ISTR Investar Holding Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: ISTR

Price (delayed)

$15.7

Market cap

$153.58M

P/E Ratio

9.29

Dividend/share

$0.4

EPS

$1.69

Enterprise value

$419.15M

Investar Holding Corporation, headquartered in Baton Rouge, Louisiana, provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association. The Bank currently operates 31 branch ...

Highlights
ISTR's debt is down by 32% YoY and by 9% QoQ
Investar Holding's equity has increased by 9% from the previous quarter and by 5% YoY
ISTR's P/E is 63% above its last 4 quarters average of 5.7 but 27% below its 5-year quarterly average of 12.7
The net income has dropped by 53% year-on-year and by 24% since the previous quarter
Investar Holding's EPS has shrunk by 52% YoY and by 24% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.investarbank.com
Peers: SBFG SFBC CCBG

Key stats

What are the main financial stats of ISTR
Market
Shares outstanding
9.78M
Market cap
$153.58M
Enterprise value
$419.15M
Valuations
Price to earnings (P/E)
9.29
Price to book (P/B)
0.68
Price to sales (P/S)
1.84
EV/EBIT
20.52
EV/EBITDA
17.31
EV/Sales
5.05
Earnings
Revenue
$83.06M
EBIT
$20.43M
EBITDA
$24.21M
Free cash flow
$25.22M
Per share
EPS
$1.69
Free cash flow per share
$2.58
Book value per share
$23.24
Revenue per share
$8.51
TBVPS
$284.11
Balance sheet
Total assets
$2.82B
Total liabilities
$2.59B
Debt
$297.58M
Equity
$226.77M
Working capital
N/A
Liquidity
Debt to equity
1.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.97
Margins
EBITDA margin
29.1%
Gross margin
100%
Net margin
20.1%
Operating margin
24.6%
Efficiency
Return on assets
0.6%
Return on equity
7.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
24.6%
Dividend
Dividend yield
2.55%
DPS
$0.4
Payout ratio
23.7%

ISTR stock price

How has the Investar Holding stock price performed over time
Intraday
0.26%
1 week
0.26%
1 month
1.23%
1 year
21.71%
YTD
5.3%
QTD
-4.03%

Financial performance

How have Investar Holding's revenue and profit performed over time
Revenue
$83.06M
Gross profit
$83.06M
Operating income
$20.43M
Net income
$16.68M
Gross margin
100%
Net margin
20.1%
Investar Holding's operating income has plunged by 54% YoY and by 24% from the previous quarter
The net income has dropped by 53% year-on-year and by 24% since the previous quarter
ISTR's operating margin is down by 42% year-on-year and by 20% since the previous quarter
ISTR's net margin is down by 41% YoY and by 20% QoQ

Growth

What is Investar Holding's growth rate over time

Valuation

What is Investar Holding stock price valuation
P/E
9.29
P/B
0.68
P/S
1.84
EV/EBIT
20.52
EV/EBITDA
17.31
EV/Sales
5.05
ISTR's P/E is 63% above its last 4 quarters average of 5.7 but 27% below its 5-year quarterly average of 12.7
Investar Holding's EPS has shrunk by 52% YoY and by 24% QoQ
The stock's price to book (P/B) is 16% less than its 5-year quarterly average of 0.8 but 12% more than its last 4 quarters average of 0.6
Investar Holding's equity has increased by 9% from the previous quarter and by 5% YoY
ISTR's P/S is 31% above its last 4 quarters average of 1.4 but 23% below its 5-year quarterly average of 2.4
The revenue is down by 21% YoY and by 6% QoQ

Efficiency

How efficient is Investar Holding business performance
ISTR's return on assets has dropped by 57% year-on-year and by 25% since the previous quarter
The ROIC has plunged by 56% YoY and by 22% from the previous quarter
The company's return on equity has shrunk by 53% YoY and by 25% QoQ
Investar Holding's return on sales has decreased by 42% YoY and by 20% QoQ

Dividends

What is ISTR's dividend history
Dividend details
DPS
$0.4
Dividend yield
2.55%
Payout ratio
23.7%
Recent dividends

Financial health

How did Investar Holding financials performed over time
The company's total assets is 9% higher than its total liabilities
The company's total assets rose by 2.2% YoY
ISTR's debt is 31% higher than its equity
Investar Holding's debt to equity has decreased by 36% YoY and by 16% QoQ
ISTR's debt is down by 32% YoY and by 9% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.