THFF First Financial PE ratio, current and historical analysis
The current price-to-earnings ratio for First Financial stock as of May 9, 2025 is 10.99. This is calculated based on the current EPS of $4.62 and the stock price of $50.78 per share. The PE ratio has increased by 3.3% from the past four quarters average of 10.6.
THFF PE ratio history
The average historical PE ratio of First Financial for the last ten years is 11.59. The current price-to-earnings ratio of 10.99 is 5% less than the historical average. In the past ten years, THFF's PE ratio reached its highest point in the Dec 2017 quarter at 19.05, when the stock price was $45.35 and the EPS was $2.38. The lowest point was recorded in the Jun 2023 quarter, when it reached 5.87 with a price of $32.47 and an EPS of $5.53.
First Financial PE ratio by year
Maximum annual increase: 36.36% in 2024
Maximum annual decrease: -44.51% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 11.55 | 36.36% | $46.19 | $4 |
| 2023 | 8.47 | 6.94% | $43.03 | $5.08 |
| 2022 | 7.92 | -29.72% | $46.08 | $5.82 |
| 2021 | 11.27 | 13.95% | $45.29 | $4.02 |
| 2020 | 9.89 | -17.79% | $38.85 | $3.93 |
| 2019 | 12.03 | 13.81% | $45.72 | $3.8 |
| 2018 | 10.57 | -44.51% | $40.15 | $3.8 |
| 2017 | 19.05 | 12.59% | $45.35 | $2.38 |
| 2016 | 16.92 | 17.01% | $52.8 | $3.12 |
| 2015 | 14.46 | 3.51% | $33.97 | $2.35 |
| 2014 | 13.97 | -9.46% | $35.62 | $2.55 |
| 2013 | 15.43 | 26.58% | $36.56 | $2.37 |
| 2012 | 12.19 | 3.66% | $30.24 | $2.48 |
| 2011 | 11.76 | -28.38% | $33.28 | $2.83 |
| 2010 | 16.42 | -6.92% | $35.14 | $2.14 |
First Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 10.6 | -8.23% | $48.98 | $4.62 |
| Dec 2024 | 11.55 | -2.78% | $46.19 | $4 |
| Sep 2024 | 11.88 | 39.11% | $43.85 | $3.69 |
| Jun 2024 | 8.54 | 4.53% | $36.88 | $4.32 |
| Mar 2024 | 8.17 | -3.54% | $38.33 | $4.69 |
| Dec 2023 | 8.47 | 35.3% | $43.03 | $5.08 |
| Sep 2023 | 6.26 | 6.64% | $33.81 | $5.4 |
| Jun 2023 | 5.87 | -14.31% | $32.47 | $5.53 |
| Mar 2023 | 6.85 | -13.51% | $37.48 | $5.47 |
| Dec 2022 | 7.92 | -11.71% | $46.08 | $5.82 |
| Sep 2022 | 8.97 | -3.65% | $45.19 | $5.04 |
| Jun 2022 | 9.31 | 2.2% | $44.5 | $4.78 |
| Mar 2022 | 9.11 | -19.17% | $43.28 | $4.75 |
| Dec 2021 | 11.27 | 22.77% | $45.29 | $4.02 |
| Sep 2021 | 9.18 | -1.92% | $42.05 | $4.58 |
THFF average PE ratio chart
The current PE ratio of THFF is above its 3 and 5-year historical averages, but it is lower than the 10-year average.
THFF PE vs peers
THFF's PE ratio is less than its peer stocks ONB and LKFN, but it is above FRME's and SRCE's. First Financial is presently trading at a lower PE ratio (10.99) than its peer group average of 13.83.
| Stock name | PE ratio | Market cap |
|---|---|---|
| FRME First Merchants Corp | 10.58 | $2.2B |
| SRCE 1St Source Corp | 10.73 | $1.5B |
| THFF First Financial Corp | 10.99 | $601.78M |
| ONB Old National Bancorp | 12.3 | $6.84B |
| GABC German American Bancorp Inc | 13.71 | $1.45B |
| HBNC Horizon Bancorp Inc | 14.56 | $667.63M |
| LKFN Lakeland Financial Corp | 16.96 | $1.52B |
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Frequently asked questions
What is First Financial's PE ratio?
THFF stock has a price to earnings ratio of 10.99 as of May 9, 2025.
What is the 3-year average PE ratio for First Financial (THFF)?
Over the last 3 years, the average PE ratio for THFF stock is 8.7.
What is the 5-year average PE ratio for First Financial (THFF)?
Over the last 5 years, the average PE ratio for THFF stock is 9.12.
What is the highest PE ratio for THFF?
The highest quarterly PE ratio in the last ten years has been 19.05 and it was in the Dec 2017 quarter.
How does the current PE ratio for THFF compare to its historical average?
The current price to earnings ratio of THFF is 5% lower than the 10-year historical average.
How is THFF's PE ratio calculated (First Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (May 9, 2025), First Financial's stock price is $50.78. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $4.62. Therefore, First Financial's price to earnings ratio for today is 10.99. PE RATIO(10.99) = STOCK PRICE($50.78) / TTM EPS($4.62)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.