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GABC German American Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: GABC
Price (delayed)
$38.64
Market cap
$1.45B
P/E Ratio
13.65
Dividend/share
$1.1
EPS
$2.83
Enterprise value
$1.47B
German American Bancorp, Inc. is a Nasdaq-traded financial holding company based in Jasper, Indiana. German American, through its banking subsidiary German American Bank, operates 73 banking offices in 20 contiguous
Highlights
GABC's equity is up by 8% YoY but it is down by 4% QoQ
German American Bancorp's EPS has decreased by 2.7% YoY but it has increased by 2.5% from the previous quarter
The P/E is 9% above the 5-year quarterly average of 12.7 and 3.8% above the last 4 quarters average of 13.3
The debt has grown by 8% year-on-year and by 2.9% since the previous quarter
Key stats
What are the main financial stats of GABC
Market
Valuations
Earnings
Shares outstanding
37.42M
Market cap
$1.45B
Enterprise value
$1.47B
Price to earnings (P/E)
13.65
Price to book (P/B)
1.6
Price to sales (P/S)
4.58
EV/EBIT
14.09
EV/EBITDA
12.94
EV/Sales
5.86
Revenue
$250.48M
Gross profit
$250.48M
Operating income
$104.1M
Net income
$83.81M
EBIT
$104.1M
EBITDA
$113.38M
Free cash flow
$90.72M
Per share
Balance sheet
Liquidity
EPS
$2.83
EPS diluted
$2.83
Free cash flow per share
$3.06
Book value per share
$24.09
Revenue per share
$8.44
TBVPS
$205.97
Total assets
$6.3B
Total liabilities
$5.58B
Debt
$210.13M
Equity
$715.07M
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.19
Margins
Efficiency
Dividend
EBITDA margin
45.3%
Gross margin
100%
Net margin
33.5%
Operating margin
41.6%
Return on assets
1.3%
Return on equity
12%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
41.6%
Dividend yield
2.85%
DPS
$1.1
Payout ratio
38.9%
GABC stock price
How has the German American Bancorp stock price performed over time
Intraday
-1.15%
1 week
-0.54%
1 month
7.66%
1 year
19.15%
YTD
-3.93%
QTD
3.04%
Financial performance
How have German American Bancorp's revenue and profit performed over time
Revenue
$250.48M
Gross profit
$250.48M
Operating income
$104.1M
Net income
$83.81M
Gross margin
100%
Net margin
33.5%
GABC's operating income is up by 3.2% since the previous quarter
The net margin has declined by 3.2% year-on-year
German American Bancorp's net income has decreased by 2.4% YoY but it has increased by 2.1% QoQ
Price vs fundamentals
How does GABC's price correlate with its fundamentals
Growth
What is German American Bancorp's growth rate over time
Valuation
What is German American Bancorp stock price valuation
P/E
13.65
P/B
1.6
P/S
4.58
EV/EBIT
14.09
EV/EBITDA
12.94
EV/Sales
5.86
The P/E is 9% above the 5-year quarterly average of 12.7 and 3.8% above the last 4 quarters average of 13.3
German American Bancorp's EPS has decreased by 2.7% YoY but it has increased by 2.5% from the previous quarter
GABC's equity is up by 8% YoY but it is down by 4% QoQ
The P/S is 8% more than the 5-year quarterly average of 4.3 and 2.9% more than the last 4 quarters average of 4.5
Efficiency
How efficient is German American Bancorp business performance
The ROE has contracted by 16% YoY
German American Bancorp's ROA has decreased by 7% YoY
Dividends
What is GABC's dividend history
DPS
$1.1
Dividend yield
2.85%
Payout ratio
38.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did German American Bancorp financials performed over time
German American Bancorp's total assets is 13% higher than its total liabilities
German American Bancorp's total assets has increased by 2.3% YoY
The debt is 71% smaller than the equity
GABC's equity is up by 8% YoY but it is down by 4% QoQ
The debt has grown by 8% year-on-year and by 2.9% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.