MCHB Mechanics Bancorp Earnings and EPS analysis

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Relative Growth: Rel. Growth: 82
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 76
Relative Profitability: Rel. Profitability: 90

EPS in 2026 (TTM): $0.77

Last Report Period Date: Mar 31, 2026

As of June 2026, MCHB's current EPS stands at $0.77, according to the latest financial reports. For the year 2025, the company recorded an earnings per share (EPS) of $1.22, which marks an increase compared to its EPS of $0.14 in 2024. MCHB reported an EPS of $0.19 for the quarterly report ending on Mar 31, 2026.

MCHB earnings history

Historical annual and quarterly earnings per share (EPS) data for Mechanics Bancorp
EPS (TTM)
$0.77
EPS Growth YoY (Quarterly)
-9.5%
EPS (Quarterly)
$0.19
EPS Growth (Quarterly)
-66.1%

For 2025, Mechanics Bancorp's EPS was $1.22, an increase of 771.4% from $0.14 in 2024. For the fiscal quarter that ended on Mar 31, 2026, the per-share earnings was $0.19, showing a 9.5% decrease from the same quarter last year. For the twelve months ending March 2026, the EPS is $0.77. For the year 2024, the yearly earnings per share was $0.14, marking an increase of 109.6% from 2023.

MCHB earnings chart

MCHB EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
-9.5%
EPS growth YoY
771.4%
EPS growth 3Y avg
-29.7%
EPS growth 5Y avg
-19%

Mechanics Bancorp has registered a decrease in EPS of 9.5% during the last 12 months (YoY, quarterly). Examining a broader timeline, the company maintained an average EPS growth rate of -29.7% per year for the last three years. Mechanics Bancorp had an average annual EPS growth rate of -19% during the last 5 years. A 10-year view shows that MCHB has seen an average EPS growth of -4.7% per year.

MCHB Earnings Waterfall

Breakdown of revenue, profit and net income for Mechanics Bancorp

MCHB Earnings vs Peers

What are the earnings of MCHB compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
WSBF Waterstone Financial Inc 11.66 46.5% 18.5% -14.9%
UMBF Umb Financial Corp 12.28 3.3% 1.5% 9.5%
UBSI United Bankshares Inc 12.65 18.8% 5.3% 6.4%
MCHB Mechanics Bancorp. 19.88 771.4% -29.7% -19%
INBK First Internet Bancorp N/A -238.5% N/A N/A

All data is based on quarterly TTM periods, unless otherwise specified.