FNLC First Bancorp Inc

Price (delayed)

$24.99

Market cap

$277.24M

P/E Ratio

8.59

Dividend/share

$1.38

EPS

$2.91

Enterprise value

$291.97M

The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was ...

Highlights
FNLC's debt is down by 30% YoY and by 28% QoQ
The P/E is 11% below the 5-year quarterly average of 9.6 but 7% above the last 4 quarters average of 8.0
FNLC's equity is up by 3.1% year-on-year but it is down by 2.3% since the previous quarter
FNLC's EPS is down by 19% year-on-year and by 8% since the previous quarter
The net income has contracted by 19% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of FNLC
Market
Shares outstanding
11.09M
Market cap
$277.24M
Enterprise value
$291.97M
Valuations
Price to earnings (P/E)
8.59
Price to book (P/B)
1.22
Price to sales (P/S)
3.34
EV/EBIT
7.53
EV/EBITDA
7.15
EV/Sales
3.52
Earnings
Revenue
$83.06M
EBIT
$38.78M
EBITDA
$40.83M
Free cash flow
$32.48M
Per share
EPS
$2.91
Free cash flow per share
$2.93
Book value per share
$20.45
Revenue per share
$7.49
TBVPS
$262.81
Balance sheet
Total assets
$2.94B
Total liabilities
$2.72B
Debt
$82.99M
Equity
$226.67M
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.36
Margins
EBITDA margin
49.2%
Gross margin
100%
Net margin
38.6%
Operating margin
46.7%
Efficiency
Return on assets
1.1%
Return on equity
14%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
46.7%
Dividend
Dividend yield
5.52%
DPS
$1.38
Payout ratio
47.4%

FNLC stock price

How has the First Bancorp stock price performed over time
Intraday
-1.3%
1 week
0.44%
1 month
6.84%
1 year
-20.52%
YTD
-16.53%
QTD
6.34%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$83.06M
Gross profit
$83.06M
Operating income
$38.78M
Net income
$32.04M
Gross margin
100%
Net margin
38.6%
First Bancorp's operating income has decreased by 19% YoY and by 8% from the previous quarter
The net income has contracted by 19% YoY and by 8% from the previous quarter
The gross profit has contracted by 11% YoY and by 4.2% from the previous quarter
FNLC's revenue is down by 11% YoY and by 4.2% from the previous quarter

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
8.59
P/B
1.22
P/S
3.34
EV/EBIT
7.53
EV/EBITDA
7.15
EV/Sales
3.52
FNLC's EPS is down by 19% year-on-year and by 8% since the previous quarter
The P/E is 11% below the 5-year quarterly average of 9.6 but 7% above the last 4 quarters average of 8.0
The price to book (P/B) is 6% lower than the 5-year quarterly average of 1.3 and 6% lower than the last 4 quarters average of 1.3
FNLC's equity is up by 3.1% year-on-year but it is down by 2.3% since the previous quarter
FNLC's P/S is 14% below its 5-year quarterly average of 3.9
FNLC's revenue is down by 11% YoY and by 4.2% from the previous quarter

Efficiency

How efficient is First Bancorp business performance
The company's return on assets fell by 27% YoY and by 8% QoQ
FNLC's ROIC is down by 22% YoY and by 7% from the previous quarter
First Bancorp's ROE has decreased by 18% YoY and by 8% from the previous quarter
FNLC's ROS is down by 9% year-on-year and by 3.7% since the previous quarter

Dividends

What is FNLC's dividend history
DPS
$1.38
Dividend yield
5.52%
Payout ratio
47.4%
Recent dividends

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 8% more than its total liabilities
First Bancorp's total assets has increased by 8% YoY and by 2.4% from the previous quarter
The total liabilities has increased by 8% year-on-year and by 2.8% since the previous quarter
FNLC's debt is 63% lower than its equity
First Bancorp's debt to equity has decreased by 31% YoY and by 24% from the previous quarter
FNLC's debt is down by 30% YoY and by 28% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.