MCHB
Mechanics Bancorp
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: MCHB
- PEG Ratio
MCHB currently has a PEG ratio reading of 0.28 as of Aug 21, 2026. Dividing the 12.96 PE ratio by the 47.1% earnings growth rate yields this valuation metric. When compared to the trailing four-quarter average of 0.1, MCHB's PEG ratio shows a 187% increase.
MCHB PEG ratio history
A ten years lookback shows an average PEG ratio of 0.53 for Mechanics Bancorp. Compared to historical data, MCHB's 0.28 PE to growth ratio represents a decline of 47%. The ten years high occurred in the Mar 2018 quarter at 5.57, reflecting maximum valuation relative to growth. The minimum was hit in the Dec 2020 quarter at 0.02, indicating optimal value relative to growth during that period.
Mechanics Bancorp PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.02 | 11.99 | 771.4% |
| 2024 | 0.74 | 81.57 | 109.6% |
| 2023 | N/A | N/A | -141.6% |
| 2022 | N/A | 7.86 | -36.5% |
| 2021 | 0.16 | 9.4 | 58% |
| 2020 | 0.02 | 9.64 | 430.3% |
| 2019 | N/A | 51.52 | -55.4% |
| 2018 | N/A | 14.34 | -42.4% |
| 2017 | 1.27 | 11.26 | 8.9% |
| 2016 | 0.7 | 13.39 | 19.2% |
| 2015 | 0.34 | 10.96 | 32% |
| 2014 | N/A | 11.61 | -9.1% |
| 2013 | N/A | 12.12 | -73.3% |
| 2012 | 0.04 | 4.14 | 107% |
| 2011 | N/A | N/A | 147% |
Mechanics Bancorp PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 0.27 | 12.72 | 47.1% |
| Mar 2026 | 0.04 | 12.29 | 275% |
| Dec 2025 | 0.02 | 11.99 | 771.4% |
| Sep 2025 | 0.06 | 14.63 | 226.4% |
| Jun 2025 | 0.07 | 15.38 | 207.6% |
| Mar 2025 | 0.32 | 36.69 | 115% |
| Dec 2024 | 0.74 | 81.57 | 109.6% |
| Sep 2024 | N/A | N/A | 12.2% |
| Jun 2024 | N/A | N/A | -626.7% |
| Mar 2024 | N/A | N/A | -176.9% |
| Dec 2023 | N/A | N/A | -141.6% |
| Sep 2023 | N/A | N/A | -118.2% |
| Jun 2023 | N/A | 39.47 | -96.8% |
| Mar 2023 | N/A | 6.49 | -46.4% |
| Dec 2022 | N/A | 7.86 | -36.5% |
MCHB average PEG ratio chart
When comparing to historical values, MCHB's PEG ratio is higher than its 3 and 5-year averages, though it is below the 10-year average.
PEG comparison
With a PEG of 0.28, MCHB is below the Financial Services sector and the industry average. Compared to its Financial Services sector average of 0.44, Mechanics Bancorp's PEG is 36% lower.
MCHB EPS growth
MCHB Price vs fair value
MCHB PEG vs peers
Compared to its peers, MCHB has a PEG ratio under stocks UMBF and UBSI, while above WSBF's.
Frequently asked questions
What is Mechanics Bancorp's PEG ratio?
According to Aug 21, 2026 data, MCHB's PEG ratio sits at 0.28.
What is the 3-year average PEG ratio for Mechanics Bancorp (MCHB)?
Historical data over a 3-year period places MCHB's average PEG ratio at 0.22.
What is the 5-year average PEG ratio for Mechanics Bancorp (MCHB)?
Historical data over a 5-year period places MCHB's average PEG ratio at 0.25.
What is the highest PEG ratio for MCHB?
MCHB's PEG ratio peaked at 5.57 during the Mar 2018 quarter - the highest in ten years.
How does the current PEG ratio for MCHB compare to its historical average?
Compared to the 10-year average, MCHB's PEG ratio is 47% lower.
Why is Mechanics Bancorp's PEG ratio so low?
Strong earnings growth relative to valuation produces MCHB's low PEG ratio of 0.28.
How is MCHB's PEG ratio calculated (Mechanics Bancorp PEG ratio formula)?
Computing the PEG ratio involves dividing the PE ratio by the company's EPS growth (YoY TTM). As of Aug 21, 2026, Mechanics Bancorp has a P/E ratio of 12.96. Earnings grew at 47.1% over the TTM period ending Jun 2026. Applying the formula, this produces a price to earnings growth ratio of 0.28. PEG RATIO(0.28) = PE RATIO(12.96) / EPS GROWTH(47.1%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.