GABC German American Bancorp Inc

Price (delayed)

$49.9

Market cap

$1.88B

P/E Ratio

13.06

Dividend/share

$1.22

EPS

$3.82

Enterprise value

$1.95B

?
Relative Growth: Rel. Growth: 88
Relative Strength: Rel. Strength: 66
Relative Valuation: Rel. Valuation: 80
Relative Profitability: Rel. Profitability: 92

German American Bancorp, Inc. is a financial services holding company. The principal subsidiary of the Company is its banking subsidiary, German American Bancorp (the Bank), which operates through 34 retail ...

Highlights
German American Bancorp's net income has surged by 65% YoY and by 5% QoQ
German American Bancorp's EPS has increased by 45% YoY and by 4.9% from the previous quarter
The P/E is 4.5% above the 5-year quarterly average of 12.5 and 3.7% above the last 4 quarters average of 12.6

Key stats

What are the main financial stats of GABC

GABC stock price

How has the German American Bancorp stock price performed over time
Intraday
-0.08%
1 week
-2.88%
1 month
3.98%
1 year
25.06%
YTD
27.36%
QTD
5.14%

Financial performance

How have German American Bancorp's revenue and profit performed over time
Revenue
$379.75M
Gross profit
$379.75M
Operating income
$177.35M
Net income
$142.08M
Gross margin
100%
Net margin
37.4%
GABC's operating income has soared by 66% year-on-year and by 5% since the previous quarter
German American Bancorp's net income has surged by 65% YoY and by 5% QoQ
German American Bancorp's revenue has increased by 35% YoY and by 2.6% from the previous quarter
The gross profit is up by 35% year-on-year and by 2.6% since the previous quarter

Price vs fundamentals

How does GABC's price correlate with its fundamentals

Growth

What is German American Bancorp's growth rate over time

Valuation

What is German American Bancorp stock price valuation
P/E
13.06
P/B
1.55
P/S
4.94
EV/EBIT
11
EV/EBITDA
9.89
EV/Sales
5.14
German American Bancorp's EPS has increased by 45% YoY and by 4.9% from the previous quarter
The P/E is 4.5% above the 5-year quarterly average of 12.5 and 3.7% above the last 4 quarters average of 12.6
GABC's P/B is 19% above its last 4 quarters average of 1.3 and 3.3% above its 5-year quarterly average of 1.5
GABC's equity is up by 13% YoY and by 3.1% QoQ
German American Bancorp's revenue has increased by 35% YoY and by 2.6% from the previous quarter
The P/S is 12% more than the 5-year quarterly average of 4.4 and 10% more than the last 4 quarters average of 4.5

Efficiency

How efficient is German American Bancorp business performance
The ROIC has grown by 47% YoY and by 4.8% from the previous quarter
German American Bancorp's ROA has increased by 42% YoY and by 6% from the previous quarter
The ROE has grown by 27% YoY
German American Bancorp's ROS has increased by 23% YoY and by 2.6% from the previous quarter

Dividends

What is GABC's dividend history
DPS
$1.22
Dividend yield
2.44%
Payout ratio
31.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did German American Bancorp financials performed over time
German American Bancorp's total assets is 17% higher than its total liabilities
The debt is 86% smaller than the equity
The debt to equity has contracted by 26% YoY
The debt has declined by 16% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.