- Stocks
- Financial Services
- NASDAQ: FNLC

Price (delayed)

$24.99

Market cap

$277.24M

P/E Ratio

8.59

Dividend/share

$1.38

EPS

$2.91

Enterprise value

$291.97M

The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was

FNLC's debt is down by 30% YoY and by 28% QoQ

The P/E is 11% below the 5-year quarterly average of 9.6 but 7% above the last 4 quarters average of 8.0

FNLC's equity is up by 3.1% year-on-year but it is down by 2.3% since the previous quarter

FNLC's EPS is down by 19% year-on-year and by 8% since the previous quarter

The net income has contracted by 19% YoY and by 8% from the previous quarter

What are the main financial stats of FNLC

Market
Valuations
Earnings

Shares outstanding

11.09M

Market cap

$277.24M

Enterprise value

$291.97M

Price to earnings (P/E)

8.59

Price to book (P/B)

1.22

Price to sales (P/S)

3.34

EV/EBIT

7.53

EV/EBITDA

7.15

EV/Sales

3.52

Revenue

$83.06M

EBIT

$38.78M

EBITDA

$40.83M

Free cash flow

$32.48M

Per share
Balance sheet
Liquidity

EPS

$2.91

Free cash flow per share

$2.93

Book value per share

$20.45

Revenue per share

$7.49

TBVPS

$262.81

Total assets

$2.94B

Total liabilities

$2.72B

Debt

$82.99M

Equity

$226.67M

Working capital

N/A

Debt to equity

0.37

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

0.36

Margins
Efficiency
Dividend

EBITDA margin

49.2%

Gross margin

100%

Net margin

38.6%

Operating margin

46.7%

Return on assets

1.1%

Return on equity

14%

Return on invested capital

1.4%

Return on capital employed

N/A

Return on sales

46.7%

Dividend yield

5.52%

DPS

$1.38

Payout ratio

47.4%

How has the First Bancorp stock price performed over time

Intraday

-1.3%

1 week

0.44%

1 month

6.84%

1 year

-20.52%

YTD

-16.53%

QTD

6.34%

How have First Bancorp's revenue and profit performed over time

Revenue

$83.06M

Gross profit

$83.06M

Operating income

$38.78M

Net income

$32.04M

Gross margin

100%

Net margin

38.6%

First Bancorp's operating income has decreased by 19% YoY and by 8% from the previous quarter

The net income has contracted by 19% YoY and by 8% from the previous quarter

The gross profit has contracted by 11% YoY and by 4.2% from the previous quarter

FNLC's revenue is down by 11% YoY and by 4.2% from the previous quarter

What is First Bancorp's growth rate over time

What is First Bancorp stock price valuation

P/E

8.59

P/B

1.22

P/S

3.34

EV/EBIT

7.53

EV/EBITDA

7.15

EV/Sales

3.52

FNLC's EPS is down by 19% year-on-year and by 8% since the previous quarter

The P/E is 11% below the 5-year quarterly average of 9.6 but 7% above the last 4 quarters average of 8.0

The price to book (P/B) is 6% lower than the 5-year quarterly average of 1.3 and 6% lower than the last 4 quarters average of 1.3

FNLC's equity is up by 3.1% year-on-year but it is down by 2.3% since the previous quarter

FNLC's P/S is 14% below its 5-year quarterly average of 3.9

FNLC's revenue is down by 11% YoY and by 4.2% from the previous quarter

How efficient is First Bancorp business performance

The company's return on assets fell by 27% YoY and by 8% QoQ

FNLC's ROIC is down by 22% YoY and by 7% from the previous quarter

First Bancorp's ROE has decreased by 18% YoY and by 8% from the previous quarter

FNLC's ROS is down by 9% year-on-year and by 3.7% since the previous quarter

What is FNLC's dividend history

DPS

$1.38

Dividend yield

5.52%

Payout ratio

47.4%

Recent dividends

How did First Bancorp financials performed over time

First Bancorp's total assets is 8% more than its total liabilities

First Bancorp's total assets has increased by 8% YoY and by 2.4% from the previous quarter

The total liabilities has increased by 8% year-on-year and by 2.8% since the previous quarter

FNLC's debt is 63% lower than its equity

First Bancorp's debt to equity has decreased by 31% YoY and by 24% from the previous quarter

FNLC's debt is down by 30% YoY and by 28% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.