BOTJ Bank of the James Financial Group Inc.

  1. Stocks
  2. Financial Services
  3. NASDAQ: BOTJ

Price (delayed)

$23.02

Market cap

$104.59M

P/E Ratio

9.51

Dividend/share

$0.5

EPS

$2.42

Enterprise value

$25.33M

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Relative Growth: Rel. Growth: 92
Relative Strength: Rel. Strength: 79
Relative Valuation: Rel. Valuation: 95
Relative Profitability: Rel. Profitability: 91

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations ...

Highlights
The net income has surged by 66% year-on-year and by 21% since the previous quarter
The company's EPS has surged by 66% YoY and by 22% QoQ
BOTJ's P/E is 21% above its 5-year quarterly average of 7.7 and 4.8% above its last 4 quarters average of 8.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankofthejames.bank
Peers: EGBN FFBC CWBC CZNC

Key stats

What are the main financial stats of BOTJ

BOTJ stock price

How has the Bank of the James Financial Group stock price performed over time
Intraday
1.95%
1 week
0.7%
1 month
-2.04%
1 year
61.54%
YTD
23.9%
QTD
11.75%

Financial performance

How have Bank of the James Financial Group's revenue and profit performed over time
Revenue
$50.67M
Gross profit
$50.67M
Operating income
$15.79M
Net income
$10.95M
Gross margin
100%
Net margin
21.6%
The net income has surged by 66% year-on-year and by 21% since the previous quarter
The company's operating income has surged by 52% YoY and by 22% QoQ
The net margin is up by 48% year-on-year and by 17% since the previous quarter
Bank of the James Financial Group's operating margin has increased by 35% YoY and by 18% QoQ

Price vs fundamentals

How does BOTJ's price correlate with its fundamentals

Growth

What is Bank of the James Financial Group's growth rate over time

Valuation

What is Bank of the James Financial Group stock price valuation
BOTJ P/E details
P/E
9.51
P/B
1.29
P/S
2.06
EV/EBIT
1.86
EV/EBITDA
1.63
EV/Sales
0.5
The company's EPS has surged by 66% YoY and by 22% QoQ
BOTJ's P/E is 21% above its 5-year quarterly average of 7.7 and 4.8% above its last 4 quarters average of 8.9
BOTJ's P/B is 26% above its 5-year quarterly average of 1.0 and 26% above its last 4 quarters average of 1.0
Bank of the James Financial Group's equity has increased by 19% YoY
The price to sales (P/S) is 35% higher than the 5-year quarterly average of 1.5 and 26% higher than the last 4 quarters average of 1.6
The revenue has grown by 12% YoY and by 4.1% from the previous quarter

Efficiency

How efficient is Bank of the James Financial Group business performance
Bank of the James Financial Group's ROA has soared by 57% YoY and by 22% from the previous quarter
The ROIC has soared by 56% YoY and by 17% from the previous quarter
The company's return on sales rose by 46% YoY and by 17% QoQ
The ROE is up by 41% year-on-year and by 17% since the previous quarter

Dividends

What is BOTJ's dividend history
Dividend details
DPS
$0.5
Dividend yield
2.17%
Payout ratio
20.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bank of the James Financial Group financials performed over time
The total assets is 8% more than the total liabilities
The total assets has grown by 4.9% YoY and by 2.1% from the previous quarter
Bank of the James Financial Group's total liabilities has increased by 3.9% YoY and by 2.2% QoQ
The debt is 89% smaller than the equity
The debt to equity has dropped by 61% year-on-year
The debt has dropped by 55% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.