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OPOF Old Point Financial Corp.
- Stocks
- Financial Services
- NASDAQ: OPOF
Price (delayed)
$39.71
Market cap
$202.72M
P/E Ratio
20.26
Dividend/share
$0.56
EPS
$1.96
Enterprise value
$136.23M
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial
Highlights
OPOF's net income has soared by 56% YoY and by 4.6% from the previous quarter
Old Point Financial's EPS has soared by 54% YoY and by 4.3% from the previous quarter
The stock's price to earnings (P/E) is 57% more than its last 4 quarters average of 12.9 and 44% more than its 5-year quarterly average of 14.1
Key stats
What are the main financial stats of OPOF
Market
Valuations
Earnings
Shares outstanding
5.11M
Market cap
$202.72M
Enterprise value
$136.23M
Price to earnings (P/E)
20.26
Price to book (P/B)
1.73
Price to sales (P/S)
3.29
EV/EBIT
11.24
EV/EBITDA
9.32
EV/Sales
2.22
Revenue
$61.37M
Gross profit
$61.37M
Operating income
$12.12M
Net income
$9.95M
EBIT
$12.12M
EBITDA
$14.62M
Free cash flow
$12.25M
Per share
Balance sheet
Liquidity
EPS
$1.96
EPS diluted
$1.96
Free cash flow per share
$2.41
Book value per share
$22.96
Revenue per share
$12.06
TBVPS
$284.9
Total assets
$1.45B
Total liabilities
$1.33B
Debt
$69.41M
Equity
$117.22M
Working capital
N/A
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.55
Margins
Efficiency
Dividend
EBITDA margin
23.8%
Gross margin
100%
Net margin
16.2%
Operating margin
19.7%
Return on assets
0.7%
Return on equity
8.7%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
19.7%
Dividend yield
1.41%
DPS
$0.56
Payout ratio
28.6%
OPOF stock price
How has the Old Point Financial stock price performed over time
Intraday
-0.77%
1 week
1.38%
1 month
4.67%
1 year
180.64%
YTD
52.38%
QTD
32.63%
Financial performance
How have Old Point Financial's revenue and profit performed over time
Revenue
$61.37M
Gross profit
$61.37M
Operating income
$12.12M
Net income
$9.95M
Gross margin
100%
Net margin
16.2%
Old Point Financial's operating income has surged by 65% YoY and by 6% QoQ
OPOF's net income has soared by 56% YoY and by 4.6% from the previous quarter
OPOF's operating margin has surged by 56% year-on-year and by 5% since the previous quarter
The net margin has grown by 49% YoY and by 3.8% from the previous quarter
Price vs fundamentals
How does OPOF's price correlate with its fundamentals
Growth
What is Old Point Financial's growth rate over time
Valuation
What is Old Point Financial stock price valuation
P/E
20.26
P/B
1.73
P/S
3.29
EV/EBIT
11.24
EV/EBITDA
9.32
EV/Sales
2.22
The stock's price to earnings (P/E) is 57% more than its last 4 quarters average of 12.9 and 44% more than its 5-year quarterly average of 14.1
Old Point Financial's EPS has soared by 54% YoY and by 4.3% from the previous quarter
The P/B is 73% above the 5-year quarterly average of 1.0 and 73% above the last 4 quarters average of 1.0
The company's equity rose by 9% YoY and by 2.8% QoQ
OPOF's price to sales (P/S) is 73% higher than its last 4 quarters average of 1.9 and 65% higher than its 5-year quarterly average of 2.0
The revenue is up by 5% year-on-year
Efficiency
How efficient is Old Point Financial business performance
OPOF's return on invested capital has surged by 80% year-on-year and by 13% since the previous quarter
The ROA has soared by 75% YoY
Old Point Financial's ROS has soared by 56% YoY and by 5% from the previous quarter
OPOF's return on equity is up by 43% year-on-year and by 2.4% since the previous quarter
Dividends
What is OPOF's dividend history
DPS
$0.56
Dividend yield
1.41%
Payout ratio
28.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Old Point Financial financials performed over time
The company's total assets is 9% higher than its total liabilities
The debt is 41% less than the equity
The debt to equity has declined by 37% year-on-year and by 9% since the previous quarter
The debt has contracted by 31% YoY and by 6% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.