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SBFG Sb Financial Group Inc
- Stocks
- Financial Services
- NASDAQ: SBFG
Price (delayed)
$18.08
Market cap
$117.97M
P/E Ratio
10.64
Dividend/share
$0.58
EPS
$1.7
Enterprise value
$87.33M
Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak
Highlights
Sb Financial Group's equity has increased by 6% YoY and by 3.2% from the previous quarter
The revenue has grown by 4.7% year-on-year and by 3.3% since the previous quarter
SBFG's P/E is 22% above its 5-year quarterly average of 8.7 but 3.3% below its last 4 quarters average of 11.0
Sb Financial Group's net income has decreased by 6% YoY
SBFG's EPS is down by 4% YoY
Key stats
What are the main financial stats of SBFG
Market
Valuations
Earnings
Shares outstanding
6.53M
Market cap
$117.97M
Enterprise value
$87.33M
Price to earnings (P/E)
10.64
Price to book (P/B)
0.9
Price to sales (P/S)
2
EV/EBIT
6.42
EV/EBITDA
5.5
EV/Sales
1.49
Revenue
$58.68M
Gross profit
$58.68M
Operating income
$13.6M
Net income
$11.26M
EBIT
$13.6M
EBITDA
$15.89M
Free cash flow
$13.85M
Per share
Balance sheet
Liquidity
EPS
$1.7
EPS diluted
$1.7
Free cash flow per share
$2.14
Book value per share
$20.13
Revenue per share
$9.05
TBVPS
$227.41
Total assets
$1.5B
Total liabilities
$1.37B
Debt
$76.07M
Equity
$131.53M
Working capital
N/A
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.93
Margins
Efficiency
Dividend
EBITDA margin
27.1%
Gross margin
100%
Net margin
19.2%
Operating margin
23.2%
Return on assets
0.8%
Return on equity
8.7%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
23.2%
Dividend yield
3.21%
DPS
$0.58
Payout ratio
34.1%
SBFG stock price
How has the Sb Financial Group stock price performed over time
Intraday
-2.22%
1 week
-8.18%
1 month
-6.8%
1 year
29.89%
YTD
-13.53%
QTD
-13.16%
Financial performance
How have Sb Financial Group's revenue and profit performed over time
Revenue
$58.68M
Gross profit
$58.68M
Operating income
$13.6M
Net income
$11.26M
Gross margin
100%
Net margin
19.2%
The company's operating margin fell by 11% YoY and by 4.9% QoQ
The company's net margin fell by 10% YoY and by 5% QoQ
The operating income has contracted by 7% YoY
Sb Financial Group's net income has decreased by 6% YoY
Price vs fundamentals
How does SBFG's price correlate with its fundamentals
Growth
What is Sb Financial Group's growth rate over time
Valuation
What is Sb Financial Group stock price valuation
P/E
10.64
P/B
0.9
P/S
2
EV/EBIT
6.42
EV/EBITDA
5.5
EV/Sales
1.49
SBFG's P/E is 22% above its 5-year quarterly average of 8.7 but 3.3% below its last 4 quarters average of 11.0
SBFG's EPS is down by 4% YoY
The stock's price to book (P/B) is 10% less than its last 4 quarters average of 1.0
Sb Financial Group's equity has increased by 6% YoY and by 3.2% from the previous quarter
The P/S is 9% below the last 4 quarters average of 2.2
The revenue has grown by 4.7% year-on-year and by 3.3% since the previous quarter
Efficiency
How efficient is Sb Financial Group business performance
Sb Financial Group's return on equity has decreased by 14% YoY and by 3.3% QoQ
SBFG's ROS is down by 11% YoY and by 4.9% QoQ
SBFG's return on assets is down by 11% year-on-year
Dividends
What is SBFG's dividend history
DPS
$0.58
Dividend yield
3.21%
Payout ratio
34.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Sb Financial Group financials performed over time
The total assets is 10% greater than the total liabilities
The company's total liabilities rose by 13% YoY and by 9% QoQ
The total assets has grown by 12% year-on-year and by 9% since the previous quarter
The company's debt is 42% lower than its equity
The debt to equity has contracted by 8% YoY
Sb Financial Group's equity has increased by 6% YoY and by 3.2% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.