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FSBC Five Star Bancorp

Price (delayed)

$27.82

Market cap

$594.26M

P/E Ratio

12.2

Dividend/share

$0.8

EPS

$2.28

Enterprise value

$222.21M

Highlights
Five Star Bancorp's debt has plunged by 60% YoY
Five Star Bancorp's equity has increased by 39% YoY and by 2.5% QoQ
The price to earnings (P/E) is 23% higher than the 5-year quarterly average of 9.9
The EPS is down by 13% YoY

Key stats

What are the main financial stats of FSBC
Market
Shares outstanding
21.36M
Market cap
$594.26M
Enterprise value
$222.21M
Valuations
Price to earnings (P/E)
12.2
Price to book (P/B)
1.46
Price to sales (P/S)
4.75
EV/EBIT
3.26
EV/EBITDA
3.17
EV/Sales
1.78
Earnings
Revenue
$124.97M
Gross profit
$124.97M
Operating income
$68.15M
Net income
$48.15M
EBIT
$68.15M
EBITDA
$70.02M
Free cash flow
$66.39M
Per share
EPS
$2.28
EPS diluted
$2.28
Free cash flow per share
$3.11
Book value per share
$19.06
Revenue per share
$5.86
TBVPS
$199.03
Balance sheet
Total assets
$4.25B
Total liabilities
$3.84B
Debt
$80.52M
Equity
$406.45M
Working capital
N/A
Liquidity
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-5.31
Margins
EBITDA margin
56%
Gross margin
100%
Net margin
38.5%
Operating margin
54.5%
Efficiency
Return on assets
1.2%
Return on equity
12.2%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
54.5%
Dividend
Dividend yield
2.88%
DPS
$0.8
Payout ratio
35.1%

FSBC stock price

How has the Five Star Bancorp stock price performed over time
Intraday
2.28%
1 week
-0.5%
1 month
0.25%
1 year
21.91%
YTD
-7.54%
QTD
0.07%

Financial performance

How have Five Star Bancorp's revenue and profit performed over time
Revenue
$124.97M
Gross profit
$124.97M
Operating income
$68.15M
Net income
$48.15M
Gross margin
100%
Net margin
38.5%
The company's revenue rose by 11% YoY and by 4.8% QoQ
The gross profit has grown by 11% YoY and by 4.8% from the previous quarter
Five Star Bancorp's operating income has increased by 8% YoY and by 5% QoQ
Five Star Bancorp's net income has increased by 7% YoY and by 5% QoQ

Price vs fundamentals

How does FSBC's price correlate with its fundamentals

Growth

What is Five Star Bancorp's growth rate over time

Valuation

What is Five Star Bancorp stock price valuation
P/E
12.2
P/B
1.46
P/S
4.75
EV/EBIT
3.26
EV/EBITDA
3.17
EV/Sales
1.78
The price to earnings (P/E) is 23% higher than the 5-year quarterly average of 9.9
The EPS is down by 13% YoY
Five Star Bancorp's equity has increased by 39% YoY and by 2.5% QoQ
The P/B is 14% lower than the 5-year quarterly average of 1.7 and 2.7% lower than the last 4 quarters average of 1.5
The company's revenue rose by 11% YoY and by 4.8% QoQ
FSBC's price to sales (P/S) is 7% lower than its last 4 quarters average of 5.1

Efficiency

How efficient is Five Star Bancorp business performance
The ROE fell by 24% YoY and by 2.4% QoQ
FSBC's ROA is down by 8% YoY
The ROS is down by 2.9% YoY

Dividends

What is FSBC's dividend history
DPS
$0.8
Dividend yield
2.88%
Payout ratio
35.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Five Star Bancorp financials performed over time
FSBC's total assets is 11% greater than its total liabilities
FSBC's total assets is up by 22% year-on-year and by 4.7% since the previous quarter
The total liabilities is up by 21% year-on-year and by 5% since the previous quarter
Five Star Bancorp's debt is 80% less than its equity
Five Star Bancorp's debt to equity has plunged by 71% YoY
Five Star Bancorp's debt has plunged by 60% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.