Price (delayed)
$28.86
Market cap
$615.28M
P/E Ratio
12.03
Dividend/share
$0.8
EPS
$2.4
Enterprise value
$505.82M
Highlights
Five Star Bancorp's debt has plunged by 60% from the previous quarter and by 55% YoY
Five Star Bancorp's equity has increased by 41% YoY and by 30% QoQ
The price to earnings (P/E) is 37% higher than the last 4 quarters average of 8.7
The EPS is down by 19% YoY and by 9% QoQ
Key stats
What are the main financial stats of FSBC
Market
Valuations
Earnings
Shares outstanding
21.32M
Market cap
$615.28M
Enterprise value
$505.82M
Price to earnings (P/E)
12.03
Price to book (P/B)
1.62
Price to sales (P/S)
5.5
EV/EBIT
8.28
EV/EBITDA
8.06
EV/Sales
4.52
Revenue
$111.97M
EBIT
$61.06M
EBITDA
$62.79M
Free cash flow
$28.93M
Per share
Balance sheet
Liquidity
EPS
$2.4
Free cash flow per share
$1.36
Book value per share
$17.85
Revenue per share
$5.25
TBVPS
$170.46
Total assets
$3.63B
Total liabilities
$3.25B
Debt
$80.9M
Equity
$380.47M
Working capital
N/A
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.74
Margins
Efficiency
Dividend
EBITDA margin
56.1%
Gross margin
100%
Net margin
38.6%
Operating margin
54.5%
Return on assets
1.2%
Return on equity
14%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
54.5%
Dividend yield
2.77%
DPS
$0.8
Payout ratio
33.3%
FSBC stock price
How has the Five Star Bancorp stock price performed over time
Intraday
1.23%
1 week
1.62%
1 month
7.89%
1 year
34.61%
YTD
10.24%
QTD
22.03%
Financial performance
How have Five Star Bancorp's revenue and profit performed over time
Revenue
$111.97M
Gross profit
$111.97M
Operating income
$61.06M
Net income
$43.26M
Gross margin
100%
Net margin
38.6%
Five Star Bancorp's net income has decreased by 15% YoY and by 4.3% QoQ
Five Star Bancorp's operating income has decreased by 14% YoY and by 3.2% QoQ
Five Star Bancorp's net margin has decreased by 13% YoY and by 4% from the previous quarter
The operating margin has declined by 12% year-on-year and by 2.9% since the previous quarter
Growth
What is Five Star Bancorp's growth rate over time
Valuation
What is Five Star Bancorp stock price valuation
P/E
12.03
P/B
1.62
P/S
5.5
EV/EBIT
8.28
EV/EBITDA
8.06
EV/Sales
4.52
The price to earnings (P/E) is 37% higher than the last 4 quarters average of 8.7
The EPS is down by 19% YoY and by 9% QoQ
Five Star Bancorp's equity has increased by 41% YoY and by 30% QoQ
The P/B is 14% higher than the last 4 quarters average of 1.4
FSBC's price to sales (P/S) is 47% higher than its last 4 quarters average of 3.7
The company's revenue fell by 2.6% YoY
Efficiency
How efficient is Five Star Bancorp business performance
The ROE fell by 30% YoY and by 13% QoQ
FSBC's ROA is down by 25% YoY and by 8% QoQ
The company's return on invested capital fell by 18% YoY
The ROS is down by 12% YoY and by 2.9% QoQ
Dividends
What is FSBC's dividend history
DPS
$0.8
Dividend yield
2.77%
Payout ratio
33.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Five Star Bancorp financials performed over time
FSBC's total assets is 12% greater than its total liabilities
FSBC's total assets is up by 7% year-on-year and by 4.5% since the previous quarter
The total liabilities is up by 3.8% year-on-year and by 2.2% since the previous quarter
Five Star Bancorp's debt is 79% less than its equity
Five Star Bancorp's debt to equity has plunged by 70% from the previous quarter and by 68% YoY
Five Star Bancorp's debt has plunged by 60% from the previous quarter and by 55% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.