SBFG Sb Financial Group Inc

Price (delayed)

$14.8

Market cap

$100.1M

P/E Ratio

8.36

Dividend/share

$0.54

EPS

$1.77

Enterprise value

$148.96M

Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak ...

Highlights
The company's debt fell by 39% QoQ and by 14% YoY
Sb Financial Group's equity has increased by 3.3% YoY
SBFG's P/E is 6% above its last 4 quarters average of 7.9

Key stats

What are the main financial stats of SBFG
Market
Shares outstanding
6.76M
Market cap
$100.1M
Enterprise value
$148.96M
Valuations
Price to earnings (P/E)
8.36
Price to book (P/B)
0.81
Price to sales (P/S)
1.77
EV/EBIT
10.2
EV/EBITDA
8.8
EV/Sales
2.66
Earnings
Revenue
$56.07M
EBIT
$14.6M
EBITDA
$16.93M
Free cash flow
$17.66M
Per share
EPS
$1.77
Free cash flow per share
$2.63
Book value per share
$18.23
Revenue per share
$8.35
TBVPS
$195.5
Balance sheet
Total assets
$1.34B
Total liabilities
$1.21B
Debt
$77.88M
Equity
$123.72M
Working capital
N/A
Liquidity
Debt to equity
0.63
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.89
Margins
EBITDA margin
30.2%
Gross margin
100%
Net margin
21.4%
Operating margin
26%
Efficiency
Return on assets
0.9%
Return on equity
10.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
26%
Dividend
Dividend yield
3.65%
DPS
$0.54
Payout ratio
30.5%

SBFG stock price

How has the Sb Financial Group stock price performed over time
Intraday
-1.99%
1 week
5.34%
1 month
4.37%
1 year
7.79%
YTD
-3.58%
QTD
5.71%

Financial performance

How have Sb Financial Group's revenue and profit performed over time
Revenue
$56.07M
Gross profit
$56.07M
Operating income
$14.6M
Net income
$12.01M
Gross margin
100%
Net margin
21.4%

Growth

What is Sb Financial Group's growth rate over time

Valuation

What is Sb Financial Group stock price valuation
P/E
8.36
P/B
0.81
P/S
1.77
EV/EBIT
10.2
EV/EBITDA
8.8
EV/Sales
2.66
SBFG's P/E is 6% above its last 4 quarters average of 7.9
The stock's price to book (P/B) is 10% less than its 5-year quarterly average of 0.9
Sb Financial Group's equity has increased by 3.3% YoY
The P/S is 7% below the 5-year quarterly average of 1.9 but 4.1% above the last 4 quarters average of 1.7

Efficiency

How efficient is Sb Financial Group business performance
Sb Financial Group's ROIC has decreased by 9% YoY

Dividends

What is SBFG's dividend history
DPS
$0.54
Dividend yield
3.65%
Payout ratio
30.5%
Recent dividends

Financial health

How did Sb Financial Group financials performed over time
The total assets is 10% greater than the total liabilities
The company's debt is 37% lower than its equity
The company's debt fell by 39% QoQ and by 14% YoY
The debt to equity has contracted by 38% from the previous quarter and by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.