LKFN Lakeland Financial Corp

Price (delayed)

$65.4

Market cap

$1.67B

P/E Ratio

18.63

Dividend/share

$1.98

EPS

$3.51

Enterprise value

$1.54B

Highlights
The debt has contracted by 46% YoY
LKFN's equity is up by 7% YoY
The P/E is 9% higher than the 5-year quarterly average of 17.1 and 9% higher than the last 4 quarters average of 17.1
The net income has declined by 3.5% since the previous quarter and by 2.9% year-on-year

Key stats

What are the main financial stats of LKFN
Market
Shares outstanding
25.56M
Market cap
$1.67B
Enterprise value
$1.54B
Valuations
Price to earnings (P/E)
18.63
Price to book (P/B)
2.41
Price to sales (P/S)
7.15
EV/EBIT
14.28
EV/EBITDA
13.54
EV/Sales
6.56
Earnings
Revenue
$235.27M
Gross profit
$235.27M
Operating income
$108.13M
Net income
$90.16M
EBIT
$108.13M
EBITDA
$114.02M
Free cash flow
$97.74M
Per share
EPS
$3.51
EPS diluted
$3.5
Free cash flow per share
$3.8
Book value per share
$27.17
Revenue per share
$9.15
TBVPS
$266.24
Balance sheet
Total assets
$6.85B
Total liabilities
$6.16B
Debt
$108.2M
Equity
$694.42M
Working capital
N/A
Liquidity
Debt to equity
0.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.11
Margins
EBITDA margin
48.5%
Gross margin
100%
Net margin
38.3%
Operating margin
46%
Efficiency
Return on assets
1.3%
Return on equity
13.2%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
46%
Dividend
Dividend yield
3.03%
DPS
$1.98
Payout ratio
56.4%

LKFN stock price

How has the Lakeland Financial stock price performed over time
Intraday
-1.19%
1 week
0.74%
1 month
6.43%
1 year
-4.8%
YTD
-4.89%
QTD
6.43%

Financial performance

How have Lakeland Financial's revenue and profit performed over time
Revenue
$235.27M
Gross profit
$235.27M
Operating income
$108.13M
Net income
$90.16M
Gross margin
100%
Net margin
38.3%
The net income has declined by 3.5% since the previous quarter and by 2.9% year-on-year
Lakeland Financial's operating margin has decreased by 2.5% from the previous quarter
The company's gross profit fell by 2.8% YoY
The net margin has contracted by 3% from the previous quarter

Price vs fundamentals

How does LKFN's price correlate with its fundamentals

Growth

What is Lakeland Financial's growth rate over time

Valuation

What is Lakeland Financial stock price valuation
P/E
18.63
P/B
2.41
P/S
7.15
EV/EBIT
14.28
EV/EBITDA
13.54
EV/Sales
6.56
The P/E is 9% higher than the 5-year quarterly average of 17.1 and 9% higher than the last 4 quarters average of 17.1
LKFN's EPS is down by 3.6% since the previous quarter and by 3.3% year-on-year
LKFN's equity is up by 7% YoY
The stock's price to book (P/B) is 7% less than its 5-year quarterly average of 2.6
LKFN's P/S is 5% above its last 4 quarters average of 6.8
LKFN's revenue is down by 2.8% year-on-year

Efficiency

How efficient is Lakeland Financial business performance
The return on equity has declined by 13% year-on-year and by 5% since the previous quarter
LKFN's return on assets is down by 7% since the previous quarter and by 7% year-on-year
The ROIC fell by 6% QoQ and by 6% YoY
LKFN's return on sales is down by 2.5% since the previous quarter

Dividends

What is LKFN's dividend history
DPS
$1.98
Dividend yield
3.03%
Payout ratio
56.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Lakeland Financial financials performed over time
LKFN's total assets is 11% greater than its total liabilities
LKFN's total assets is up by 4.3% year-on-year and by 2.6% since the previous quarter
Lakeland Financial's total liabilities has increased by 4% YoY and by 2.7% from the previous quarter
The debt is 84% less than the equity
LKFN's debt to equity is down by 48% YoY
The debt has contracted by 46% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.