FFIN First Financial Bankshares PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: FFIN
- PE Ratio
The PE ratio for First Financial Bankshares stock stands at 18.15 as of Nov 5, 2025. This is calculated based on the TTM EPS of $1.72 and the stock price of $31.22 per share. A decrease of 21% has been observed in the PE ratio compared to its average of 22.9 of the last four quarters.
FFIN PE ratio history
Over the last ten years, the average PE ratio of First Financial Bankshares has been 24.28. The current 18.15 P/E ratio is 25% lower than the historical average. Looking back at the last ten years, FFIN's PE ratio peaked in the Dec 2021 quarter at 31.78, with a price of $50.84 and an EPS of $1.6. The Sep 2023 quarter marked the lowest point at 16.86, with a price of $25.12 and an EPS of $1.49.
First Financial Bankshares PE ratio by year
Maximum annual increase: 61.28% in 2013
Maximum annual decrease: -33.98% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 23.11 | 6.01% | $36.05 | $1.56 |
| 2023 | 21.8 | 3.91% | $30.3 | $1.39 |
| 2022 | 20.98 | -33.98% | $34.4 | $1.64 |
| 2021 | 31.78 | 24.73% | $50.84 | $1.6 |
| 2020 | 25.48 | -11.44% | $36.18 | $1.42 |
| 2019 | 28.77 | 10.7% | $35.1 | $1.22 |
| 2018 | 25.99 | 5.01% | $28.85 | $1.11 |
| 2017 | 24.75 | -12.39% | $22.53 | $0.91 |
| 2016 | 28.25 | 46.07% | $22.6 | $0.8 |
| 2015 | 19.34 | -9.37% | $15.09 | $0.78 |
| 2014 | 21.34 | -19.95% | $14.94 | $0.7 |
| 2013 | 26.66 | 61.28% | $16.53 | $0.62 |
| 2012 | 16.53 | 6.78% | $9.75 | $0.59 |
| 2011 | 15.48 | -13.03% | $8.36 | $0.54 |
| 2010 | 17.8 | -15.32% | $8.54 | $0.48 |
First Financial Bankshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 20.92 | -5.64% | $35.98 | $1.72 |
| Mar 2025 | 22.17 | -4.07% | $35.92 | $1.62 |
| Dec 2024 | 23.11 | -9.44% | $36.05 | $1.56 |
| Sep 2024 | 25.52 | 21.87% | $37.01 | $1.45 |
| Jun 2024 | 20.94 | -10.67% | $29.53 | $1.41 |
| Mar 2024 | 23.44 | 7.52% | $32.81 | $1.4 |
| Dec 2023 | 21.8 | 29.3% | $30.3 | $1.39 |
| Sep 2023 | 16.86 | -7.67% | $25.12 | $1.49 |
| Jun 2023 | 18.26 | -7.26% | $28.49 | $1.56 |
| Mar 2023 | 19.69 | -6.15% | $31.9 | $1.62 |
| Dec 2022 | 20.98 | -18.75% | $34.4 | $1.64 |
| Sep 2022 | 25.82 | 5.86% | $41.83 | $1.62 |
| Jun 2022 | 24.39 | -12.11% | $39.27 | $1.61 |
| Mar 2022 | 27.75 | -12.68% | $44.12 | $1.59 |
| Dec 2021 | 31.78 | 12.06% | $50.84 | $1.6 |
FFIN Price vs fair value
FFIN average PE ratio chart
The current PE ratio of FFIN is lower than its 3, 5 and 10-year averages.
PE comparison
First Financial Bankshares's price to earnings (P/E) of 18.15 is higher than the Financial Services sector, the industry and its peers average. In comparison with the Financial Services sector average of 13.73, First Financial Bankshares's price to earnings (P/E) is 32% higher.
FFIN PE vs peers
In comparison to its peer stocks CFR and PB, FFIN's PE ratio is higher. First Financial Bankshares is currently trading at a higher PE ratio (18.15) than its peers average of 12.32.
| Stock name | PE ratio | Market cap |
|---|---|---|
| IBOC International Bancshares Corp | 10.37 | $4.27B |
| PB Prosperity Bancshares Inc | 12.13 | $6.34B |
| SBSI Southside Bancshares Inc | 12.48 | $866.81M |
| CFR Cullen/Frost Bankers Inc | 12.77 | $7.93B |
| TCBI Texas Capital Bancshares Inc | 13.83 | $3.89B |
| FFIN First Financial Bankshares Inc | 18.15 | $4.47B |
Frequently asked questions
What is First Financial Bankshares's PE ratio?
The price to earnings ratio for FFIN stock is 18.15 as of Nov 5, 2025.
What is the 3-year average PE ratio for First Financial Bankshares (FFIN)?
Over the last 3 years, the average price to earnings ratio for FFIN stock is 21.24.
What is the 5-year average PE ratio for First Financial Bankshares (FFIN)?
Over the last 5 years, the average price to earnings ratio for FFIN stock is 24.12.
What is the highest PE ratio for FFIN?
The highest quarterly PE ratio in the last ten years has been 31.78 and it was in the Dec 2021 quarter.
How does the current PE ratio for FFIN compare to its historical average?
The current PE ratio of FFIN is 25% lower than the 10-year historical average.
How is FFIN's PE ratio calculated (First Financial Bankshares PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Nov 5, 2025), First Financial Bankshares's share price is $31.22. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $1.72. Therefore, First Financial Bankshares's PE ratio for today is 18.15. PE RATIO(18.15) = STOCK PRICE($31.22) / TTM EPS($1.72)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.