HMST HomeStreet Inc

Price (delayed)

$39.81

Market cap

$850.14M

P/E Ratio

8.69

Dividend/share

$0.8

EPS

$4.58

Enterprise value

$991.43M

Highlights
The debt has plunged by 73% YoY and by 53% from the previous quarter
The stock's price to earnings (P/E) is 50% less than its 5-year quarterly average of 17.5 and 14% less than its last 4 quarters average of 10.1
The equity has increased by 3.6% year-on-year but it has declined by 2.3% since the previous quarter

Key stats

What are the main financial stats of HMST
Market
Shares outstanding
21.36M
Market cap
$850.14M
Enterprise value
$991.43M
Valuations
Price to earnings (P/E)
8.69
Price to book (P/B)
1.22
Price to sales (P/S)
2.35
EV/EBIT
7.64
EV/EBITDA
7.37
EV/Sales
2.7
Earnings
Revenue
$366.84M
EBIT
$129.76M
EBITDA
$134.47M
Free cash flow
-$15.12M
Per share
EPS
$4.58
Free cash flow per share
-$0.7
Book value per share
$32.61
Revenue per share
$16.95
TBVPS
$329.55
Balance sheet
Total assets
$7.27B
Total liabilities
$6.56B
Debt
$210.39M
Equity
$701.46M
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.05
Margins
EBITDA margin
36.7%
Gross margin
100%
Net margin
27.9%
Operating margin
35.4%
Efficiency
Return on assets
1.4%
Return on equity
14.6%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
35.4%
Dividend
Dividend yield
2.01%
DPS
$0.8
Payout ratio
17.5%

HMST stock price

How has the HomeStreet stock price performed over time
Intraday
-4.12%
1 week
-7.98%
1 month
-10.24%
1 year
64.57%
YTD
17.96%
QTD
-9.67%

Financial performance

How have HomeStreet's revenue and profit performed over time
Revenue
$366.84M
Gross profit
$366.84M
Operating income
$129.76M
Net income
$102.51M
Gross margin
100%
Net margin
27.9%
The net margin has soared by 191% YoY and by 18% from the previous quarter
HMST's operating income has surged by 153% year-on-year and by 27% since the previous quarter
HomeStreet's operating margin has surged by 89% YoY and by 17% QoQ
The revenue rose by 34% YoY and by 9% QoQ

Growth

What is HomeStreet's growth rate over time

Valuation

What is HomeStreet stock price valuation
P/E
8.69
P/B
1.22
P/S
2.35
EV/EBIT
7.64
EV/EBITDA
7.37
EV/Sales
2.7
The stock's price to earnings (P/E) is 50% less than its 5-year quarterly average of 17.5 and 14% less than its last 4 quarters average of 10.1
HMST's EPS is up by 31% since the previous quarter
The P/B is 22% more than the 5-year quarterly average of 1.0 and 22% more than the last 4 quarters average of 1.0
The equity has increased by 3.6% year-on-year but it has declined by 2.3% since the previous quarter
The revenue rose by 34% YoY and by 9% QoQ
The stock's price to sales (P/S) is 13% less than its 5-year quarterly average of 2.7 but 7% more than its last 4 quarters average of 2.2

Efficiency

How efficient is HomeStreet business performance
HMST's return on sales has surged by 179% year-on-year and by 17% since the previous quarter
HMST's return on invested capital is up by 31% since the previous quarter
HomeStreet's ROE has increased by 27% from the previous quarter
HMST's ROA is up by 27% since the previous quarter

Dividends

What is HMST's dividend history
DPS
$0.8
Dividend yield
2.01%
Payout ratio
17.5%
Recent dividends

Financial health

How did HomeStreet financials performed over time
The total assets is 11% greater than the total liabilities
HomeStreet's total liabilities has increased by 7% YoY
The total assets has increased by 7% year-on-year
The debt is 70% less than the equity
HMST's debt to equity has shrunk by 74% YoY and by 52% QoQ
The debt has plunged by 73% YoY and by 53% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.