SHBI Shore Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SHBI

Price (delayed)

$10.515

Market cap

$349.21M

P/E Ratio

25.04

Dividend/share

$0.48

EPS

$0.42

Enterprise value

$61.95M

Shore Bancshares, Inc. is the largest independent financial holding company headquartered on the Eastern Shore of Maryland. It is the parent company of Shore United Bank. The Bank operates 22 ...

Highlights
Shore Bancshares's equity has increased by 40% YoY
The company's gross profit rose by 13% QoQ and by 12% YoY
The company's net income has shrunk by 64% YoY but it rose by 23% QoQ
The P/E is 91% higher than the 5-year quarterly average of 13.2 and 50% higher than the last 4 quarters average of 16.8
Shore Bancshares's EPS has shrunk by 73% YoY and by 35% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.shoreunitedbank.com
Peers: SASR FUNC MTB WFC

Key stats

What are the main financial stats of SHBI
Market
Shares outstanding
33.21M
Market cap
$349.21M
Enterprise value
$61.95M
Valuations
Price to earnings (P/E)
25.04
Price to book (P/B)
0.68
Price to sales (P/S)
2.53
EV/EBIT
4.37
EV/EBITDA
2.47
EV/Sales
0.45
Earnings
Revenue
$137.51M
EBIT
$14.18M
EBITDA
$25.12M
Free cash flow
$17.48M
Per share
EPS
$0.42
Free cash flow per share
$0.53
Book value per share
$15.42
Revenue per share
$4.15
TBVPS
$177.99
Balance sheet
Total assets
$6.01B
Total liabilities
$5.5B
Debt
$85.15M
Equity
$511.14M
Working capital
N/A
Liquidity
Debt to equity
0.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-11.43
Margins
EBITDA margin
18.3%
Gross margin
100%
Net margin
8.2%
Operating margin
10.3%
Efficiency
Return on assets
0.2%
Return on equity
2.6%
Return on invested capital
0.3%
Return on capital employed
N/A
Return on sales
10.3%
Dividend
Dividend yield
4.56%
DPS
$0.48
Payout ratio
114.3%

SHBI stock price

How has the Shore Bancshares stock price performed over time
Intraday
-0.61%
1 week
0.81%
1 month
-5.27%
1 year
-19.05%
YTD
-26.21%
QTD
-8.57%

Financial performance

How have Shore Bancshares's revenue and profit performed over time
Revenue
$137.51M
Gross profit
$137.51M
Operating income
$14.18M
Net income
$11.23M
Gross margin
100%
Net margin
8.2%
SHBI's operating margin has dropped by 70% year-on-year but it is up by 13% since the previous quarter
The net margin has plunged by 68% YoY but it has grown by 9% from the previous quarter
The operating income has plunged by 66% YoY but it has grown by 29% from the previous quarter
The company's net income has shrunk by 64% YoY but it rose by 23% QoQ

Growth

What is Shore Bancshares's growth rate over time

Valuation

What is Shore Bancshares stock price valuation
P/E
25.04
P/B
0.68
P/S
2.53
EV/EBIT
4.37
EV/EBITDA
2.47
EV/Sales
0.45
The P/E is 91% higher than the 5-year quarterly average of 13.2 and 50% higher than the last 4 quarters average of 16.8
Shore Bancshares's EPS has shrunk by 73% YoY and by 35% QoQ
Shore Bancshares's equity has increased by 40% YoY
SHBI's price to book (P/B) is 23% less than its 5-year quarterly average of 0.9 and 14% less than its last 4 quarters average of 0.8
SHBI's P/S is 18% below its 5-year quarterly average of 3.1
The revenue rose by 13% since the previous quarter and by 12% year-on-year

Efficiency

How efficient is Shore Bancshares business performance
The return on assets has dropped by 78% year-on-year
SHBI's ROIC has shrunk by 77% YoY
Shore Bancshares's return on equity has shrunk by 70% YoY but it has increased by 13% QoQ
Shore Bancshares's return on sales has shrunk by 70% YoY but it has increased by 13% QoQ

Dividends

What is SHBI's dividend history
Dividend details
DPS
$0.48
Dividend yield
4.56%
Payout ratio
114.3%
Recent dividends

Financial health

How did Shore Bancshares financials performed over time
Shore Bancshares's total assets is 9% higher than its total liabilities
SHBI's total liabilities has soared by 77% year-on-year and by 6% since the previous quarter
Shore Bancshares's total assets has surged by 73% YoY and by 5% QoQ
The debt is 83% less than the equity
Shore Bancshares's equity has increased by 40% YoY
SHBI's debt to equity is down by 35% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.