GABC
German American Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: GABC
- PE Ratio
The PE ratio for German American Bancorp stock stands at 11.73 as of Jun 3, 2026. This is calculated based on the current EPS of $3.64 and the stock price of $42.68 per share. A decrease of 11% has been seen in the P/E ratio compared to the average of 13.1 of the last 4 quarters.
GABC PE ratio history
Over the last ten years, the average PE ratio of German American Bancorp has been 14.56. The current 11.73 PE ratio is 19% below the historical average. Over the past ten years, GABC's PE ratio was at its highest in the Dec 2016 quarter at 22.34, with a price of $35.07 and an EPS of $1.57. The Jun 2023 quarter recorded the bottom point at 8.71, with a price of $27.18 and an EPS of $3.12.
German American Bancorp PE ratio by year
Maximum annual increase: 51.87% in 2016
Maximum annual decrease: -30.11% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.8 | -9.92% | $39.18 | $3.06 |
| 2024 | 14.21 | 27.56% | $40.22 | $2.83 |
| 2023 | 11.14 | -16.99% | $32.41 | $2.91 |
| 2022 | 13.42 | 9.11% | $37.3 | $2.78 |
| 2021 | 12.3 | -13.01% | $38.98 | $3.17 |
| 2020 | 14.14 | -9.07% | $33.09 | $2.34 |
| 2019 | 15.55 | 11.47% | $35.62 | $2.29 |
| 2018 | 13.95 | -30.11% | $27.77 | $1.99 |
| 2017 | 19.96 | -10.65% | $35.33 | $1.77 |
| 2016 | 22.34 | 51.87% | $35.07 | $1.57 |
| 2015 | 14.71 | 3.37% | $22.21 | $1.51 |
| 2014 | 14.23 | -0.14% | $20.35 | $1.43 |
| 2013 | 14.25 | 25% | $18.95 | $1.33 |
| 2012 | 11.4 | 0.62% | $14.48 | $1.27 |
| 2011 | 11.33 | -25.26% | $12.13 | $1.07 |
German American Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.48 | -10.31% | $41.79 | $3.64 |
| Dec 2025 | 12.8 | -6.43% | $39.18 | $3.06 |
| Sep 2025 | 13.68 | -6.24% | $39.27 | $2.87 |
| Jun 2025 | 14.59 | -3.12% | $38.51 | $2.64 |
| Mar 2025 | 15.06 | 5.98% | $37.5 | $2.49 |
| Dec 2024 | 14.21 | 1.21% | $40.22 | $2.83 |
| Sep 2024 | 14.04 | 10.38% | $38.75 | $2.76 |
| Jun 2024 | 12.72 | 4.26% | $35.35 | $2.78 |
| Mar 2024 | 12.2 | 9.52% | $34.64 | $2.84 |
| Dec 2023 | 11.14 | 24.19% | $32.41 | $2.91 |
| Sep 2023 | 8.97 | 2.99% | $27.09 | $3.02 |
| Jun 2023 | 8.71 | -16.97% | $27.18 | $3.12 |
| Mar 2023 | 10.49 | -21.83% | $33.37 | $3.18 |
| Dec 2022 | 13.42 | 0.37% | $37.3 | $2.78 |
| Sep 2022 | 13.37 | 3.64% | $35.71 | $2.67 |
GABC Price vs fair value
GABC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of GABC is below the 3, 5 and 10-year averages.
PE comparison
German American Bancorp's P/E of 11.73 is above its peers average but below the Financial Services sector and the industry average. But compared to its Financial Services sector average of 12.1, German American Bancorp's P/E is only 3.1% lower.
GABC PE vs peers
Compared to its peers ONB and LKFN, GABC's PE ratio stands lower, however it is higher than FRME's and SRCE's. German American Bancorp's current PE ratio of 11.73 is comparable to the average of its peer group, which is 11.61.
| Stock name | PE ratio | Market cap |
|---|---|---|
| THFF First Financial Corp | 10.39 | $840.16M |
| SRCE 1St Source Corp | 11.45 | $1.8B |
| FRME First Merchants Corp | 11.76 | $2.53B |
| GABC German American Bancorp Inc | 12.01 | $1.64B |
| ONB Old National Bancorp | 12.23 | $9.26B |
| LKFN Lakeland Financial Corp | 13.85 | $1.48B |
| HBNC Horizon Bancorp Inc | N/A | $961.41M |
Frequently asked questions
What is German American Bancorp's PE ratio?
GABC's price to earnings ratio is 11.73 as of Jun 3, 2026.
What is the 3-year average PE ratio for German American Bancorp (GABC)?
The average PE ratio for GABC stock over the past 3 years is 12.47.
What is the 5-year average PE ratio for German American Bancorp (GABC)?
The average PE ratio for GABC stock over the past 5 years is 12.52.
What is the highest PE ratio for GABC?
In the last ten years, the Dec 2016 quarter recorded the highest quarterly PE ratio at 22.34.
How does the current PE ratio for GABC compare to its historical average?
The current price to earnings ratio of GABC is 19% lower than the 10-year historical average.
How is GABC's PE ratio calculated (German American Bancorp PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 3, 2026), German American Bancorp's stock price is $42.68. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.64. Therefore, German American Bancorp's P/E ratio for today is 11.73. PE RATIO(11.73) = STOCK PRICE($42.68) / TTM EPS($3.64)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.