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ISTR Investar Holding Corp

Price (delayed)

$21.96

Market cap

$216.19M

P/E Ratio

9.89

Dividend/share

$0.43

EPS

$2.22

Enterprise value

$269.44M

Investar Holding Corporation, headquartered in Baton Rouge, Louisiana, provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association. The Bank currently operates 31 branch ...

Highlights
ISTR's debt has shrunk by 69% YoY and by 4.2% QoQ
The net income is up by 24% year-on-year and by 8% since the previous quarter

Key stats

What are the main financial stats of ISTR
Market
Shares outstanding
9.84M
Market cap
$216.19M
Enterprise value
$269.44M
Valuations
Price to earnings (P/E)
9.89
Price to book (P/B)
0.86
Price to sales (P/S)
2.4
EV/EBIT
10.35
EV/EBITDA
9.28
EV/Sales
2.99
Earnings
Revenue
$90.01M
Gross profit
$90.01M
Operating income
$26.03M
Net income
$21.84M
EBIT
$26.03M
EBITDA
$29.04M
Free cash flow
$11.97M
Per share
EPS
$2.22
EPS diluted
$2.19
Free cash flow per share
$1.22
Book value per share
$25.62
Revenue per share
$9.16
TBVPS
$273.61
Balance sheet
Total assets
$2.73B
Total liabilities
$2.48B
Debt
$96.77M
Equity
$251.74M
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.83
Margins
EBITDA margin
32.3%
Gross margin
100%
Net margin
24.3%
Operating margin
28.9%
Efficiency
Return on assets
0.8%
Return on equity
9%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
28.9%
Dividend
Dividend yield
1.94%
DPS
$0.43
Payout ratio
19.1%

ISTR stock price

How has the Investar Holding stock price performed over time
Intraday
-0.63%
1 week
-0.09%
1 month
20.26%
1 year
25.49%
YTD
0%
QTD
13.66%

Financial performance

How have Investar Holding's revenue and profit performed over time
Revenue
$90.01M
Gross profit
$90.01M
Operating income
$26.03M
Net income
$21.84M
Gross margin
100%
Net margin
24.3%
The net income is up by 24% year-on-year and by 8% since the previous quarter
Investar Holding's operating income has increased by 19% YoY and by 7% from the previous quarter
ISTR's net margin is up by 16% YoY and by 4.7% QoQ
ISTR's operating margin is up by 11% year-on-year and by 3.6% since the previous quarter

Price vs fundamentals

How does ISTR's price correlate with its fundamentals

Growth

What is Investar Holding's growth rate over time

Valuation

What is Investar Holding stock price valuation
P/E
9.89
P/B
0.86
P/S
2.4
EV/EBIT
10.35
EV/EBITDA
9.28
EV/Sales
2.99
Investar Holding's EPS has increased by 24% YoY and by 8% QoQ
ISTR's P/E is 17% below its 5-year quarterly average of 11.9
Investar Holding's equity has increased by 11% YoY and by 4.3% from the previous quarter
The stock's price to book (P/B) is 8% more than its 5-year quarterly average of 0.8 and 8% more than its last 4 quarters average of 0.8
ISTR's P/S is 14% above its 5-year quarterly average of 2.1 and 14% above its last 4 quarters average of 2.1
The revenue is up by 8% YoY and by 2.9% QoQ

Efficiency

How efficient is Investar Holding business performance
ISTR's return on assets is up by 33% year-on-year and by 14% since the previous quarter
The ROIC has grown by 29% YoY and by 13% from the previous quarter
The company's return on equity rose by 13% YoY and by 4.7% QoQ
Investar Holding's return on sales has increased by 11% YoY and by 3.6% QoQ

Dividends

What is ISTR's dividend history
DPS
$0.43
Dividend yield
1.94%
Payout ratio
19.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Investar Holding financials performed over time
The company's total assets is 10% higher than its total liabilities
ISTR's total liabilities is down by 3.2% year-on-year
The company's total assets fell by 2.1% YoY
ISTR's debt is 62% lower than its equity
Investar Holding's debt to equity has shrunk by 72% YoY and by 10% QoQ
ISTR's debt has shrunk by 69% YoY and by 4.2% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.