ISTR Investar Holding Corp
Price (delayed)
$17.41
Market cap
$171.06M
P/E Ratio
8.45
Dividend/share
$0.42
EPS
$2.06
Enterprise value
$244.16M
Investar Holding Corporation, headquartered in Baton Rouge, Louisiana, provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association. The Bank currently operates 31 branch
Highlights
ISTR's debt has shrunk by 66% YoY and by 56% QoQ
ISTR's P/E is 30% below its 5-year quarterly average of 12.1 and 17% below its last 4 quarters average of 10.2
Key stats
What are the main financial stats of ISTR
Market
Valuations
Earnings
Shares outstanding
9.83M
Market cap
$171.06M
Enterprise value
$244.16M
Price to earnings (P/E)
8.45
Price to book (P/B)
0.71
Price to sales (P/S)
1.96
EV/EBIT
10
EV/EBITDA
8.88
EV/Sales
2.79
Revenue
$87.44M
Gross profit
$87.44M
Operating income
$24.41M
Net income
$20.25M
EBIT
$24.41M
EBITDA
$27.5M
Free cash flow
$16.76M
Per share
Balance sheet
Liquidity
EPS
$2.06
EPS diluted
$2.04
Free cash flow per share
$1.71
Book value per share
$24.55
Revenue per share
$8.9
TBVPS
$272.79
Total assets
$2.72B
Total liabilities
$2.48B
Debt
$101.02M
Equity
$241.3M
Working capital
N/A
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.66
Margins
Efficiency
Dividend
EBITDA margin
31.5%
Gross margin
100%
Net margin
23.2%
Operating margin
27.9%
Return on assets
0.7%
Return on equity
8.6%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
27.9%
Dividend yield
2.38%
DPS
$0.42
Payout ratio
20.1%
ISTR stock price
How has the Investar Holding stock price performed over time
Intraday
-1.14%
1 week
-2.08%
1 month
-7.05%
1 year
6.48%
YTD
-20.72%
QTD
-1.14%
Financial performance
How have Investar Holding's revenue and profit performed over time
Revenue
$87.44M
Gross profit
$87.44M
Operating income
$24.41M
Net income
$20.25M
Gross margin
100%
Net margin
23.2%
The net income is up by 21% year-on-year and by 15% since the previous quarter
Investar Holding's operating income has increased by 19% YoY and by 14% from the previous quarter
ISTR's net margin is up by 15% YoY and by 10% QoQ
ISTR's operating margin is up by 13% year-on-year and by 9% since the previous quarter
Growth
What is Investar Holding's growth rate over time
Valuation
What is Investar Holding stock price valuation
P/E
8.45
P/B
0.71
P/S
1.96
EV/EBIT
10
EV/EBITDA
8.88
EV/Sales
2.79
ISTR's P/E is 30% below its 5-year quarterly average of 12.1 and 17% below its last 4 quarters average of 10.2
Investar Holding's EPS has increased by 22% YoY and by 14% QoQ
The stock's price to book (P/B) is 11% less than its 5-year quarterly average of 0.8 and 11% less than its last 4 quarters average of 0.8
Investar Holding's equity has increased by 6% YoY
ISTR's P/S is 11% below its 5-year quarterly average of 2.2 and 7% below its last 4 quarters average of 2.1
The revenue is up by 5% YoY and by 4.3% QoQ
Efficiency
How efficient is Investar Holding business performance
ISTR's return on assets is up by 17% since the previous quarter and by 17% year-on-year
The ROIC has grown by 14% from the previous quarter and by 14% YoY
The company's return on equity rose by 13% QoQ and by 13% YoY
Investar Holding's return on sales has increased by 13% YoY and by 9% QoQ
Dividends
What is ISTR's dividend history
DPS
$0.42
Dividend yield
2.38%
Payout ratio
20.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Investar Holding financials performed over time
The company's total assets is 10% higher than its total liabilities
ISTR's total liabilities is down by 4.1% year-on-year and by 3% since the previous quarter
The company's total assets fell by 3.3% YoY and by 2.8% QoQ
ISTR's debt is 58% lower than its equity
Investar Holding's debt to equity has shrunk by 68% YoY and by 55% QoQ
ISTR's debt has shrunk by 66% YoY and by 56% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.