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GABC German American Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: GABC
Price (delayed)
$39.19
Market cap
$1.47B
P/E Ratio
15.74
Dividend/share
$1.12
EPS
$2.49
Enterprise value
$1.24B
German American Bancorp, Inc. is a Nasdaq-traded financial holding company based in Jasper, Indiana. German American, through its banking subsidiary German American Bank, operates 73 banking offices in 20 contiguous
Highlights
GABC's equity has soared by 60% YoY and by 46% QoQ
The gross profit is up by 4.7% year-on-year and by 2.5% since the previous quarter
The P/E is 19% above the 5-year quarterly average of 12.9 and 10% above the last 4 quarters average of 14.0
The debt has grown by 13% year-on-year and by 3.1% since the previous quarter
Key stats
What are the main financial stats of GABC
Market
Valuations
Earnings
Shares outstanding
37.48M
Market cap
$1.47B
Enterprise value
$1.24B
Price to earnings (P/E)
15.74
Price to book (P/B)
1.4
Price to sales (P/S)
5.71
EV/EBIT
13.19
EV/EBITDA
11.85
EV/Sales
4.84
Revenue
$256.67M
Gross profit
$256.67M
Operating income
$94.25M
Net income
$75.31M
EBIT
$94.25M
EBITDA
$104.94M
Free cash flow
$104.78M
Per share
Balance sheet
Liquidity
EPS
$2.49
EPS diluted
$2.49
Free cash flow per share
$2.8
Book value per share
$27.95
Revenue per share
$6.86
TBVPS
$213.83
Total assets
$8.42B
Total liabilities
$7.37B
Debt
$216.54M
Equity
$1.05B
Working capital
N/A
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.15
Margins
Efficiency
Dividend
EBITDA margin
40.9%
Gross margin
100%
Net margin
29.3%
Operating margin
36.7%
Return on assets
1.1%
Return on equity
9.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
36.7%
Dividend yield
2.86%
DPS
$1.12
Payout ratio
45%
GABC stock price
How has the German American Bancorp stock price performed over time
Intraday
2.19%
1 week
6.49%
1 month
3.4%
1 year
14.69%
YTD
-2.56%
QTD
4.51%
Financial performance
How have German American Bancorp's revenue and profit performed over time
Revenue
$256.67M
Gross profit
$256.67M
Operating income
$94.25M
Net income
$75.31M
Gross margin
100%
Net margin
29.3%
The net margin has declined by 15% year-on-year and by 13% since the previous quarter
The operating margin has contracted by 12% from the previous quarter and by 11% YoY
German American Bancorp's net income has decreased by 10% YoY and by 10% QoQ
GABC's operating income is down by 9% since the previous quarter and by 7% year-on-year
Price vs fundamentals
How does GABC's price correlate with its fundamentals
Growth
What is German American Bancorp's growth rate over time
Valuation
What is German American Bancorp stock price valuation
P/E
15.74
P/B
1.4
P/S
5.71
EV/EBIT
13.19
EV/EBITDA
11.85
EV/Sales
4.84
The P/E is 19% above the 5-year quarterly average of 12.9 and 10% above the last 4 quarters average of 14.0
German American Bancorp's EPS has decreased by 12% YoY and by 12% from the previous quarter
GABC's equity has soared by 60% YoY and by 46% QoQ
GABC's P/B is 14% below its 5-year quarterly average of 1.6 and 9% below its last 4 quarters average of 1.5
The P/S is 27% more than the 5-year quarterly average of 4.4 and 16% more than the last 4 quarters average of 4.8
German American Bancorp's revenue has increased by 4.7% YoY and by 2.5% from the previous quarter
Efficiency
How efficient is German American Bancorp business performance
The ROE has contracted by 31% YoY and by 22% from the previous quarter
German American Bancorp's ROA has decreased by 21% YoY and by 15% from the previous quarter
German American Bancorp's ROS has decreased by 12% from the previous quarter and by 11% YoY
The ROIC has contracted by 12% from the previous quarter and by 12% YoY
Dividends
What is GABC's dividend history
DPS
$1.12
Dividend yield
2.86%
Payout ratio
45%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did German American Bancorp financials performed over time
German American Bancorp's total assets is 14% higher than its total liabilities
German American Bancorp's total assets has increased by 38% YoY and by 34% QoQ
The total liabilities has grown by 35% YoY and by 32% from the previous quarter
The debt is 79% smaller than the equity
GABC's equity has soared by 60% YoY and by 46% QoQ
The debt to equity has contracted by 28% from the previous quarter and by 28% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.