SFBC Sound Financial Bancorp Inc

Price (delayed)

$39.35

Market cap

$100.64M

P/E Ratio

16.82

Dividend/share

$0.76

EPS

$2.34

Enterprise value

$21.17M

Sound Financial Bancorp, Inc., a bank holding company, is the parent company of Sound Community Bank, and is headquartered in Seattle, Washington with full-service branches in Seattle, Tacoma, Mountlake Terrace, ...

Highlights
Sound Financial Bancorp's equity has increased by 2.4% YoY
The P/E is 44% more than the 5-year quarterly average of 11.7 and 35% more than the last 4 quarters average of 12.5
SFBC's net income is down by 35% year-on-year and by 19% since the previous quarter

Key stats

What are the main financial stats of SFBC
Market
Shares outstanding
2.56M
Market cap
$100.64M
Enterprise value
$21.17M
Valuations
Price to earnings (P/E)
16.82
Price to book (P/B)
1
Price to sales (P/S)
2.67
EV/EBIT
2.93
EV/EBITDA
2.39
EV/Sales
0.57
Earnings
Revenue
$37.39M
EBIT
$7.22M
EBITDA
$8.87M
Free cash flow
$6.41M
Per share
EPS
$2.34
Free cash flow per share
$2.52
Book value per share
$39.47
Revenue per share
$14.72
TBVPS
$427.96
Balance sheet
Total assets
$1.09B
Total liabilities
$985.69M
Debt
$58.51M
Equity
$100.99M
Working capital
N/A
Liquidity
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.96
Margins
EBITDA margin
23.7%
Gross margin
100%
Net margin
16.2%
Operating margin
19.3%
Efficiency
Return on assets
0.6%
Return on equity
6%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
19.3%
Dividend
Dividend yield
1.93%
DPS
$0.76
Payout ratio
32.5%

SFBC stock price

How has the Sound Financial Bancorp stock price performed over time
Intraday
0%
1 week
0.23%
1 month
-2.24%
1 year
7.42%
YTD
0.9%
QTD
-3.29%

Financial performance

How have Sound Financial Bancorp's revenue and profit performed over time
Revenue
$37.39M
Gross profit
$37.39M
Operating income
$7.22M
Net income
$6.04M
Gross margin
100%
Net margin
16.2%
The operating income is down by 37% year-on-year and by 20% since the previous quarter
SFBC's net income is down by 35% year-on-year and by 19% since the previous quarter
The operating margin fell by 32% YoY and by 16% QoQ
The net margin has declined by 30% year-on-year and by 15% since the previous quarter

Growth

What is Sound Financial Bancorp's growth rate over time

Valuation

What is Sound Financial Bancorp stock price valuation
P/E
16.82
P/B
1
P/S
2.67
EV/EBIT
2.93
EV/EBITDA
2.39
EV/Sales
0.57
The P/E is 44% more than the 5-year quarterly average of 11.7 and 35% more than the last 4 quarters average of 12.5
SFBC's EPS is down by 35% year-on-year and by 19% since the previous quarter
The price to book (P/B) is 9% lower than the 5-year quarterly average of 1.1
Sound Financial Bancorp's equity has increased by 2.4% YoY
The stock's P/S is 11% more than its last 4 quarters average of 2.4 and 2.7% more than its 5-year quarterly average of 2.6
Sound Financial Bancorp's revenue has decreased by 7% YoY and by 4.4% from the previous quarter

Efficiency

How efficient is Sound Financial Bancorp business performance
SFBC's ROIC is down by 42% year-on-year and by 22% since the previous quarter
Sound Financial Bancorp's return on equity has decreased by 38% YoY and by 19% QoQ
The company's return on assets fell by 33% YoY and by 14% QoQ
SFBC's return on sales is down by 32% year-on-year and by 16% since the previous quarter

Dividends

What is SFBC's dividend history
DPS
$0.76
Dividend yield
1.93%
Payout ratio
32.5%
Recent dividends

Financial health

How did Sound Financial Bancorp financials performed over time
The company's total assets is 10% higher than its total liabilities
The total liabilities rose by 10% QoQ and by 9% YoY
The company's total assets rose by 9% QoQ and by 8% YoY
The debt is 42% smaller than the equity
The debt has increased by 8% year-on-year
SFBC's debt to equity is up by 5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.