GABC German American Bancorp Inc

Price (delayed)

$49.77

Market cap

$1.87B

P/E Ratio

12.73

Dividend/share

$1.24

EPS

$3.91

Enterprise value

$2.06B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 91

German American Bancorp, Inc. is a financial services holding company. The principal subsidiary of the Company is its banking subsidiary, German American Bancorp (the Bank), which operates through 34 retail ...

Highlights
German American Bancorp's net income has increased by 45% YoY and by 2.5% QoQ
German American Bancorp's EPS has increased by 36% YoY and by 2.4% from the previous quarter
GABC's equity is down by 4.8% QoQ but it is up by 3% YoY
The debt has surged by 59% since the previous quarter and by 27% year-on-year
The P/E is 3.9% above the last 4 quarters average of 12.3 and 2.2% above the 5-year quarterly average of 12.5

Key stats

What are the main financial stats of GABC

GABC stock price

How has the German American Bancorp stock price performed over time
Intraday
-0.38%
1 week
-1.56%
1 month
1.95%
1 year
26.26%
YTD
27.03%
QTD
2.92%

Financial performance

How have German American Bancorp's revenue and profit performed over time
Revenue
$388.01M
Gross profit
$388.01M
Operating income
$182.21M
Net income
$145.64M
Gross margin
100%
Net margin
37.5%
GABC's operating income is up by 46% year-on-year and by 2.7% since the previous quarter
German American Bancorp's net income has increased by 45% YoY and by 2.5% QoQ
The gross profit is up by 24% year-on-year and by 2.2% since the previous quarter
German American Bancorp's revenue has increased by 24% YoY and by 2.2% from the previous quarter

Price vs fundamentals

How does GABC's price correlate with its fundamentals

Growth

What is German American Bancorp's growth rate over time

Valuation

What is German American Bancorp stock price valuation
P/E
12.73
P/B
1.62
P/S
4.82
EV/EBIT
11.31
EV/EBITDA
10.23
EV/Sales
5.31
German American Bancorp's EPS has increased by 36% YoY and by 2.4% from the previous quarter
The P/E is 3.9% above the last 4 quarters average of 12.3 and 2.2% above the 5-year quarterly average of 12.5
GABC's P/B is 16% above its last 4 quarters average of 1.4 and 9% above its 5-year quarterly average of 1.5
GABC's equity is down by 4.8% QoQ but it is up by 3% YoY
German American Bancorp's revenue has increased by 24% YoY and by 2.2% from the previous quarter
The P/S is 10% more than the 5-year quarterly average of 4.4 and 8% more than the last 4 quarters average of 4.5

Efficiency

How efficient is German American Bancorp business performance
The ROIC has grown by 35% YoY and by 4.5% from the previous quarter
German American Bancorp's ROA has increased by 31% YoY
The ROE has grown by 23% YoY
German American Bancorp's ROS has increased by 18% YoY

Dividends

What is GABC's dividend history
DPS
$1.24
Dividend yield
2.49%
Payout ratio
31.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did German American Bancorp financials performed over time
German American Bancorp's total assets is 16% higher than its total liabilities
The debt is 77% smaller than the equity
The debt to equity has soared by 64% from the previous quarter and by 21% YoY
The debt has surged by 59% since the previous quarter and by 27% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.