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Price (delayed)
$19
Market cap
$1.11B
P/E Ratio
10.86
Dividend/share
$0.8
EPS
$1.75
Enterprise value
$2.32B
OceanFirst Financial Corp.'s subsidiary, OceanFirst Bank N.A., founded in 1902, is a $10.2 billion regional bank operating throughout New Jersey, metropolitan Philadelphia and metropolitan New York City. OceanFirst Bank delivers
Highlights
Oceanfirst Financial's equity has increased by 3.5% YoY
The EPS has contracted by 18% YoY but it has grown by 5% from the previous quarter
OCFC's net income is down by 18% YoY but it is up by 4.4% QoQ
OCFC's debt has surged by 55% year-on-year and by 8% since the previous quarter
OCFC's revenue is down by 9% YoY
Key stats
What are the main financial stats of OCFC
Market
Valuations
Earnings
Shares outstanding
58.46M
Market cap
$1.11B
Enterprise value
$2.32B
Price to earnings (P/E)
10.86
Price to book (P/B)
0.66
Price to sales (P/S)
2.9
EV/EBIT
16.6
EV/EBITDA
15
EV/Sales
6.08
Revenue
$380.97M
Gross profit
$380.97M
Net income
$105.84M
EBIT
$139.61M
EBITDA
$154.49M
Free cash flow
$16.4M
Per share
Balance sheet
Liquidity
EPS
$1.75
EPS diluted
$1.75
Free cash flow per share
$0.28
Book value per share
$28.96
Revenue per share
$6.56
TBVPS
$223.46
Total assets
$13.49B
Total liabilities
$11.79B
Debt
$1.42B
Equity
$1.69B
Working capital
N/A
Debt to equity
0.84
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.81
Margins
Efficiency
Dividend
EBITDA margin
40.6%
Gross margin
100%
Net margin
27.8%
Operating margin
36.7%
Return on assets
0.8%
Return on equity
6.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
36.6%
Dividend yield
4.21%
DPS
$0.8
Payout ratio
45.7%
OCFC stock price
How has the Oceanfirst Financial stock price performed over time
Intraday
-0.78%
1 week
1.17%
1 month
6.8%
1 year
4.17%
YTD
4.97%
QTD
4.97%
Financial performance
How have Oceanfirst Financial's revenue and profit performed over time
Revenue
$380.97M
Gross profit
$380.97M
Operating income
$139.75M
Net income
$105.84M
Gross margin
100%
Net margin
27.8%
OCFC's operating income is down by 18% year-on-year but it is up by 4.2% since the previous quarter
OCFC's net income is down by 18% YoY but it is up by 4.4% QoQ
The operating margin has declined by 10% year-on-year but it is up by 2.8% since the previous quarter
OCFC's net margin is down by 10% year-on-year but it is up by 3% since the previous quarter
Growth
What is Oceanfirst Financial's growth rate over time
Valuation
What is Oceanfirst Financial stock price valuation
P/E
10.86
P/B
0.66
P/S
2.9
EV/EBIT
16.6
EV/EBITDA
15
EV/Sales
6.08
The EPS has contracted by 18% YoY but it has grown by 5% from the previous quarter
The P/E is 9% higher than the last 4 quarters average of 10.0 but 3% lower than the 5-year quarterly average of 11.2
The stock's price to book (P/B) is 10% more than its last 4 quarters average of 0.6 but 6% less than its 5-year quarterly average of 0.7
Oceanfirst Financial's equity has increased by 3.5% YoY
The stock's price to sales (P/S) is 12% more than its last 4 quarters average of 2.6 but 3.3% less than its 5-year quarterly average of 3.0
OCFC's revenue is down by 9% YoY
Efficiency
How efficient is Oceanfirst Financial business performance
OCFC's return on equity is down by 22% year-on-year but it is up by 3.4% since the previous quarter
OCFC's ROIC is down by 17% YoY
OCFC's return on assets is up by 14% since the previous quarter but it is down by 11% year-on-year
The ROS has contracted by 10% YoY but it has grown by 2.5% from the previous quarter
Dividends
What is OCFC's dividend history
DPS
$0.8
Dividend yield
4.21%
Payout ratio
45.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Oceanfirst Financial financials performed over time
The total assets is 14% more than the total liabilities
OCFC's debt is 16% smaller than its equity
OCFC's debt has surged by 55% year-on-year and by 8% since the previous quarter
Oceanfirst Financial's debt to equity has soared by 50% YoY and by 6% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.