RM Regional Management PE ratio, current and historical analysis

The PE ratio for Regional Management stock stands at 7.14 as of Apr 1, 2025. This is calculated based on the TTM EPS of $4.28 and the stock price of $30.54 per share. A decrease of 33% has been observed in the PE ratio compared to its average of 10.7 of the last four quarters.

RM PE ratio history

How has RM's PE ratio performed in the past

Over the last ten years, the average PE ratio of Regional Management has been 8.97. The current 7.14 P/E ratio is 20% lower than the historical average. Looking back at the last ten years, RM's PE ratio peaked in the Jun 2015 quarter at 15.95, with a price of $17.86 and an EPS of $1.12. The Sep 2022 quarter marked the lowest point at 3.8, with a price of $28.04 and an EPS of $7.37.

Today
7.14
Average
8.97
Median
8.5
Minimum
3.8
Maximum
15.95

Regional Management PE ratio by year

Maximum annual increase: 189.22% in 2023

Maximum annual decrease: -46.68% in 2021

Year PE ratio PE change Price EPS
2024 7.94 -46.17% $33.98 $4.28
2023 14.75 189.22% $25.08 $1.7
2022 5.1 -21.54% $28.08 $5.51
2021 6.5 -46.68% $57.46 $8.84
2020 12.19 59.14% $29.86 $2.45
2019 7.66 -3.53% $30.03 $3.92
2018 7.94 -21.85% $24.05 $3.03
2017 10.16 -21.54% $26.31 $2.59
2016 12.95 52.35% $26.28 $2.03
2015 8.5 -37.08% $15.47 $1.82
2014 13.51 -8.84% $15.81 $1.17
2013 14.82 89.76% $33.93 $2.29
2012 7.81 N/A $16.55 $2.12
2011 N/A N/A N/A $2.25
2010 N/A N/A N/A $1.76

Regional Management PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 7.94 -40.52% $33.98 $4.28
Sep 2024 13.35 20.81% $32.71 $2.45
Jun 2024 11.05 7.7% $28.74 $2.6
Mar 2024 10.26 -30.44% $24.21 $2.36
Dec 2023 14.75 48.69% $25.08 $1.7
Sep 2023 9.92 -4.34% $27.68 $2.79
Jun 2023 10.37 42.64% $30.5 $2.94
Mar 2023 7.27 42.55% $26.09 $3.59
Dec 2022 5.1 34.21% $28.08 $5.51
Sep 2022 3.8 -13.24% $28.04 $7.37
Jun 2022 4.38 -16.89% $37.37 $8.53
Mar 2022 5.27 -18.92% $48.57 $9.22
Dec 2021 6.5 -10.96% $57.46 $8.84
Sep 2021 7.3 5.64% $58.18 $7.97
Jun 2021 6.91 8.48% $46.54 $6.74

RM average PE ratio chart

What is the average PE ratio of RM for the past years

Currently, RM's PE ratio is lower than its 3, 5 and 10-year averages.

3-year avg
8.93
5-year avg
8.21
10-year avg
8.97
15-year avg
N/A

RM PE vs peers

What is RM's PE ratio compared to its peers

In comparison to its peer stocks ALLY and CACC, RM's PE ratio is lower.

Stock name PE ratio Market cap
RM Regional Management Corp 7.14 $300.25M
CPSS Consumer Portfolio Services Inc 9.38 $180.98M
ALLY Ally Financial Inc 20.16 $11.27B
CACC Credit Acceptance Corp 26.02 $6.3B
FMCC Federal Home Loan Mortgage Corp N/A $3.71B

Frequently asked questions

What is Regional Management's PE ratio?

RM's price to earnings ratio is 7.14 as of Apr 1, 2025.

What is the 3-year average PE ratio for Regional Management (RM)?

The average PE ratio for RM stock over the past 3 years is 8.93.

What is the 5-year average PE ratio for Regional Management (RM)?

The average PE ratio for RM stock over the past 5 years is 8.21.

What is the highest PE ratio for RM?

Over the last ten years, the Jun 2015 quarter recorded the highest quarterly PE ratio at 15.95.

How does the current PE ratio for RM compare to its historical average?

The current PE ratio of RM is 20% lower than the 10-year historical average.

Why is Regional Management's PE ratio so low?

RM's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.

How is RM's PE ratio calculated (Regional Management PE ratio formula)?

The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Apr 1, 2025), Regional Management's share price is $30.54. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $4.28. Therefore, Regional Management's PE ratio for today is 7.14. PE RATIO(7.14) = STOCK PRICE($30.54) / TTM EPS($4.28)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.