ISTR Investar Holding Corp
Price (delayed)
$18.73
Market cap
$184.09M
P/E Ratio
10.41
Dividend/share
$0.41
EPS
$1.8
Enterprise value
$328.44M
Investar Holding Corporation, headquartered in Baton Rouge, Louisiana, provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association. The Bank currently operates 31 branch
Highlights
ISTR's debt is down by 29% YoY and by 24% QoQ
Investar Holding's equity has increased by 18% YoY and by 7% from the previous quarter
The net income has declined by 20% year-on-year but it is up by 17% since the previous quarter
Investar Holding's EPS has decreased by 19% YoY but it has increased by 18% QoQ
Key stats
What are the main financial stats of ISTR
Market
Valuations
Earnings
Shares outstanding
9.83M
Market cap
$184.09M
Enterprise value
$328.44M
Price to earnings (P/E)
10.41
Price to book (P/B)
0.75
Price to sales (P/S)
2.2
EV/EBIT
15.31
EV/EBITDA
13.28
EV/Sales
3.92
Revenue
$83.85M
Gross profit
$83.85M
Operating income
$21.46M
Net income
$17.68M
EBIT
$21.46M
EBITDA
$24.73M
Free cash flow
$17.3M
Per share
Balance sheet
Liquidity
EPS
$1.8
EPS diluted
$1.79
Free cash flow per share
$1.76
Book value per share
$24.98
Revenue per share
$8.53
TBVPS
$280.88
Total assets
$2.8B
Total liabilities
$2.56B
Debt
$230.7M
Equity
$245.54M
Working capital
N/A
Debt to equity
0.94
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.84
Margins
Efficiency
Dividend
EBITDA margin
29.5%
Gross margin
100%
Net margin
21.1%
Operating margin
25.6%
Return on assets
0.6%
Return on equity
7.6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
25.6%
Dividend yield
2.19%
DPS
$0.41
Payout ratio
22.8%
ISTR stock price
How has the Investar Holding stock price performed over time
Intraday
0.92%
1 week
-1.11%
1 month
-3.8%
1 year
15.26%
YTD
-14.71%
QTD
-14.71%
Financial performance
How have Investar Holding's revenue and profit performed over time
Revenue
$83.85M
Gross profit
$83.85M
Operating income
$21.46M
Net income
$17.68M
Gross margin
100%
Net margin
21.1%
The net income has declined by 20% year-on-year but it is up by 17% since the previous quarter
Investar Holding's operating income has decreased by 20% YoY but it has increased by 15% from the previous quarter
ISTR's operating margin is down by 16% year-on-year but it is up by 11% since the previous quarter
ISTR's net margin is down by 16% YoY but it is up by 13% QoQ
Growth
What is Investar Holding's growth rate over time
Valuation
What is Investar Holding stock price valuation
P/E
10.41
P/B
0.75
P/S
2.2
EV/EBIT
15.31
EV/EBITDA
13.28
EV/Sales
3.92
Investar Holding's EPS has decreased by 19% YoY but it has increased by 18% QoQ
ISTR's P/E is 15% below its 5-year quarterly average of 12.1 but 6% above its last 4 quarters average of 9.7
Investar Holding's equity has increased by 18% YoY and by 7% from the previous quarter
The stock's price to book (P/B) is 8% less than its 5-year quarterly average of 0.8 but 6% more than its last 4 quarters average of 0.7
ISTR's P/S is 9% above its last 4 quarters average of 2.0 and 3.8% above its 5-year quarterly average of 2.1
The revenue is down by 4.7% YoY but it is up by 4% QoQ
Efficiency
How efficient is Investar Holding business performance
ISTR's return on assets is down by 25% year-on-year but it is up by 20% since the previous quarter
The company's return on equity fell by 25% YoY but it rose by 12% QoQ
The ROIC has contracted by 22% YoY but it has grown by 17% from the previous quarter
Investar Holding's return on sales has decreased by 16% YoY but it has increased by 11% QoQ
Dividends
What is ISTR's dividend history
DPS
$0.41
Dividend yield
2.19%
Payout ratio
22.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Investar Holding financials performed over time
The company's total assets is 10% higher than its total liabilities
ISTR's debt is 6% lower than its equity
Investar Holding's debt to equity has decreased by 40% YoY and by 29% QoQ
ISTR's debt is down by 29% YoY and by 24% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.