FSBC
Five Star Bancorp
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: FSBC
- PE Ratio
As of Jun 3, 2026, the FSBC stock has a PE ratio of 13.29. The calculation is based on the latest EPS of $3.15 and the stock price of $41.87 per share. An increase of 11% has been observed in the PE ratio compared to its average of 12.0 of the last four quarters.
FSBC PE ratio history
The mean historical PE ratio of Five Star Bancorp over the last five years is 10.28. The current 13.29 P/E ratio is 29% higher than the historical average. Looking back at the last five years, FSBC's PE ratio peaked in the Dec 2024 quarter at 13.31, with a price of $30.09 and an EPS of $2.26. The Sep 2023 quarter marked the lowest point at 6.87, with a price of $20.06 and an EPS of $2.92.
Five Star Bancorp PE ratio by year
Maximum annual increase: 41.3% in 2024
Maximum annual decrease: -9.77% in 2023
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 12.34 | -7.29% | $35.78 | $2.9 |
| 2024 | 13.31 | 41.3% | $30.09 | $2.26 |
| 2023 | 9.42 | -9.77% | $26.18 | $2.78 |
| 2022 | 10.44 | -1.51% | $27.24 | $2.61 |
| 2021 | 10.6 | N/A | $30 | $2.83 |
| 2020 | N/A | N/A | N/A | $3.57 |
| 2019 | N/A | N/A | N/A | $3.4 |
Five Star Bancorp PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.97 | -3% | $37.72 | $3.15 |
| Dec 2025 | 12.34 | 3.44% | $35.78 | $2.9 |
| Sep 2025 | 11.93 | 2.4% | $32.2 | $2.7 |
| Jun 2025 | 11.65 | -4.43% | $28.54 | $2.45 |
| Mar 2025 | 12.19 | -8.41% | $27.8 | $2.28 |
| Dec 2024 | 13.31 | 2.07% | $30.09 | $2.26 |
| Sep 2024 | 13.04 | 32.39% | $29.73 | $2.28 |
| Jun 2024 | 9.85 | 15.07% | $23.65 | $2.4 |
| Mar 2024 | 8.56 | -9.13% | $22.5 | $2.63 |
| Dec 2023 | 9.42 | 37.12% | $26.18 | $2.78 |
| Sep 2023 | 6.87 | -9.13% | $20.06 | $2.92 |
| Jun 2023 | 7.56 | -0.79% | $22.37 | $2.96 |
| Mar 2023 | 7.62 | -27.01% | $21.34 | $2.8 |
| Dec 2022 | 10.44 | -8.34% | $27.24 | $2.61 |
| Sep 2022 | 11.39 | 5.66% | $28.36 | $2.49 |
FSBC Price vs fair value
FSBC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
FSBC's current PE ratio is higher than the 3 and 5-year averages.
PE comparison
With a price to earnings (P/E) of 13.29, FSBC ranks higher than the Financial Services sector, the industry and its peers average. In comparison with the Financial Services sector average of 12.1, Five Star Bancorp's price to earnings (P/E) is 10% higher.
FSBC PE vs peers
FSBC's PE ratio stands lower than its peer stocks BBT and OCFC, but it is higher than WSFS's and BKU's. Five Star Bancorp's current PE ratio of 13.29 is higher than the average of its peers, which is 12.72.
| Stock name | PE ratio | Market cap |
|---|---|---|
| NECB NorthEast Community Bancorp Inc | 7.39 | $339.17M |
| WSFS Wsfs Financial Corp | 12.64 | $3.7B |
| BKU BankUnited Inc | 13.13 | $3.44B |
| CSV Carriage Services Inc | 13.36 | $596.01M |
| FSBC Five Star Bancorp | 13.7 | $922.17M |
| OCFC Oceanfirst Financial Corp | 15.22 | $1.03B |
| BBT Beacon Financial Corp. | 16.16 | $2.4B |
Frequently asked questions
What is Five Star Bancorp's PE ratio?
FSBC stock has a price to earnings ratio of 13.29 as of Jun 3, 2026.
What is the 3-year average PE ratio for Five Star Bancorp (FSBC)?
As an average over the last 3 years, FSBC stock has a PE ratio of 10.72.
What is the 5-year average PE ratio for Five Star Bancorp (FSBC)?
As an average over the last 5 years, FSBC stock has a PE ratio of 10.28.
What is the highest PE ratio for FSBC?
Over the last five years, the Dec 2024 quarter recorded the highest quarterly PE ratio at 13.31.
How does the current PE ratio for FSBC compare to its historical average?
FSBC's current price to earnings ratio is 29% above its 5-year historical average.
How is FSBC's PE ratio calculated (Five Star Bancorp PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 3, 2026), Five Star Bancorp's share price is $41.87. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $3.15. Therefore, Five Star Bancorp's PE ratio for today is 13.29. PE RATIO(13.29) = STOCK PRICE($41.87) / TTM EPS($3.15)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.