HBNC Horizon Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: HBNC
Price (delayed)
$15.97
Market cap
$704.24M
P/E Ratio
13.42
Dividend/share
$0.64
EPS
$1.19
Enterprise value
$1.66B
Relative Growth:
Rel. Growth:
65
Relative Strength:
Rel. Strength:
48
Relative Valuation:
Rel. Valuation:
79
Relative Profitability:
Rel. Profitability:
87
Horizon Bancorp, Inc. is an independent, commercial bank holding company serving northern and central Indiana, and southern and central Michigan through its commercial banking subsidiary, Horizon Bank.
Highlights
HBNC's EPS has soared by 177% YoY and by 14% QoQ
HBNC's net income has surged by 171% year-on-year and by 14% since the previous quarter
HBNC's debt is down by 26% year-on-year but it is up by 7% since the previous quarter
Key stats
What are the main financial stats of HBNC
Market
Valuations
Earnings
Shares outstanding
44.1M
Market cap
$704.24M
Enterprise value
$1.66B
Price to earnings (P/E)
13.42
Price to book (P/B)
0.89
Price to sales (P/S)
3.33
PEG
0.08
EV/EBIT
34.02
EV/EBITDA
27.24
EV/Sales
7.82
Revenue
$211.58M
Gross profit
$211.58M
Operating income
$48.65M
Net income
$51.89M
EBIT
$48.65M
EBITDA
$60.76M
Free cash flow
$13.07M
Per share
Balance sheet
Liquidity
EPS
$1.19
EPS diluted
$1.17
Free cash flow per share
$0.3
Book value per share
$17.93
Revenue per share
$4.8
TBVPS
$169.81
Total assets
$7.65B
Total liabilities
$6.86B
Debt
$1.09B
Equity
$790.85M
Working capital
N/A
Debt to equity
1.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
15.65
Margins
Efficiency
Dividend
EBITDA margin
28.7%
Gross margin
100%
Net margin
24.5%
Operating margin
23%
Return on assets
0.7%
Return on equity
6.7%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
23%
Dividend yield
4.01%
DPS
$0.64
Payout ratio
53.8%
HBNC stock price
How has the Horizon Bancorp stock price performed over time
Intraday
2.24%
1 week
0.76%
1 month
0.57%
1 year
-2.74%
YTD
-0.87%
QTD
-0.25%
Financial performance
How have Horizon Bancorp's revenue and profit performed over time
Revenue
$211.58M
Gross profit
$211.58M
Operating income
$48.65M
Net income
$51.89M
Gross margin
100%
Net margin
24.5%
HBNC's net income has surged by 171% year-on-year and by 14% since the previous quarter
HBNC's net margin has soared by 131% year-on-year and by 8% since the previous quarter
The operating income has soared by 63% YoY and by 21% from the previous quarter
The operating margin has grown by 39% YoY and by 16% from the previous quarter
Price vs fundamentals
How does HBNC's price correlate with its fundamentals
Growth
What is Horizon Bancorp's growth rate over time
Valuation
What is Horizon Bancorp stock price valuation
P/E
13.42
P/B
0.89
P/S
3.33
EV/EBIT
34.02
EV/EBITDA
27.24
EV/Sales
7.82
HBNC's EPS has soared by 177% YoY and by 14% QoQ
HBNC's P/E is 33% below its last 4 quarters average of 19.9
The stock's price to book (P/B) is 11% less than its 5-year quarterly average of 1.0
The equity is up by 9% YoY
HBNC's revenue is up by 18% year-on-year and by 5% since the previous quarter
The P/S is 7% above the 5-year quarterly average of 3.1 but 4.9% below the last 4 quarters average of 3.5
Efficiency
How efficient is Horizon Bancorp business performance
HBNC's ROE has soared by 148% YoY and by 12% QoQ
The ROIC has soared by 100% YoY and by 20% from the previous quarter
HBNC's ROS is up by 39% YoY and by 16% QoQ
HBNC's return on assets is up by 17% since the previous quarter
Dividends
What is HBNC's dividend history
DPS
$0.64
Dividend yield
4.01%
Payout ratio
53.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Horizon Bancorp financials performed over time
HBNC's total assets is 12% greater than its total liabilities
The total liabilities has contracted by 4.5% YoY
HBNC's total assets is down by 3.3% year-on-year
HBNC's debt is 38% greater than its equity
Horizon Bancorp's debt to equity has decreased by 32% YoY but it has increased by 5% QoQ
HBNC's debt is down by 26% year-on-year but it is up by 7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.