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FNLC First Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: FNLC
Price (delayed)
$25.05
Market cap
$280.62M
P/E Ratio
9.82
Dividend/share
$1.44
EPS
$2.55
Enterprise value
$436.69M
The First Bancorp (formerly First National Lincoln Corporation), is a $2.4 billion bank holding company based in Damariscotta, Maine. The company’s subsidiary, First National Bank (formerly The First, N.A.), was
Highlights
FNLC's equity is up by 7% year-on-year and by 2.8% since the previous quarter
The gross profit has grown by 5% YoY and by 3% from the previous quarter
The P/E is 7% above the 5-year quarterly average of 9.3 but 6% below the last 4 quarters average of 10.6
FNLC's debt is up by 27% QoQ and by 20% YoY
Key stats
What are the main financial stats of FNLC
Market
Valuations
Earnings
Shares outstanding
11.2M
Market cap
$280.62M
Enterprise value
$436.69M
Price to earnings (P/E)
9.82
Price to book (P/B)
1.08
Price to sales (P/S)
3.42
EV/EBIT
12.89
EV/EBITDA
12.1
EV/Sales
5.32
Revenue
$82.12M
Gross profit
$82.12M
Operating income
$33.88M
Net income
$28.1M
EBIT
$33.88M
EBITDA
$36.1M
Free cash flow
$27.25M
Per share
Balance sheet
Liquidity
EPS
$2.55
EPS diluted
$2.51
Free cash flow per share
$2.43
Book value per share
$23.19
Revenue per share
$7.33
TBVPS
$281.96
Total assets
$3.19B
Total liabilities
$2.93B
Debt
$185.44M
Equity
$259.68M
Working capital
N/A
Debt to equity
0.71
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.32
Margins
Efficiency
Dividend
EBITDA margin
44%
Gross margin
100%
Net margin
34.2%
Operating margin
41.3%
Return on assets
0.9%
Return on equity
11.1%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
41.3%
Dividend yield
5.75%
DPS
$1.44
Payout ratio
56.5%
FNLC stock price
How has the First Bancorp stock price performed over time
Intraday
-1.46%
1 week
2.37%
1 month
9.2%
1 year
4.46%
YTD
-8.41%
QTD
1.33%
Financial performance
How have First Bancorp's revenue and profit performed over time
Revenue
$82.12M
Gross profit
$82.12M
Operating income
$33.88M
Net income
$28.1M
Gross margin
100%
Net margin
34.2%
The gross profit has grown by 5% YoY and by 3% from the previous quarter
FNLC's revenue is up by 5% YoY and by 3% from the previous quarter
First Bancorp's operating income has increased by 4% from the previous quarter
The net income has grown by 3.9% from the previous quarter
Price vs fundamentals
How does FNLC's price correlate with its fundamentals
Growth
What is First Bancorp's growth rate over time
Valuation
What is First Bancorp stock price valuation
P/E
9.82
P/B
1.08
P/S
3.42
EV/EBIT
12.89
EV/EBITDA
12.1
EV/Sales
5.32
The P/E is 7% above the 5-year quarterly average of 9.3 but 6% below the last 4 quarters average of 10.6
FNLC's EPS is up by 4.1% since the previous quarter and by 2% year-on-year
The price to book (P/B) is 15% lower than the 5-year quarterly average of 1.3
FNLC's equity is up by 7% year-on-year and by 2.8% since the previous quarter
FNLC's revenue is up by 5% YoY and by 3% from the previous quarter
FNLC's P/S is 3.6% below its 5-year quarterly average of 3.6 and 3.6% below its last 4 quarters average of 3.6
Efficiency
How efficient is First Bancorp business performance
FNLC's ROIC is down by 9% YoY
First Bancorp's ROE has decreased by 5% YoY
FNLC's ROS is down by 3.3% year-on-year
Dividends
What is FNLC's dividend history
DPS
$1.44
Dividend yield
5.75%
Payout ratio
56.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Bancorp financials performed over time
First Bancorp's total assets is 9% more than its total liabilities
The total liabilities has increased by 7% year-on-year
First Bancorp's total assets has increased by 7% YoY
FNLC's debt is 29% lower than its equity
FNLC's debt is up by 27% QoQ and by 20% YoY
First Bancorp's debt to equity has increased by 22% from the previous quarter and by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.