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Price (delayed)
$17.99
Market cap
$1.05B
P/E Ratio
10.84
Dividend/share
$0.8
EPS
$1.66
Enterprise value
$2.19B
OceanFirst Financial Corp.'s subsidiary, OceanFirst Bank N.A., founded in 1902, is a $10.2 billion regional bank operating throughout New Jersey, metropolitan Philadelphia and metropolitan New York City. OceanFirst Bank delivers
Highlights
Oceanfirst Financial's equity has increased by 3.1% YoY
The P/E is 20% higher than the last 4 quarters average of 9.0 but 4.9% lower than the 5-year quarterly average of 11.4
OCFC's debt is up by 12% since the previous quarter but it is down by 5% year-on-year
The EPS has contracted by 32% YoY and by 2.9% from the previous quarter
OCFC's net income is down by 31% YoY and by 3.3% QoQ
Key stats
What are the main financial stats of OCFC
Market
Valuations
Earnings
Shares outstanding
58.48M
Market cap
$1.05B
Enterprise value
$2.19B
Price to earnings (P/E)
10.84
Price to book (P/B)
0.63
Price to sales (P/S)
2.79
EV/EBIT
16.32
EV/EBITDA
14.63
EV/Sales
5.82
Revenue
$376.06M
EBIT
$134.16M
EBITDA
$149.72M
Free cash flow
$93.34M
Per share
Balance sheet
Liquidity
EPS
$1.66
Free cash flow per share
$1.6
Book value per share
$28.54
Revenue per share
$6.44
TBVPS
$219.48
Total assets
$13.32B
Total liabilities
$11.65B
Debt
$1.32B
Equity
$1.68B
Working capital
N/A
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.6
Margins
Efficiency
Dividend
EBITDA margin
39.8%
Gross margin
100%
Net margin
27%
Operating margin
35.7%
Return on assets
0.7%
Return on equity
5.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
35.7%
Dividend yield
4.45%
DPS
$0.8
Payout ratio
48.2%
OCFC stock price
How has the Oceanfirst Financial stock price performed over time
Intraday
-0.94%
1 week
-7.55%
1 month
0.45%
1 year
44.15%
YTD
3.63%
QTD
-3.23%
Financial performance
How have Oceanfirst Financial's revenue and profit performed over time
Revenue
$376.06M
Gross profit
$376.06M
Operating income
$134.1M
Net income
$101.39M
Gross margin
100%
Net margin
27%
OCFC's operating income is down by 31% year-on-year and by 3.8% since the previous quarter
OCFC's net income is down by 31% YoY and by 3.3% QoQ
OCFC's net margin is down by 20% year-on-year
The operating margin has declined by 20% year-on-year
Growth
What is Oceanfirst Financial's growth rate over time
Valuation
What is Oceanfirst Financial stock price valuation
P/E
10.84
P/B
0.63
P/S
2.79
EV/EBIT
16.32
EV/EBITDA
14.63
EV/Sales
5.82
The EPS has contracted by 32% YoY and by 2.9% from the previous quarter
The P/E is 20% higher than the last 4 quarters average of 9.0 but 4.9% lower than the 5-year quarterly average of 11.4
The stock's price to book (P/B) is 10% less than its 5-year quarterly average of 0.7 but 5% more than its last 4 quarters average of 0.6
Oceanfirst Financial's equity has increased by 3.1% YoY
The stock's price to sales (P/S) is 16% more than its last 4 quarters average of 2.4 but 7% less than its 5-year quarterly average of 3.0
OCFC's revenue is down by 14% YoY and by 2.5% from the previous quarter
Efficiency
How efficient is Oceanfirst Financial business performance
OCFC's return on assets is down by 36% year-on-year
OCFC's return on equity is down by 34% year-on-year and by 3.3% since the previous quarter
OCFC's ROIC is down by 29% YoY
The ROS has contracted by 20% YoY
Dividends
What is OCFC's dividend history
DPS
$0.8
Dividend yield
4.45%
Payout ratio
48.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Oceanfirst Financial financials performed over time
The total assets is 14% more than the total liabilities
The total liabilities has declined by 2.2% year-on-year
OCFC's debt is 21% smaller than its equity
OCFC's debt is up by 12% since the previous quarter but it is down by 5% year-on-year
Oceanfirst Financial's debt to equity has increased by 11% from the previous quarter but it has decreased by 8% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.