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FNLC First Bancorp Inc

Price (delayed)

$24.86

Market cap

$278.49M

P/E Ratio

9.75

Dividend/share

$1.44

EPS

$2.55

Enterprise value

$434.56M

The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was ...

Highlights
FNLC's equity is up by 7% year-on-year and by 2.8% since the previous quarter
FNLC's revenue is up by 5% YoY and by 3% from the previous quarter
The P/E is 9% below the last 4 quarters average of 10.6 but 3.2% above the 5-year quarterly average of 9.3
FNLC's debt is up by 27% QoQ and by 20% YoY

Key stats

What are the main financial stats of FNLC
Market
Shares outstanding
11.2M
Market cap
$278.49M
Enterprise value
$434.56M
Valuations
Price to earnings (P/E)
9.75
Price to book (P/B)
1.07
Price to sales (P/S)
3.39
EV/EBIT
12.83
EV/EBITDA
12.04
EV/Sales
5.29
Earnings
Revenue
$82.12M
Gross profit
$82.12M
Operating income
$33.88M
Net income
$28.1M
EBIT
$33.88M
EBITDA
$36.1M
Free cash flow
$27.25M
Per share
EPS
$2.55
EPS diluted
$2.51
Free cash flow per share
$2.43
Book value per share
$23.19
Revenue per share
$7.33
TBVPS
$281.96
Balance sheet
Total assets
$3.19B
Total liabilities
$2.93B
Debt
$185.44M
Equity
$259.68M
Working capital
N/A
Liquidity
Debt to equity
0.71
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.32
Margins
EBITDA margin
44%
Gross margin
100%
Net margin
34.2%
Operating margin
41.3%
Efficiency
Return on assets
0.9%
Return on equity
11.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
41.3%
Dividend
Dividend yield
5.79%
DPS
$1.44
Payout ratio
56.5%

FNLC stock price

How has the First Bancorp stock price performed over time
Intraday
1.59%
1 week
0.93%
1 month
9.37%
1 year
5.88%
YTD
-9.1%
QTD
0.57%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$82.12M
Gross profit
$82.12M
Operating income
$33.88M
Net income
$28.1M
Gross margin
100%
Net margin
34.2%
FNLC's revenue is up by 5% YoY and by 3% from the previous quarter
The gross profit has grown by 5% YoY and by 3% from the previous quarter
The net income has grown by 3.9% from the previous quarter
First Bancorp's operating income has increased by 4% from the previous quarter

Price vs fundamentals

How does FNLC's price correlate with its fundamentals

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
9.75
P/B
1.07
P/S
3.39
EV/EBIT
12.83
EV/EBITDA
12.04
EV/Sales
5.29
The P/E is 9% below the last 4 quarters average of 10.6 but 3.2% above the 5-year quarterly average of 9.3
FNLC's EPS is up by 4.1% since the previous quarter and by 2% year-on-year
The price to book (P/B) is 19% lower than the 5-year quarterly average of 1.3 and 4.5% lower than the last 4 quarters average of 1.1
FNLC's equity is up by 7% year-on-year and by 2.8% since the previous quarter
FNLC's P/S is 7% below its 5-year quarterly average of 3.6 and 7% below its last 4 quarters average of 3.6
FNLC's revenue is up by 5% YoY and by 3% from the previous quarter

Efficiency

How efficient is First Bancorp business performance
FNLC's ROIC is down by 9% YoY
First Bancorp's ROE has decreased by 5% YoY
FNLC's ROS is down by 3.3% year-on-year

Dividends

What is FNLC's dividend history
DPS
$1.44
Dividend yield
5.79%
Payout ratio
56.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
The total liabilities has increased by 7% year-on-year
First Bancorp's total assets has increased by 7% YoY
FNLC's debt is 29% lower than its equity
FNLC's debt is up by 27% QoQ and by 20% YoY
First Bancorp's debt to equity has increased by 22% from the previous quarter and by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.