RNST Renasant Corp
Price (delayed)
$27.91
Market cap
$1.78B
P/E Ratio
8.48
Dividend/share
$0.88
EPS
$3.29
Enterprise value
$1.22B
Renasant Corporation is the parent of Renasant Bank, a 116 year-old financial services institution. Renasant has assets of approximately $14.9 billion and operates more than 200 banking, lending, mortgage, wealth
Highlights
The net income has increased by 35% year-on-year and by 9% since the previous quarter
The P/E is 33% lower than the 5-year quarterly average of 12.6 and 26% lower than the last 4 quarters average of 11.4
Key stats
What are the main financial stats of RNST
Market
Valuations
Earnings
Shares outstanding
63.66M
Market cap
$1.78B
Enterprise value
$1.22B
Price to earnings (P/E)
8.48
Price to book (P/B)
0.66
Price to sales (P/S)
2.51
EV/EBIT
4.99
EV/EBITDA
4.41
EV/Sales
1.73
Revenue
$706.58M
Gross profit
$706.58M
Operating income
$244.97M
Net income
$195.46M
EBIT
$244.97M
EBITDA
$277.25M
Free cash flow
$116.13M
Per share
Balance sheet
Liquidity
EPS
$3.29
EPS diluted
$3.27
Free cash flow per share
$1.83
Book value per share
$42.13
Revenue per share
$11.12
TBVPS
$267.94
Total assets
$18.03B
Total liabilities
$15.36B
Debt
$538.63M
Equity
$2.68B
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2
Margins
Efficiency
Dividend
EBITDA margin
39.2%
Gross margin
100%
Net margin
27.7%
Operating margin
34.7%
Return on assets
1.1%
Return on equity
7.8%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34.7%
Dividend yield
3.15%
DPS
$0.88
Payout ratio
26.7%
RNST stock price
How has the Renasant stock price performed over time
Intraday
-0.96%
1 week
0.4%
1 month
-20.37%
1 year
-6.34%
YTD
-21.93%
QTD
-17.74%
Financial performance
How have Renasant's revenue and profit performed over time
Revenue
$706.58M
Gross profit
$706.58M
Operating income
$244.97M
Net income
$195.46M
Gross margin
100%
Net margin
27.7%
RNST's operating income is up by 38% year-on-year and by 8% since the previous quarter
The net income has increased by 35% year-on-year and by 9% since the previous quarter
The company's operating margin rose by 21% YoY and by 4.8% QoQ
The net margin is up by 18% year-on-year and by 6% since the previous quarter
Growth
What is Renasant's growth rate over time
Valuation
What is Renasant stock price valuation
P/E
8.48
P/B
0.66
P/S
2.51
EV/EBIT
4.99
EV/EBITDA
4.41
EV/Sales
1.73
The P/E is 33% lower than the 5-year quarterly average of 12.6 and 26% lower than the last 4 quarters average of 11.4
Renasant's EPS has increased by 28% YoY and by 7% QoQ
The P/B is 18% below the 5-year quarterly average of 0.8 and 18% below the last 4 quarters average of 0.8
RNST's equity is up by 17% year-on-year
The P/S is 16% less than the last 4 quarters average of 3.0 and 13% less than the 5-year quarterly average of 2.9
The company's revenue rose by 15% YoY and by 3% QoQ
Efficiency
How efficient is Renasant business performance
The ROA is up by 38% YoY and by 10% from the previous quarter
RNST's ROIC is up by 36% YoY and by 7% QoQ
Renasant's return on sales has increased by 21% YoY and by 4.8% QoQ
Renasant's return on equity has increased by 20% YoY and by 5% QoQ
Dividends
What is RNST's dividend history
DPS
$0.88
Dividend yield
3.15%
Payout ratio
26.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Renasant financials performed over time
RNST's total assets is 17% greater than its total liabilities
RNST's total assets is up by 3.9% year-on-year
The debt is 80% smaller than the equity
The debt to equity has declined by 38% year-on-year
The debt has declined by 27% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.