NRIM Northrim Bancorp Inc

Price (delayed)

$82.6

Market cap

$456.17M

P/E Ratio

10.16

Dividend/share

$2.52

EPS

$8.13

Enterprise value

$395.3M

Northrim BanCorp, Inc. is the parent company of Northrim Bank, an Alaska-based community bank with 17 branches in Anchorage, the Matanuska Valley, Juneau, Fairbanks, Ketchikan, Sitka and Soldotna, and a ...

Highlights
The EPS rose by 40% YoY and by 6% QoQ
NRIM's net income is up by 39% year-on-year and by 7% since the previous quarter
NRIM's P/E is 15% above its 5-year quarterly average of 8.8 but 9% below its last 4 quarters average of 11.2
The debt has surged by 158% since the previous quarter and by 29% year-on-year

Key stats

What are the main financial stats of NRIM
Market
Shares outstanding
5.52M
Market cap
$456.17M
Enterprise value
$395.3M
Valuations
Price to earnings (P/E)
10.16
Price to book (P/B)
1.57
Price to sales (P/S)
2.59
EV/EBIT
6.78
EV/EBITDA
6.44
EV/Sales
2.24
Earnings
Revenue
$176.2M
Gross profit
$176.2M
Operating income
$58.28M
Net income
$44.85M
EBIT
$58.28M
EBITDA
$61.42M
Free cash flow
$48.23M
Per share
EPS
$8.13
EPS diluted
$7.99
Free cash flow per share
$8.73
Book value per share
$52.57
Revenue per share
$31.91
TBVPS
$578.24
Balance sheet
Total assets
$3.24B
Total liabilities
$2.95B
Debt
$80.41M
Equity
$290.22M
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.99
Margins
EBITDA margin
34.9%
Gross margin
100%
Net margin
25.5%
Operating margin
33.1%
Efficiency
Return on assets
1.4%
Return on equity
16.4%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
33.1%
Dividend
Dividend yield
3.05%
DPS
$2.52
Payout ratio
31%

NRIM stock price

How has the Northrim Bancorp stock price performed over time
Intraday
1.37%
1 week
1.13%
1 month
-15.15%
1 year
34.03%
YTD
5.98%
QTD
-11.43%

Financial performance

How have Northrim Bancorp's revenue and profit performed over time
Revenue
$176.2M
Gross profit
$176.2M
Operating income
$58.28M
Net income
$44.85M
Gross margin
100%
Net margin
25.5%
NRIM's operating income is up by 43% YoY and by 8% from the previous quarter
NRIM's net income is up by 39% year-on-year and by 7% since the previous quarter
NRIM's revenue is up by 29% year-on-year and by 7% since the previous quarter
NRIM's gross profit is up by 29% year-on-year and by 7% since the previous quarter

Price vs fundamentals

How does NRIM's price correlate with its fundamentals

Growth

What is Northrim Bancorp's growth rate over time

Valuation

What is Northrim Bancorp stock price valuation
P/E
10.16
P/B
1.57
P/S
2.59
EV/EBIT
6.78
EV/EBITDA
6.44
EV/Sales
2.24
The EPS rose by 40% YoY and by 6% QoQ
NRIM's P/E is 15% above its 5-year quarterly average of 8.8 but 9% below its last 4 quarters average of 11.2
NRIM's P/B is 31% above its 5-year quarterly average of 1.2
The equity has grown by 17% YoY and by 3.7% from the previous quarter
NRIM's revenue is up by 29% year-on-year and by 7% since the previous quarter
The P/S is 23% above the 5-year quarterly average of 2.1 but 4.1% below the last 4 quarters average of 2.7

Efficiency

How efficient is Northrim Bancorp business performance
Northrim Bancorp's ROIC has increased by 27% YoY and by 6% from the previous quarter
The company's return on equity rose by 21% YoY and by 2.5% QoQ
The ROA has grown by 17% YoY
The ROS rose by 11% YoY

Dividends

What is NRIM's dividend history
DPS
$2.52
Dividend yield
3.05%
Payout ratio
31%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Northrim Bancorp financials performed over time
NRIM's total assets is 10% greater than its total liabilities
NRIM's total assets is up by 15% year-on-year and by 3.3% since the previous quarter
The company's total liabilities rose by 15% YoY and by 3.2% QoQ
The debt is 72% smaller than the equity
The debt has surged by 158% since the previous quarter and by 29% year-on-year
The debt to equity has soared by 155% from the previous quarter and by 12% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.