price is $56.19. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.3. Therefore, Southern First Bancshares's P/E ratio for today is 13.07. PE RATIO(13.07) = STOCK PRICE($56.19) / TTM EPS($4.3)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.