RNST Renasant Corp

Price (delayed)

$31.61

Market cap

$1.78B

P/E Ratio

12.25

Dividend/share

$0.88

EPS

$2.58

Enterprise value

$1.71B

Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth ...

Highlights
RNST's equity is up by 8% year-on-year and by 2.9% since the previous quarter
The debt is up by 38% since the previous quarter but it has declined by 35% year-on-year
The P/E is 21% higher than the last 4 quarters average of 10.1 but 2.8% lower than the 5-year quarterly average of 12.6
Renasant's EPS has decreased by 13% YoY and by 11% QoQ
The net income has declined by 13% year-on-year and by 11% since the previous quarter

Key stats

What are the main financial stats of RNST
Market
Shares outstanding
56.22M
Market cap
$1.78B
Enterprise value
$1.71B
Valuations
Price to book (P/B)
0.77
Price to sales (P/S)
2.88
EV/EBIT
9.67
EV/EBITDA
8.06
EV/Sales
2.78
Earnings
Revenue
$616.81M
EBIT
$177.19M
EBITDA
$212.42M
Free cash flow
$127.86M
Per share
EPS
$2.58
Free cash flow per share
$2.28
Book value per share
$40.92
Revenue per share
$10.99
TBVPS
$291.23
Balance sheet
Total assets
$17.36B
Total liabilities
$15.06B
Debt
$736.98M
Equity
$2.3B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.3
Margins
EBITDA margin
34.4%
Gross margin
100%
Net margin
23.5%
Operating margin
28.7%
Efficiency
Return on assets
0.8%
Return on equity
6.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
28.7%
Dividend
Dividend yield
2.78%
DPS
$0.88
Payout ratio
34.1%

RNST stock price

How has the Renasant stock price performed over time
Intraday
1.97%
1 week
1.74%
1 month
-6.73%
1 year
-12.15%
YTD
-6.15%
QTD
-6.15%

Financial performance

How have Renasant's revenue and profit performed over time
Revenue
$616.81M
Gross profit
$616.81M
Operating income
$177.19M
Net income
$144.68M
Gross margin
100%
Net margin
23.5%
The company's operating margin fell by 18% YoY and by 11% QoQ
RNST's operating income is down by 16% year-on-year and by 13% since the previous quarter
The net margin has declined by 14% year-on-year and by 9% since the previous quarter
The net income has declined by 13% year-on-year and by 11% since the previous quarter

Growth

What is Renasant's growth rate over time

Valuation

What is Renasant stock price valuation
P/E
12.25
P/B
0.77
P/S
2.88
EV/EBIT
9.67
EV/EBITDA
8.06
EV/Sales
2.78
The P/E is 21% higher than the last 4 quarters average of 10.1 but 2.8% lower than the 5-year quarterly average of 12.6
Renasant's EPS has decreased by 13% YoY and by 11% QoQ
The P/B is 10% above the last 4 quarters average of 0.7 but 3.8% below the 5-year quarterly average of 0.8
RNST's equity is up by 8% year-on-year and by 2.9% since the previous quarter
The P/S is 11% more than the last 4 quarters average of 2.6 but 4% less than the 5-year quarterly average of 3.0
The company's revenue fell by 2.2% QoQ

Efficiency

How efficient is Renasant business performance
RNST's ROIC is down by 21% YoY and by 15% QoQ
The ROA is down by 20% YoY and by 11% from the previous quarter
Renasant's return on sales has decreased by 18% YoY and by 11% QoQ
Renasant's return on equity has decreased by 17% YoY and by 12% QoQ

Dividends

What is RNST's dividend history
DPS
$0.88
Dividend yield
2.78%
Payout ratio
34.1%
Recent dividends

Financial health

How did Renasant financials performed over time
RNST's total assets is 15% greater than its total liabilities
RNST's total assets is up by 2.2% year-on-year
The debt is 68% smaller than the equity
The debt to equity has declined by 40% year-on-year but it has increased by 33% since the previous quarter
The debt is up by 38% since the previous quarter but it has declined by 35% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.