ATLC Atlanticus Holdings PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ATLC
- PE Ratio
As of May 14, 2025, the Atlanticus Holdings stock's PE ratio is 8.94. This takes into account the latest EPS of $6.42 and stock price of $57.42. The PE ratio has grown by 23% from its last 4 quarters average of 7.3.
ATLC PE ratio history
The PE ratio of Atlanticus Holdings has averaged 6.0 over the last ten years. The current P/E ratio of 8.94 is 49% higher than the historical average. Looking back at the last ten years, ATLC's PE ratio peaked in the Dec 2015 quarter at 26.67, when the price was $3.2 and the EPS was $0.12. The lowest point was in the Sep 2015 quarter, when it reached 1.33 with a price of $3.72 and an EPS of $2.79.
Atlanticus Holdings PE ratio by year
Maximum annual increase: 477.27% in 2015
Maximum annual decrease: -49.78% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 9.42 | 30.29% | $55.78 | $5.92 |
| 2023 | 7.23 | 108.36% | $38.67 | $5.35 |
| 2022 | 3.47 | -49.78% | $26.2 | $7.55 |
| 2021 | 6.91 | 49.24% | $71.32 | $10.32 |
| 2020 | 4.63 | -10.62% | $24.63 | $5.32 |
| 2019 | 5.18 | -20.31% | $9.01 | $1.74 |
| 2018 | 6.5 | N/A | $3.64 | $0.56 |
| 2017 | N/A | N/A | $2.4 | -$2.93 |
| 2016 | N/A | N/A | $2.84 | -$0.46 |
| 2015 | 26.67 | 477.27% | $3.2 | $0.12 |
| 2014 | 4.62 | N/A | $2.36 | $0.51 |
| 2013 | N/A | N/A | $3.55 | -$1.29 |
| 2012 | 2.64 | 271.83% | $3.35 | $1.27 |
| 2011 | 0.71 | N/A | $3.7 | $5.21 |
| 2010 | N/A | N/A | $6.98 | -$2.45 |
Atlanticus Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 7.97 | -15.39% | $51.15 | $6.42 |
| Dec 2024 | 9.42 | 47.88% | $55.78 | $5.92 |
| Sep 2024 | 6.37 | 18.18% | $35.08 | $5.51 |
| Jun 2024 | 5.39 | -3.23% | $28.18 | $5.23 |
| Mar 2024 | 5.57 | -22.96% | $29.59 | $5.31 |
| Dec 2023 | 7.23 | 24.23% | $38.67 | $5.35 |
| Sep 2023 | 5.82 | -20.71% | $30.31 | $5.21 |
| Jun 2023 | 7.34 | 70.3% | $42.01 | $5.72 |
| Mar 2023 | 4.31 | 24.21% | $27.13 | $6.3 |
| Dec 2022 | 3.47 | 22.18% | $26.2 | $7.55 |
| Sep 2022 | 2.84 | -18.62% | $26.23 | $9.22 |
| Jun 2022 | 3.49 | -30.48% | $35.17 | $10.08 |
| Mar 2022 | 5.02 | -27.35% | $51.79 | $10.32 |
| Dec 2021 | 6.91 | 16.13% | $71.32 | $10.32 |
| Sep 2021 | 5.95 | 28.79% | $53.06 | $8.92 |
ATLC Price vs fair value
ATLC average PE ratio chart
The current PE ratio of ATLC is higher than its 3, 5 and 10-year averages.
ATLC PE vs peers
In comparison to its peer stocks SLM and PFSI, ATLC's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| ATLC Atlanticus Holdings Corp | 8.94 | $868.55M |
| CPSS Consumer Portfolio Services Inc | 10.44 | $202.66M |
| SLM SLM Corp | 11.8 | $7.09B |
| PFSI PennyMac Financial Services Inc | 14.51 | $5.1B |
| FMCC Federal Home Loan Mortgage Corp | N/A | $3.52B |
Frequently asked questions
What is Atlanticus Holdings's PE ratio?
ATLC's price to earnings ratio is 8.94 as of May 14, 2025.
What is the 3-year average PE ratio for Atlanticus Holdings (ATLC)?
Over the last 3 years, the average price to earnings ratio for ATLC stock is 5.77.
What is the 5-year average PE ratio for Atlanticus Holdings (ATLC)?
Over the last 5 years, the average price to earnings ratio for ATLC stock is 5.38.
What is the highest PE ratio for ATLC?
Over the last ten years, the Dec 2015 quarter recorded the highest quarterly PE ratio at 26.67.
How does the current PE ratio for ATLC compare to its historical average?
ATLC's price to earnings ratio is currently 49% above its 10-year historical average.
Why is Atlanticus Holdings's PE ratio so low?
ATLC's PE ratio of 8.94 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is ATLC's PE ratio calculated (Atlanticus Holdings PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (May 14, 2025), Atlanticus Holdings's share price is $57.42. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $6.42. Therefore, Atlanticus Holdings's PE ratio for today is 8.94. PE RATIO(8.94) = STOCK PRICE($57.42) / TTM EPS($6.42)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.