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Price (delayed)
$14.79
Market cap
$492.75M
P/E Ratio
21.43
Dividend/share
$0.48
EPS
$0.69
Enterprise value
$519.87M
Shore Bancshares, Inc. is the largest independent financial holding company headquartered on the Eastern Shore of Maryland. It is the parent company of Shore United Bank. The Bank operates 22
Highlights
The company's gross profit rose by 45% YoY and by 14% QoQ
The revenue rose by 45% year-on-year and by 14% since the previous quarter
The debt has soared by 95% from the previous quarter but it has contracted by 49% YoY
The company's net income has surged by 56% QoQ but it fell by 29% YoY
Key stats
What are the main financial stats of SHBI
Market
Valuations
Earnings
Shares outstanding
33.32M
Market cap
$492.75M
Enterprise value
$519.87M
Price to earnings (P/E)
21.43
Price to book (P/B)
0.94
Price to sales (P/S)
2.78
EV/EBIT
20.49
EV/EBITDA
12.44
EV/Sales
2.95
Revenue
$176.4M
EBIT
$25.38M
EBITDA
$41.79M
Free cash flow
$9.94M
Per share
Balance sheet
Liquidity
EPS
$0.69
Free cash flow per share
$0.3
Book value per share
$15.74
Revenue per share
$5.31
TBVPS
$173.37
Total assets
$5.86B
Total liabilities
$5.34B
Debt
$166.01M
Equity
$522.78M
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.65
Margins
Efficiency
Dividend
EBITDA margin
23.7%
Gross margin
100%
Net margin
11.4%
Operating margin
14.4%
Return on assets
0.3%
Return on equity
3.9%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
14.4%
Dividend yield
3.25%
DPS
$0.48
Payout ratio
69.6%
SHBI stock price
How has the Shore Bancshares stock price performed over time
Intraday
1.23%
1 week
2.42%
1 month
5.72%
1 year
42.49%
YTD
3.79%
QTD
5.72%
Financial performance
How have Shore Bancshares's revenue and profit performed over time
Revenue
$176.4M
Gross profit
$176.4M
Operating income
$25.38M
Net income
$20.17M
Gross margin
100%
Net margin
11.4%
The operating income has soared by 60% from the previous quarter but it has contracted by 35% YoY
The company's net income has surged by 56% QoQ but it fell by 29% YoY
SHBI's operating margin has dropped by 55% year-on-year but it is up by 41% since the previous quarter
The net margin has plunged by 51% YoY but it has grown by 36% from the previous quarter
Growth
What is Shore Bancshares's growth rate over time
Valuation
What is Shore Bancshares stock price valuation
P/E
21.43
P/B
0.94
P/S
2.78
EV/EBIT
20.49
EV/EBITDA
12.44
EV/Sales
2.95
Shore Bancshares's EPS has shrunk by 52% YoY but it has increased by 25% QoQ
The P/E is 48% higher than the 5-year quarterly average of 14.3 but 3.3% lower than the last 4 quarters average of 21.9
Shore Bancshares's equity has increased by 44% YoY
SHBI's price to book (P/B) is 16% more than its last 4 quarters average of 0.8 and 3.3% more than its 5-year quarterly average of 0.9
The revenue rose by 45% year-on-year and by 14% since the previous quarter
SHBI's P/S is 8% below its 5-year quarterly average of 3.0
Efficiency
How efficient is Shore Bancshares business performance
SHBI's ROIC has shrunk by 64% YoY but it is up by 33% QoQ
The return on assets has dropped by 63% year-on-year but it has surged by 50% since the previous quarter
Shore Bancshares's return on sales has shrunk by 55% YoY but it has increased by 41% QoQ
Shore Bancshares's return on equity has shrunk by 51% YoY but it has increased by 44% QoQ
Dividends
What is SHBI's dividend history
DPS
$0.48
Dividend yield
3.25%
Payout ratio
69.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Shore Bancshares financials performed over time
Shore Bancshares's total assets is 10% higher than its total liabilities
SHBI's total liabilities has soared by 63% year-on-year
Shore Bancshares's total assets has surged by 61% YoY
The debt is 68% less than the equity
The debt has soared by 95% from the previous quarter but it has contracted by 49% YoY
SHBI's debt to equity has surged by 88% since the previous quarter but it has dropped by 64% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.