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Price (delayed)
$26.07
Market cap
$290.53M
P/E Ratio
10.91
Dividend/share
$1.41
EPS
$2.39
Enterprise value
$460.2M
The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was
Highlights
FNLC's equity is up by 5% year-on-year
FNLC's debt has soared by 101% YoY and by 49% QoQ
FNLC's EPS is down by 24% year-on-year and by 4.4% since the previous quarter
Key stats
What are the main financial stats of FNLC
Market
Valuations
Earnings
Shares outstanding
11.14M
Market cap
$290.53M
Enterprise value
$460.2M
Price to earnings (P/E)
10.91
Price to book (P/B)
1.19
Price to sales (P/S)
3.77
EV/EBIT
14.44
EV/EBITDA
13.51
EV/Sales
5.97
Revenue
$77.08M
EBIT
$31.87M
EBITDA
$34.05M
Free cash flow
$23.47M
Per share
Balance sheet
Liquidity
EPS
$2.39
Free cash flow per share
$2.11
Book value per share
$21.97
Revenue per share
$6.92
TBVPS
$274.26
Total assets
$3.08B
Total liabilities
$2.84B
Debt
$230.62M
Equity
$244.67M
Working capital
N/A
Debt to equity
0.94
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.98
Margins
Efficiency
Dividend
EBITDA margin
44.2%
Gross margin
100%
Net margin
34.2%
Operating margin
41.4%
Return on assets
0.9%
Return on equity
11%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
41.4%
Dividend yield
5.41%
DPS
$1.41
Payout ratio
59%
FNLC stock price
How has the First Bancorp stock price performed over time
Intraday
1.76%
1 week
-0.19%
1 month
-2.51%
1 year
12.47%
YTD
-7.62%
QTD
-0.95%
Financial performance
How have First Bancorp's revenue and profit performed over time
Revenue
$77.08M
Gross profit
$77.08M
Operating income
$31.87M
Net income
$26.35M
Gross margin
100%
Net margin
34.2%
First Bancorp's operating income has decreased by 24% YoY and by 4.4% from the previous quarter
The net income has contracted by 24% YoY and by 4.4% from the previous quarter
FNLC's net margin is down by 15% YoY and by 3.1% QoQ
The operating margin has declined by 15% year-on-year and by 3% since the previous quarter
Growth
What is First Bancorp's growth rate over time
Valuation
What is First Bancorp stock price valuation
P/E
10.91
P/B
1.19
P/S
3.77
EV/EBIT
14.44
EV/EBITDA
13.51
EV/Sales
5.97
FNLC's EPS is down by 24% year-on-year and by 4.4% since the previous quarter
The P/E is 17% above the 5-year quarterly average of 9.3 and 12% above the last 4 quarters average of 9.7
The price to book (P/B) is 8% lower than the 5-year quarterly average of 1.3
FNLC's equity is up by 5% year-on-year
FNLC's revenue is down by 11% YoY
FNLC's P/S is 8% above its last 4 quarters average of 3.5
Efficiency
How efficient is First Bancorp business performance
FNLC's ROIC is down by 33% YoY and by 9% from the previous quarter
First Bancorp's ROE has decreased by 28% YoY and by 6% from the previous quarter
The company's return on assets fell by 25% YoY
FNLC's ROS is down by 15% year-on-year and by 3% since the previous quarter
Dividends
What is FNLC's dividend history
DPS
$1.41
Dividend yield
5.41%
Payout ratio
59%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
First Bancorp's total assets has increased by 7% YoY and by 3.6% from the previous quarter
The total liabilities has increased by 7% year-on-year and by 3.8% since the previous quarter
FNLC's debt is 6% lower than its equity
FNLC's debt has soared by 101% YoY and by 49% QoQ
First Bancorp's debt to equity has soared by 92% YoY and by 47% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.