UNB Union Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UNB

Price (delayed)

$23.99

Market cap

$118.65M

P/E Ratio

9.19

Dividend/share

$1.44

EPS

$2.61

Enterprise value

$433.11M

?
Relative Growth: Rel. Growth: 59
Relative Strength: Rel. Strength: 36
Relative Valuation: Rel. Valuation: 82
Relative Profitability: Rel. Profitability: 83

Union Bankshares, Inc., headquartered in Morrisville, Vermont, is the bank holding company parent of Union Bank, which provides commercial, retail, and municipal banking services, as well as, wealth management services ...

Highlights
UNB's net income is up by 31% YoY and by 4.6% from the previous quarter
Union Bankshares's EPS has increased by 28% YoY and by 3.2% QoQ
The debt has increased by 23% YoY and by 8% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ublocal.com
Peers: NBTB WASH INDB BHB

Key stats

What are the main financial stats of UNB

UNB stock price

How has the Union Bankshares stock price performed over time
Intraday
0.8%
1 week
-2.44%
1 month
-4.5%
1 year
-7.52%
YTD
1.1%
QTD
-1.11%

Financial performance

How have Union Bankshares's revenue and profit performed over time
Revenue
$57.05M
Gross profit
$57.05M
Operating income
$13.42M
Net income
$12.11M
Gross margin
100%
Net margin
21.2%
The operating income has grown by 40% YoY and by 6% from the previous quarter
UNB's net income is up by 31% YoY and by 4.6% from the previous quarter
Union Bankshares's operating margin has increased by 20% YoY and by 2.6% from the previous quarter
The gross profit has grown by 17% YoY and by 3.1% from the previous quarter

Price vs fundamentals

How does UNB's price correlate with its fundamentals

Growth

What is Union Bankshares's growth rate over time

Valuation

What is Union Bankshares stock price valuation
UNB P/E details
P/E
9.19
P/B
1.22
P/S
2.01
EV/EBIT
32.28
EV/EBITDA
28.65
EV/Sales
7.59
Union Bankshares's EPS has increased by 28% YoY and by 3.2% QoQ
UNB's price to earnings (P/E) is 13% less than its 5-year quarterly average of 10.6 and 4.3% less than its last 4 quarters average of 9.6
UNB's P/B is 32% less than its 5-year quarterly average of 1.8 and 13% less than its last 4 quarters average of 1.4
The equity has increased by 27% year-on-year and by 12% since the previous quarter
The revenue is up by 17% year-on-year and by 3.1% since the previous quarter
UNB's P/S is 16% below its 5-year quarterly average of 2.4 and 4.3% below its last 4 quarters average of 2.1

Efficiency

How efficient is Union Bankshares business performance
The ROA has increased by 33% year-on-year and by 14% since the previous quarter
Union Bankshares's return on sales has increased by 20% YoY and by 2.6% QoQ
The return on invested capital has increased by 17% year-on-year
Union Bankshares's ROE has increased by 11% YoY

Dividends

What is UNB's dividend history
Dividend details
DPS
$1.44
Dividend yield
6%
Payout ratio
55.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Union Bankshares financials performed over time
The total assets is 6% more than the total liabilities
Union Bankshares's total liabilities has decreased by 4.9% from the previous quarter but it has increased by 4.2% YoY
The total assets has grown by 5% YoY but it has contracted by 4.1% from the previous quarter
The equity has increased by 27% year-on-year and by 12% since the previous quarter
The debt has increased by 23% YoY and by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.