GABC German American Bancorp Inc

Price (delayed)

$50.88

Market cap

$1.91B

P/E Ratio

13.98

Dividend/share

$1.2

EPS

$3.64

Enterprise value

$1.96B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 94

German American Bancorp, Inc. is a financial services holding company. The principal subsidiary of the Company is its banking subsidiary, German American Bancorp (the Bank), which operates through 34 retail ...

Highlights
German American Bancorp's net income has surged by 80% YoY and by 20% QoQ
German American Bancorp's EPS has increased by 46% YoY and by 19% from the previous quarter
The P/E is 12% above the 5-year quarterly average of 12.5 and 7% above the last 4 quarters average of 13.1

Key stats

What are the main financial stats of GABC

GABC stock price

How has the German American Bancorp stock price performed over time
Intraday
-0.45%
1 week
5.06%
1 month
7.21%
1 year
32.43%
YTD
29.86%
QTD
7.21%

Financial performance

How have German American Bancorp's revenue and profit performed over time
Revenue
$369.98M
Gross profit
$369.98M
Operating income
$168.45M
Net income
$135.27M
Gross margin
100%
Net margin
36.6%
German American Bancorp's net income has surged by 80% YoY and by 20% QoQ
GABC's operating income has soared by 79% year-on-year and by 20% since the previous quarter
German American Bancorp's revenue has increased by 44% YoY and by 8% from the previous quarter
The gross profit is up by 44% year-on-year and by 8% since the previous quarter

Price vs fundamentals

How does GABC's price correlate with its fundamentals

Growth

What is German American Bancorp's growth rate over time

Valuation

What is German American Bancorp stock price valuation
P/E
13.98
P/B
1.62
P/S
5.16
EV/EBIT
11.62
EV/EBITDA
10.39
EV/Sales
5.29
German American Bancorp's EPS has increased by 46% YoY and by 19% from the previous quarter
The P/E is 12% above the 5-year quarterly average of 12.5 and 7% above the last 4 quarters average of 13.1
GABC's P/B is 25% above its last 4 quarters average of 1.3
GABC's equity is up by 12% YoY
German American Bancorp's revenue has increased by 44% YoY and by 8% from the previous quarter
The P/S is 20% more than the 5-year quarterly average of 4.3 and 12% more than the last 4 quarters average of 4.6

Efficiency

How efficient is German American Bancorp business performance
German American Bancorp's ROA has increased by 45% YoY and by 23% from the previous quarter
The ROIC has grown by 40% YoY and by 17% from the previous quarter
The ROE has grown by 28% YoY and by 18% from the previous quarter
German American Bancorp's ROS has increased by 24% YoY and by 11% from the previous quarter

Dividends

What is GABC's dividend history
DPS
$1.2
Dividend yield
2.36%
Payout ratio
33%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did German American Bancorp financials performed over time
German American Bancorp's total assets is 16% higher than its total liabilities
The total liabilities has contracted by 2.2% YoY
The debt is 86% smaller than the equity
The debt to equity has contracted by 33% YoY and by 13% from the previous quarter
The debt has declined by 22% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.