SFBC Sound Financial Bancorp Inc
Price (delayed)
$50.65
Market cap
$129.97M
P/E Ratio
27.98
Dividend/share
$0.76
EPS
$1.81
Enterprise value
$128.36M
Sound Financial Bancorp, Inc., a bank holding company, is the parent company of Sound Community Bank, and is headquartered in Seattle, Washington with full-service branches in Seattle, Tacoma, Mountlake Terrace,
Highlights
The debt has declined by 27% since the previous quarter and by 27% year-on-year
Sound Financial Bancorp's equity has increased by 3% YoY
SFBC's net income is down by 38% year-on-year but it is up by 18% since the previous quarter
SFBC's EPS is down by 37% year-on-year but it is up by 18% since the previous quarter
The P/E is 93% more than the 5-year quarterly average of 14.5 and 2.1% more than the last 4 quarters average of 27.4
Key stats
What are the main financial stats of SFBC
Market
Valuations
Earnings
Shares outstanding
2.57M
Market cap
$129.97M
Enterprise value
$128.36M
Price to earnings (P/E)
27.98
Price to book (P/B)
1.25
Price to sales (P/S)
3.6
EV/EBIT
22.74
EV/EBITDA
17.77
EV/Sales
3.59
Revenue
$35.78M
Gross profit
$35.78M
Operating income
$5.65M
Net income
$4.64M
EBIT
$5.65M
EBITDA
$7.23M
Free cash flow
$2.89M
Per share
Balance sheet
Liquidity
EPS
$1.81
EPS diluted
$1.8
Free cash flow per share
$1.14
Book value per share
$40.43
Revenue per share
$14.07
TBVPS
$390.76
Total assets
$993.63M
Total liabilities
$889.97M
Debt
$42.03M
Equity
$103.67M
Working capital
N/A
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.22
Margins
Efficiency
Dividend
EBITDA margin
20.2%
Gross margin
100%
Net margin
13%
Operating margin
15.8%
Return on assets
0.4%
Return on equity
4.5%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
15.8%
Dividend yield
1.5%
DPS
$0.76
Payout ratio
42%
SFBC stock price
How has the Sound Financial Bancorp stock price performed over time
Intraday
1%
1 week
-0.98%
1 month
0.36%
1 year
24.75%
YTD
-3.8%
QTD
1%
Financial performance
How have Sound Financial Bancorp's revenue and profit performed over time
Revenue
$35.78M
Gross profit
$35.78M
Operating income
$5.65M
Net income
$4.64M
Gross margin
100%
Net margin
13%
SFBC's net income is down by 38% year-on-year but it is up by 18% since the previous quarter
The operating income is down by 37% year-on-year but it is up by 20% since the previous quarter
The net margin has declined by 32% year-on-year but it has increased by 16% since the previous quarter
The operating margin fell by 31% YoY but it rose by 18% QoQ
Growth
What is Sound Financial Bancorp's growth rate over time
Valuation
What is Sound Financial Bancorp stock price valuation
P/E
27.98
P/B
1.25
P/S
3.6
EV/EBIT
22.74
EV/EBITDA
17.77
EV/Sales
3.59
The P/E is 93% more than the 5-year quarterly average of 14.5 and 2.1% more than the last 4 quarters average of 27.4
SFBC's EPS is down by 37% year-on-year but it is up by 18% since the previous quarter
The price to book (P/B) is 14% higher than the 5-year quarterly average of 1.1 and 4.2% higher than the last 4 quarters average of 1.2
Sound Financial Bancorp's equity has increased by 3% YoY
The stock's P/S is 29% more than its 5-year quarterly average of 2.8 and 6% more than its last 4 quarters average of 3.4
Sound Financial Bancorp's revenue has decreased by 9% YoY but it has increased by 2% from the previous quarter
Efficiency
How efficient is Sound Financial Bancorp business performance
The company's return on assets fell by 43% YoY
Sound Financial Bancorp's return on equity has decreased by 39% YoY but it has increased by 15% QoQ
SFBC's ROIC is down by 33% year-on-year but it is up by 20% since the previous quarter
SFBC's return on sales is down by 31% year-on-year but it is up by 18% since the previous quarter
Dividends
What is SFBC's dividend history
DPS
$0.76
Dividend yield
1.5%
Payout ratio
42%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Sound Financial Bancorp financials performed over time
The company's total assets is 12% higher than its total liabilities
The total liabilities fell by 11% QoQ
The company's total assets fell by 10% QoQ
The debt is 59% smaller than the equity
SFBC's debt to equity is down by 28% QoQ and by 28% YoY
The debt has declined by 27% since the previous quarter and by 27% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.