RNST Renasant Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: RNST

Price (delayed)

$37.09

Market cap

$2.09B

P/E Ratio

15.08

Dividend/share

$0.88

EPS

$2.46

Enterprise value

$1.78B

Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth ...

Highlights
The debt has dropped by 54% year-on-year and by 27% since the previous quarter
RNST's equity is up by 6% year-on-year
The P/E is 36% higher than the last 4 quarters average of 10.9 and 17% higher than the 5-year quarterly average of 12.6
Renasant's EPS has decreased by 23% YoY and by 4.7% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.renasant.com
Peers: PNFP FHN TRMK CFR

Key stats

What are the main financial stats of RNST
Market
Shares outstanding
56.34M
Market cap
$2.09B
Enterprise value
$1.78B
Valuations
Price to earnings (P/E)
15.08
Price to book (P/B)
0.9
Price to sales (P/S)
3.4
EV/EBIT
10.53
EV/EBITDA
8.77
EV/Sales
2.9
Earnings
Revenue
$613.93M
EBIT
$169.11M
EBITDA
$203.2M
Free cash flow
$205.5M
Per share
EPS
$2.46
Free cash flow per share
$3.66
Book value per share
$41.31
Revenue per share
$10.92
TBVPS
$290.6
Balance sheet
Total assets
$17.35B
Total liabilities
$15.02B
Debt
$536.17M
Equity
$2.32B
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.52
Margins
EBITDA margin
33.1%
Gross margin
100%
Net margin
22.5%
Operating margin
27.5%
Efficiency
Return on assets
0.8%
Return on equity
6.1%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
27.5%
Dividend
Dividend yield
2.37%
DPS
$0.88
Payout ratio
35.8%

RNST stock price

How has the Renasant stock price performed over time
Intraday
1.87%
1 week
3.92%
1 month
25.77%
1 year
17.56%
YTD
10.12%
QTD
21.45%

Financial performance

How have Renasant's revenue and profit performed over time
Revenue
$613.93M
Gross profit
$613.93M
Operating income
$169.11M
Net income
$138.01M
Gross margin
100%
Net margin
22.5%
RNST's operating income is down by 26% year-on-year and by 4.6% since the previous quarter
The net income has declined by 23% year-on-year and by 4.6% since the previous quarter
The company's operating margin fell by 23% YoY and by 4.2% QoQ
The net margin has declined by 20% year-on-year and by 4.3% since the previous quarter

Growth

What is Renasant's growth rate over time

Valuation

What is Renasant stock price valuation
RNST P/E details
P/E
15.08
P/B
0.9
P/S
3.4
EV/EBIT
10.53
EV/EBITDA
8.77
EV/Sales
2.9
The P/E is 36% higher than the last 4 quarters average of 10.9 and 17% higher than the 5-year quarterly average of 12.6
Renasant's EPS has decreased by 23% YoY and by 4.7% QoQ
The P/B is 26% above the last 4 quarters average of 0.7 and 10% above the 5-year quarterly average of 0.8
RNST's equity is up by 6% year-on-year
The P/S is 28% more than the last 4 quarters average of 2.6 and 15% more than the 5-year quarterly average of 2.9
The company's revenue fell by 3.7% YoY

Efficiency

How efficient is Renasant business performance
The ROA is down by 27% YoY
Renasant's return on equity has decreased by 27% YoY and by 6% QoQ
Renasant's return on sales has decreased by 23% YoY and by 4.2% QoQ
RNST's ROIC is down by 21% YoY

Dividends

What is RNST's dividend history
Dividend details
DPS
$0.88
Dividend yield
2.37%
Payout ratio
35.8%
Recent dividends

Financial health

How did Renasant financials performed over time
RNST's total assets is 15% greater than its total liabilities
The debt is 77% smaller than the equity
The debt to equity has dropped by 57% year-on-year and by 28% since the previous quarter
The debt has dropped by 54% year-on-year and by 27% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.