As at Apr 1, 2025, the UBFO stock has a PE ratio of 10.34. This is based on the current EPS of $0.86 and the stock price of $8.89 per share. An increase of 19% has been recorded in the PE ratio compared to the average of 8.7 of the past four quarters.
The mean historical PE ratio of United Security Bancshares over the last ten years is 12.47. The current 10.34 price-to-earnings ratio is 17% less than the historical average. In the past ten years, UBFO's PE ratio reached its highest point in the Dec 2017 quarter at 21.57, with a price of $11 and an EPS of $0.51. The Jun 2023 quarter saw the lowest point at 5.6, with a price of $6.66 and an EPS of $1.19.
Maximum annual increase: 61.93% in 2024
Maximum annual decrease: -46.5% in 2018
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
2024 | 11.74 | 61.93% | $10.1 | $0.86 |
2023 | 7.25 | -8.81% | $8.41 | $1.16 |
2022 | 7.95 | -42.22% | $7.31 | $0.92 |
2021 | 13.76 | 3.46% | $8.12 | $0.59 |
2020 | 13.3 | 11.58% | $7.05 | $0.53 |
2019 | 11.92 | 3.29% | $10.73 | $0.9 |
2018 | 11.54 | -46.5% | $9.58 | $0.83 |
2017 | 21.57 | 23.68% | $11 | $0.51 |
2016 | 17.44 | 37% | $7.67 | $0.44 |
2015 | 12.73 | -4.72% | $5.09 | $0.4 |
2014 | 13.36 | 40.48% | $4.94 | $0.37 |
2013 | 9.51 | 60.1% | $4.28 | $0.45 |
2012 | 5.94 | N/A | $2.14 | $0.36 |
2011 | N/A | N/A | $1.76 | -$0.65 |
2010 | N/A | N/A | $2.9 | -$0.27 |
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
Dec 2024 | 11.74 | 38.77% | $10.1 | $0.86 |
Sep 2024 | 8.46 | 20.17% | $8.71 | $1.03 |
Jun 2024 | 7.04 | -4.99% | $7.25 | $1.03 |
Mar 2024 | 7.41 | 2.21% | $7.71 | $1.04 |
Dec 2023 | 7.25 | 12.06% | $8.41 | $1.16 |
Sep 2023 | 6.47 | 15.54% | $7.44 | $1.15 |
Jun 2023 | 5.6 | -0.88% | $6.66 | $1.19 |
Mar 2023 | 5.65 | -28.93% | $6.38 | $1.13 |
Dec 2022 | 7.95 | -3.64% | $7.31 | $0.92 |
Sep 2022 | 8.25 | -26.4% | $6.52 | $0.79 |
Jun 2022 | 11.21 | -13.57% | $7.62 | $0.68 |
Mar 2022 | 12.97 | -5.74% | $8.3 | $0.64 |
Dec 2021 | 13.76 | -12.19% | $8.12 | $0.59 |
Sep 2021 | 15.67 | -6% | $7.99 | $0.51 |
Jun 2021 | 16.67 | -8.41% | $8.17 | $0.49 |
UBFO's current P/E ratio is above the 3-year average, but it is lower than the 5 and 10-year averages.
UBFO's PE ratio is less than its peer stocks CVBF and HAFC, but it is above WABC's and BSRR's. United Security Bancshares's current PE ratio of 10.34 is less than the average of its peers, which is 11.48.
Stock name | PE ratio | Market cap |
---|---|---|
WABC Westamerica Bancorporation | 9.56 | $1.33B |
BSRR Sierra Bancorp | 9.78 | $387.79M |
UBFO United Security Bancshares | 10.34 | $153.4M |
HAFC Hanmi Financial Corp | 10.94 | $680.62M |
CVBF Cvb Financial Corp | 12.81 | $2.57B |
HTBK Heritage Commerce Corp | 14.33 | $581.25M |
The price to earnings ratio for UBFO stock is 10.34 as of Apr 1, 2025.
The average PE ratio for UBFO stock over the past 3 years is 7.91.
The average PE ratio for UBFO stock over the past 5 years is 10.39.
In the last ten years, the Dec 2017 quarter recorded the highest quarterly PE ratio at 21.57.
UBFO's current price to earnings ratio is 17% below its 10-year historical average.
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Apr 1, 2025), United Security Bancshares's stock price is $8.89. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.86. Therefore, United Security Bancshares's price to earnings ratio for today is 10.34. PE RATIO(10.34) = STOCK PRICE($8.89) / TTM EPS($0.86)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.