PPBI Pacific Premier Bancorp Inc

Price (delayed)

$29.33

Market cap

$2.78B

P/E Ratio

8.19

Dividend/share

$1.32

EPS

$3.58

Enterprise value

$2.9B

Pacific Premier Bancorp, Inc. is the parent company of Pacific Premier Bank, a California-based commercial bank focused on serving small, middle-market, and corporate businesses throughout the western United States in ...

Highlights
The P/E is 63% less than the 5-year quarterly average of 21.9 and 28% less than the last 4 quarters average of 11.4
PPBI's gross profit has soared by 57% YoY
The equity has declined by 3.6% since the previous quarter but it is up by 3% year-on-year
The debt has surged by 82% year-on-year and by 4.7% since the previous quarter

Key stats

What are the main financial stats of PPBI
Market
Shares outstanding
94.93M
Market cap
$2.78B
Enterprise value
$2.9B
Valuations
Price to earnings (P/E)
8.19
Price to book (P/B)
0.99
Price to sales (P/S)
3.25
EV/EBIT
6.32
EV/EBITDA
5.92
EV/Sales
3.44
Earnings
Revenue
$844.97M
EBIT
$459.53M
EBITDA
$490.61M
Free cash flow
$337.21M
Per share
EPS
$3.58
Free cash flow per share
$3.61
Book value per share
$29.49
Revenue per share
$9.04
TBVPS
$220.91
Balance sheet
Total assets
$21.62B
Total liabilities
$18.84B
Debt
$930.73M
Equity
$2.78B
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.24
Margins
EBITDA margin
58.1%
Gross margin
100%
Net margin
40%
Operating margin
54.4%
Efficiency
Return on assets
1.6%
Return on equity
11.9%
Return on invested capital
2.3%
Return on capital employed
N/A
Return on sales
54.4%
Dividend
Dividend yield
4.5%
DPS
$1.32
Payout ratio
36.9%

PPBI stock price

How has the Pacific Premier Bancorp stock price performed over time
Intraday
2.73%
1 week
3.2%
1 month
-6.08%
1 year
-33.4%
YTD
-26.73%
QTD
-17.03%

Financial performance

How have Pacific Premier Bancorp's revenue and profit performed over time
Revenue
$844.97M
Gross profit
$844.97M
Operating income
$459.53M
Net income
$338.13M
Gross margin
100%
Net margin
40%
The operating margin has surged by 122% year-on-year
The net margin has surged by 108% year-on-year
PPBI's gross profit has soared by 57% YoY
PPBI's revenue has surged by 57% year-on-year

Growth

What is Pacific Premier Bancorp's growth rate over time

Valuation

What is Pacific Premier Bancorp stock price valuation
P/E
8.19
P/B
0.99
P/S
3.25
EV/EBIT
6.32
EV/EBITDA
5.92
EV/Sales
3.44
The P/E is 63% less than the 5-year quarterly average of 21.9 and 28% less than the last 4 quarters average of 11.4
PPBI's P/B is 24% below its last 4 quarters average of 1.3 and 10% below its 5-year quarterly average of 1.1
The equity has declined by 3.6% since the previous quarter but it is up by 3% year-on-year
PPBI's revenue has surged by 57% year-on-year
The P/S is 34% below the 5-year quarterly average of 4.9 and 28% below the last 4 quarters average of 4.5

Efficiency

How efficient is Pacific Premier Bancorp business performance
The ROS has soared by 122% YoY
PPBI's ROIC is down by 4.2% since the previous quarter

Dividends

What is PPBI's dividend history
DPS
$1.32
Dividend yield
4.5%
Payout ratio
36.9%
Recent dividends

Financial health

How did Pacific Premier Bancorp financials performed over time
Pacific Premier Bancorp's total assets is 15% more than its total liabilities
The total liabilities rose by 8% year-on-year and by 3.5% since the previous quarter
Pacific Premier Bancorp's total assets has increased by 7% YoY and by 2.5% from the previous quarter
The debt is 67% smaller than the equity
The debt has surged by 82% year-on-year and by 4.7% since the previous quarter
The company's debt to equity has surged by 74% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.