THFF First Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: THFF

Price (delayed)

$36.94

Market cap

$436.41M

P/E Ratio

7.27

Dividend/share

$1.44

EPS

$5.08

Enterprise value

$535.17M

First Financial Corporation is a financial holding company. The Company, through its subsidiaries, offers financial services, including commercial, mortgage and consumer lending, lease financing, trust account services, depositor services and ...

Highlights
THFF's equity is up by 12% since the previous quarter and by 11% year-on-year
The debt has soared by 118% YoY but it fell by 19% QoQ
The P/E is 21% less than the 5-year quarterly average of 9.2 but 5% more than the last 4 quarters average of 6.9
The company's net income fell by 15% YoY and by 6% QoQ
The EPS has declined by 13% year-on-year and by 6% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.first-online.bank
Peers: FRME SRCE GABC ONB

Key stats

What are the main financial stats of THFF
Market
Shares outstanding
11.81M
Market cap
$436.41M
Enterprise value
$535.17M
Valuations
Price to earnings (P/E)
7.27
Price to book (P/B)
0.82
Price to sales (P/S)
2.18
EV/EBIT
7.38
EV/EBITDA
6.77
EV/Sales
2.64
Earnings
Revenue
$202.67M
EBIT
$72.49M
EBITDA
$79.02M
Free cash flow
$79.55M
Per share
EPS
$5.08
Free cash flow per share
$6.66
Book value per share
$44.92
Revenue per share
$16.98
TBVPS
$398.64
Balance sheet
Total assets
$4.85B
Total liabilities
$4.32B
Debt
$175.8M
Equity
$527.98M
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.25
Margins
EBITDA margin
39%
Gross margin
100%
Net margin
29.9%
Operating margin
35.8%
Efficiency
Return on assets
1.3%
Return on equity
12.1%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
35.8%
Dividend
Dividend yield
3.9%
DPS
$1.44
Payout ratio
28.3%

THFF stock price

How has the First Financial stock price performed over time
Intraday
-0.81%
1 week
4.85%
1 month
-0.27%
1 year
11.77%
YTD
-14.15%
QTD
-3.63%

Financial performance

How have First Financial's revenue and profit performed over time
Revenue
$202.67M
Gross profit
$202.67M
Operating income
$72.49M
Net income
$60.67M
Gross margin
100%
Net margin
29.9%
First Financial's operating income has decreased by 17% YoY and by 6% QoQ
The company's net income fell by 15% YoY and by 6% QoQ
First Financial's operating margin has decreased by 13% YoY and by 4.8% QoQ
The net margin fell by 10% YoY and by 5% QoQ

Growth

What is First Financial's growth rate over time

Valuation

What is First Financial stock price valuation
P/E
7.27
P/B
0.82
P/S
2.18
EV/EBIT
7.38
EV/EBITDA
6.77
EV/Sales
2.64
The P/E is 21% less than the 5-year quarterly average of 9.2 but 5% more than the last 4 quarters average of 6.9
The EPS has declined by 13% year-on-year and by 6% since the previous quarter
The stock's P/B is 18% below its 5-year quarterly average of 1.0 and 9% below its last 4 quarters average of 0.9
THFF's equity is up by 12% since the previous quarter and by 11% year-on-year
THFF's price to sales (P/S) is 22% lower than its 5-year quarterly average of 2.8 but 3.8% higher than its last 4 quarters average of 2.1
The company's revenue fell by 5% YoY

Efficiency

How efficient is First Financial business performance
The ROIC is down by 21% year-on-year and by 6% since the previous quarter
The ROE has decreased by 19% YoY and by 9% from the previous quarter
The return on sales has declined by 13% year-on-year and by 4.8% since the previous quarter
The ROA has contracted by 7% YoY

Dividends

What is THFF's dividend history
Dividend details
DPS
$1.44
Dividend yield
3.9%
Payout ratio
28.3%
Recent dividends

Financial health

How did First Financial financials performed over time
The total assets is 12% more than the total liabilities
First Financial's total liabilities has decreased by 4.2% YoY
The total assets has contracted by 2.8% YoY
The debt is 67% lower than the equity
The debt has soared by 118% YoY but it fell by 19% QoQ
The debt to equity has soared by 94% YoY but it is down by 28% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.