SBFG Sb Financial Group Inc

Price (delayed)

$29.12

Market cap

$181.89M

P/E Ratio

10.91

Dividend/share

$0.63

EPS

$2.67

Enterprise value

$136.62M

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 80

Headquartered in Defiance, Ohio, SB Financial is a diversified financial services holding company for the State Bank & Trust Company (State Bank) and SBFG Title, LLC dba Peak Title (Peak ...

Highlights
SBFG's EPS is up by 26% YoY
The company's debt fell by 23% YoY
SBFG's P/E is 15% above its 5-year quarterly average of 9.4 and 12% above its last 4 quarters average of 9.6

Key stats

What are the main financial stats of SBFG

SBFG stock price

How has the Sb Financial Group stock price performed over time
Intraday
1.04%
1 week
1.5%
1 month
-1.19%
1 year
37.36%
YTD
30.76%
QTD
1.78%

Financial performance

How have Sb Financial Group's revenue and profit performed over time
Revenue
$69.02M
Gross profit
$69.02M
Operating income
$20.56M
Net income
$16.66M
Gross margin
100%
Net margin
24.1%
The operating income has grown by 22% YoY
Sb Financial Group's net income has increased by 22% YoY
The company's operating margin rose by 13% YoY but it fell by 2.9% QoQ
The company's net margin rose by 12% YoY but it fell by 2.8% QoQ

Price vs fundamentals

How does SBFG's price correlate with its fundamentals

Growth

What is Sb Financial Group's growth rate over time

Valuation

What is Sb Financial Group stock price valuation
P/E
10.91
P/B
1.26
P/S
2.61
EV/EBIT
6.64
EV/EBITDA
5.92
EV/Sales
1.98
SBFG's EPS is up by 26% YoY
SBFG's P/E is 15% above its 5-year quarterly average of 9.4 and 12% above its last 4 quarters average of 9.6
The stock's price to book (P/B) is 39% more than its 5-year quarterly average of 0.9 and 14% more than its last 4 quarters average of 1.1
Sb Financial Group's equity has increased by 5% YoY
The P/S is 30% above the 5-year quarterly average of 2.0 and 13% above the last 4 quarters average of 2.3
The revenue has grown by 9% year-on-year and by 2.2% since the previous quarter

Efficiency

How efficient is Sb Financial Group business performance
Sb Financial Group's ROIC has increased by 17% YoY
Sb Financial Group's return on equity has increased by 13% YoY
SBFG's ROS is up by 13% YoY but it is down by 2.9% QoQ
SBFG's return on assets is up by 11% year-on-year but it is down by 9% since the previous quarter

Dividends

What is SBFG's dividend history
DPS
$0.63
Dividend yield
2.16%
Payout ratio
23.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Sb Financial Group financials performed over time
The total assets is 10% greater than the total liabilities
The total assets has grown by 8% year-on-year
The company's total liabilities rose by 8% YoY
The company's debt is 59% lower than its equity
The debt to equity has contracted by 27% YoY but it has grown by 2.5% from the previous quarter
The company's debt fell by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.