NRIM Northrim Bancorp Inc

Price (delayed)

$45.11

Market cap

$248.09M

P/E Ratio

9.96

Dividend/share

$2.41

EPS

$4.53

Enterprise value

$162.63M

Northrim BanCorp, Inc. is the parent company of Northrim Bank, an Alaska-based community bank with 17 branches in Anchorage, the Matanuska Valley, Juneau, Fairbanks, Ketchikan, Sitka and Soldotna, and a ...

Highlights
The debt has dropped by 61% since the previous quarter and by 3.5% year-on-year
The equity has grown by 7% YoY and by 4.2% from the previous quarter
NRIM's net income is down by 17% year-on-year and by 7% since the previous quarter
The EPS fell by 15% YoY and by 7% QoQ

Key stats

What are the main financial stats of NRIM
Market
Shares outstanding
5.5M
Market cap
$248.09M
Enterprise value
$162.63M
Valuations
Price to earnings (P/E)
9.96
Price to book (P/B)
1.06
Price to sales (P/S)
2.01
EV/EBIT
5.15
EV/EBITDA
4.51
EV/Sales
1.29
Earnings
Revenue
$125.79M
EBIT
$31.61M
EBITDA
$36.07M
Free cash flow
$32.61M
Per share
EPS
$4.53
Free cash flow per share
$5.82
Book value per share
$42.48
Revenue per share
$22.46
TBVPS
$498.36
Balance sheet
Total assets
$2.81B
Total liabilities
$2.57B
Debt
$33.08M
Equity
$234.72M
Working capital
N/A
Liquidity
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.37
Margins
EBITDA margin
28.7%
Gross margin
100%
Net margin
20.2%
Operating margin
25.1%
Efficiency
Return on assets
0.9%
Return on equity
11.2%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
25.1%
Dividend
Dividend yield
5.34%
DPS
$2.41
Payout ratio
53.2%

NRIM stock price

How has the Northrim Bancorp stock price performed over time
Intraday
0.22%
1 week
0.04%
1 month
-6.33%
1 year
0.53%
YTD
-21.15%
QTD
-10.69%

Financial performance

How have Northrim Bancorp's revenue and profit performed over time
Revenue
$125.79M
Gross profit
$125.79M
Operating income
$31.61M
Net income
$25.39M
Gross margin
100%
Net margin
20.2%
NRIM's operating income is down by 18% YoY and by 4.9% from the previous quarter
NRIM's net income is down by 17% year-on-year and by 7% since the previous quarter
The company's operating margin fell by 17% YoY and by 4.9% QoQ
The net margin has declined by 16% year-on-year and by 7% since the previous quarter

Growth

What is Northrim Bancorp's growth rate over time

Valuation

What is Northrim Bancorp stock price valuation
P/E
9.96
P/B
1.06
P/S
2.01
EV/EBIT
5.15
EV/EBITDA
4.51
EV/Sales
1.29
The EPS fell by 15% YoY and by 7% QoQ
NRIM's P/E is 13% above its 5-year quarterly average of 8.8 and 4.6% above its last 4 quarters average of 9.5
The equity has grown by 7% YoY and by 4.2% from the previous quarter
NRIM's P/B is 3.6% below its 5-year quarterly average of 1.1 and 3.6% below its last 4 quarters average of 1.1

Efficiency

How efficient is Northrim Bancorp business performance
Northrim Bancorp's ROIC has decreased by 29% YoY and by 8% from the previous quarter
The ROA has contracted by 25% YoY and by 10% from the previous quarter
The company's return on equity fell by 21% YoY and by 9% QoQ
The ROS fell by 17% YoY and by 4.9% QoQ

Dividends

What is NRIM's dividend history
DPS
$2.41
Dividend yield
5.34%
Payout ratio
53.2%
Recent dividends

Financial health

How did Northrim Bancorp financials performed over time
NRIM's total assets is 9% greater than its total liabilities
NRIM's total assets is up by 5% year-on-year
The company's total liabilities rose by 4.8% YoY
The debt is 86% smaller than the equity
The debt to equity has plunged by 62% from the previous quarter and by 13% YoY
The debt has dropped by 61% since the previous quarter and by 3.5% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.