FNLC First Bancorp Inc

Price (delayed)

$24.32

Market cap

$270.84M

P/E Ratio

9.73

Dividend/share

$1.4

EPS

$2.5

Enterprise value

$398.83M

The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was ...

Highlights
FNLC's equity is up by 6% year-on-year
FNLC's debt has soared by 122% QoQ and by 85% YoY
FNLC's EPS is down by 26% year-on-year and by 7% since the previous quarter

Key stats

What are the main financial stats of FNLC
Market
Shares outstanding
11.14M
Market cap
$270.84M
Enterprise value
$398.83M
Valuations
Price to earnings (P/E)
9.73
Price to book (P/B)
1.12
Price to sales (P/S)
3.47
EV/EBIT
11.97
EV/EBITDA
11.24
EV/Sales
5.11
Earnings
Revenue
$78M
EBIT
$33.33M
EBITDA
$35.49M
Free cash flow
$27.94M
Per share
EPS
$2.5
Free cash flow per share
$2.51
Book value per share
$21.8
Revenue per share
$7.01
TBVPS
$264.82
Balance sheet
Total assets
$2.98B
Total liabilities
$2.74B
Debt
$154.78M
Equity
$242.62M
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.61
Margins
EBITDA margin
45.5%
Gross margin
100%
Net margin
35.3%
Operating margin
42.7%
Efficiency
Return on assets
0.9%
Return on equity
11.7%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
42.7%
Dividend
Dividend yield
5.76%
DPS
$1.4
Payout ratio
56%

FNLC stock price

How has the First Bancorp stock price performed over time
Intraday
1.42%
1 week
3.58%
1 month
9.35%
1 year
2.06%
YTD
-13.82%
QTD
-1.3%

Financial performance

How have First Bancorp's revenue and profit performed over time
Revenue
$78M
Gross profit
$78M
Operating income
$33.33M
Net income
$27.57M
Gross margin
100%
Net margin
35.3%
The net income has contracted by 26% YoY and by 7% from the previous quarter
First Bancorp's operating income has decreased by 26% YoY and by 7% from the previous quarter
The operating margin has declined by 16% year-on-year and by 4.9% since the previous quarter
FNLC's net margin is down by 15% YoY and by 4.9% QoQ

Growth

What is First Bancorp's growth rate over time

Valuation

What is First Bancorp stock price valuation
P/E
9.73
P/B
1.12
P/S
3.47
EV/EBIT
11.97
EV/EBITDA
11.24
EV/Sales
5.11
FNLC's EPS is down by 26% year-on-year and by 7% since the previous quarter
The P/E is 7% above the last 4 quarters average of 9.1 and 2.4% above the 5-year quarterly average of 9.5
The price to book (P/B) is 14% lower than the 5-year quarterly average of 1.3 and 7% lower than the last 4 quarters average of 1.2
FNLC's equity is up by 6% year-on-year
FNLC's revenue is down by 13% YoY
FNLC's P/S is 9% below its 5-year quarterly average of 3.8 but 2.1% above its last 4 quarters average of 3.4

Efficiency

How efficient is First Bancorp business performance
The company's return on assets fell by 36% YoY and by 10% QoQ
FNLC's ROIC is down by 31% YoY and by 8% from the previous quarter
First Bancorp's ROE has decreased by 29% YoY and by 8% from the previous quarter
FNLC's ROS is down by 16% year-on-year and by 4.9% since the previous quarter

Dividends

What is FNLC's dividend history
DPS
$1.4
Dividend yield
5.76%
Payout ratio
56%
Recent dividends

Financial health

How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
The total liabilities has increased by 6% year-on-year
First Bancorp's total assets has increased by 6% YoY
FNLC's debt is 36% lower than its equity
FNLC's debt has soared by 122% QoQ and by 85% YoY
First Bancorp's debt to equity has soared by 121% from the previous quarter and by 73% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.