RNST Renasant Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: RNST

Price (delayed)

$31.19

Market cap

$1.75B

P/E Ratio

10.5

Dividend/share

$0.88

EPS

$2.97

Enterprise value

$2.31B

Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth ...

Highlights
The P/E is 24% lower than the 5-year quarterly average of 13.9 and 10% lower than the last 4 quarters average of 11.7
Renasant's EPS has increased by 6% QoQ but it has decreased by 5% YoY
The net income has increased by 6% since the previous quarter but it has declined by 6% year-on-year
The debt has surged by 135% year-on-year and by 54% since the previous quarter
RNST's gross profit is down by 7% year-on-year
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.renasant.com
Peers: PNFP FHN TRMK CFR

Key stats

What are the main financial stats of RNST
Market
Shares outstanding
56.02M
Market cap
$1.75B
Enterprise value
$2.31B
Valuations
Price to earnings (P/E)
10.5
Price to book (P/B)
0.82
Price to sales (P/S)
2.88
EV/EBIT
10.94
EV/EBITDA
9.1
EV/Sales
3.81
Earnings
Revenue
$606.76M
EBIT
$211.31M
EBITDA
$254.05M
Free cash flow
$560.44M
Per share
EPS
$2.97
Free cash flow per share
$10.02
Book value per share
$38.18
Revenue per share
$10.84
TBVPS
$285.46
Balance sheet
Total assets
$16.99B
Total liabilities
$14.85B
Debt
$1.14B
Equity
$2.14B
Working capital
N/A
Liquidity
Debt to equity
0.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.22
Margins
EBITDA margin
41.9%
Gross margin
100%
Net margin
27.4%
Operating margin
34.8%
Efficiency
Return on assets
1%
Return on equity
7.8%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
34.8%
Dividend
Dividend yield
2.82%
DPS
$0.88
Payout ratio
29.6%

RNST stock price

How has the Renasant stock price performed over time
Intraday
0.42%
1 week
1.3%
1 month
-13.74%
1 year
-9.38%
YTD
-17.03%
QTD
-17.03%

Financial performance

How have Renasant's revenue and profit performed over time
Revenue
$606.76M
Gross profit
$606.76M
Operating income
$211.31M
Net income
$166.07M
Gross margin
100%
Net margin
27.4%
RNST's operating income is down by 8% year-on-year but it is up by 2.2% since the previous quarter
RNST's gross profit is down by 7% year-on-year
The company's revenue fell by 7% YoY
The net income has increased by 6% since the previous quarter but it has declined by 6% year-on-year

Growth

What is Renasant's growth rate over time

Valuation

What is Renasant stock price valuation
P/E
10.5
P/B
0.82
P/S
2.88
EV/EBIT
10.94
EV/EBITDA
9.1
EV/Sales
3.81
The P/E is 24% lower than the 5-year quarterly average of 13.9 and 10% lower than the last 4 quarters average of 11.7
Renasant's EPS has increased by 6% QoQ but it has decreased by 5% YoY
The P/B is 9% below the 5-year quarterly average of 0.9 and 9% below the last 4 quarters average of 0.9
RNST's equity is down by 3.3% year-on-year but it is up by 2.1% since the previous quarter
The P/S is 13% less than the 5-year quarterly average of 3.3 and 7% less than the last 4 quarters average of 3.1
The company's revenue fell by 7% YoY

Efficiency

How efficient is Renasant business performance
RNST's ROIC is down by 13% YoY but it is up by 8% QoQ
The ROA is up by 11% from the previous quarter but it is down by 9% YoY
Renasant's return on equity has increased by 7% QoQ but it has decreased by 2.5% YoY
Renasant's return on sales has increased by 3.3% QoQ and by 2.1% YoY

Dividends

What is RNST's dividend history
Dividend details
DPS
$0.88
Dividend yield
2.82%
Payout ratio
29.6%
Recent dividends

Financial health

How did Renasant financials performed over time
RNST's total assets is 14% greater than its total liabilities
The company's total liabilities rose by 3.3% QoQ
RNST's total assets is up by 3.1% since the previous quarter
The debt is 47% smaller than the equity
The debt to equity has surged by 141% year-on-year and by 51% since the previous quarter
The debt has surged by 135% year-on-year and by 54% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.