SFBC Sound Financial Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SFBC

Price (delayed)

$36.75

Market cap

$94.48M

P/E Ratio

9.01

Dividend/share

$0.72

EPS

$4.08

Enterprise value

$72.04M

Sound Financial Bancorp, Inc., a bank holding company, is the parent company of Sound Community Bank, and is headquartered in Seattle, Washington with full-service branches in Seattle, Tacoma, Mountlake Terrace, ...

Highlights
SFBC's EPS is up by 36% year-on-year and by 14% since the previous quarter
SFBC's net income is up by 35% year-on-year and by 14% since the previous quarter
The debt has surged by 60% year-on-year and by 43% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.soundcb.com
Peers: MOFG

Key stats

What are the main financial stats of SFBC
Market
Shares outstanding
2.57M
Market cap
$94.48M
Enterprise value
$72.04M
Valuations
Price to earnings (P/E)
9.01
Price to book (P/B)
0.96
Price to sales (P/S)
2.25
EV/EBIT
5.6
EV/EBITDA
4.91
EV/Sales
1.71
Earnings
Revenue
$42.13M
EBIT
$12.86M
EBITDA
$14.66M
Free cash flow
$5.94M
Per share
EPS
$4.08
Free cash flow per share
$2.31
Book value per share
$38.42
Revenue per share
$16.36
TBVPS
$392.58
Balance sheet
Total assets
$1.01B
Total liabilities
$910.85M
Debt
$77.74M
Equity
$99.92M
Working capital
N/A
Liquidity
Debt to equity
0.78
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.53
Margins
EBITDA margin
34.8%
Gross margin
100%
Net margin
25%
Operating margin
30.5%
Efficiency
Return on assets
1.1%
Return on equity
10.8%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
30.5%
Dividend
Dividend yield
1.96%
DPS
$0.72
Payout ratio
17.6%

SFBC stock price

How has the Sound Financial Bancorp stock price performed over time
Intraday
-0.6%
1 week
-1.39%
1 month
-2.21%
1 year
-9.3%
YTD
-6.42%
QTD
-0.6%

Financial performance

How have Sound Financial Bancorp's revenue and profit performed over time
Revenue
$42.13M
Gross profit
$42.13M
Operating income
$12.86M
Net income
$10.53M
Gross margin
100%
Net margin
25%
SFBC's net income is up by 35% year-on-year and by 14% since the previous quarter
The operating income is up by 32% year-on-year and by 13% since the previous quarter
The net margin has increased by 17% year-on-year and by 8% since the previous quarter
The operating margin rose by 15% YoY and by 7% QoQ

Growth

What is Sound Financial Bancorp's growth rate over time

Valuation

What is Sound Financial Bancorp stock price valuation
P/E
9.01
P/B
0.96
P/S
2.25
EV/EBIT
5.6
EV/EBITDA
4.91
EV/Sales
1.71
SFBC's EPS is up by 36% year-on-year and by 14% since the previous quarter
The P/E is 21% less than the 5-year quarterly average of 11.4 and 19% less than the last 4 quarters average of 11.1
The price to book (P/B) is 13% lower than the 5-year quarterly average of 1.1 and 4% lower than the last 4 quarters average of 1.0
Sound Financial Bancorp's equity has increased by 7% YoY
Sound Financial Bancorp's revenue has increased by 15% YoY and by 5% from the previous quarter
The stock's P/S is 13% less than its 5-year quarterly average of 2.6 and 10% less than its last 4 quarters average of 2.5

Efficiency

How efficient is Sound Financial Bancorp business performance
The company's return on assets rose by 38% YoY and by 22% QoQ
Sound Financial Bancorp's return on equity has increased by 29% YoY and by 13% QoQ
SFBC's return on sales is up by 15% year-on-year and by 7% since the previous quarter
SFBC's ROIC is up by 8% since the previous quarter and by 8% year-on-year

Dividends

What is SFBC's dividend history
Dividend details
DPS
$0.72
Dividend yield
1.96%
Payout ratio
17.6%
Recent dividends

Financial health

How did Sound Financial Bancorp financials performed over time
The company's total assets is 11% higher than its total liabilities
The total liabilities rose by 8% YoY
The company's total assets rose by 8% YoY
The debt is 22% smaller than the equity
The debt has surged by 60% year-on-year and by 43% since the previous quarter
SFBC's debt to equity has soared by 50% YoY and by 42% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.