CPSS Consumer Portfolio Services PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: CPSS
- PE Ratio
The current PE ratio for Consumer Portfolio Services stock as of May 14, 2025 is 10.44. This is calculated based on the current EPS of $0.9 and the stock price of $9.4 per share. The P/E ratio marks an increase of 8% from the past four quarters average of 9.7.
CPSS PE ratio history
The average historical PE ratio of Consumer Portfolio Services for the last ten years is 16.39. The current PE ratio of 10.44 is 36% below the historical average. Over the past ten years, CPSS's PE ratio was at its highest in the Sep 2018 quarter at 370, when the stock price was $3.7 and the EPS was $0.01. The lowest value was in the Sep 2022 quarter, when it reached 1.71 with a price of $7.27 and an EPS of $4.25.
Consumer Portfolio Services PE ratio by year
Maximum annual increase: 534.44% in 2013
Maximum annual decrease: -81.85% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 12.07 | 179.4% | $10.86 | $0.9 |
| 2023 | 4.32 | 100% | $9.37 | $2.17 |
| 2022 | 2.16 | -61.57% | $8.85 | $4.1 |
| 2021 | 5.62 | 27.15% | $11.85 | $2.11 |
| 2020 | 4.42 | -68.52% | $4.24 | $0.96 |
| 2019 | 14.04 | 216.93% | $3.37 | $0.24 |
| 2018 | 4.43 | -81.85% | $3.01 | $0.68 |
| 2017 | 24.41 | 471.66% | $4.15 | $0.17 |
| 2016 | 4.27 | 10.34% | $5.12 | $1.2 |
| 2015 | 3.87 | -37.98% | $5.19 | $1.34 |
| 2014 | 6.24 | -34.86% | $7.36 | $1.18 |
| 2013 | 9.58 | 534.44% | $9.39 | $0.98 |
| 2012 | 1.51 | N/A | $5.36 | $3.56 |
| 2011 | N/A | N/A | $0.89 | -$0.76 |
| 2010 | N/A | N/A | $1.19 | -$1.9 |
Consumer Portfolio Services PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 9.63 | -20.22% | $8.67 | $0.9 |
| Dec 2024 | 12.07 | 28.68% | $10.86 | $0.9 |
| Sep 2024 | 9.38 | 21.5% | $9.38 | $1 |
| Jun 2024 | 7.72 | 75.45% | $9.8 | $1.27 |
| Mar 2024 | 4.4 | 1.85% | $7.56 | $1.72 |
| Dec 2023 | 4.32 | 21.35% | $9.37 | $2.17 |
| Sep 2023 | 3.56 | 0% | $9.07 | $2.55 |
| Jun 2023 | 3.56 | 26.24% | $11.67 | $3.28 |
| Mar 2023 | 2.82 | 30.56% | $10.69 | $3.79 |
| Dec 2022 | 2.16 | 26.32% | $8.85 | $4.1 |
| Sep 2022 | 1.71 | -39.58% | $7.27 | $4.25 |
| Jun 2022 | 2.83 | -20.06% | $10.25 | $3.62 |
| Mar 2022 | 3.54 | -37.01% | $10.16 | $2.87 |
| Dec 2021 | 5.62 | 39.45% | $11.85 | $2.11 |
| Sep 2021 | 4.03 | -8.62% | $5.8 | $1.44 |
CPSS Price vs fair value
CPSS average PE ratio chart
CPSS's current P/E ratio is above the 3 and 5-year historical averages, but it is below the 10-year average.
CPSS PE vs peers
Compared to its peers AXP and ALLY, CPSS's PE ratio stands lower, however it is higher than ATLC's and RM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RM Regional Management Corp | 8.7 | $296.13M |
| ATLC Atlanticus Holdings Corp | 8.94 | $868.55M |
| CPSS Consumer Portfolio Services Inc | 10.44 | $202.66M |
| AXP American Express Co | 20.93 | $210.25B |
| ALLY Ally Financial Inc | 62.77 | $10.99B |
Frequently asked questions
What is Consumer Portfolio Services's PE ratio?
The price to earnings ratio for CPSS stock is 10.44 as of May 14, 2025.
What is the 3-year average PE ratio for Consumer Portfolio Services (CPSS)?
The 3-year average PE ratio for CPSS stock is 5.35.
What is the 5-year average PE ratio for Consumer Portfolio Services (CPSS)?
The 5-year average PE ratio for CPSS stock is 5.01.
What is the highest PE ratio for CPSS?
The highest quarterly PE ratio in the last ten years has been 370 and it was in the Sep 2018 quarter.
How does the current PE ratio for CPSS compare to its historical average?
The current price to earnings ratio of CPSS is 36% lower than the 10-year historical average.
How is CPSS's PE ratio calculated (Consumer Portfolio Services PE ratio formula)?
The PE ratio is calculated by dividing the most recent price of a stock by its trailing twelve months EPS. As of today (May 14, 2025), Consumer Portfolio Services's stock price is $9.4. The earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $0.9. Therefore, Consumer Portfolio Services's P/E ratio for today is 10.44. PE RATIO(10.44) = STOCK PRICE($9.4) / TTM EPS($0.9)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.