PPBI Pacific Premier Bancorp Inc

Price (delayed)

$21.7

Market cap

$2.08B

P/E Ratio

70

Dividend/share

$1.32

EPS

$0.31

Enterprise value

$2.07B

Pacific Premier Bancorp, Inc. is the parent company of Pacific Premier Bank, a California-based commercial bank focused on serving small, middle-market, and corporate businesses throughout the western United States in ...

Highlights
The debt has declined by 30% year-on-year and by 18% since the previous quarter
The equity is up by 3% year-on-year
The P/E is 137% more than the last 4 quarters average of 29.5
The EPS has plunged by 90% YoY and by 88% from the previous quarter

Key stats

What are the main financial stats of PPBI
Market
Shares outstanding
95.86M
Market cap
$2.08B
Enterprise value
$2.07B
Valuations
Price to book (P/B)
0.72
Price to sales (P/S)
4.63
EV/EBIT
60.94
EV/EBITDA
34.47
EV/Sales
4.7
Earnings
Revenue
$440.99M
EBIT
$34.04M
EBITDA
$60.19M
Free cash flow
$244.38M
Per share
EPS
$0.31
Free cash flow per share
$2.6
Book value per share
$30.06
Revenue per share
$4.69
TBVPS
$192.13
Balance sheet
Total assets
$19.03B
Total liabilities
$16.14B
Debt
$931.84M
Equity
$2.88B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.09
Margins
EBITDA margin
13.6%
Gross margin
100%
Net margin
7%
Operating margin
7.7%
Efficiency
Return on assets
0.2%
Return on equity
1.1%
Return on invested capital
0.2%
Return on capital employed
N/A
Return on sales
7.7%
Dividend
Dividend yield
6.08%
DPS
$1.32
Payout ratio
425.8%

PPBI stock price

How has the Pacific Premier Bancorp stock price performed over time
Intraday
-0.73%
1 week
-4.11%
1 month
-4.02%
1 year
-3.47%
YTD
-25.46%
QTD
-9.58%

Financial performance

How have Pacific Premier Bancorp's revenue and profit performed over time
Revenue
$440.99M
Gross profit
$440.99M
Operating income
$34.04M
Net income
$30.85M
Gross margin
100%
Net margin
7%
The operating income has plunged by 91% YoY and by 90% from the previous quarter
PPBI's net income has dropped by 89% year-on-year and by 87% since the previous quarter
The operating margin has dropped by 84% year-on-year and by 83% since the previous quarter
The net margin has dropped by 81% year-on-year and by 79% since the previous quarter

Growth

What is Pacific Premier Bancorp's growth rate over time

Valuation

What is Pacific Premier Bancorp stock price valuation
P/E
70
P/B
0.72
P/S
4.63
EV/EBIT
60.94
EV/EBITDA
34.47
EV/Sales
4.7
The P/E is 137% more than the last 4 quarters average of 29.5
The EPS has plunged by 90% YoY and by 88% from the previous quarter
PPBI's P/B is 28% below its 5-year quarterly average of 1.0 and 10% below its last 4 quarters average of 0.8
The equity is up by 3% year-on-year
PPBI's revenue is down by 44% year-on-year and by 40% since the previous quarter
The P/S is 29% above the last 4 quarters average of 3.6 and 10% above the 5-year quarterly average of 4.2

Efficiency

How efficient is Pacific Premier Bancorp business performance
PPBI's return on equity has dropped by 89% year-on-year and by 87% since the previous quarter
PPBI's ROIC has dropped by 89% year-on-year and by 88% since the previous quarter
Pacific Premier Bancorp's ROA has plunged by 85% YoY and by 82% from the previous quarter
The ROS has plunged by 84% YoY and by 83% from the previous quarter

Dividends

What is PPBI's dividend history
DPS
$1.32
Dividend yield
6.08%
Payout ratio
425.8%
Recent dividends

Financial health

How did Pacific Premier Bancorp financials performed over time
Pacific Premier Bancorp's total assets is 18% more than its total liabilities
The total liabilities has declined by 15% year-on-year and by 7% since the previous quarter
Pacific Premier Bancorp's total assets has decreased by 12% YoY and by 6% from the previous quarter
The debt is 68% smaller than the equity
The company's debt to equity fell by 33% YoY and by 20% QoQ
The debt has declined by 30% year-on-year and by 18% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.