FNLC First Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: FNLC
Price (delayed)
$25.46
Market cap
$285.42M
P/E Ratio
9.36
Dividend/share
$1.46
EPS
$2.72
Enterprise value
$450.98M
Relative Growth:
Rel. Growth:
62
Relative Strength:
Rel. Strength:
47
Relative Valuation:
Rel. Valuation:
81
Relative Profitability:
Rel. Profitability:
85
The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was
Highlights
The net income has grown by 14% YoY and by 7% from the previous quarter
FNLC's EPS is up by 14% year-on-year and by 7% since the previous quarter
FNLC's debt is down by 15% YoY but it is up by 6% QoQ
Key stats
What are the main financial stats of FNLC
Market
Valuations
Earnings
Shares outstanding
11.21M
Market cap
$285.42M
Enterprise value
$450.98M
Price to earnings (P/E)
9.36
Price to book (P/B)
1.07
Price to sales (P/S)
3.34
PEG
0.68
EV/EBIT
12.44
EV/EBITDA
11.72
EV/Sales
5.28
Revenue
$85.45M
Gross profit
$85.45M
Operating income
$36.26M
Net income
$29.99M
EBIT
$36.26M
EBITDA
$38.47M
Free cash flow
$28.18M
Per share
Balance sheet
Liquidity
EPS
$2.72
EPS diluted
$2.68
Free cash flow per share
$2.52
Book value per share
$23.7
Revenue per share
$7.63
TBVPS
$282.88
Total assets
$3.2B
Total liabilities
$2.93B
Debt
$196.17M
Equity
$265.49M
Working capital
N/A
Debt to equity
0.74
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.3
Margins
Efficiency
Dividend
EBITDA margin
45%
Gross margin
100%
Net margin
35.1%
Operating margin
42.4%
Return on assets
0.9%
Return on equity
11.6%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
42.4%
Dividend yield
5.73%
DPS
$1.46
Payout ratio
53.7%
FNLC stock price
How has the First Bancorp stock price performed over time
Intraday
2.41%
1 week
4%
1 month
-1.58%
1 year
-4.29%
YTD
-6.91%
QTD
-3.05%
Financial performance
How have First Bancorp's revenue and profit performed over time
Revenue
$85.45M
Gross profit
$85.45M
Operating income
$36.26M
Net income
$29.99M
Gross margin
100%
Net margin
35.1%
First Bancorp's operating income has increased by 14% YoY and by 7% from the previous quarter
The net income has grown by 14% YoY and by 7% from the previous quarter
The gross profit has grown by 11% YoY and by 4.1% from the previous quarter
FNLC's revenue is up by 11% YoY and by 4.1% from the previous quarter
Price vs fundamentals
How does FNLC's price correlate with its fundamentals
Growth
What is First Bancorp's growth rate over time
Valuation
What is First Bancorp stock price valuation
P/E
9.36
P/B
1.07
P/S
3.34
EV/EBIT
12.44
EV/EBITDA
11.72
EV/Sales
5.28
FNLC's EPS is up by 14% year-on-year and by 7% since the previous quarter
The P/E is 9% below the last 4 quarters average of 10.3
The price to book (P/B) is 18% lower than the 5-year quarterly average of 1.3 and 2.7% lower than the last 4 quarters average of 1.1
FNLC's equity is up by 9% year-on-year and by 2.2% since the previous quarter
FNLC's revenue is up by 11% YoY and by 4.1% from the previous quarter
FNLC's P/S is 10% below its 5-year quarterly average of 3.7 and 7% below its last 4 quarters average of 3.6
Efficiency
How efficient is First Bancorp business performance
FNLC's ROIC is up by 10% from the previous quarter and by 10% YoY
First Bancorp's ROE has increased by 5% YoY and by 4.5% from the previous quarter
FNLC's ROS is up by 2.7% since the previous quarter and by 2.4% year-on-year
Dividends
What is FNLC's dividend history
DPS
$1.46
Dividend yield
5.73%
Payout ratio
53.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
First Bancorp's total assets has increased by 3.7% YoY
The total liabilities has increased by 3.3% year-on-year
FNLC's debt is 26% lower than its equity
First Bancorp's debt to equity has decreased by 21% YoY but it has increased by 4.2% from the previous quarter
FNLC's debt is down by 15% YoY but it is up by 6% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.