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SHBI Shore Bancshares Inc

Price (delayed)

$14.48

Market cap

$483.26M

P/E Ratio

9.72

Dividend/share

$0.48

EPS

$1.49

Enterprise value

$230.42M

Shore Bancshares, Inc. is the largest independent financial holding company headquartered on the Eastern Shore of Maryland. It is the parent company of Shore United Bank. The Bank operates 22 ...

Highlights
Shore Bancshares's EPS has surged by 171% YoY and by 13% QoQ
The P/E is 31% lower than the 5-year quarterly average of 14.0 and 20% lower than the last 4 quarters average of 12.1
The debt has soared by 60% YoY

Key stats

What are the main financial stats of SHBI
Market
Shares outstanding
33.37M
Market cap
$483.26M
Enterprise value
$230.42M
Valuations
Price to earnings (P/E)
9.72
Price to book (P/B)
0.87
Price to sales (P/S)
2.39
EV/EBIT
3.47
EV/EBITDA
2.8
EV/Sales
1.14
Earnings
Revenue
$201.67M
Gross profit
$201.67M
Operating income
$66.36M
Net income
$49.47M
EBIT
$66.36M
EBITDA
$82.38M
Free cash flow
$61.6M
Per share
EPS
$1.49
EPS diluted
$1.49
Free cash flow per share
$1.85
Book value per share
$16.56
Revenue per share
$6.05
TBVPS
$182.21
Balance sheet
Total assets
$6.18B
Total liabilities
$5.62B
Debt
$136.16M
Equity
$552.47M
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.07
Margins
EBITDA margin
40.9%
Gross margin
100%
Net margin
24.5%
Operating margin
32.9%
Efficiency
Return on assets
0.8%
Return on equity
9.2%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
32.9%
Dividend
Dividend yield
3.31%
DPS
$0.48
Payout ratio
32.2%

SHBI stock price

How has the Shore Bancshares stock price performed over time
Intraday
-1.63%
1 week
-0.41%
1 month
10.2%
1 year
29.63%
YTD
-8.64%
QTD
6.94%

Financial performance

How have Shore Bancshares's revenue and profit performed over time
Revenue
$201.67M
Gross profit
$201.67M
Operating income
$66.36M
Net income
$49.47M
Gross margin
100%
Net margin
24.5%
The net margin has soared by 192% YoY and by 10% from the previous quarter
The company's gross profit rose by 30% YoY and by 2.4% QoQ
The revenue rose by 30% year-on-year and by 2.4% since the previous quarter
The operating income has grown by 13% from the previous quarter

Price vs fundamentals

How does SHBI's price correlate with its fundamentals

Growth

What is Shore Bancshares's growth rate over time

Valuation

What is Shore Bancshares stock price valuation
P/E
9.72
P/B
0.87
P/S
2.39
EV/EBIT
3.47
EV/EBITDA
2.8
EV/Sales
1.14
Shore Bancshares's EPS has surged by 171% YoY and by 13% QoQ
The P/E is 31% lower than the 5-year quarterly average of 14.0 and 20% lower than the last 4 quarters average of 12.1
Shore Bancshares's equity has increased by 7% YoY and by 2.1% QoQ
SHBI's price to book (P/B) is 3.3% less than its 5-year quarterly average of 0.9 and 3.3% less than its last 4 quarters average of 0.9
The revenue rose by 30% year-on-year and by 2.4% since the previous quarter
SHBI's P/S is 18% below its 5-year quarterly average of 2.9

Efficiency

How efficient is Shore Bancshares business performance
The return on assets has increased by 14% since the previous quarter
Shore Bancshares's return on equity has increased by 11% QoQ
Shore Bancshares's return on sales has increased by 10% QoQ
SHBI's ROIC is up by 10% QoQ

Dividends

What is SHBI's dividend history
DPS
$0.48
Dividend yield
3.31%
Payout ratio
32.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Shore Bancshares financials performed over time
Shore Bancshares's total assets is 10% higher than its total liabilities
Shore Bancshares's total assets has increased by 6% YoY
SHBI's total liabilities is up by 6% year-on-year
The debt is 75% less than the equity
The debt has soared by 60% YoY
SHBI's debt to equity is up by 47% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.