The PE ratio for Regional Management stock stands at 9.71 as of Jul 10, 2025. This is calculated based on the TTM EPS of $3.43 and the stock price of $33.3 per share. A decrease of 6% has been observed in the PE ratio compared to its average of 10.3 of the last four quarters.
Over the last ten years, the average PE ratio of Regional Management has been 8.79. The current 9.71 P/E ratio is 10% higher than the historical average. Looking back at the last ten years, RM's PE ratio peaked in the Dec 2023 quarter at 14.75, with a price of $25.08 and an EPS of $1.7. The Sep 2022 quarter marked the lowest point at 3.8, with a price of $28.04 and an EPS of $7.37.
Maximum annual increase: 189.22% in 2023
Maximum annual decrease: -46.68% in 2021
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
2024 | 7.94 | -46.17% | $33.98 | $4.28 |
2023 | 14.75 | 189.22% | $25.08 | $1.7 |
2022 | 5.1 | -21.54% | $28.08 | $5.51 |
2021 | 6.5 | -46.68% | $57.46 | $8.84 |
2020 | 12.19 | 59.14% | $29.86 | $2.45 |
2019 | 7.66 | -3.53% | $30.03 | $3.92 |
2018 | 7.94 | -21.85% | $24.05 | $3.03 |
2017 | 10.16 | -21.54% | $26.31 | $2.59 |
2016 | 12.95 | 52.35% | $26.28 | $2.03 |
2015 | 8.5 | -37.08% | $15.47 | $1.82 |
2014 | 13.51 | -8.84% | $15.81 | $1.17 |
2013 | 14.82 | 89.76% | $33.93 | $2.29 |
2012 | 7.81 | N/A | $16.55 | $2.12 |
2011 | N/A | N/A | N/A | $2.25 |
2010 | N/A | N/A | N/A | $1.76 |
Year | PE ratio | PE change | Price | EPS |
---|---|---|---|---|
Mar 2025 | 8.78 | 10.58% | $30.11 | $3.43 |
Dec 2024 | 7.94 | -40.52% | $33.98 | $4.28 |
Sep 2024 | 13.35 | 20.81% | $32.71 | $2.45 |
Jun 2024 | 11.05 | 7.7% | $28.74 | $2.6 |
Mar 2024 | 10.26 | -30.44% | $24.21 | $2.36 |
Dec 2023 | 14.75 | 48.69% | $25.08 | $1.7 |
Sep 2023 | 9.92 | -4.34% | $27.68 | $2.79 |
Jun 2023 | 10.37 | 42.64% | $30.5 | $2.94 |
Mar 2023 | 7.27 | 42.55% | $26.09 | $3.59 |
Dec 2022 | 5.1 | 34.21% | $28.08 | $5.51 |
Sep 2022 | 3.8 | -13.24% | $28.04 | $7.37 |
Jun 2022 | 4.38 | -16.89% | $37.37 | $8.53 |
Mar 2022 | 5.27 | -18.92% | $48.57 | $9.22 |
Dec 2021 | 6.5 | -10.96% | $57.46 | $8.84 |
Sep 2021 | 7.3 | 5.64% | $58.18 | $7.97 |
Currently, RM's PE ratio is higher than its 3, 5 and 10-year averages.
In comparison to its peer stocks ALLY and CACC, RM's PE ratio is lower.
Stock name | PE ratio | Market cap |
---|---|---|
RM Regional Management Corp | 9.71 | $330.36M |
CPSS Consumer Portfolio Services Inc | 11.19 | $217.11M |
CACC Credit Acceptance Corp | 22.36 | $6.16B |
ALLY Ally Financial Inc | 71.09 | $12.45B |
FMCC Federal Home Loan Mortgage Corp | N/A | $4.88B |
RM's price to earnings ratio is 9.71 as of Jul 10, 2025.
The average PE ratio for RM stock over the past 3 years is 9.33.
The average PE ratio for RM stock over the past 5 years is 8.32.
Over the last ten years, the Dec 2023 quarter recorded the highest quarterly PE ratio at 14.75.
The current PE ratio of RM is 10% higher than the 10-year historical average.
RM's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jul 10, 2025), Regional Management's share price is $33.3. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $3.43. Therefore, Regional Management's PE ratio for today is 9.71. PE RATIO(9.71) = STOCK PRICE($33.3) / TTM EPS($3.43)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.