FSBC Five Star Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FSBC

Price (delayed)

$21.94

Market cap

$380.73M

P/E Ratio

7.89

Dividend/share

$0.8

EPS

$2.78

Enterprise value

$308.51M

Highlights
Five Star Bancorp's equity has increased by 13% YoY and by 4.3% QoQ
The company's revenue rose by 10% YoY
The EPS is up by 7% YoY but it is down by 4.8% QoQ
Five Star Bancorp's net income has increased by 7% YoY but it has decreased by 4.9% QoQ
Five Star Bancorp's debt has increased by 48% from the previous quarter and by 40% YoY
Sector: Financial Services
Industry: Banks - Regional
Peers: BFIN OCFC CSV BHLB

Key stats

What are the main financial stats of FSBC
Market
Shares outstanding
17.35M
Market cap
$380.73M
Enterprise value
$308.51M
Valuations
Price to earnings (P/E)
7.89
Price to book (P/B)
1.32
Price to sales (P/S)
3.31
EV/EBIT
4.63
EV/EBITDA
4.52
EV/Sales
2.7
Earnings
Revenue
$114.39M
EBIT
$66.62M
EBITDA
$68.23M
Free cash flow
$38.26M
Per share
EPS
$2.78
Free cash flow per share
$2.22
Book value per share
$16.56
Revenue per share
$6.63
TBVPS
$208.21
Balance sheet
Total assets
$3.59B
Total liabilities
$3.31B
Debt
$249.35M
Equity
$285.77M
Working capital
N/A
Liquidity
Debt to equity
0.87
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.06
Margins
EBITDA margin
59.6%
Gross margin
100%
Net margin
41.7%
Operating margin
58.2%
Efficiency
Return on assets
1.4%
Return on equity
17.5%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
58.2%
Dividend
Dividend yield
3.65%
DPS
$0.8
Payout ratio
28.8%

FSBC stock price

How has the Five Star Bancorp stock price performed over time
Intraday
-0.36%
1 week
1.48%
1 month
-0.27%
1 year
13.5%
YTD
-16.2%
QTD
-2.49%

Financial performance

How have Five Star Bancorp's revenue and profit performed over time
Revenue
$114.39M
Gross profit
$114.39M
Operating income
$66.62M
Net income
$47.73M
Gross margin
100%
Net margin
41.7%
The company's revenue rose by 10% YoY
The gross profit has grown by 10% YoY
Five Star Bancorp's net income has increased by 7% YoY but it has decreased by 4.9% QoQ
Five Star Bancorp's operating income has increased by 6% YoY but it has decreased by 5% QoQ

Growth

What is Five Star Bancorp's growth rate over time

Valuation

What is Five Star Bancorp stock price valuation
P/E
7.89
P/B
1.32
P/S
3.31
EV/EBIT
4.63
EV/EBITDA
4.52
EV/Sales
2.7
The EPS is up by 7% YoY but it is down by 4.8% QoQ
Five Star Bancorp's equity has increased by 13% YoY and by 4.3% QoQ
The P/B is 5% lower than the last 4 quarters average of 1.4
The company's revenue rose by 10% YoY
FSBC's price to sales (P/S) is 2.4% lower than its last 4 quarters average of 3.4

Efficiency

How efficient is Five Star Bancorp business performance
The company's return on invested capital fell by 13% YoY and by 9% QoQ
The ROE fell by 8% QoQ and by 6% YoY
FSBC's ROA is down by 7% QoQ and by 7% YoY
The ROS is down by 4.1% YoY and by 3.8% QoQ

Dividends

What is FSBC's dividend history
DPS
$0.8
Dividend yield
3.65%
Payout ratio
28.8%
Recent dividends

Financial health

How did Five Star Bancorp financials performed over time
FSBC's total assets is 9% greater than its total liabilities
FSBC's total assets is up by 11% year-on-year and by 2.5% since the previous quarter
The total liabilities is up by 11% year-on-year and by 2.4% since the previous quarter
Five Star Bancorp's debt is 13% less than its equity
Five Star Bancorp's debt has increased by 48% from the previous quarter and by 40% YoY
Five Star Bancorp's debt to equity has increased by 40% from the previous quarter and by 24% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.