PPBI Pacific Premier Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PPBI

Price (delayed)

$26.09

Market cap

$2.48B

P/E Ratio

8.73

Dividend/share

$1.32

EPS

$2.99

Enterprise value

$2.71B

Pacific Premier Bancorp, Inc. is the parent company of Pacific Premier Bank, a California-based commercial bank focused on serving small, middle-market, and corporate businesses throughout the western United States in ...

Highlights
The P/E is 56% less than the 5-year quarterly average of 19.7 and 11% less than the last 4 quarters average of 9.8
The equity has declined by 3% year-on-year but it is up by 2.3% since the previous quarter
The debt is up by 50% year-on-year and by 43% since the previous quarter
PPBI's net income is down by 17% year-on-year and by 3.8% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ppbi.net
Peers: CATY CVBF BSRR CVCY

Key stats

What are the main financial stats of PPBI
Market
Shares outstanding
95.02M
Market cap
$2.48B
Enterprise value
$2.71B
Valuations
Price to earnings (P/E)
8.73
Price to book (P/B)
0.89
Price to sales (P/S)
3.13
EV/EBIT
7.04
EV/EBITDA
6.55
EV/Sales
3.47
Earnings
Revenue
$781.03M
EBIT
$384.36M
EBITDA
$413.09M
Free cash flow
$403.56M
Per share
EPS
$2.99
Free cash flow per share
$4.31
Book value per share
$29.45
Revenue per share
$8.33
TBVPS
$221.21
Balance sheet
Total assets
$21.69B
Total liabilities
$18.89B
Debt
$1.33B
Equity
$2.8B
Working capital
N/A
Liquidity
Debt to equity
0.48
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.55
Margins
EBITDA margin
52.9%
Gross margin
100%
Net margin
36.3%
Operating margin
49.2%
Efficiency
Return on assets
1.3%
Return on equity
10.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
49.2%
Dividend
Dividend yield
5.06%
DPS
$1.32
Payout ratio
44.1%

PPBI stock price

How has the Pacific Premier Bancorp stock price performed over time
Intraday
-0.38%
1 week
4.74%
1 month
-19%
1 year
-29.47%
YTD
-17.33%
QTD
-17.33%

Financial performance

How have Pacific Premier Bancorp's revenue and profit performed over time
Revenue
$781.03M
Gross profit
$781.03M
Operating income
$384.36M
Net income
$283.74M
Gross margin
100%
Net margin
36.3%
The operating income has contracted by 17% YoY and by 3.9% from the previous quarter
PPBI's net income is down by 17% year-on-year and by 3.8% since the previous quarter
The operating margin has declined by 10% year-on-year and by 2.2% since the previous quarter
The net margin has declined by 10% year-on-year and by 2.2% since the previous quarter

Growth

What is Pacific Premier Bancorp's growth rate over time

Valuation

What is Pacific Premier Bancorp stock price valuation
P/E
8.73
P/B
0.89
P/S
3.13
EV/EBIT
7.04
EV/EBITDA
6.55
EV/Sales
3.47
The P/E is 56% less than the 5-year quarterly average of 19.7 and 11% less than the last 4 quarters average of 9.8
The EPS has decreased by 17% YoY and by 4.2% from the previous quarter
PPBI's P/B is 19% below its 5-year quarterly average of 1.1 and 19% below its last 4 quarters average of 1.1
The equity has declined by 3% year-on-year but it is up by 2.3% since the previous quarter
The P/S is 30% below the 5-year quarterly average of 4.5 and 15% below the last 4 quarters average of 3.7
PPBI's revenue is down by 7% year-on-year

Efficiency

How efficient is Pacific Premier Bancorp business performance
PPBI's ROIC is down by 25% year-on-year and by 5% since the previous quarter
Pacific Premier Bancorp's ROA has decreased by 19% YoY and by 7% from the previous quarter
PPBI's return on equity is down by 15% year-on-year and by 2.8% since the previous quarter
The ROS has decreased by 10% YoY and by 2.2% from the previous quarter

Dividends

What is PPBI's dividend history
Dividend details
DPS
$1.32
Dividend yield
5.06%
Payout ratio
44.1%
Recent dividends

Financial health

How did Pacific Premier Bancorp financials performed over time
Pacific Premier Bancorp's total assets is 15% more than its total liabilities
The total liabilities rose by 3.7% year-on-year
Pacific Premier Bancorp's total assets has increased by 2.8% YoY
The debt is 52% smaller than the equity
The company's debt to equity has surged by 55% YoY and by 41% QoQ
The debt is up by 50% year-on-year and by 43% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.