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Price (delayed)
$46.61
Market cap
$550.39M
P/E Ratio
12.63
Dividend/share
$1.8
EPS
$3.69
Enterprise value
$586.54M
First Financial Corporation is a financial holding company. The Company, through its subsidiaries, offers financial services, including commercial, mortgage and consumer lending, lease financing, trust account services, depositor services and
Highlights
The debt fell by 47% YoY and by 22% QoQ
THFF's equity is up by 20% year-on-year and by 7% since the previous quarter
The P/E is 39% more than the 5-year quarterly average of 9.1 and 36% more than the last 4 quarters average of 9.3
The company's net income fell by 33% YoY and by 15% QoQ
Key stats
What are the main financial stats of THFF
Market
Valuations
Earnings
Shares outstanding
11.81M
Market cap
$550.39M
Enterprise value
$586.54M
Price to earnings (P/E)
12.63
Price to book (P/B)
0.97
Price to sales (P/S)
2.89
EV/EBIT
11.45
EV/EBITDA
9.86
EV/Sales
3.09
Revenue
$190.12M
Gross profit
$190.12M
Net income
$43.45M
EBIT
$51.24M
EBITDA
$59.48M
Free cash flow
$58.08M
Per share
Balance sheet
Liquidity
EPS
$3.69
EPS diluted
$3.69
Free cash flow per share
$4.92
Book value per share
$47.9
Revenue per share
$16.1
TBVPS
$454.28
Total assets
$5.48B
Total liabilities
$4.92B
Debt
$114.82M
Equity
$565.95M
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.61
Margins
Efficiency
Dividend
EBITDA margin
31.3%
Gross margin
100%
Net margin
22.9%
Operating margin
27%
Return on assets
0.9%
Return on equity
8.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
27%
Dividend yield
3.86%
DPS
$1.8
Payout ratio
48.8%
THFF stock price
How has the First Financial stock price performed over time
Intraday
1.37%
1 week
-6.05%
1 month
-3.28%
1 year
7.72%
YTD
8.32%
QTD
6.29%
Financial performance
How have First Financial's revenue and profit performed over time
Revenue
$190.12M
Gross profit
$190.12M
Operating income
$51.24M
Net income
$43.45M
Gross margin
100%
Net margin
22.9%
First Financial's operating income has decreased by 34% YoY and by 15% QoQ
The company's net income fell by 33% YoY and by 15% QoQ
First Financial's operating margin has decreased by 28% YoY and by 13% QoQ
The net margin fell by 27% YoY and by 14% QoQ
Growth
What is First Financial's growth rate over time
Valuation
What is First Financial stock price valuation
P/E
12.63
P/B
0.97
P/S
2.89
EV/EBIT
11.45
EV/EBITDA
9.86
EV/Sales
3.09
The P/E is 39% more than the 5-year quarterly average of 9.1 and 36% more than the last 4 quarters average of 9.3
The EPS has declined by 32% year-on-year and by 15% since the previous quarter
THFF's equity is up by 20% year-on-year and by 7% since the previous quarter
The stock's P/B is 8% above its last 4 quarters average of 0.9 but 3% below its 5-year quarterly average of 1.0
THFF's price to sales (P/S) is 16% higher than its last 4 quarters average of 2.5 and 7% higher than its 5-year quarterly average of 2.7
The company's revenue fell by 8% YoY
Efficiency
How efficient is First Financial business performance
The ROE has decreased by 39% YoY and by 19% from the previous quarter
The ROIC is down by 38% year-on-year and by 17% since the previous quarter
The ROA has contracted by 31% YoY and by 18% from the previous quarter
The return on sales has declined by 28% year-on-year and by 13% since the previous quarter
Dividends
What is THFF's dividend history
DPS
$1.8
Dividend yield
3.86%
Payout ratio
48.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial financials performed over time
The total assets is 12% more than the total liabilities
The total assets has grown by 15% YoY and by 12% from the previous quarter
First Financial's total liabilities has increased by 14% YoY and by 13% QoQ
The debt is 80% lower than the equity
The debt to equity has shrunk by 57% YoY and by 29% QoQ
The debt fell by 47% YoY and by 22% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.