UBFO United Security Bancshares PE ratio, current and historical analysis
As at Feb 21, 2025, the UBFO stock has a PE ratio of 9.57. This is based on the current EPS of $1.03 and the stock price of $9.86 per share. An increase of 27% has been recorded in the PE ratio compared to the average of 7.5 of the past four quarters.
UBFO PE ratio history
The mean historical PE ratio of United Security Bancshares over the last ten years is 12.48. The current 9.57 price-to-earnings ratio is 23% less than the historical average. In the past ten years, UBFO's PE ratio reached its highest point in the Dec 2017 quarter at 21.57, with a price of $11 and an EPS of $0.51. The Jun 2023 quarter saw the lowest point at 5.6, with a price of $6.66 and an EPS of $1.19.
United Security Bancshares PE ratio by year
Maximum annual increase: 60.1% in 2013
Maximum annual decrease: -46.5% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 7.25 | -8.81% | $8.41 | $1.16 |
| 2022 | 7.95 | -42.22% | $7.31 | $0.92 |
| 2021 | 13.76 | 3.46% | $8.12 | $0.59 |
| 2020 | 13.3 | 11.58% | $7.05 | $0.53 |
| 2019 | 11.92 | 3.29% | $10.73 | $0.9 |
| 2018 | 11.54 | -46.5% | $9.58 | $0.83 |
| 2017 | 21.57 | 23.68% | $11 | $0.51 |
| 2016 | 17.44 | 37% | $7.67 | $0.44 |
| 2015 | 12.73 | -4.72% | $5.09 | $0.4 |
| 2014 | 13.36 | 40.48% | $4.94 | $0.37 |
| 2013 | 9.51 | 60.1% | $4.28 | $0.45 |
| 2012 | 5.94 | N/A | $2.14 | $0.36 |
| 2011 | N/A | N/A | $1.76 | -$0.65 |
| 2010 | N/A | N/A | $2.9 | -$0.27 |
| 2009 | N/A | N/A | $3.26 | -$0.27 |
United Security Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 8.46 | 20.17% | $8.71 | $1.03 |
| Jun 2024 | 7.04 | -4.99% | $7.25 | $1.03 |
| Mar 2024 | 7.41 | 2.21% | $7.71 | $1.04 |
| Dec 2023 | 7.25 | 12.06% | $8.41 | $1.16 |
| Sep 2023 | 6.47 | 15.54% | $7.44 | $1.15 |
| Jun 2023 | 5.6 | -0.88% | $6.66 | $1.19 |
| Mar 2023 | 5.65 | -28.93% | $6.38 | $1.13 |
| Dec 2022 | 7.95 | -3.64% | $7.31 | $0.92 |
| Sep 2022 | 8.25 | -26.4% | $6.52 | $0.79 |
| Jun 2022 | 11.21 | -13.57% | $7.62 | $0.68 |
| Mar 2022 | 12.97 | -5.74% | $8.3 | $0.64 |
| Dec 2021 | 13.76 | -12.19% | $8.12 | $0.59 |
| Sep 2021 | 15.67 | -6% | $7.99 | $0.51 |
| Jun 2021 | 16.67 | -8.41% | $8.17 | $0.49 |
| Mar 2021 | 18.2 | 36.84% | $8.19 | $0.45 |
UBFO average PE ratio chart
UBFO's current P/E ratio is above the 3-year average, but it is lower than the 5 and 10-year averages.
UBFO PE vs peers
UBFO's PE ratio is less than its peer stocks CVBF and HAFC, but it is above WABC's. United Security Bancshares's current PE ratio of 9.57 is less than the average of its peers, which is 12.14.
| Stock name | PE ratio | Market cap |
|---|---|---|
| WABC Westamerica Bancorporation | 8.96 | $1.31B |
| UBFO United Security Bancshares | 9.57 | $170.8M |
| HAFC Hanmi Financial Corp | 11.34 | $715.96M |
| BSRR Sierra Bancorp | 11.73 | $430.37M |
| CVBF Cvb Financial Corp | 13.86 | $2.77B |
| HTBK Heritage Commerce Corp | 14.79 | $643.69M |
Frequently asked questions
What is United Security Bancshares's PE ratio?
The price to earnings ratio for UBFO stock is 9.57 as of Feb 21, 2025.
What is the 3-year average PE ratio for United Security Bancshares (UBFO)?
The average PE ratio for UBFO stock over the past 3 years is 8.02.
What is the 5-year average PE ratio for United Security Bancshares (UBFO)?
The average PE ratio for UBFO stock over the past 5 years is 10.18.
What is the highest PE ratio for UBFO?
In the last ten years, the Dec 2017 quarter recorded the highest quarterly PE ratio at 21.57.
How does the current PE ratio for UBFO compare to its historical average?
UBFO's current price to earnings ratio is 23% below its 10-year historical average.
Why is United Security Bancshares's PE ratio so low?
UBFO's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 9.57 is considered low.
How is UBFO's PE ratio calculated (United Security Bancshares PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Feb 21, 2025), United Security Bancshares's stock price is $9.86. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $1.03. Therefore, United Security Bancshares's price to earnings ratio for today is 9.57. PE RATIO(9.57) = STOCK PRICE($9.86) / TTM EPS($1.03)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.