RM Regional Management PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: RM
- PE Ratio
The PE ratio for Regional Management stock stands at 8.51 as of Jun 26, 2025. This is calculated based on the TTM EPS of $3.43 and the stock price of $29.18 per share. A decrease of 17% has been observed in the PE ratio compared to its average of 10.3 of the last four quarters.
RM PE ratio history
Over the last ten years, the average PE ratio of Regional Management has been 8.97. The current 8.51 P/E ratio is 5% lower than the historical average. Looking back at the last ten years, RM's PE ratio peaked in the Jun 2015 quarter at 15.95, with a price of $17.86 and an EPS of $1.12. The Sep 2022 quarter marked the lowest point at 3.8, with a price of $28.04 and an EPS of $7.37.
Regional Management PE ratio by year
Maximum annual increase: 189.22% in 2023
Maximum annual decrease: -46.68% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 7.94 | -46.17% | $33.98 | $4.28 |
| 2023 | 14.75 | 189.22% | $25.08 | $1.7 |
| 2022 | 5.1 | -21.54% | $28.08 | $5.51 |
| 2021 | 6.5 | -46.68% | $57.46 | $8.84 |
| 2020 | 12.19 | 59.14% | $29.86 | $2.45 |
| 2019 | 7.66 | -3.53% | $30.03 | $3.92 |
| 2018 | 7.94 | -21.85% | $24.05 | $3.03 |
| 2017 | 10.16 | -21.54% | $26.31 | $2.59 |
| 2016 | 12.95 | 52.35% | $26.28 | $2.03 |
| 2015 | 8.5 | -37.08% | $15.47 | $1.82 |
| 2014 | 13.51 | -8.84% | $15.81 | $1.17 |
| 2013 | 14.82 | 89.76% | $33.93 | $2.29 |
| 2012 | 7.81 | N/A | $16.55 | $2.12 |
| 2011 | N/A | N/A | N/A | $2.25 |
| 2010 | N/A | N/A | N/A | $1.76 |
Regional Management PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 8.78 | 10.58% | $30.11 | $3.43 |
| Dec 2024 | 7.94 | -40.52% | $33.98 | $4.28 |
| Sep 2024 | 13.35 | 20.81% | $32.71 | $2.45 |
| Jun 2024 | 11.05 | 7.7% | $28.74 | $2.6 |
| Mar 2024 | 10.26 | -30.44% | $24.21 | $2.36 |
| Dec 2023 | 14.75 | 48.69% | $25.08 | $1.7 |
| Sep 2023 | 9.92 | -4.34% | $27.68 | $2.79 |
| Jun 2023 | 10.37 | 42.64% | $30.5 | $2.94 |
| Mar 2023 | 7.27 | 42.55% | $26.09 | $3.59 |
| Dec 2022 | 5.1 | 34.21% | $28.08 | $5.51 |
| Sep 2022 | 3.8 | -13.24% | $28.04 | $7.37 |
| Jun 2022 | 4.38 | -16.89% | $37.37 | $8.53 |
| Mar 2022 | 5.27 | -18.92% | $48.57 | $9.22 |
| Dec 2021 | 6.5 | -10.96% | $57.46 | $8.84 |
| Sep 2021 | 7.3 | 5.64% | $58.18 | $7.97 |
RM Price vs fair value
RM average PE ratio chart
Currently, RM's PE ratio is higher than its 5-year average, but it is lower than its 3 and 10-year averages.
RM PE vs peers
In comparison to its peer stocks ALLY and CACC, RM's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RM Regional Management Corp | 8.62 | $293.15M |
| CPSS Consumer Portfolio Services Inc | 11.17 | $216.68M |
| CACC Credit Acceptance Corp | 21.19 | $5.83B |
| ALLY Ally Financial Inc | 68.28 | $11.96B |
| FMCC Federal Home Loan Mortgage Corp | N/A | $5.51B |
Frequently asked questions
What is Regional Management's PE ratio?
RM's price to earnings ratio is 8.51 as of Jun 26, 2025.
What is the 3-year average PE ratio for Regional Management (RM)?
The average PE ratio for RM stock over the past 3 years is 8.91.
What is the 5-year average PE ratio for Regional Management (RM)?
The average PE ratio for RM stock over the past 5 years is 8.24.
What is the highest PE ratio for RM?
Over the last ten years, the Jun 2015 quarter recorded the highest quarterly PE ratio at 15.95.
How does the current PE ratio for RM compare to its historical average?
The current PE ratio of RM is 5% lower than the 10-year historical average.
Why is Regional Management's PE ratio so low?
RM's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.
How is RM's PE ratio calculated (Regional Management PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jun 26, 2025), Regional Management's share price is $29.18. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $3.43. Therefore, Regional Management's PE ratio for today is 8.51. PE RATIO(8.51) = STOCK PRICE($29.18) / TTM EPS($3.43)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.