SFBC Sound Financial Bancorp Inc
Price (delayed)
$49
Market cap
$125.64M
P/E Ratio
32.03
Dividend/share
$0.76
EPS
$1.53
Enterprise value
$34.59M
Sound Financial Bancorp, Inc., a bank holding company, is the parent company of Sound Community Bank, and is headquartered in Seattle, Washington with full-service branches in Seattle, Tacoma, Mountlake Terrace,
Highlights
The P/E is 136% more than the 5-year quarterly average of 13.5 and 35% more than the last 4 quarters average of 23.5
SFBC's net income has dropped by 57% year-on-year
Key stats
What are the main financial stats of SFBC
Market
Valuations
Earnings
Shares outstanding
2.56M
Market cap
$125.64M
Enterprise value
$34.59M
Price to earnings (P/E)
32.03
Price to book (P/B)
1.23
Price to sales (P/S)
3.56
EV/EBIT
7.38
EV/EBITDA
5.48
EV/Sales
0.99
Revenue
$35.07M
Gross profit
$35.07M
Operating income
$4.69M
Net income
$3.93M
EBIT
$4.69M
EBITDA
$6.31M
Free cash flow
$4.66M
Per share
Balance sheet
Liquidity
EPS
$1.53
EPS diluted
$1.53
Free cash flow per share
$1.83
Book value per share
$39.87
Revenue per share
$13.78
TBVPS
$432.72
Total assets
$1.1B
Total liabilities
$998.69M
Debt
$57.88M
Equity
$102.24M
Working capital
N/A
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-14.43
Margins
Efficiency
Dividend
EBITDA margin
18%
Gross margin
100%
Net margin
11.2%
Operating margin
13.4%
Return on assets
0.4%
Return on equity
3.9%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
13.4%
Dividend yield
1.55%
DPS
$0.76
Payout ratio
49.7%
SFBC stock price
How has the Sound Financial Bancorp stock price performed over time
Intraday
0.6%
1 week
-3.28%
1 month
-6.88%
1 year
21.98%
YTD
-6.93%
QTD
-6.93%
Financial performance
How have Sound Financial Bancorp's revenue and profit performed over time
Revenue
$35.07M
Gross profit
$35.07M
Operating income
$4.69M
Net income
$3.93M
Gross margin
100%
Net margin
11.2%
The operating income has dropped by 58% year-on-year
SFBC's net income has dropped by 57% year-on-year
The operating margin has shrunk by 50% YoY
The net margin has declined by 50% year-on-year
Growth
What is Sound Financial Bancorp's growth rate over time
Valuation
What is Sound Financial Bancorp stock price valuation
P/E
32.03
P/B
1.23
P/S
3.56
EV/EBIT
7.38
EV/EBITDA
5.48
EV/Sales
0.99
The P/E is 136% more than the 5-year quarterly average of 13.5 and 35% more than the last 4 quarters average of 23.5
SFBC's EPS has dropped by 57% year-on-year
The price to book (P/B) is 11% higher than the 5-year quarterly average of 1.1 and 11% higher than the last 4 quarters average of 1.1
The stock's P/S is 31% more than its 5-year quarterly average of 2.7 and 14% more than its last 4 quarters average of 3.1
Sound Financial Bancorp's revenue has decreased by 15% YoY
Efficiency
How efficient is Sound Financial Bancorp business performance
Sound Financial Bancorp's return on equity has shrunk by 58% YoY
The company's return on assets has shrunk by 56% YoY
SFBC's ROIC has dropped by 55% year-on-year
SFBC's return on sales has dropped by 50% year-on-year
Dividends
What is SFBC's dividend history
DPS
$0.76
Dividend yield
1.55%
Payout ratio
49.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Sound Financial Bancorp financials performed over time
The company's total assets is 10% higher than its total liabilities
The total liabilities rose by 7% YoY and by 2.6% QoQ
The company's total assets rose by 7% YoY and by 2.4% QoQ
The debt is 43% smaller than the equity
SFBC's debt to equity is down by 3.4% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.