ISTR Investar Holding Corp

Price (delayed)

$17.61

Market cap

$173.09M

P/E Ratio

9.84

Dividend/share

$0.4

EPS

$1.79

Enterprise value

$443.62M

Investar Holding Corporation, headquartered in Baton Rouge, Louisiana, provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association. The Bank currently operates 31 branch ...

Highlights
Investar Holding's equity has increased by 3.9% YoY
ISTR's P/E is 45% above its last 4 quarters average of 6.8 but 21% below its 5-year quarterly average of 12.5
The net income has declined by 40% year-on-year but it is up by 5% since the previous quarter
Investar Holding's gross profit has decreased by 15% YoY
The revenue is down by 15% YoY

Key stats

What are the main financial stats of ISTR
Market
Shares outstanding
9.83M
Market cap
$173.09M
Enterprise value
$443.62M
Valuations
Price to earnings (P/E)
9.84
Price to book (P/B)
0.76
Price to sales (P/S)
2.06
EV/EBIT
20.32
EV/EBITDA
17.49
EV/Sales
5.31
Earnings
Revenue
$83.58M
EBIT
$21.83M
EBITDA
$25.37M
Free cash flow
$22.23M
Per share
EPS
$1.79
Free cash flow per share
$2.27
Book value per share
$23.21
Revenue per share
$8.54
TBVPS
$280.68
Balance sheet
Total assets
$2.79B
Total liabilities
$2.56B
Debt
$312.37M
Equity
$227.01M
Working capital
N/A
Liquidity
Debt to equity
1.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.66
Margins
EBITDA margin
30.4%
Gross margin
100%
Net margin
21%
Operating margin
26.1%
Efficiency
Return on assets
0.6%
Return on equity
8%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
26.1%
Dividend
Dividend yield
2.27%
DPS
$0.4
Payout ratio
22.3%

ISTR stock price

How has the Investar Holding stock price performed over time
Intraday
0.74%
1 week
3.89%
1 month
20.37%
1 year
32.21%
YTD
18.11%
QTD
14.35%

Financial performance

How have Investar Holding's revenue and profit performed over time
Revenue
$83.58M
Gross profit
$83.58M
Operating income
$21.83M
Net income
$17.57M
Gross margin
100%
Net margin
21%
The net income has declined by 40% year-on-year but it is up by 5% since the previous quarter
Investar Holding's operating income has decreased by 40% YoY but it has increased by 7% from the previous quarter
ISTR's operating margin is down by 30% year-on-year but it is up by 6% since the previous quarter
ISTR's net margin is down by 30% YoY but it is up by 4.5% QoQ

Growth

What is Investar Holding's growth rate over time

Valuation

What is Investar Holding stock price valuation
P/E
9.84
P/B
0.76
P/S
2.06
EV/EBIT
20.32
EV/EBITDA
17.49
EV/Sales
5.31
ISTR's P/E is 45% above its last 4 quarters average of 6.8 but 21% below its 5-year quarterly average of 12.5
Investar Holding's EPS has decreased by 39% YoY but it has increased by 6% QoQ
The stock's price to book (P/B) is 27% more than its last 4 quarters average of 0.6 but 5% less than its 5-year quarterly average of 0.8
Investar Holding's equity has increased by 3.9% YoY
ISTR's P/S is 37% above its last 4 quarters average of 1.5 but 10% below its 5-year quarterly average of 2.3
The revenue is down by 15% YoY

Efficiency

How efficient is Investar Holding business performance
ISTR's return on assets is down by 45% year-on-year
The ROIC has contracted by 42% YoY
The company's return on equity fell by 42% YoY but it rose by 5% QoQ
Investar Holding's return on sales has decreased by 30% YoY but it has increased by 6% QoQ

Dividends

What is ISTR's dividend history
DPS
$0.4
Dividend yield
2.27%
Payout ratio
22.3%
Recent dividends

Financial health

How did Investar Holding financials performed over time
The company's total assets is 9% higher than its total liabilities
ISTR's debt is 38% higher than its equity
Investar Holding's debt to equity has decreased by 15% YoY but it has increased by 5% QoQ
ISTR's debt is down by 12% YoY but it is up by 5% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.