HAFC
Hanmi Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: HAFC
- PE Ratio
As of Jun 22, 2026, the HAFC stock has a PE ratio of 11.62. The calculation is based on the latest EPS of $2.7 and the stock price of $31.38 per share. An increase of 11% has been observed in the PE ratio compared to its average of 10.5 of the past four quarters.
HAFC PE ratio history
The mean historical PE ratio of Hanmi Financial over the last ten years is 11.29. The current 11.62 price-to-earnings ratio is 2.9% more than the historical average. Analyzing the last ten years, HAFC's PE ratio reached its highest point in the Dec 2016 quarter at 19.83, with a price of $34.9 and an EPS of $1.76. The Jun 2023 quarter saw the lowest point at 4.62, with a price of $14.93 and an EPS of $3.23.
Hanmi Financial PE ratio by year
Maximum annual increase: 266.46% in 2013
Maximum annual decrease: -56.42% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.68 | -6.89% | $27.03 | $2.53 |
| 2024 | 11.47 | 55.42% | $23.62 | $2.06 |
| 2023 | 7.38 | -0.67% | $19.4 | $2.63 |
| 2022 | 7.43 | 1.09% | $24.75 | $3.33 |
| 2021 | 7.35 | -10.58% | $23.68 | $3.22 |
| 2020 | 8.22 | -56.42% | $11.34 | $1.38 |
| 2019 | 18.86 | 72.39% | $20 | $1.06 |
| 2018 | 10.94 | -38.71% | $19.7 | $1.8 |
| 2017 | 17.85 | -9.98% | $30.35 | $1.7 |
| 2016 | 19.83 | 41.24% | $34.9 | $1.76 |
| 2015 | 14.04 | 1.08% | $23.72 | $1.69 |
| 2014 | 13.89 | -20.03% | $21.81 | $1.57 |
| 2013 | 17.37 | 266.46% | $21.89 | $1.26 |
| 2012 | 4.74 | -11.57% | $13.59 | $2.87 |
| 2011 | 5.36 | N/A | $7.4 | $1.38 |
Hanmi Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 9.76 | -8.61% | $26.36 | $2.7 |
| Dec 2025 | 10.68 | 4.3% | $27.03 | $2.53 |
| Sep 2025 | 10.24 | -9.94% | $24.69 | $2.41 |
| Jun 2025 | 11.37 | 7.87% | $24.68 | $2.17 |
| Mar 2025 | 10.54 | -8.11% | $22.66 | $2.15 |
| Dec 2024 | 11.47 | 28.88% | $23.62 | $2.06 |
| Sep 2024 | 8.9 | 18.19% | $18.6 | $2.09 |
| Jun 2024 | 7.53 | 14.44% | $16.72 | $2.22 |
| Mar 2024 | 6.58 | -10.84% | $15.92 | $2.42 |
| Dec 2023 | 7.38 | 34.67% | $19.4 | $2.63 |
| Sep 2023 | 5.48 | 18.61% | $16.23 | $2.96 |
| Jun 2023 | 4.62 | -16.15% | $14.93 | $3.23 |
| Mar 2023 | 5.51 | -25.84% | $18.57 | $3.37 |
| Dec 2022 | 7.43 | 9.26% | $24.75 | $3.33 |
| Sep 2022 | 6.8 | 4.78% | $23.68 | $3.48 |
HAFC Price vs fair value
HAFC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
HAFC's current PE ratio is higher than the 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 11.62, HAFC stands lower than the Financial Services sector, the industry and its peers average. Looking at the Financial Services sector average of 12.78, Hanmi Financial's price to earnings (P/E) is 9% lower.
HAFC PE vs peers
HAFC's PE ratio is less than its peer stocks CFR and RNST, but it is above FNB's. Hanmi Financial's current PE ratio of 11.62 is less than the average of its peers, which is 13.71.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FNB Fnb Corp | 11.57 | $6.67B |
| HAFC Hanmi Financial Corp | 11.85 | $952.23M |
| UVSP UNIVEST FINANCIAL Corp | 12.8 | $1.19B |
| WABC Westamerica Bancorporation | 13.09 | $1.38B |
| CVBF Cvb Financial Corp | 14.08 | $3.8B |
| CFR Cullen/Frost Bankers Inc | 14.6 | $9.42B |
| RNST Renasant Corp | 17.38 | $3.94B |
Frequently asked questions
What is Hanmi Financial's PE ratio?
HAFC stock has a price to earnings ratio of 11.62 as of Jun 22, 2026.
What is the 3-year average PE ratio for Hanmi Financial (HAFC)?
As an average over the last 3 years, HAFC stock has a PE ratio of 8.71.
What is the 5-year average PE ratio for Hanmi Financial (HAFC)?
As an average over the last 5 years, HAFC stock has a PE ratio of 8.08.
What is the highest PE ratio for HAFC?
The highest quarterly PE ratio in the last ten years has been 19.83 and it was in the Dec 2016 quarter.
How does the current PE ratio for HAFC compare to its historical average?
HAFC's current price to earnings ratio is 2.9% above its 10-year historical average.
How is HAFC's PE ratio calculated (Hanmi Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Jun 22, 2026), Hanmi Financial's share price is $31.38. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.7. Therefore, Hanmi Financial's price to earnings ratio for today is 11.62. PE RATIO(11.62) = STOCK PRICE($31.38) / TTM EPS($2.7)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.