SHBI Shore Bancshares Inc
Price (delayed)
$15.3
Market cap
$509.9M
P/E Ratio
11.59
Dividend/share
$0.48
EPS
$1.32
Enterprise value
$461.55M
Shore Bancshares, Inc. is the largest independent financial holding company headquartered on the Eastern Shore of Maryland. It is the parent company of Shore United Bank. The Bank operates 22
Highlights
The company's net income has surged by 104% QoQ
Shore Bancshares's EPS has surged by 103% YoY and by 91% QoQ
The debt has soared by 59% YoY but it has contracted by 19% from the previous quarter
Key stats
What are the main financial stats of SHBI
Market
Valuations
Earnings
Shares outstanding
33.33M
Market cap
$509.9M
Enterprise value
$461.55M
Price to earnings (P/E)
11.59
Price to book (P/B)
0.96
Price to sales (P/S)
2.64
EV/EBIT
8.38
EV/EBITDA
6.48
EV/Sales
2.39
Revenue
$193.05M
Gross profit
$193.05M
Operating income
$55.07M
Net income
$41.1M
EBIT
$55.07M
EBITDA
$71.2M
Free cash flow
$44.27M
Per share
Balance sheet
Liquidity
EPS
$1.32
EPS diluted
$1.32
Free cash flow per share
$1.33
Book value per share
$16.01
Revenue per share
$5.79
TBVPS
$174.5
Total assets
$5.92B
Total liabilities
$5.38B
Debt
$135.27M
Equity
$533.27M
Working capital
N/A
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.68
Margins
Efficiency
Dividend
EBITDA margin
36.9%
Gross margin
100%
Net margin
21.3%
Operating margin
28.5%
Return on assets
0.7%
Return on equity
7.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
28.5%
Dividend yield
3.14%
DPS
$0.48
Payout ratio
36.4%
SHBI stock price
How has the Shore Bancshares stock price performed over time
Intraday
-3.89%
1 week
-6.93%
1 month
-2.73%
1 year
33.74%
YTD
-3.47%
QTD
-3.47%
Financial performance
How have Shore Bancshares's revenue and profit performed over time
Revenue
$193.05M
Gross profit
$193.05M
Operating income
$55.07M
Net income
$41.1M
Gross margin
100%
Net margin
21.3%
The net margin has soared by 184% YoY and by 87% from the previous quarter
The operating income has soared by 117% from the previous quarter
The company's net income has surged by 104% QoQ
SHBI's operating margin has soared by 98% since the previous quarter
Growth
What is Shore Bancshares's growth rate over time
Valuation
What is Shore Bancshares stock price valuation
P/E
11.59
P/B
0.96
P/S
2.64
EV/EBIT
8.38
EV/EBITDA
6.48
EV/Sales
2.39
Shore Bancshares's EPS has surged by 103% YoY and by 91% QoQ
The P/E is 43% lower than the last 4 quarters average of 20.5 and 18% lower than the 5-year quarterly average of 14.1
SHBI's price to book (P/B) is 20% more than its last 4 quarters average of 0.8 and 7% more than its 5-year quarterly average of 0.9
Shore Bancshares's equity has increased by 6% YoY and by 2% QoQ
The revenue has surged by 59% year-on-year and by 9% since the previous quarter
SHBI's P/S is 12% below its 5-year quarterly average of 3.0
Efficiency
How efficient is Shore Bancshares business performance
SHBI's ROIC has soared by 150% QoQ
The return on assets has surged by 133% since the previous quarter
Shore Bancshares's return on equity has surged by 103% QoQ
Shore Bancshares's return on sales has surged by 98% QoQ
Dividends
What is SHBI's dividend history
DPS
$0.48
Dividend yield
3.14%
Payout ratio
36.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Shore Bancshares financials performed over time
Shore Bancshares's total assets is 10% higher than its total liabilities
Shore Bancshares's total assets has increased by 3.7% YoY
SHBI's total liabilities is up by 3.5% year-on-year
The debt is 75% less than the equity
The debt has soared by 59% YoY but it has contracted by 19% from the previous quarter
SHBI's debt to equity is up by 47% year-on-year but it is down by 22% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.