UNB Union Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UNB

Price (delayed)

$24.74

Market cap

$114.15M

P/E Ratio

9.78

Dividend/share

$1.44

EPS

$2.53

Enterprise value

$403.67M

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Relative Growth: Rel. Growth: 67
Relative Strength: Rel. Strength: 39
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 85

Union Bank, a wholly-owned subsidiary of Union Bankshares, Inc., has been helping people buy homes and local businesses create jobs in area communities since 1891. Headquartered in Morrisville, VT, Union ...

Highlights
UNB's net income is up by 31% YoY and by 4.5% from the previous quarter
Union Bankshares's EPS has increased by 29% YoY and by 4.1% QoQ
The debt has increased by 27% YoY and by 8% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.unionbankvt.com
Peers: NBTB WASH INDB BHB

Key stats

What are the main financial stats of UNB

UNB stock price

How has the Union Bankshares stock price performed over time
Intraday
3.43%
1 week
4.92%
1 month
3.99%
1 year
-3.55%
YTD
4.26%
QTD
1.73%

Financial performance

How have Union Bankshares's revenue and profit performed over time
Revenue
$55.35M
Gross profit
$55.35M
Operating income
$12.69M
Net income
$11.58M
Gross margin
100%
Net margin
20.9%
The operating income has grown by 38% YoY and by 6% from the previous quarter
UNB's net income is up by 31% YoY and by 4.5% from the previous quarter
Union Bankshares's operating margin has increased by 19% YoY and by 2.2% from the previous quarter
The gross profit has grown by 16% YoY and by 3.1% from the previous quarter

Price vs fundamentals

How does UNB's price correlate with its fundamentals

Growth

What is Union Bankshares's growth rate over time

Valuation

What is Union Bankshares stock price valuation
UNB P/E details
P/E
9.78
P/B
1.42
P/S
2.06
EV/EBIT
31.81
EV/EBITDA
28.1
EV/Sales
7.29
Union Bankshares's EPS has increased by 29% YoY and by 4.1% QoQ
UNB's price to earnings (P/E) is 9% less than its 5-year quarterly average of 10.7 and 8% less than its last 4 quarters average of 10.6
UNB's P/B is 21% less than its 5-year quarterly average of 1.8 and 5% less than its last 4 quarters average of 1.5
The equity has increased by 15% year-on-year
UNB's P/S is 18% below its 5-year quarterly average of 2.5 and 6% below its last 4 quarters average of 2.2
The revenue is up by 16% year-on-year and by 3.1% since the previous quarter

Efficiency

How efficient is Union Bankshares business performance
The return on invested capital has increased by 40% year-on-year
Union Bankshares's return on sales has increased by 19% YoY and by 2.2% QoQ
The ROA has increased by 17% year-on-year
Union Bankshares's ROE has increased by 15% YoY

Dividends

What is UNB's dividend history
Dividend details
DPS
$1.44
Dividend yield
5.82%
Payout ratio
56.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Union Bankshares financials performed over time
The total assets is 5% more than the total liabilities
The total assets has grown by 7% YoY
Union Bankshares's total liabilities has increased by 6% YoY
The debt has increased by 27% YoY and by 8% from the previous quarter
The equity has increased by 15% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.