LKFN Lakeland Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: LKFN

Price (delayed)

$55.55

Market cap

$1.41B

P/E Ratio

15.74

Dividend/share

$1.84

EPS

$3.53

Enterprise value

$1.36B

Highlights
The debt has plunged by 78% from the previous quarter
LKFN's equity is up by 7% YoY but it is down by 6% from the previous quarter
LKFN's EPS is down by 12% year-on-year and by 3.6% since the previous quarter
The net income has declined by 12% year-on-year and by 3.5% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: GABC ONB SRCE THFF

Key stats

What are the main financial stats of LKFN
Market
Shares outstanding
25.43M
Market cap
$1.41B
Enterprise value
$1.36B
Valuations
Price to earnings (P/E)
15.74
Price to book (P/B)
2.54
Price to sales (P/S)
6.08
EV/EBIT
12.89
EV/EBITDA
12.18
EV/Sales
5.8
Earnings
Revenue
$233.93M
EBIT
$105.24M
EBITDA
$111.34M
Free cash flow
$115.83M
Per share
EPS
$3.53
Free cash flow per share
$4.52
Book value per share
$21.9
Revenue per share
$9.13
TBVPS
$250.72
Balance sheet
Total assets
$6.43B
Total liabilities
$5.87B
Debt
$90M
Equity
$557.1M
Working capital
N/A
Liquidity
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.51
Margins
EBITDA margin
47.6%
Gross margin
100%
Net margin
38.5%
Operating margin
45%
Efficiency
Return on assets
1.4%
Return on equity
15.5%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
45%
Dividend
Dividend yield
3.31%
DPS
$1.84
Payout ratio
52.1%

LKFN stock price

How has the Lakeland Financial stock price performed over time
Intraday
-0.09%
1 week
0.52%
1 month
13.79%
1 year
-29.65%
YTD
-23.87%
QTD
17.05%

Financial performance

How have Lakeland Financial's revenue and profit performed over time
Revenue
$233.93M
Gross profit
$233.93M
Operating income
$105.24M
Net income
$90.12M
Gross margin
100%
Net margin
38.5%
Lakeland Financial's operating margin has decreased by 16% YoY and by 3% from the previous quarter
Lakeland Financial's operating income has decreased by 15% YoY and by 4.6% from the previous quarter
The net margin has contracted by 13% YoY and by 2% from the previous quarter
The net income has declined by 12% year-on-year and by 3.5% since the previous quarter

Growth

What is Lakeland Financial's growth rate over time

Valuation

What is Lakeland Financial stock price valuation
LKFN P/E details
P/E
15.74
P/B
2.54
P/S
6.08
EV/EBIT
12.89
EV/EBITDA
12.18
EV/Sales
5.8
LKFN's EPS is down by 12% year-on-year and by 3.6% since the previous quarter
The P/E is 4.9% higher than the last 4 quarters average of 15.0
LKFN's equity is up by 7% YoY but it is down by 6% from the previous quarter
The stock's price to book (P/B) is 6% more than its 5-year quarterly average of 2.4
LKFN's P/S is 11% below its 5-year quarterly average of 6.8 and 3.5% below its last 4 quarters average of 6.3

Efficiency

How efficient is Lakeland Financial business performance
The ROIC fell by 20% YoY and by 6% QoQ
LKFN's return on sales is down by 16% year-on-year and by 3% since the previous quarter
LKFN's return on assets is down by 13% year-on-year and by 7% since the previous quarter
The return on equity has declined by 9% year-on-year and by 5% since the previous quarter

Dividends

What is LKFN's dividend history
DPS
$1.84
Dividend yield
3.31%
Payout ratio
52.1%
Recent dividends

Financial health

How did Lakeland Financial financials performed over time
LKFN's total assets is 9% greater than its total liabilities
LKFN's total assets is up by 2.2% year-on-year
The debt is 84% less than the equity
The debt has plunged by 78% from the previous quarter
LKFN's debt to equity has plunged by 76% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.