RNST Renasant Corp

Price (delayed)

$38.46

Market cap

$2.17B

P/E Ratio

13.49

Dividend/share

$0.88

EPS

$2.85

Enterprise value

$1.05B

Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth ...

Highlights
Renasant's EPS has surged by 65% YoY and by 15% QoQ
The net income has surged by 64% year-on-year and by 15% since the previous quarter

Key stats

What are the main financial stats of RNST
Market
Shares outstanding
56.35M
Market cap
$2.17B
Enterprise value
$1.05B
Valuations
Price to earnings (P/E)
13.49
Price to book (P/B)
0.98
Price to sales (P/S)
3.27
EV/EBIT
5.25
EV/EBITDA
4.31
EV/Sales
1.58
Earnings
Revenue
$662.48M
EBIT
$199.11M
EBITDA
$242.95M
Free cash flow
$48.26M
Per share
EPS
$2.85
Free cash flow per share
$0.86
Book value per share
$39.13
Revenue per share
$11.76
TBVPS
$267.35
Balance sheet
Total assets
$16.02B
Total liabilities
$13.82B
Debt
$484.34M
Equity
$2.2B
Working capital
N/A
Liquidity
Debt to equity
0.22
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.61
Margins
EBITDA margin
36.7%
Gross margin
100%
Net margin
24.2%
Operating margin
30.1%
Efficiency
Return on assets
1%
Return on equity
7.4%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
30.1%
Dividend
Dividend yield
2.29%
DPS
$0.88
Payout ratio
30.9%

RNST stock price

How has the Renasant stock price performed over time
Intraday
-0.18%
1 week
1.48%
1 month
15.74%
1 year
41.66%
YTD
14.19%
QTD
6.69%

Financial performance

How have Renasant's revenue and profit performed over time
Revenue
$662.48M
Gross profit
$662.48M
Operating income
$199.14M
Net income
$160.29M
Gross margin
100%
Net margin
24.2%
The net income has surged by 64% year-on-year and by 15% since the previous quarter
RNST's operating income has soared by 60% year-on-year and by 13% since the previous quarter
The net margin is up by 36% year-on-year and by 13% since the previous quarter
The company's operating margin rose by 33% YoY and by 11% QoQ

Growth

What is Renasant's growth rate over time

Valuation

What is Renasant stock price valuation
P/E
13.49
P/B
0.98
P/S
3.27
EV/EBIT
5.25
EV/EBITDA
4.31
EV/Sales
1.58
Renasant's EPS has surged by 65% YoY and by 15% QoQ
The P/E is 20% lower than the last 4 quarters average of 16.9 and 16% lower than the 5-year quarterly average of 16.1
The P/B is 11% below the 5-year quarterly average of 1.1 but 9% above the last 4 quarters average of 0.9
RNST's equity is up by 6% year-on-year
The company's revenue rose by 21% YoY and by 2.2% QoQ
The P/S is 12% less than the 5-year quarterly average of 3.7 but 5% more than the last 4 quarters average of 3.1

Efficiency

How efficient is Renasant business performance
Renasant's return on equity has surged by 57% YoY and by 12% QoQ
RNST's ROIC has soared by 56% YoY and by 8% QoQ
The ROA is up by 43% YoY and by 11% from the previous quarter
Renasant's return on sales has increased by 33% YoY and by 11% QoQ

Dividends

What is RNST's dividend history
DPS
$0.88
Dividend yield
2.29%
Payout ratio
30.9%
Recent dividends

Financial health

How did Renasant financials performed over time
RNST's total assets is 16% greater than its total liabilities
RNST's total assets is up by 8% year-on-year and by 2.6% since the previous quarter
The company's total liabilities rose by 8% YoY and by 2.7% QoQ
The debt is 78% smaller than the equity
The debt to equity has declined by 35% year-on-year
The debt has declined by 33% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.