FNLC First Bancorp Inc
Price (delayed)
$25.5
Market cap
$285.49M
P/E Ratio
10.41
Dividend/share
$1.43
EPS
$2.45
Enterprise value
$382.03M
The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was
Highlights
FNLC's equity is up by 3.9% year-on-year
FNLC's debt has soared by 110% YoY but it is down by 3.1% QoQ
FNLC's EPS is down by 9% year-on-year but it is up by 2.1% since the previous quarter
The P/E is 12% above the 5-year quarterly average of 9.3
Key stats
What are the main financial stats of FNLC
Market
Valuations
Earnings
Shares outstanding
11.2M
Market cap
$285.49M
Enterprise value
$382.03M
Price to earnings (P/E)
10.41
Price to book (P/B)
1.13
Price to sales (P/S)
3.57
EV/EBIT
11.72
EV/EBITDA
10.98
EV/Sales
4.79
Revenue
$79.74M
Gross profit
$79.74M
Operating income
$32.58M
Net income
$27.05M
EBIT
$32.58M
EBITDA
$34.79M
Free cash flow
$24.58M
Per share
Balance sheet
Liquidity
EPS
$2.45
EPS diluted
$2.43
Free cash flow per share
$2.2
Book value per share
$22.64
Revenue per share
$7.15
TBVPS
$280.35
Total assets
$3.16B
Total liabilities
$2.9B
Debt
$146.28M
Equity
$252.49M
Working capital
N/A
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.77
Margins
Efficiency
Dividend
EBITDA margin
43.6%
Gross margin
100%
Net margin
33.9%
Operating margin
40.9%
Return on assets
0.9%
Return on equity
10.9%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
40.9%
Dividend yield
5.61%
DPS
$1.43
Payout ratio
58.4%
FNLC stock price
How has the First Bancorp stock price performed over time
Intraday
0.12%
1 week
-2.89%
1 month
-1.32%
1 year
9.16%
YTD
-6.76%
QTD
-6.76%
Financial performance
How have First Bancorp's revenue and profit performed over time
Revenue
$79.74M
Gross profit
$79.74M
Operating income
$32.58M
Net income
$27.05M
Gross margin
100%
Net margin
33.9%
First Bancorp's operating income has decreased by 9% YoY
FNLC's net margin is down by 9% YoY
The operating margin has declined by 9% year-on-year
The net income has contracted by 8% YoY but it has grown by 2.3% from the previous quarter
Growth
What is First Bancorp's growth rate over time
Valuation
What is First Bancorp stock price valuation
P/E
10.41
P/B
1.13
P/S
3.57
EV/EBIT
11.72
EV/EBITDA
10.98
EV/Sales
4.79
The P/E is 12% above the 5-year quarterly average of 9.3
FNLC's EPS is down by 9% year-on-year but it is up by 2.1% since the previous quarter
The price to book (P/B) is 13% lower than the 5-year quarterly average of 1.3 and 6% lower than the last 4 quarters average of 1.2
FNLC's equity is up by 3.9% year-on-year
FNLC's P/S is 3.5% below its 5-year quarterly average of 3.7 and 3.5% below its last 4 quarters average of 3.7
Efficiency
How efficient is First Bancorp business performance
FNLC's ROIC is down by 17% YoY
First Bancorp's ROE has decreased by 14% YoY
The company's return on assets fell by 10% YoY
FNLC's ROS is down by 9% year-on-year
Dividends
What is FNLC's dividend history
DPS
$1.43
Dividend yield
5.61%
Payout ratio
58.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
The total liabilities has increased by 7% year-on-year
First Bancorp's total assets has increased by 7% YoY
FNLC's debt is 42% lower than its equity
FNLC's debt has soared by 110% YoY but it is down by 3.1% QoQ
First Bancorp's debt to equity has soared by 100% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.