RM Regional Management PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: RM
- PE Ratio
The PE ratio for Regional Management stock stands at 9.77 as of Aug 8, 2025. This is calculated based on the TTM EPS of $3.62 and the stock price of $35.38 per share. An increase of 2.5% has been observed in the PE ratio compared to its average of 9.5 of the last four quarters.
RM PE ratio history
Over the last ten years, the average PE ratio of Regional Management has been 8.77. The current 9.77 P/E ratio is 11% higher than the historical average. Looking back at the last ten years, RM's PE ratio peaked in the Dec 2023 quarter at 14.75, with a price of $25.08 and an EPS of $1.7. The Sep 2022 quarter marked the lowest point at 3.8, with a price of $28.04 and an EPS of $7.37.
Regional Management PE ratio by year
Maximum annual increase: 189.22% in 2023
Maximum annual decrease: -46.68% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 7.94 | -46.17% | $33.98 | $4.28 |
| 2023 | 14.75 | 189.22% | $25.08 | $1.7 |
| 2022 | 5.1 | -21.54% | $28.08 | $5.51 |
| 2021 | 6.5 | -46.68% | $57.46 | $8.84 |
| 2020 | 12.19 | 59.14% | $29.86 | $2.45 |
| 2019 | 7.66 | -3.53% | $30.03 | $3.92 |
| 2018 | 7.94 | -21.85% | $24.05 | $3.03 |
| 2017 | 10.16 | -21.54% | $26.31 | $2.59 |
| 2016 | 12.95 | 52.35% | $26.28 | $2.03 |
| 2015 | 8.5 | -37.08% | $15.47 | $1.82 |
| 2014 | 13.51 | -8.84% | $15.81 | $1.17 |
| 2013 | 14.82 | 89.76% | $33.93 | $2.29 |
| 2012 | 7.81 | N/A | $16.55 | $2.12 |
| 2011 | N/A | N/A | N/A | $2.25 |
| 2010 | N/A | N/A | N/A | $1.76 |
Regional Management PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 8.07 | -8.09% | $29.21 | $3.62 |
| Mar 2025 | 8.78 | 10.58% | $30.11 | $3.43 |
| Dec 2024 | 7.94 | -40.52% | $33.98 | $4.28 |
| Sep 2024 | 13.35 | 20.81% | $32.71 | $2.45 |
| Jun 2024 | 11.05 | 7.7% | $28.74 | $2.6 |
| Mar 2024 | 10.26 | -30.44% | $24.21 | $2.36 |
| Dec 2023 | 14.75 | 48.69% | $25.08 | $1.7 |
| Sep 2023 | 9.92 | -4.34% | $27.68 | $2.79 |
| Jun 2023 | 10.37 | 42.64% | $30.5 | $2.94 |
| Mar 2023 | 7.27 | 42.55% | $26.09 | $3.59 |
| Dec 2022 | 5.1 | 34.21% | $28.08 | $5.51 |
| Sep 2022 | 3.8 | -13.24% | $28.04 | $7.37 |
| Jun 2022 | 4.38 | -16.89% | $37.37 | $8.53 |
| Mar 2022 | 5.27 | -18.92% | $48.57 | $9.22 |
| Dec 2021 | 6.5 | -10.96% | $57.46 | $8.84 |
RM Price vs fair value
RM average PE ratio chart
Currently, RM's PE ratio is higher than its 3, 5 and 10-year averages.
RM PE vs peers
In comparison to its peers ALLY and CACC, RM's PE ratio is lower, but it is higher than CPSS's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| CPSS Consumer Portfolio Services Inc | 8.91 | $172.91M |
| RM Regional Management Corp | 9.77 | $346.69M |
| CACC Credit Acceptance Corp | 13.2 | $5.2B |
| ALLY Ally Financial Inc | 49.97 | $11.54B |
| FMCC Federal Home Loan Mortgage Corp | N/A | $5.19B |
Frequently asked questions
What is Regional Management's PE ratio?
RM's price to earnings ratio is 9.77 as of Aug 8, 2025.
What is the 3-year average PE ratio for Regional Management (RM)?
The average PE ratio for RM stock over the past 3 years is 9.22.
What is the 5-year average PE ratio for Regional Management (RM)?
The average PE ratio for RM stock over the past 5 years is 8.31.
What is the highest PE ratio for RM?
Over the last ten years, the Dec 2023 quarter recorded the highest quarterly PE ratio at 14.75.
How does the current PE ratio for RM compare to its historical average?
The current PE ratio of RM is 11% higher than the 10-year historical average.
Why is Regional Management's PE ratio so low?
RM's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.
How is RM's PE ratio calculated (Regional Management PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Aug 8, 2025), Regional Management's share price is $35.38. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $3.62. Therefore, Regional Management's PE ratio for today is 9.77. PE RATIO(9.77) = STOCK PRICE($35.38) / TTM EPS($3.62)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.