Price (delayed)
$33.14
Market cap
$2.11B
P/E Ratio
12.55
Dividend/share
$0.88
EPS
$2.64
Enterprise value
$1.92B
Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth
Highlights
RNST's equity is up by 7% year-on-year
RNST's gross profit is up by 2.4% since the previous quarter
The debt is up by 23% since the previous quarter but it has declined by 3.7% year-on-year
The net income has declined by 12% year-on-year but it has increased by 7% since the previous quarter
The P/E is 8% higher than the last 4 quarters average of 11.6
Key stats
What are the main financial stats of RNST
Market
Valuations
Earnings
Shares outstanding
63.56M
Market cap
$2.11B
Enterprise value
$1.92B
Price to earnings (P/E)
12.55
Price to book (P/B)
0.79
Price to sales (P/S)
2.96
EV/EBIT
10.51
EV/EBITDA
8.9
EV/Sales
3.04
Revenue
$629.98M
EBIT
$182.34M
EBITDA
$215.24M
Free cash flow
$181.25M
Per share
Balance sheet
Liquidity
EPS
$2.64
Free cash flow per share
$3.22
Book value per share
$41.8
Revenue per share
$11.18
TBVPS
$292.92
Total assets
$17.51B
Total liabilities
$15.16B
Debt
$661.42M
Equity
$2.35B
Working capital
N/A
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.89
Margins
Efficiency
Dividend
EBITDA margin
34.2%
Gross margin
100%
Net margin
23.5%
Operating margin
28.9%
Return on assets
0.9%
Return on equity
6.4%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
28.9%
Dividend yield
2.66%
DPS
$0.88
Payout ratio
33.3%
RNST stock price
How has the Renasant stock price performed over time
Intraday
-0.09%
1 week
4.12%
1 month
0.49%
1 year
28.15%
YTD
-1.6%
QTD
8.51%
Financial performance
How have Renasant's revenue and profit performed over time
Revenue
$629.98M
Gross profit
$629.98M
Operating income
$182.34M
Net income
$148.21M
Gross margin
100%
Net margin
23.5%
RNST's operating income is down by 14% year-on-year but it is up by 8% since the previous quarter
The company's operating margin fell by 13% YoY but it rose by 5% QoQ
The net income has declined by 12% year-on-year but it has increased by 7% since the previous quarter
The net margin has declined by 11% year-on-year but it is up by 4.9% since the previous quarter
Growth
What is Renasant's growth rate over time
Valuation
What is Renasant stock price valuation
P/E
12.55
P/B
0.79
P/S
2.96
EV/EBIT
10.51
EV/EBITDA
8.9
EV/Sales
3.04
Renasant's EPS has decreased by 12% YoY but it has increased by 7% QoQ
The P/E is 8% higher than the last 4 quarters average of 11.6
The P/B is 13% above the last 4 quarters average of 0.7
RNST's equity is up by 7% year-on-year
The P/S is 10% more than the last 4 quarters average of 2.7 and 2.4% more than the 5-year quarterly average of 2.9
The company's revenue rose by 2.4% QoQ
Efficiency
How efficient is Renasant business performance
Renasant's return on equity has decreased by 18% YoY but it has increased by 4.9% QoQ
RNST's ROIC is down by 15% YoY
Renasant's return on sales has decreased by 13% YoY but it has increased by 5% QoQ
The ROA is up by 13% from the previous quarter but it is down by 10% YoY
Dividends
What is RNST's dividend history
DPS
$0.88
Dividend yield
2.66%
Payout ratio
33.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Renasant financials performed over time
RNST's total assets is 16% greater than its total liabilities
The debt is 72% smaller than the equity
The debt is up by 23% since the previous quarter but it has declined by 3.7% year-on-year
The debt to equity has increased by 22% since the previous quarter but it has declined by 10% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.