SHBI Shore Bancshares Inc
Price (delayed)
$12.39
Market cap
$413.23M
P/E Ratio
9.39
Dividend/share
$0.48
EPS
$1.32
Enterprise value
$88.94M
Shore Bancshares, Inc. is the largest independent financial holding company headquartered on the Eastern Shore of Maryland. It is the parent company of Shore United Bank. The Bank operates 22
Highlights
The company's gross profit rose by 43% YoY and by 2% QoQ
The revenue rose by 43% year-on-year and by 2% since the previous quarter
The debt has soared by 59% YoY
Key stats
What are the main financial stats of SHBI
Market
Valuations
Earnings
Shares outstanding
33.35M
Market cap
$413.23M
Enterprise value
$88.94M
Price to earnings (P/E)
9.39
Price to book (P/B)
0.76
Price to sales (P/S)
2.1
EV/EBIT
1.52
EV/EBITDA
1.19
EV/Sales
0.45
Revenue
$196.96M
Gross profit
$196.96M
Operating income
$58.7M
Net income
$43.89M
EBIT
$58.7M
EBITDA
$74.74M
Free cash flow
$42.61M
Per share
Balance sheet
Liquidity
EPS
$1.32
EPS diluted
$1.32
Free cash flow per share
$1.28
Book value per share
$16.24
Revenue per share
$5.91
TBVPS
$183.91
Total assets
$6.23B
Total liabilities
$5.69B
Debt
$135.56M
Equity
$541.07M
Working capital
N/A
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.34
Margins
Efficiency
Dividend
EBITDA margin
37.9%
Gross margin
100%
Net margin
22.3%
Operating margin
29.8%
Return on assets
0.7%
Return on equity
8.3%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
29.8%
Dividend yield
3.87%
DPS
$0.48
Payout ratio
36.4%
SHBI stock price
How has the Shore Bancshares stock price performed over time
Intraday
-0.96%
1 week
2.74%
1 month
-9.83%
1 year
18.79%
YTD
-21.83%
QTD
-8.49%
Financial performance
How have Shore Bancshares's revenue and profit performed over time
Revenue
$196.96M
Gross profit
$196.96M
Operating income
$58.7M
Net income
$43.89M
Gross margin
100%
Net margin
22.3%
SHBI's operating margin has soared by 189% year-on-year and by 4.6% since the previous quarter
The net margin has soared by 172% YoY and by 4.7% from the previous quarter
The company's gross profit rose by 43% YoY and by 2% QoQ
The revenue rose by 43% year-on-year and by 2% since the previous quarter
Growth
What is Shore Bancshares's growth rate over time
Valuation
What is Shore Bancshares stock price valuation
P/E
9.39
P/B
0.76
P/S
2.1
EV/EBIT
1.52
EV/EBITDA
1.19
EV/Sales
0.45
The P/E is 37% lower than the last 4 quarters average of 15.0 and 34% lower than the 5-year quarterly average of 14.3
SHBI's price to book (P/B) is 16% less than its 5-year quarterly average of 0.9 and 5% less than its last 4 quarters average of 0.8
Shore Bancshares's equity has increased by 6% YoY
The revenue rose by 43% year-on-year and by 2% since the previous quarter
SHBI's P/S is 30% below its 5-year quarterly average of 3.0 and 13% below its last 4 quarters average of 2.4
Efficiency
How efficient is Shore Bancshares business performance
Shore Bancshares's return on sales has surged by 189% YoY and by 4.6% QoQ
Shore Bancshares's return on equity has increased by 5% QoQ
Dividends
What is SHBI's dividend history
DPS
$0.48
Dividend yield
3.87%
Payout ratio
36.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Shore Bancshares financials performed over time
Shore Bancshares's total assets is 10% higher than its total liabilities
SHBI's total liabilities is up by 6% since the previous quarter and by 3.5% year-on-year
Shore Bancshares's total assets has increased by 5% QoQ and by 3.7% YoY
The debt is 75% less than the equity
The debt has soared by 59% YoY
SHBI's debt to equity is up by 47% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.