ISTR
Investar Holding
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ISTR
- PE Ratio
The PE ratio for Investar Holding stock stands at 12.46 as of Jun 12, 2026. This is calculated based on the current EPS of $2.42 and the stock price of $30.15 per share. An increase of 19% has been seen in the P/E ratio compared to the average of 10.5 of the last 4 quarters.
ISTR PE ratio history
Over the last ten years, the average PE ratio of Investar Holding has been 14.4. The current 12.46 PE ratio is 13% below the historical average. Over the past ten years, ISTR's PE ratio was at its highest in the Sep 2021 quarter at 42.35, with a price of $22.02 and an EPS of $0.52. The Jun 2023 quarter recorded the bottom point at 4.5, with a price of $12.11 and an EPS of $2.69.
Investar Holding PE ratio by year
Maximum annual increase: 83.64% in 2021
Maximum annual decrease: -74.57% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.04 | 12.95% | $26.72 | $2.22 |
| 2024 | 10.66 | 20.86% | $21.96 | $2.06 |
| 2023 | 8.82 | 45.07% | $14.91 | $1.69 |
| 2022 | 6.08 | -74.57% | $21.53 | $3.54 |
| 2021 | 23.91 | 83.64% | $18.41 | $0.77 |
| 2020 | 13.02 | -8.89% | $16.54 | $1.27 |
| 2019 | 14.29 | -18.76% | $24 | $1.68 |
| 2018 | 17.59 | -29.92% | $24.8 | $1.41 |
| 2017 | 25.1 | 49.4% | $24.1 | $0.96 |
| 2016 | 16.8 | -6.46% | $18.65 | $1.11 |
| 2015 | 17.96 | 27.11% | $17.6 | $0.98 |
| 2014 | 14.13 | N/A | $13.85 | $0.98 |
| 2013 | N/A | N/A | N/A | $0.86 |
| 2012 | N/A | N/A | N/A | $0.79 |
| 2011 | N/A | N/A | N/A | $0.54 |
Investar Holding PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.27 | -6.4% | $27.27 | $2.42 |
| Dec 2025 | 12.04 | 18.74% | $26.72 | $2.22 |
| Sep 2025 | 10.14 | 19.15% | $23.21 | $2.29 |
| Jun 2025 | 8.51 | 7.31% | $19.32 | $2.27 |
| Mar 2025 | 7.93 | -25.61% | $17.61 | $2.22 |
| Dec 2024 | 10.66 | -1.11% | $21.96 | $2.06 |
| Sep 2024 | 10.78 | 7.05% | $19.4 | $1.8 |
| Jun 2024 | 10.07 | 10.18% | $15.4 | $1.53 |
| Mar 2024 | 9.14 | 3.63% | $16.36 | $1.79 |
| Dec 2023 | 8.82 | 85.68% | $14.91 | $1.69 |
| Sep 2023 | 4.75 | 5.56% | $10.59 | $2.23 |
| Jun 2023 | 4.5 | -5.26% | $12.11 | $2.69 |
| Mar 2023 | 4.75 | -21.88% | $13.96 | $2.94 |
| Dec 2022 | 6.08 | 1.16% | $21.53 | $3.54 |
| Sep 2022 | 6.01 | -55.55% | $19.9 | $3.31 |
ISTR Price vs fair value
ISTR average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of ISTR is above the 3 and 5-year historical averages, but it is below the 10-year average.
PE comparison
With a P/E of 12.46, ISTR is above its peers average but below the Financial Services sector and the industry average. But compared to its Financial Services sector average of 12.91, Investar Holding's P/E is only 3.5% lower.
ISTR PE vs peers
ISTR's PE ratio is lower than its peer stocks CCBG and SFBC, but it is greater than SHBI's and SBFG's. Investar Holding's current PE ratio of 12.46 is comparable to the average of its peer group, which is 12.38.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SBFG Sb Financial Group Inc | 8.95 | $143.2M |
| SHBI Shore Bancshares Inc | 11.96 | $748.07M |
| ISTR Investar Holding Corp | 12.19 | $406.77M |
| CCBG Capital City Bank Group Inc | 13.1 | $791.11M |
| SFBC Sound Financial Bancorp Inc | 14.43 | $108.85M |
Frequently asked questions
What is Investar Holding's PE ratio?
ISTR stock has a price to earnings ratio of 12.46 as of Jun 12, 2026.
What is the 3-year average PE ratio for Investar Holding (ISTR)?
The 3-year average PE ratio for ISTR stock is 9.05.
What is the 5-year average PE ratio for Investar Holding (ISTR)?
The 5-year average PE ratio for ISTR stock is 11.64.
What is the highest PE ratio for ISTR?
Over the last ten years, the quarterly PE ratio reached a historic high of 42.35 in the Sep 2021 quarter.
How does the current PE ratio for ISTR compare to its historical average?
The current price to earnings ratio of ISTR is 13% lower than the 10-year historical average.
How is ISTR's PE ratio calculated (Investar Holding PE ratio formula)?
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Jun 12, 2026), Investar Holding's stock price is $30.15. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.42. Therefore, Investar Holding's P/E ratio for today is 12.46. PE RATIO(12.46) = STOCK PRICE($30.15) / TTM EPS($2.42)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.