THFF First Financial PE ratio, current and historical analysis
The current price-to-earnings ratio for First Financial stock as of Feb 21, 2025 is 13.6. This is calculated based on the current EPS of $3.69 and the stock price of $50.19 per share. The PE ratio has increased by 47% from the past four quarters average of 9.3.
THFF PE ratio history
The average historical PE ratio of First Financial for the last ten years is 11.68. The current price-to-earnings ratio of 13.6 is 16% more than the historical average. In the past ten years, THFF's PE ratio reached its highest point in the Dec 2017 quarter at 19.05, when the stock price was $45.35 and the EPS was $2.38. The lowest point was recorded in the Jun 2023 quarter, when it reached 5.87 with a price of $32.47 and an EPS of $5.53.
First Financial PE ratio by year
Maximum annual increase: 26.58% in 2013
Maximum annual decrease: -44.51% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2023 | 8.47 | 6.94% | $43.03 | $5.08 |
| 2022 | 7.92 | -29.72% | $46.08 | $5.82 |
| 2021 | 11.27 | 13.95% | $45.29 | $4.02 |
| 2020 | 9.89 | -17.79% | $38.85 | $3.93 |
| 2019 | 12.03 | 13.81% | $45.72 | $3.8 |
| 2018 | 10.57 | -44.51% | $40.15 | $3.8 |
| 2017 | 19.05 | 12.59% | $45.35 | $2.38 |
| 2016 | 16.92 | 17.01% | $52.8 | $3.12 |
| 2015 | 14.46 | 3.51% | $33.97 | $2.35 |
| 2014 | 13.97 | -9.46% | $35.62 | $2.55 |
| 2013 | 15.43 | 26.58% | $36.56 | $2.37 |
| 2012 | 12.19 | 3.66% | $30.24 | $2.48 |
| 2011 | 11.76 | -28.38% | $33.28 | $2.83 |
| 2010 | 16.42 | -6.92% | $35.14 | $2.14 |
| 2009 | 17.64 | -18.67% | $30.52 | $1.73 |
First Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Sep 2024 | 11.88 | 39.11% | $43.85 | $3.69 |
| Jun 2024 | 8.54 | 4.53% | $36.88 | $4.32 |
| Mar 2024 | 8.17 | -3.54% | $38.33 | $4.69 |
| Dec 2023 | 8.47 | 35.3% | $43.03 | $5.08 |
| Sep 2023 | 6.26 | 6.64% | $33.81 | $5.4 |
| Jun 2023 | 5.87 | -14.31% | $32.47 | $5.53 |
| Mar 2023 | 6.85 | -13.51% | $37.48 | $5.47 |
| Dec 2022 | 7.92 | -11.71% | $46.08 | $5.82 |
| Sep 2022 | 8.97 | -3.65% | $45.19 | $5.04 |
| Jun 2022 | 9.31 | 2.2% | $44.5 | $4.78 |
| Mar 2022 | 9.11 | -19.17% | $43.28 | $4.75 |
| Dec 2021 | 11.27 | 22.77% | $45.29 | $4.02 |
| Sep 2021 | 9.18 | -1.92% | $42.05 | $4.58 |
| Jun 2021 | 9.36 | -17.02% | $40.82 | $4.36 |
| Mar 2021 | 11.28 | 14.05% | $45.01 | $3.99 |
THFF average PE ratio chart
The current PE ratio of THFF is above its 3, 5 and 10-year historical averages.
THFF PE vs peers
THFF's PE ratio is less than its peer stocks ONB and FRME, but it is above SRCE's. First Financial is presently trading at a lower PE ratio (13.6) than its peer group average of 17.89.
| Stock name | PE ratio | Market cap |
|---|---|---|
| SRCE 1St Source Corp | 11.91 | $1.57B |
| THFF First Financial Corp | 13.6 | $592.66M |
| ONB Old National Bancorp | 13.88 | $7.48B |
| GABC German American Bancorp Inc | 14.23 | $1.17B |
| FRME First Merchants Corp | 14.38 | $2.55B |
| LKFN Lakeland Financial Corp | 18.02 | $1.68B |
| HBNC Horizon Bancorp Inc | 34.94 | $733.1M |
Frequently asked questions
What is First Financial's PE ratio?
THFF stock has a price to earnings ratio of 13.6 as of Feb 21, 2025.
What is the 3-year average PE ratio for First Financial (THFF)?
Over the last 3 years, the average PE ratio for THFF stock is 8.3.
What is the 5-year average PE ratio for First Financial (THFF)?
Over the last 5 years, the average PE ratio for THFF stock is 8.89.
What is the highest PE ratio for THFF?
The highest quarterly PE ratio in the last ten years has been 19.05 and it was in the Dec 2017 quarter.
How does the current PE ratio for THFF compare to its historical average?
The current price to earnings ratio of THFF is 16% higher than the 10-year historical average.
How is THFF's PE ratio calculated (First Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Feb 21, 2025), First Financial's stock price is $50.19. The earnings per share for the trailing twelve months (TTM) ending Sep 2024 is $3.69. Therefore, First Financial's price to earnings ratio for today is 13.6. PE RATIO(13.6) = STOCK PRICE($50.19) / TTM EPS($3.69)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.