FNLC First Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FNLC

Price (delayed)

$29.42

Market cap

$327.64M

P/E Ratio

11.77

Dividend/share

$1.41

EPS

$2.5

Enterprise value

$455.63M

The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was ...

Highlights
FNLC's equity is up by 6% year-on-year
FNLC's debt has soared by 122% QoQ and by 85% YoY
The P/E is 29% above the last 4 quarters average of 9.1 and 24% above the 5-year quarterly average of 9.4
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.thefirstbancorp.com
Peers: BHB CAC WBS EBTC

Key stats

What are the main financial stats of FNLC
Market
Shares outstanding
11.14M
Market cap
$327.64M
Enterprise value
$455.63M
Valuations
Price to earnings (P/E)
11.77
Price to book (P/B)
1.35
Price to sales (P/S)
4.2
EV/EBIT
13.67
EV/EBITDA
12.84
EV/Sales
5.84
Earnings
Revenue
$78M
EBIT
$33.33M
EBITDA
$35.49M
Free cash flow
$27.94M
Per share
EPS
$2.5
Free cash flow per share
$2.51
Book value per share
$21.8
Revenue per share
$7.01
TBVPS
$264.82
Balance sheet
Total assets
$2.98B
Total liabilities
$2.74B
Debt
$154.78M
Equity
$242.62M
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.61
Margins
EBITDA margin
45.5%
Gross margin
100%
Net margin
35.3%
Operating margin
42.7%
Efficiency
Return on assets
0.9%
Return on equity
11.7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
42.7%
Dividend
Dividend yield
4.79%
DPS
$1.41
Payout ratio
56.4%

FNLC stock price

How has the First Bancorp stock price performed over time
Intraday
0.62%
1 week
7.57%
1 month
25.03%
1 year
8.94%
YTD
4.25%
QTD
18.39%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$78M
Gross profit
$78M
Operating income
$33.33M
Net income
$27.57M
Gross margin
100%
Net margin
35.3%
First Bancorp's operating income has decreased by 26% YoY and by 7% from the previous quarter
The net income has contracted by 26% YoY and by 7% from the previous quarter
The operating margin has declined by 16% year-on-year and by 4.9% since the previous quarter
FNLC's net margin is down by 15% YoY and by 4.9% QoQ

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
11.77
P/B
1.35
P/S
4.2
EV/EBIT
13.67
EV/EBITDA
12.84
EV/Sales
5.84
The P/E is 29% above the last 4 quarters average of 9.1 and 24% above the 5-year quarterly average of 9.4
FNLC's EPS is down by 26% year-on-year and by 7% since the previous quarter
The price to book (P/B) is 12% higher than the last 4 quarters average of 1.2 and 3.1% higher than the 5-year quarterly average of 1.3
FNLC's equity is up by 6% year-on-year
FNLC's P/S is 23% above its last 4 quarters average of 3.4 and 10% above its 5-year quarterly average of 3.8
FNLC's revenue is down by 13% YoY

Efficiency

How efficient is First Bancorp business performance
The company's return on assets fell by 36% YoY and by 10% QoQ
FNLC's ROIC is down by 31% YoY and by 8% from the previous quarter
First Bancorp's ROE has decreased by 29% YoY and by 8% from the previous quarter
FNLC's ROS is down by 16% year-on-year and by 4.9% since the previous quarter

Dividends

What is FNLC's dividend history
Dividend details
DPS
$1.41
Dividend yield
4.79%
Payout ratio
56.4%
Recent dividends

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
The total liabilities has increased by 6% year-on-year
First Bancorp's total assets has increased by 6% YoY
FNLC's debt is 36% lower than its equity
FNLC's debt has soared by 122% QoQ and by 85% YoY
First Bancorp's debt to equity has soared by 121% from the previous quarter and by 73% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.