LKFN Lakeland Financial Corp

Price (delayed)

$66.435

Market cap

$1.69B

P/E Ratio

18.1

Dividend/share

$1.86

EPS

$3.67

Enterprise value

$1.59B

Highlights
The debt has plunged by 83% YoY and by 44% from the previous quarter
LKFN's equity is up by 17% from the previous quarter and by 14% YoY
LKFN's EPS is down by 10% year-on-year but it is up by 4% since the previous quarter
The net income has declined by 10% year-on-year but it has grown by 4% since the previous quarter
The P/E is 20% higher than the last 4 quarters average of 14.9 and 11% higher than the 5-year quarterly average of 16.0

Key stats

What are the main financial stats of LKFN
Market
Shares outstanding
25.51M
Market cap
$1.69B
Enterprise value
$1.59B
Valuations
Price to book (P/B)
2.6
Price to sales (P/S)
7.06
EV/EBIT
14.44
EV/EBITDA
13.67
EV/Sales
6.61
Earnings
Revenue
$241.04M
EBIT
$110.33M
EBITDA
$116.51M
Free cash flow
$108M
Per share
EPS
$3.67
Free cash flow per share
$4.22
Book value per share
$25.55
Revenue per share
$9.41
TBVPS
$254.6
Balance sheet
Total assets
$6.52B
Total liabilities
$5.87B
Debt
$50M
Equity
$649.7M
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.87
Margins
EBITDA margin
48.3%
Gross margin
100%
Net margin
38.9%
Operating margin
45.8%
Efficiency
Return on assets
1.4%
Return on equity
15.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
45.8%
Dividend
Dividend yield
2.8%
DPS
$1.86
Payout ratio
50.7%

LKFN stock price

How has the Lakeland Financial stock price performed over time
Intraday
1.64%
1 week
3.4%
1 month
7%
1 year
3.64%
YTD
1.96%
QTD
1.96%

Financial performance

How have Lakeland Financial's revenue and profit performed over time
Revenue
$241.04M
Gross profit
$241.04M
Operating income
$110.33M
Net income
$93.77M
Gross margin
100%
Net margin
38.9%
Lakeland Financial's operating margin has decreased by 14% YoY
The net margin has contracted by 12% YoY
Lakeland Financial's operating income has decreased by 12% YoY but it has increased by 4.8% from the previous quarter
The net income has declined by 10% year-on-year but it has grown by 4% since the previous quarter

Growth

What is Lakeland Financial's growth rate over time

Valuation

What is Lakeland Financial stock price valuation
P/E
18.1
P/B
2.6
P/S
7.06
EV/EBIT
14.44
EV/EBITDA
13.67
EV/Sales
6.61
The P/E is 20% higher than the last 4 quarters average of 14.9 and 11% higher than the 5-year quarterly average of 16.0
LKFN's EPS is down by 10% year-on-year but it is up by 4% since the previous quarter
LKFN's equity is up by 17% from the previous quarter and by 14% YoY
The stock's price to book (P/B) is 7% more than its 5-year quarterly average of 2.4 and 7% more than its last 4 quarters average of 2.4
LKFN's P/S is 16% above its last 4 quarters average of 6.0
LKFN's revenue is up by 3% since the previous quarter and by 2.4% year-on-year

Efficiency

How efficient is Lakeland Financial business performance
The ROIC fell by 15% YoY but it rose by 6% QoQ
The return on equity has declined by 15% year-on-year
LKFN's return on sales is down by 14% year-on-year
LKFN's return on assets is down by 13% year-on-year

Dividends

What is LKFN's dividend history
DPS
$1.86
Dividend yield
2.8%
Payout ratio
50.7%
Recent dividends

Financial health

How did Lakeland Financial financials performed over time
LKFN's total assets is 11% greater than its total liabilities
The debt is 92% less than the equity
LKFN's debt to equity has plunged by 85% YoY and by 50% from the previous quarter
The debt has plunged by 83% YoY and by 44% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.