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CPSS Consumer Portfolio Services Inc
- Stocks
- Financial Services
- NASDAQ: CPSS
Price (delayed)
$9.4
Market cap
$202.66M
P/E Ratio
10.44
Dividend/share
N/A
EPS
$0.9
Enterprise value
$3.32B
Consumer Portfolio Services, Inc. is an independent specialty finance company that provides indirect automobile financing to individuals with past credit problems or limited credit histories. The company purchases retail installment
Highlights
Consumer Portfolio Services's gross profit has increased by 15% YoY and by 4.9% QoQ
The company's revenue rose by 13% YoY and by 3.8% QoQ
CPSS's P/E is 114% above its 5-year quarterly average of 5.0 and 11% above its last 4 quarters average of 9.7
The company's EPS fell by 48% YoY
Key stats
What are the main financial stats of CPSS
Market
Valuations
Earnings
Shares outstanding
21.56M
Market cap
$202.66M
Enterprise value
$3.32B
Price to earnings (P/E)
10.44
Price to book (P/B)
0.68
Price to sales (P/S)
0.49
EV/EBIT
14.31
EV/EBITDA
14.26
EV/Sales
8.12
Revenue
$408.64M
Gross profit
$311.83M
Operating income
$231.88M
Net income
$19.31M
EBIT
$231.88M
EBITDA
$232.78M
Free cash flow
$254.13M
Per share
Balance sheet
Liquidity
EPS
$0.9
EPS diluted
$0.79
Free cash flow per share
$11.85
Book value per share
$13.92
Revenue per share
$19.06
TBVPS
$171.31
Total assets
$3.67B
Total liabilities
$3.38B
Debt
$3.3B
Equity
$298.43M
Working capital
N/A
Debt to equity
11.06
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.39
Margins
Efficiency
Dividend
EBITDA margin
57%
Gross margin
76.3%
Net margin
4.7%
Operating margin
56.7%
Return on assets
0.6%
Return on equity
6.7%
Return on invested capital
3.6%
Return on capital employed
N/A
Return on sales
56.7%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CPSS stock price
How has the Consumer Portfolio Services stock price performed over time
Intraday
-2.59%
1 week
3.07%
1 month
6.94%
1 year
23.52%
YTD
-13.44%
QTD
8.42%
Financial performance
How have Consumer Portfolio Services's revenue and profit performed over time
Revenue
$408.64M
Gross profit
$311.83M
Operating income
$231.88M
Net income
$19.31M
Gross margin
76.3%
Net margin
4.7%
The company's net margin has shrunk by 53% YoY and by 4.1% QoQ
The net income has contracted by 47% YoY
Consumer Portfolio Services's gross profit has increased by 15% YoY and by 4.9% QoQ
The company's revenue rose by 13% YoY and by 3.8% QoQ
Price vs fundamentals
How does CPSS's price correlate with its fundamentals
Growth
What is Consumer Portfolio Services's growth rate over time
Valuation
What is Consumer Portfolio Services stock price valuation
P/E
10.44
P/B
0.68
P/S
0.49
EV/EBIT
14.31
EV/EBITDA
14.26
EV/Sales
8.12
CPSS's P/E is 114% above its 5-year quarterly average of 5.0 and 11% above its last 4 quarters average of 9.7
The company's EPS fell by 48% YoY
The stock's price to book (P/B) is 14% less than its 5-year quarterly average of 0.8
Consumer Portfolio Services's equity has increased by 7% YoY
The company's revenue rose by 13% YoY and by 3.8% QoQ
The stock's P/S is 2% more than its 5-year quarterly average of 0.5 and 2% more than its last 4 quarters average of 0.5
Efficiency
How efficient is Consumer Portfolio Services business performance
The company's return on equity has shrunk by 50% YoY
CPSS's return on assets has dropped by 50% year-on-year
The ROIC has contracted by 5% YoY
Dividends
What is CPSS's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CPSS.
Financial health
How did Consumer Portfolio Services financials performed over time
The company's total assets is 9% higher than its total liabilities
CPSS's total liabilities is up by 24% YoY and by 5% QoQ
The company's total assets rose by 22% YoY and by 5% QoQ
The company's debt rose by 25% YoY and by 5% QoQ
CPSS's debt to equity is up by 17% year-on-year and by 3.5% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.