SFBC Sound Financial Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SFBC

Price (delayed)

$39.6

Market cap

$101.32M

P/E Ratio

13.75

Dividend/share

$0.76

EPS

$2.88

Enterprise value

$109.28M

Sound Financial Bancorp, Inc., a bank holding company, is the parent company of Sound Community Bank, and is headquartered in Seattle, Washington with full-service branches in Seattle, Tacoma, Mountlake Terrace, ...

Highlights
The debt has declined by 6% year-on-year
Sound Financial Bancorp's equity has increased by 3% YoY
The P/E is 27% more than the last 4 quarters average of 10.8 and 21% more than the 5-year quarterly average of 11.4
SFBC's net income is down by 19% since the previous quarter and by 16% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.soundcb.com
Peers: MOFG

Key stats

What are the main financial stats of SFBC
Market
Shares outstanding
2.56M
Market cap
$101.32M
Enterprise value
$109.28M
Valuations
Price to earnings (P/E)
13.75
Price to book (P/B)
1.01
Price to sales (P/S)
2.59
EV/EBIT
12.14
EV/EBITDA
10.26
EV/Sales
2.79
Earnings
Revenue
$39.13M
EBIT
$9M
EBITDA
$10.65M
Free cash flow
$6.44M
Per share
EPS
$2.88
Free cash flow per share
$2.51
Book value per share
$39.18
Revenue per share
$15.27
TBVPS
$388.43
Balance sheet
Total assets
$995.22M
Total liabilities
$894.57M
Debt
$57.65M
Equity
$100.65M
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.75
Margins
EBITDA margin
27.2%
Gross margin
100%
Net margin
19%
Operating margin
23%
Efficiency
Return on assets
0.7%
Return on equity
7.4%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
23%
Dividend
Dividend yield
1.92%
DPS
$0.76
Payout ratio
26.4%

SFBC stock price

How has the Sound Financial Bancorp stock price performed over time
Intraday
-0.38%
1 week
-2.2%
1 month
-4.37%
1 year
7.03%
YTD
1.54%
QTD
-2.68%

Financial performance

How have Sound Financial Bancorp's revenue and profit performed over time
Revenue
$39.13M
Gross profit
$39.13M
Operating income
$9M
Net income
$7.44M
Gross margin
100%
Net margin
19%
The operating income is down by 19% since the previous quarter and by 17% year-on-year
SFBC's net income is down by 19% since the previous quarter and by 16% year-on-year
The operating margin fell by 18% YoY and by 15% QoQ
The net margin has declined by 16% year-on-year and by 15% since the previous quarter

Growth

What is Sound Financial Bancorp's growth rate over time

Valuation

What is Sound Financial Bancorp stock price valuation
P/E
13.75
P/B
1.01
P/S
2.59
EV/EBIT
12.14
EV/EBITDA
10.26
EV/Sales
2.79
The P/E is 27% more than the last 4 quarters average of 10.8 and 21% more than the 5-year quarterly average of 11.4
SFBC's EPS is down by 19% since the previous quarter and by 15% year-on-year
The price to book (P/B) is 8% lower than the 5-year quarterly average of 1.1
Sound Financial Bancorp's equity has increased by 3% YoY
The stock's P/S is 8% more than its last 4 quarters average of 2.4
Sound Financial Bancorp's revenue has decreased by 4.8% from the previous quarter

Efficiency

How efficient is Sound Financial Bancorp business performance
SFBC's ROIC is down by 25% year-on-year and by 18% since the previous quarter
The company's return on assets fell by 22% QoQ and by 22% YoY
Sound Financial Bancorp's return on equity has decreased by 20% YoY and by 20% QoQ
SFBC's return on sales is down by 18% year-on-year and by 15% since the previous quarter

Dividends

What is SFBC's dividend history
Dividend details
DPS
$0.76
Dividend yield
1.92%
Payout ratio
26.4%
Recent dividends

Financial health

How did Sound Financial Bancorp financials performed over time
The company's total assets is 11% higher than its total liabilities
The total liabilities fell by 3.8% QoQ
The company's total assets fell by 3.4% QoQ
The debt is 43% smaller than the equity
SFBC's debt to equity is down by 10% YoY and by 3.4% QoQ
The debt has declined by 6% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.