RNST Renasant Corp

Price (delayed)

$29.65

Market cap

$1.66B

P/E Ratio

10.98

Dividend/share

$0.88

EPS

$2.7

Enterprise value

$596.64M

Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth ...

Highlights
The P/E is 27% lower than the 5-year quarterly average of 15.0 and 13% lower than the last 4 quarters average of 12.6
The net income has declined by 14% since the previous quarter but it has increased by 9% year-on-year
Renasant's EPS has decreased by 14% QoQ but it has increased by 9% YoY
The debt is up by 14% year-on-year and by 13% since the previous quarter
The company's revenue fell by 8% QoQ and by 8% YoY

Key stats

What are the main financial stats of RNST
Market
Shares outstanding
55.9M
Market cap
$1.66B
Enterprise value
$596.64M
Valuations
Price to earnings (P/E)
10.98
Price to book (P/B)
0.77
Price to sales (P/S)
2.77
EV/EBIT
3.15
EV/EBITDA
2.49
EV/Sales
1
Earnings
Revenue
$597.56M
EBIT
$189.56M
EBITDA
$239.65M
Free cash flow
$395.23M
Per share
EPS
$2.7
Free cash flow per share
$7.08
Book value per share
$38.3
Revenue per share
$10.71
TBVPS
$284.77
Balance sheet
Total assets
$16.86B
Total liabilities
$14.73B
Debt
$546.7M
Equity
$2.14B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.43
Margins
EBITDA margin
40.1%
Gross margin
100%
Net margin
25.4%
Operating margin
32.7%
Efficiency
Return on assets
0.9%
Return on equity
6.9%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
31.7%
Dividend
Dividend yield
2.97%
DPS
$0.88
Payout ratio
32.6%

RNST stock price

How has the Renasant stock price performed over time
Intraday
2.92%
1 week
1.65%
1 month
-3.36%
1 year
-26.15%
YTD
-21.87%
QTD
2.92%

Financial performance

How have Renasant's revenue and profit performed over time
Revenue
$597.56M
Gross profit
$597.56M
Operating income
$195.68M
Net income
$151.53M
Gross margin
100%
Net margin
25.4%
The company's operating margin rose by 21% YoY but it fell by 7% QoQ
The net margin is up by 18% year-on-year but it has declined by 6% since the previous quarter
RNST's operating income is down by 15% since the previous quarter but it is up by 11% year-on-year
The net income has declined by 14% since the previous quarter but it has increased by 9% year-on-year

Growth

What is Renasant's growth rate over time

Valuation

What is Renasant stock price valuation
P/E
10.98
P/B
0.77
P/S
2.77
EV/EBIT
3.15
EV/EBITDA
2.49
EV/Sales
1
The P/E is 27% lower than the 5-year quarterly average of 15.0 and 13% lower than the last 4 quarters average of 12.6
Renasant's EPS has decreased by 14% QoQ but it has increased by 9% YoY
The P/B is 23% below the 5-year quarterly average of 1.0 and 14% below the last 4 quarters average of 0.9
RNST's equity is down by 3.3% since the previous quarter
The P/S is 21% less than the 5-year quarterly average of 3.5 and 13% less than the last 4 quarters average of 3.2
The company's revenue fell by 8% QoQ and by 8% YoY

Efficiency

How efficient is Renasant business performance
RNST's ROIC is down by 19% QoQ
The ROA is down by 18% from the previous quarter
Renasant's return on sales has increased by 17% YoY but it has decreased by 7% QoQ
Renasant's return on equity has decreased by 14% QoQ but it has increased by 4.5% YoY

Dividends

What is RNST's dividend history
DPS
$0.88
Dividend yield
2.97%
Payout ratio
32.6%
Recent dividends

Financial health

How did Renasant financials performed over time
RNST's total assets is 15% greater than its total liabilities
The company's total liabilities rose by 9% YoY
RNST's total assets is up by 8% year-on-year
The debt is 74% smaller than the equity
The debt to equity has increased by 18% since the previous quarter and by 18% year-on-year
The debt is up by 14% year-on-year and by 13% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.