FNLC First Bancorp Inc

Price (delayed)

$29.7

Market cap

$326.42M

P/E Ratio

10.17

Dividend/share

$1.25

EPS

$2.92

Enterprise value

$485.76M

The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was ...

Highlights
The net income has grown by 22% YoY and by 8% from the previous quarter
FNLC's EPS is up by 21% year-on-year and by 7% since the previous quarter
The P/E is 22% below the 5-year quarterly average of 13.0 but 3% above the last 4 quarters average of 9.9

Key stats

What are the main financial stats of FNLC
Market
Shares outstanding
10.99M
Market cap
$326.42M
Enterprise value
$485.76M
Valuations
Price to earnings (P/E)
10.17
Price to book (P/B)
1.39
Price to sales (P/S)
4.23
EV/EBIT
12.74
EV/EBITDA
12.05
EV/Sales
6.29
Earnings
Revenue
$77.18M
EBIT
$38.11M
EBITDA
$40.3M
Free cash flow
$44.52M
Per share
EPS
$2.92
Free cash flow per share
$4.05
Book value per share
$21.31
Revenue per share
$7.02
TBVPS
$220.25
Balance sheet
Total assets
$2.45B
Total liabilities
$2.22B
Debt
$228.65M
Equity
$234.16M
Working capital
N/A
Liquidity
Debt to equity
0.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.95
Margins
EBITDA margin
52.2%
Gross margin
100%
Net margin
41.2%
Operating margin
49.4%
Efficiency
Return on assets
1.3%
Return on equity
14%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
49.4%
Dividend
Dividend yield
4.21%
DPS
$1.25
Payout ratio
42.8%

FNLC stock price

How has the First Bancorp stock price performed over time
Intraday
-0.27%
1 week
8%
1 month
-2.53%
1 year
44.81%
YTD
16.93%
QTD
0.85%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$77.18M
Gross profit
$77.18M
Operating income
$38.11M
Net income
$31.77M
Gross margin
100%
Net margin
41.2%
First Bancorp's operating income has increased by 23% YoY and by 8% from the previous quarter
The net income has grown by 22% YoY and by 8% from the previous quarter
FNLC's revenue is up by 12% YoY and by 4.6% from the previous quarter
The gross profit has grown by 12% YoY and by 4.6% from the previous quarter

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
10.17
P/B
1.39
P/S
4.23
EV/EBIT
12.74
EV/EBITDA
12.05
EV/Sales
6.29
The P/E is 22% below the 5-year quarterly average of 13.0 but 3% above the last 4 quarters average of 9.9
FNLC's EPS is up by 21% year-on-year and by 7% since the previous quarter
FNLC's equity is up by 8% year-on-year and by 2.6% since the previous quarter
The price to book (P/B) is 8% higher than the last 4 quarters average of 1.3 but 7% lower than the 5-year quarterly average of 1.5
FNLC's revenue is up by 12% YoY and by 4.6% from the previous quarter
FNLC's P/S is 10% below its 5-year quarterly average of 4.7 but 9% above its last 4 quarters average of 3.9

Efficiency

How efficient is First Bancorp business performance
First Bancorp's ROE has increased by 15% YoY and by 5% from the previous quarter
FNLC's ROS is up by 10% year-on-year and by 3.1% since the previous quarter
The company's return on assets rose by 8% YoY
FNLC's ROIC is up by 7% from the previous quarter and by 7% YoY

Dividends

What is FNLC's dividend history
DPS
$1.25
Dividend yield
4.21%
Payout ratio
42.8%
Recent dividends

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 11% more than its total liabilities
The total liabilities has increased by 8% year-on-year
First Bancorp's total assets has increased by 8% YoY
FNLC's debt is 2.4% lower than its equity
First Bancorp's debt to equity has decreased by 24% YoY and by 3% from the previous quarter
FNLC's debt is down by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.