UBFO United Security Bancshares PE ratio, current and historical analysis

As at Apr 1, 2025, the UBFO stock has a PE ratio of 10.34. This is based on the current EPS of $0.86 and the stock price of $8.89 per share. An increase of 19% has been recorded in the PE ratio compared to the average of 8.7 of the past four quarters.

UBFO PE ratio history

How has UBFO's PE ratio performed in the past

The mean historical PE ratio of United Security Bancshares over the last ten years is 12.47. The current 10.34 price-to-earnings ratio is 17% less than the historical average. In the past ten years, UBFO's PE ratio reached its highest point in the Dec 2017 quarter at 21.57, with a price of $11 and an EPS of $0.51. The Jun 2023 quarter saw the lowest point at 5.6, with a price of $6.66 and an EPS of $1.19.

Today
10.34
Average
12.47
Median
12.05
Minimum
5.6
Maximum
21.57

United Security Bancshares PE ratio by year

Maximum annual increase: 61.93% in 2024

Maximum annual decrease: -46.5% in 2018

Year PE ratio PE change Price EPS
2024 11.74 61.93% $10.1 $0.86
2023 7.25 -8.81% $8.41 $1.16
2022 7.95 -42.22% $7.31 $0.92
2021 13.76 3.46% $8.12 $0.59
2020 13.3 11.58% $7.05 $0.53
2019 11.92 3.29% $10.73 $0.9
2018 11.54 -46.5% $9.58 $0.83
2017 21.57 23.68% $11 $0.51
2016 17.44 37% $7.67 $0.44
2015 12.73 -4.72% $5.09 $0.4
2014 13.36 40.48% $4.94 $0.37
2013 9.51 60.1% $4.28 $0.45
2012 5.94 N/A $2.14 $0.36
2011 N/A N/A $1.76 -$0.65
2010 N/A N/A $2.9 -$0.27

United Security Bancshares PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 11.74 38.77% $10.1 $0.86
Sep 2024 8.46 20.17% $8.71 $1.03
Jun 2024 7.04 -4.99% $7.25 $1.03
Mar 2024 7.41 2.21% $7.71 $1.04
Dec 2023 7.25 12.06% $8.41 $1.16
Sep 2023 6.47 15.54% $7.44 $1.15
Jun 2023 5.6 -0.88% $6.66 $1.19
Mar 2023 5.65 -28.93% $6.38 $1.13
Dec 2022 7.95 -3.64% $7.31 $0.92
Sep 2022 8.25 -26.4% $6.52 $0.79
Jun 2022 11.21 -13.57% $7.62 $0.68
Mar 2022 12.97 -5.74% $8.3 $0.64
Dec 2021 13.76 -12.19% $8.12 $0.59
Sep 2021 15.67 -6% $7.99 $0.51
Jun 2021 16.67 -8.41% $8.17 $0.49

UBFO average PE ratio chart

What is the average PE ratio of UBFO for the past years

UBFO's current P/E ratio is above the 3-year average, but it is lower than the 5 and 10-year averages.

3-year avg
7.91
5-year avg
10.39
10-year avg
12.47
15-year avg
14.17

UBFO PE vs peers

What is UBFO's PE ratio compared to its peers

UBFO's PE ratio is less than its peer stocks CVBF and HAFC, but it is above WABC's and BSRR's. United Security Bancshares's current PE ratio of 10.34 is less than the average of its peers, which is 11.48.

Stock name PE ratio Market cap
WABC Westamerica Bancorporation 9.56 $1.33B
BSRR Sierra Bancorp 9.78 $387.79M
UBFO United Security Bancshares 10.34 $153.4M
HAFC Hanmi Financial Corp 10.94 $680.62M
CVBF Cvb Financial Corp 12.81 $2.57B
HTBK Heritage Commerce Corp 14.33 $581.25M

Frequently asked questions

What is United Security Bancshares's PE ratio?

The price to earnings ratio for UBFO stock is 10.34 as of Apr 1, 2025.

What is the 3-year average PE ratio for United Security Bancshares (UBFO)?

The average PE ratio for UBFO stock over the past 3 years is 7.91.

What is the 5-year average PE ratio for United Security Bancshares (UBFO)?

The average PE ratio for UBFO stock over the past 5 years is 10.39.

What is the highest PE ratio for UBFO?

In the last ten years, the Dec 2017 quarter recorded the highest quarterly PE ratio at 21.57.

How does the current PE ratio for UBFO compare to its historical average?

UBFO's current price to earnings ratio is 17% below its 10-year historical average.

How is UBFO's PE ratio calculated (United Security Bancshares PE ratio formula)?

You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months earnings per share(EPS). As of today (Apr 1, 2025), United Security Bancshares's stock price is $8.89. The earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $0.86. Therefore, United Security Bancshares's price to earnings ratio for today is 10.34. PE RATIO(10.34) = STOCK PRICE($8.89) / TTM EPS($0.86)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.