THFF First Financial Corp
Price (delayed)
$43.96
Market cap
$521.08M
P/E Ratio
10.99
Dividend/share
$1.92
EPS
$4
Enterprise value
$641.91M
First Financial Corporation is a financial holding company. The Company, through its subsidiaries, offers financial services, including commercial, mortgage and consumer lending, lease financing, trust account services, depositor services and
Highlights
The gross profit rose by 6% since the previous quarter
The company's revenue rose by 6% QoQ
The company's net income fell by 22% YoY but it rose by 9% QoQ
The EPS has declined by 21% year-on-year but it has increased by 8% since the previous quarter
The debt has soared by 87% QoQ and by 22% YoY
The P/E is 22% more than the 5-year quarterly average of 9.0 and 10% more than the last 4 quarters average of 10.0
Key stats
What are the main financial stats of THFF
Market
Valuations
Earnings
Shares outstanding
11.85M
Market cap
$521.08M
Enterprise value
$641.91M
Price to earnings (P/E)
10.99
Price to book (P/B)
0.95
Price to sales (P/S)
2.58
EV/EBIT
11.23
EV/EBITDA
9.57
EV/Sales
3.18
Revenue
$201.59M
Gross profit
$201.59M
Operating income
$57.15M
Net income
$47.28M
EBIT
$57.15M
EBITDA
$67.1M
Free cash flow
$54.26M
Per share
Balance sheet
Liquidity
EPS
$4
EPS diluted
$4
Free cash flow per share
$4.59
Book value per share
$46.5
Revenue per share
$17.07
TBVPS
$460.45
Total assets
$5.56B
Total liabilities
$5.01B
Debt
$215.18M
Equity
$549.04M
Working capital
N/A
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.8
Margins
Efficiency
Dividend
EBITDA margin
33.3%
Gross margin
100%
Net margin
23.5%
Operating margin
28.4%
Return on assets
0.9%
Return on equity
8.7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
28.4%
Dividend yield
4.37%
DPS
$1.92
Payout ratio
48%
THFF stock price
How has the First Financial stock price performed over time
Intraday
0.14%
1 week
1.83%
1 month
-11.48%
1 year
25.6%
YTD
-4.83%
QTD
-10.25%
Financial performance
How have First Financial's revenue and profit performed over time
Revenue
$201.59M
Gross profit
$201.59M
Operating income
$57.15M
Net income
$47.28M
Gross margin
100%
Net margin
23.5%
The company's net income fell by 22% YoY but it rose by 9% QoQ
First Financial's operating income has decreased by 21% YoY but it has increased by 12% QoQ
The net margin fell by 21% YoY but it rose by 2.6% QoQ
First Financial's operating margin has decreased by 21% YoY but it has increased by 5% QoQ
Growth
What is First Financial's growth rate over time
Valuation
What is First Financial stock price valuation
P/E
10.99
P/B
0.95
P/S
2.58
EV/EBIT
11.23
EV/EBITDA
9.57
EV/Sales
3.18
The P/E is 22% more than the 5-year quarterly average of 9.0 and 10% more than the last 4 quarters average of 10.0
The EPS has declined by 21% year-on-year but it has increased by 8% since the previous quarter
The stock's P/B is 6% below its 5-year quarterly average of 1.0 but 4.4% above its last 4 quarters average of 0.9
THFF's equity is up by 4% year-on-year but it is down by 3% since the previous quarter
The company's revenue rose by 6% QoQ
THFF's price to sales (P/S) is 2.8% higher than its last 4 quarters average of 2.5
Efficiency
How efficient is First Financial business performance
The ROA has contracted by 31% YoY
The ROE has decreased by 28% YoY but it has increased by 7% from the previous quarter
The ROIC is down by 27% year-on-year but it is up by 10% since the previous quarter
The return on sales has declined by 21% year-on-year but it has increased by 5% since the previous quarter
Dividends
What is THFF's dividend history
DPS
$1.92
Dividend yield
4.37%
Payout ratio
48%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial financials performed over time
The total assets is 11% more than the total liabilities
First Financial's total liabilities has increased by 16% YoY
The total assets has grown by 15% YoY
The debt is 61% lower than the equity
The debt to equity has soared by 95% QoQ and by 18% YoY
The debt has soared by 87% QoQ and by 22% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.