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Price (delayed)
$27.57
Market cap
$307.46M
P/E Ratio
11.49
Dividend/share
$1.42
EPS
$2.4
Enterprise value
$406.15M
The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was
Highlights
FNLC's equity is up by 13% year-on-year and by 5% since the previous quarter
FNLC's debt has soared by 82% YoY but it is down by 35% QoQ
The P/E is 22% above the 5-year quarterly average of 9.4 and 10% above the last 4 quarters average of 10.4
FNLC's EPS is down by 18% year-on-year
Key stats
What are the main financial stats of FNLC
Market
Valuations
Earnings
Shares outstanding
11.15M
Market cap
$307.46M
Enterprise value
$406.15M
Price to earnings (P/E)
11.49
Price to book (P/B)
1.2
Price to sales (P/S)
3.93
EV/EBIT
12.69
EV/EBITDA
11.88
EV/Sales
5.19
Revenue
$78.19M
Gross profit
$78.19M
Net income
$26.44M
EBIT
$31.99M
EBITDA
$34.2M
Free cash flow
$24.49M
Per share
Balance sheet
Liquidity
EPS
$2.4
EPS diluted
$2.37
Free cash flow per share
$2.2
Book value per share
$23.04
Revenue per share
$7.02
TBVPS
$279.24
Total assets
$3.14B
Total liabilities
$2.89B
Debt
$151.03M
Equity
$256.78M
Working capital
N/A
Debt to equity
0.59
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.89
Margins
Efficiency
Dividend
EBITDA margin
43.7%
Gross margin
100%
Net margin
33.8%
Operating margin
40.9%
Return on assets
0.9%
Return on equity
10.7%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
40.9%
Dividend yield
5.15%
DPS
$1.42
Payout ratio
59.2%
FNLC stock price
How has the First Bancorp stock price performed over time
Intraday
2.34%
1 week
-0.76%
1 month
-5.9%
1 year
-2.75%
YTD
-2.3%
QTD
4.75%
Financial performance
How have First Bancorp's revenue and profit performed over time
Revenue
$78.19M
Gross profit
$78.19M
Operating income
$31.99M
Net income
$26.44M
Gross margin
100%
Net margin
33.8%
First Bancorp's operating income has decreased by 18% YoY
The net income has contracted by 17% YoY
The operating margin has declined by 12% year-on-year
FNLC's net margin is down by 12% YoY
Growth
What is First Bancorp's growth rate over time
Valuation
What is First Bancorp stock price valuation
P/E
11.49
P/B
1.2
P/S
3.93
EV/EBIT
12.69
EV/EBITDA
11.88
EV/Sales
5.19
The P/E is 22% above the 5-year quarterly average of 9.4 and 10% above the last 4 quarters average of 10.4
FNLC's EPS is down by 18% year-on-year
FNLC's equity is up by 13% year-on-year and by 5% since the previous quarter
The price to book (P/B) is 8% lower than the 5-year quarterly average of 1.3
FNLC's P/S is 6% above its 5-year quarterly average of 3.7 and 6% above its last 4 quarters average of 3.7
FNLC's revenue is down by 6% YoY
Efficiency
How efficient is First Bancorp business performance
FNLC's ROIC is down by 29% YoY
First Bancorp's ROE has decreased by 24% YoY and by 2.7% from the previous quarter
The company's return on assets fell by 18% YoY
FNLC's ROS is down by 12% year-on-year
Dividends
What is FNLC's dividend history
DPS
$1.42
Dividend yield
5.15%
Payout ratio
59.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
First Bancorp's total assets has increased by 7% YoY
The total liabilities has increased by 6% year-on-year
FNLC's debt is 41% lower than its equity
FNLC's debt has soared by 82% YoY but it is down by 35% QoQ
First Bancorp's debt to equity has soared by 59% YoY but it has decreased by 37% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.