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HBNC Horizon Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: HBNC
Price (delayed)
$14.45
Market cap
$637.21M
P/E Ratio
13.89
Dividend/share
$0.64
EPS
$1.04
Enterprise value
$1.48B
Horizon Bancorp, Inc. is an independent, commercial bank holding company serving northern and central Indiana, and southern and central Michigan through its commercial banking subsidiary, Horizon Bank.
Highlights
HBNC's EPS has soared by 93% YoY and by 28% QoQ
HBNC's net income has surged by 91% year-on-year and by 28% since the previous quarter
HBNC's P/E is 42% below its last 4 quarters average of 23.9 but 9% above its 5-year quarterly average of 12.8
Key stats
What are the main financial stats of HBNC
Market
Valuations
Earnings
Shares outstanding
44.1M
Market cap
$637.21M
Enterprise value
$1.48B
Price to earnings (P/E)
13.89
Price to book (P/B)
0.82
Price to sales (P/S)
3.16
EV/EBIT
36.9
EV/EBITDA
28.32
EV/Sales
7.36
Revenue
$201.16M
Gross profit
$201.16M
Operating income
$40.13M
Net income
$45.38M
EBIT
$40.13M
EBITDA
$52.29M
Free cash flow
$10.03M
Per share
Balance sheet
Liquidity
EPS
$1.04
EPS diluted
$1.02
Free cash flow per share
$0.23
Book value per share
$17.63
Revenue per share
$4.57
TBVPS
$169.58
Total assets
$7.63B
Total liabilities
$6.85B
Debt
$1.01B
Equity
$776.06M
Working capital
N/A
Debt to equity
1.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
16.14
Margins
Efficiency
Dividend
EBITDA margin
26%
Gross margin
100%
Net margin
22.6%
Operating margin
19.9%
Return on assets
0.6%
Return on equity
6%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
19.9%
Dividend yield
4.43%
DPS
$0.64
Payout ratio
61.5%
HBNC stock price
How has the Horizon Bancorp stock price performed over time
Intraday
-0.07%
1 week
-4.56%
1 month
-8.54%
1 year
22.98%
YTD
-10.3%
QTD
-4.18%
Financial performance
How have Horizon Bancorp's revenue and profit performed over time
Revenue
$201.16M
Gross profit
$201.16M
Operating income
$40.13M
Net income
$45.38M
Gross margin
100%
Net margin
22.6%
HBNC's net income has surged by 91% year-on-year and by 28% since the previous quarter
HBNC's net margin has soared by 74% year-on-year and by 19% since the previous quarter
The operating income has grown by 47% from the previous quarter and by 17% YoY
The operating margin has grown by 35% from the previous quarter and by 6% YoY
Price vs fundamentals
How does HBNC's price correlate with its fundamentals
Growth
What is Horizon Bancorp's growth rate over time
Valuation
What is Horizon Bancorp stock price valuation
P/E
13.89
P/B
0.82
P/S
3.16
EV/EBIT
36.9
EV/EBITDA
28.32
EV/Sales
7.36
HBNC's EPS has soared by 93% YoY and by 28% QoQ
HBNC's P/E is 42% below its last 4 quarters average of 23.9 but 9% above its 5-year quarterly average of 12.8
The stock's price to book (P/B) is 9% less than its 5-year quarterly average of 0.9 and 9% less than its last 4 quarters average of 0.9
The equity is up by 8% YoY
HBNC's revenue is up by 10% year-on-year and by 8% since the previous quarter
The P/S is 10% below the last 4 quarters average of 3.5 but 5% above the 5-year quarterly average of 3.0
Efficiency
How efficient is Horizon Bancorp business performance
HBNC's return on assets has surged by 100% year-on-year and by 50% since the previous quarter
HBNC's ROE has soared by 82% YoY and by 25% QoQ
The ROIC has soared by 67% from the previous quarter and by 25% YoY
HBNC's ROS is up by 35% QoQ and by 6% YoY
Dividends
What is HBNC's dividend history
DPS
$0.64
Dividend yield
4.43%
Payout ratio
61.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Horizon Bancorp financials performed over time
HBNC's total assets is 11% greater than its total liabilities
The total liabilities has contracted by 4% YoY and by 2.6% from the previous quarter
HBNC's total assets is down by 2.9% year-on-year and by 2.2% since the previous quarter
HBNC's debt is 31% greater than its equity
Horizon Bancorp's debt to equity has decreased by 36% YoY and by 26% QoQ
HBNC's debt is down by 31% year-on-year and by 25% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.