SBFG Sb Financial Group Inc
- Stocks
- Financial Services
- NASDAQ: SBFG
Price (delayed)
$21.28
Market cap
$134.72M
P/E Ratio
11.63
Dividend/share
$0.58
EPS
$1.83
Enterprise value
$134.36M
Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak
Highlights
The revenue has grown by 9% year-on-year and by 4.3% since the previous quarter
SBFG's gross profit is up by 9% YoY and by 4.3% QoQ
SBFG's P/E is 34% above its 5-year quarterly average of 8.7
The company's debt rose by 6% QoQ
Key stats
What are the main financial stats of SBFG
Market
Valuations
Earnings
Shares outstanding
6.33M
Market cap
$134.72M
Enterprise value
$134.36M
Price to earnings (P/E)
11.63
Price to book (P/B)
1.04
Price to sales (P/S)
2.24
EV/EBIT
8.99
EV/EBITDA
7.78
EV/Sales
2.19
Revenue
$61.22M
Gross profit
$61.22M
Operating income
$14.95M
Net income
$12M
EBIT
$14.95M
EBITDA
$17.27M
Free cash flow
$10.53M
Per share
Balance sheet
Liquidity
EPS
$1.83
EPS diluted
$1.83
Free cash flow per share
$1.63
Book value per share
$20.48
Revenue per share
$9.49
TBVPS
$226.29
Total assets
$1.49B
Total liabilities
$1.35B
Debt
$80.67M
Equity
$133.65M
Working capital
N/A
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.02
Margins
Efficiency
Dividend
EBITDA margin
28.2%
Gross margin
100%
Net margin
19.6%
Operating margin
24.4%
Return on assets
0.8%
Return on equity
9.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
24.4%
Dividend yield
2.73%
DPS
$0.58
Payout ratio
31.7%
SBFG stock price
How has the Sb Financial Group stock price performed over time
Intraday
2.75%
1 week
5.09%
1 month
12.53%
1 year
43.3%
YTD
1.77%
QTD
11.41%
Financial performance
How have Sb Financial Group's revenue and profit performed over time
Revenue
$61.22M
Gross profit
$61.22M
Operating income
$14.95M
Net income
$12M
Gross margin
100%
Net margin
19.6%
The operating income has grown by 10% from the previous quarter and by 4.8% YoY
The company's net margin fell by 9% YoY but it rose by 2.1% QoQ
The revenue has grown by 9% year-on-year and by 4.3% since the previous quarter
SBFG's gross profit is up by 9% YoY and by 4.3% QoQ
Price vs fundamentals
How does SBFG's price correlate with its fundamentals
Growth
What is Sb Financial Group's growth rate over time
Valuation
What is Sb Financial Group stock price valuation
P/E
11.63
P/B
1.04
P/S
2.24
EV/EBIT
8.99
EV/EBITDA
7.78
EV/Sales
2.19
SBFG's P/E is 34% above its 5-year quarterly average of 8.7
SBFG's EPS is up by 8% QoQ and by 2.2% YoY
The stock's price to book (P/B) is 16% more than its 5-year quarterly average of 0.9 and 4% more than its last 4 quarters average of 1.0
Sb Financial Group's equity has increased by 7% YoY
The P/S is 12% above the 5-year quarterly average of 2.0 but 2.6% below the last 4 quarters average of 2.3
The revenue has grown by 9% year-on-year and by 4.3% since the previous quarter
Efficiency
How efficient is Sb Financial Group business performance
SBFG's return on assets is down by 11% year-on-year
Sb Financial Group's return on equity has decreased by 8% YoY but it has increased by 4.6% QoQ
SBFG's ROS is up by 5% QoQ but it is down by 3.9% YoY
Dividends
What is SBFG's dividend history
DPS
$0.58
Dividend yield
2.73%
Payout ratio
31.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Sb Financial Group financials performed over time
The total assets is 10% greater than the total liabilities
The company's total liabilities rose by 11% YoY
The total assets has grown by 11% year-on-year
The company's debt is 40% lower than its equity
Sb Financial Group's equity has increased by 7% YoY
The company's debt rose by 6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.