UBFO United Security Bancshares PE ratio, current and historical analysis

As at Mar 19, 2025, the UBFO stock has a PE ratio of 8.89. This is based on the current EPS of $1.03 and the stock price of $9.16 per share. An increase of 18% has been recorded in the PE ratio compared to the average of 7.5 of the past four quarters.

UBFO PE ratio history

How has UBFO's PE ratio performed in the past

The mean historical PE ratio of United Security Bancshares over the last ten years is 12.48. The current 8.89 price-to-earnings ratio is 29% less than the historical average. In the past ten years, UBFO's PE ratio reached its highest point in the Dec 2017 quarter at 21.57, with a price of $11 and an EPS of $0.51. The Jun 2023 quarter saw the lowest point at 5.6, with a price of $6.66 and an EPS of $1.19.

Today
8.95
Average
12.48
Median
12.28
Minimum
5.6
Maximum
21.57

United Security Bancshares PE ratio by year

Maximum annual increase: 60.1% in 2013

Maximum annual decrease: -46.5% in 2018

Year PE ratio PE change Price EPS
2023 7.25 -8.81% $8.41 $1.16
2022 7.95 -42.22% $7.31 $0.92
2021 13.76 3.46% $8.12 $0.59
2020 13.3 11.58% $7.05 $0.53
2019 11.92 3.29% $10.73 $0.9
2018 11.54 -46.5% $9.58 $0.83
2017 21.57 23.68% $11 $0.51
2016 17.44 37% $7.67 $0.44
2015 12.73 -4.72% $5.09 $0.4
2014 13.36 40.48% $4.94 $0.37
2013 9.51 60.1% $4.28 $0.45
2012 5.94 N/A $2.14 $0.36
2011 N/A N/A $1.76 -$0.65
2010 N/A N/A $2.9 -$0.27
2009 N/A N/A $3.26 -$0.27

United Security Bancshares PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Sep 2024 8.46 20.17% $8.71 $1.03
Jun 2024 7.04 -4.99% $7.25 $1.03
Mar 2024 7.41 2.21% $7.71 $1.04
Dec 2023 7.25 12.06% $8.41 $1.16
Sep 2023 6.47 15.54% $7.44 $1.15
Jun 2023 5.6 -0.88% $6.66 $1.19
Mar 2023 5.65 -28.93% $6.38 $1.13
Dec 2022 7.95 -3.64% $7.31 $0.92
Sep 2022 8.25 -26.4% $6.52 $0.79
Jun 2022 11.21 -13.57% $7.62 $0.68
Mar 2022 12.97 -5.74% $8.3 $0.64
Dec 2021 13.76 -12.19% $8.12 $0.59
Sep 2021 15.67 -6% $7.99 $0.51
Jun 2021 16.67 -8.41% $8.17 $0.49
Mar 2021 18.2 36.84% $8.19 $0.45

UBFO average PE ratio chart

What is the average PE ratio of UBFO for the past years

UBFO's current P/E ratio is above the 3-year average, but it is lower than the 5 and 10-year averages.

3-year avg
8.02
5-year avg
10.18
10-year avg
12.48
15-year avg
14.21

UBFO PE vs peers

What is UBFO's PE ratio compared to its peers

UBFO's PE ratio is below its peer stocks CVBF and WABC. United Security Bancshares's current PE ratio of 8.89 is less than the average of its peers, which is 11.74.

Stock name PE ratio Market cap
UBFO United Security Bancshares 8.95 $159.72M
WABC Westamerica Bancorporation 9.94 $1.38B
BSRR Sierra Bancorp 10.27 $407.48M
HAFC Hanmi Financial Corp 10.77 $670.05M
CVBF Cvb Financial Corp 13.08 $2.63B
HTBK Heritage Commerce Corp 14.67 $594.77M

Frequently asked questions

What is United Security Bancshares's PE ratio?

The price to earnings ratio for UBFO stock is 8.89 as of Mar 19, 2025.

What is the 3-year average PE ratio for United Security Bancshares (UBFO)?

The average PE ratio for UBFO stock over the past 3 years is 8.02.

What is the 5-year average PE ratio for United Security Bancshares (UBFO)?

The average PE ratio for UBFO stock over the past 5 years is 10.18.

What is the highest PE ratio for UBFO?

In the last ten years, the Dec 2017 quarter recorded the highest quarterly PE ratio at 21.57.

How does the current PE ratio for UBFO compare to its historical average?

UBFO's current price to earnings ratio is 29% below its 10-year historical average.

Why is United Security Bancshares's PE ratio so low?

UBFO's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 8.89 is considered low.

How is UBFO's PE ratio calculated (United Security Bancshares PE ratio formula)?

You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Mar 19, 2025), United Security Bancshares's stock price is $9.16. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $1.03. Therefore, United Security Bancshares's price to earnings ratio for today is 8.89. PE RATIO(8.89) = STOCK PRICE($9.16) / TTM EPS($1.03)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.