LKFN
Lakeland Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: LKFN
- PE Ratio
The current PE ratio for Lakeland Financial stock as of Jun 22, 2026 is 14.08. This is calculated based on the current EPS of $4.28 and the stock price of $60.26 per share. The PE ratio has decreased by 8% from the past four quarters average of 15.3.
LKFN PE ratio history
The average historical PE ratio of Lakeland Financial for the last ten years is 16.79. The current P/E ratio of 14.08 is 16% lower than the historical average. In the past ten years, LKFN's PE ratio peaked in the Dec 2016 quarter at 22.77, when the stock price was $47.36 and the EPS was $2.08. The lowest point was in the Mar 2020 quarter, when it reached 11.38 with a price of $36.75 and an EPS of $3.23.
Lakeland Financial PE ratio by year
Maximum annual increase: 39.39% in 2013
Maximum annual decrease: -40.62% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 14.19 | -24.88% | $57.06 | $4.02 |
| 2024 | 18.89 | 6.42% | $68.76 | $3.64 |
| 2023 | 17.75 | -1% | $65.16 | $3.67 |
| 2022 | 17.93 | -15.86% | $72.97 | $4.07 |
| 2021 | 21.31 | 31.62% | $80.14 | $3.76 |
| 2020 | 16.19 | 12.51% | $53.58 | $3.31 |
| 2019 | 14.39 | 13.94% | $48.93 | $3.4 |
| 2018 | 12.63 | -40.62% | $40.16 | $3.18 |
| 2017 | 21.27 | -6.59% | $48.49 | $2.28 |
| 2016 | 22.77 | 36.27% | $47.36 | $2.08 |
| 2015 | 16.71 | 2.08% | $31.08 | $1.86 |
| 2014 | 16.37 | -1.15% | $28.98 | $1.77 |
| 2013 | 16.56 | 39.39% | $26 | $1.57 |
| 2012 | 11.88 | -13.22% | $17.23 | $1.45 |
| 2011 | 13.69 | -15.81% | $17.25 | $1.26 |
Lakeland Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 13.41 | -5.5% | $57.38 | $4.28 |
| Dec 2025 | 14.19 | -15.99% | $57.06 | $4.02 |
| Sep 2025 | 16.89 | 1.14% | $64.2 | $3.8 |
| Jun 2025 | 16.7 | -1.36% | $61.45 | $3.68 |
| Mar 2025 | 16.93 | -10.38% | $59.44 | $3.51 |
| Dec 2024 | 18.89 | 11.97% | $68.76 | $3.64 |
| Sep 2024 | 16.87 | 8.07% | $65.12 | $3.86 |
| Jun 2024 | 15.61 | -14.56% | $61.52 | $3.94 |
| Mar 2024 | 18.27 | 2.93% | $66.32 | $3.63 |
| Dec 2023 | 17.75 | 32.07% | $65.16 | $3.67 |
| Sep 2023 | 13.44 | 1.36% | $47.46 | $3.53 |
| Jun 2023 | 13.26 | -13.45% | $48.52 | $3.66 |
| Mar 2023 | 15.32 | -14.56% | $62.64 | $4.09 |
| Dec 2022 | 17.93 | -1.48% | $72.97 | $4.07 |
| Sep 2022 | 18.2 | 4.96% | $72.81 | $4 |
LKFN Price vs fair value
LKFN average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of LKFN is lower than the 3, 5 and 10-year averages.
PE comparison
Lakeland Financial's P/E of 14.08 is above the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 12.78, Lakeland Financial's P/E is 10% higher.
LKFN PE vs peers
In comparison to its peer stocks ONB and FRME, LKFN's PE ratio is higher. Lakeland Financial's PE ratio is trading above the peer group average of 12.02.
| Stock name | PE ratio | Market cap |
|---|---|---|
| THFF First Financial Corp | 11.05 | $893.32M |
| SRCE 1St Source Corp | 12.11 | $1.9B |
| FRME First Merchants Corp | 12.29 | $2.64B |
| GABC German American Bancorp Inc | 12.61 | $1.72B |
| ONB Old National Bancorp | 12.92 | $9.78B |
| LKFN Lakeland Financial Corp | 14.32 | $1.53B |
| HBNC Horizon Bancorp Inc | N/A | $1.01B |
Frequently asked questions
What is Lakeland Financial's PE ratio?
The price to earnings ratio for LKFN stock as of Jun 22, 2026, stands at 14.08.
What is the 3-year average PE ratio for Lakeland Financial (LKFN)?
Over the last 3 years, the average price to earnings ratio for LKFN stock is 16.02.
What is the 5-year average PE ratio for Lakeland Financial (LKFN)?
Over the last 5 years, the average price to earnings ratio for LKFN stock is 16.85.
What is the highest PE ratio for LKFN?
The highest quarterly PE ratio in the last ten years has been 22.77 and it was in the Dec 2016 quarter.
How does the current PE ratio for LKFN compare to its historical average?
The current price to earnings ratio of LKFN is 16% lower than the 10-year historical average.
How is LKFN's PE ratio calculated (Lakeland Financial PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 22, 2026), Lakeland Financial's stock price is $60.26. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.28. Therefore, Lakeland Financial's PE ratio for today is 14.08. PE RATIO(14.08) = STOCK PRICE($60.26) / TTM EPS($4.28)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.