PPBI Pacific Premier Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: PPBI

Price (delayed)

$25.23

Market cap

$2.42B

P/E Ratio

10.05

Dividend/share

$1.32

EPS

$2.51

Enterprise value

$2.15B

Pacific Premier Bancorp, Inc. is the parent company of Pacific Premier Bank, a California-based commercial bank focused on serving small, middle-market, and corporate businesses throughout the western United States in ...

Highlights
The equity is up by 4.4% year-on-year
The P/E is 44% less than the 5-year quarterly average of 18.0 but 16% more than the last 4 quarters average of 8.7
The debt is up by 22% year-on-year
The EPS has decreased by 20% YoY and by 10% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ppbi.net
Peers: CATY CVBF BSRR CVCY

Key stats

What are the main financial stats of PPBI
Market
Shares outstanding
95.9M
Market cap
$2.42B
Enterprise value
$2.15B
Valuations
Price to earnings (P/E)
10.05
Price to book (P/B)
0.85
Price to sales (P/S)
3.26
EV/EBIT
6.6
EV/EBITDA
6.09
EV/Sales
2.95
Earnings
Revenue
$729.15M
EBIT
$325.79M
EBITDA
$352.71M
Free cash flow
$338.21M
Per share
EPS
$2.51
Free cash flow per share
$3.59
Book value per share
$29.78
Revenue per share
$7.74
TBVPS
$205.2
Balance sheet
Total assets
$20.28B
Total liabilities
$17.42B
Debt
$1.13B
Equity
$2.86B
Working capital
N/A
Liquidity
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.77
Margins
EBITDA margin
48.4%
Gross margin
100%
Net margin
32.9%
Operating margin
44.7%
Efficiency
Return on assets
1.1%
Return on equity
8.5%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
44.7%
Dividend
Dividend yield
5.23%
DPS
$1.32
Payout ratio
52.6%

PPBI stock price

How has the Pacific Premier Bancorp stock price performed over time
Intraday
0.28%
1 week
11.69%
1 month
20.2%
1 year
-27.31%
YTD
-20.06%
QTD
15.95%

Financial performance

How have Pacific Premier Bancorp's revenue and profit performed over time
Revenue
$729.15M
Gross profit
$729.15M
Operating income
$325.79M
Net income
$239.9M
Gross margin
100%
Net margin
32.9%
The operating income has contracted by 19% YoY and by 10% from the previous quarter
PPBI's net income is down by 19% year-on-year and by 10% since the previous quarter
The operating margin has declined by 11% year-on-year and by 6% since the previous quarter
The net margin has declined by 11% year-on-year and by 6% since the previous quarter

Growth

What is Pacific Premier Bancorp's growth rate over time

Valuation

What is Pacific Premier Bancorp stock price valuation
PPBI P/E details
P/E
10.05
P/B
0.85
P/S
3.26
EV/EBIT
6.6
EV/EBITDA
6.09
EV/Sales
2.95
The P/E is 44% less than the 5-year quarterly average of 18.0 but 16% more than the last 4 quarters average of 8.7
The EPS has decreased by 20% YoY and by 10% from the previous quarter
PPBI's P/B is 15% below its 5-year quarterly average of 1.0 but 6% above its last 4 quarters average of 0.8
The equity is up by 4.4% year-on-year
The P/S is 20% below the 5-year quarterly average of 4.1 but 9% above the last 4 quarters average of 3.0
PPBI's revenue is down by 8% year-on-year and by 4.7% since the previous quarter

Efficiency

How efficient is Pacific Premier Bancorp business performance
Pacific Premier Bancorp's ROA has decreased by 21% YoY and by 15% from the previous quarter
PPBI's return on equity is down by 20% year-on-year and by 11% since the previous quarter
PPBI's ROIC is down by 16% year-on-year and by 11% since the previous quarter
The ROS has decreased by 11% YoY and by 6% from the previous quarter

Dividends

What is PPBI's dividend history
Dividend details
DPS
$1.32
Dividend yield
5.23%
Payout ratio
52.6%
Recent dividends

Financial health

How did Pacific Premier Bancorp financials performed over time
Pacific Premier Bancorp's total assets is 16% more than its total liabilities
The total liabilities has declined by 8% year-on-year and by 2.7% since the previous quarter
Pacific Premier Bancorp's total assets has decreased by 6% YoY and by 2.3% from the previous quarter
The debt is 60% smaller than the equity
The debt is up by 22% year-on-year
The company's debt to equity rose by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.