BOTJ Bank of the James Financial Group Inc.

  1. Stocks
  2. Financial Services
  3. NASDAQ: BOTJ

Price (delayed)

$27.77

Market cap

$126.17M

P/E Ratio

10.98

Dividend/share

$0.5

EPS

$2.53

Enterprise value

$99.29M

?
Relative Growth: Rel. Growth: 79
Relative Strength: Rel. Strength: 86
Relative Valuation: Rel. Valuation: 91
Relative Profitability: Rel. Profitability: 91

Bank of the James Financial Group, Inc. (Financial) is a bank holding company of Bank of the James (the Bank). The Bank, though it's BOTJ Investment Services division (Investment) offers ...

Highlights
The net income has surged by 61% year-on-year and by 4.9% since the previous quarter
The company's EPS has surged by 59% YoY and by 4.5% QoQ
BOTJ's P/E is 43% above its 5-year quarterly average of 7.7 and 19% above its last 4 quarters average of 9.2
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankofthejames.bank
Peers: EGBN FFBC CWBC CZNC

Key stats

What are the main financial stats of BOTJ

BOTJ stock price

How has the Bank of the James Financial Group stock price performed over time
Intraday
0.04%
1 week
1.91%
1 month
6.48%
1 year
95.75%
YTD
49.46%
QTD
8.82%

Financial performance

How have Bank of the James Financial Group's revenue and profit performed over time
Revenue
$51.2M
Gross profit
$51.2M
Operating income
$16.85M
Net income
$11.49M
Gross margin
100%
Net margin
22.4%
The net income has surged by 61% year-on-year and by 4.9% since the previous quarter
The company's operating income rose by 45% YoY and by 3.6% QoQ
The net margin is up by 45% year-on-year and by 3.7% since the previous quarter
Bank of the James Financial Group's operating margin has increased by 32% YoY and by 2.5% QoQ

Price vs fundamentals

How does BOTJ's price correlate with its fundamentals

Growth

What is Bank of the James Financial Group's growth rate over time

Valuation

What is Bank of the James Financial Group stock price valuation
BOTJ P/E details
P/E
10.98
P/B
1.52
P/S
2.46
EV/EBIT
6.97
EV/EBITDA
6.14
EV/Sales
1.94
The company's EPS has surged by 59% YoY and by 4.5% QoQ
BOTJ's P/E is 43% above its 5-year quarterly average of 7.7 and 19% above its last 4 quarters average of 9.2
BOTJ's P/B is 52% above its 5-year quarterly average of 1.0 and 38% above its last 4 quarters average of 1.1
Bank of the James Financial Group's equity has increased by 16% YoY and by 2.3% QoQ
The price to sales (P/S) is 64% higher than the 5-year quarterly average of 1.5 and 37% higher than the last 4 quarters average of 1.8
The revenue has grown by 10% YoY

Efficiency

How efficient is Bank of the James Financial Group business performance
Bank of the James Financial Group's ROA has soared by 57% YoY
The ROIC has soared by 50% YoY and by 7% from the previous quarter
The company's return on sales rose by 44% YoY and by 3.7% QoQ
The ROE is up by 36% year-on-year

Dividends

What is BOTJ's dividend history
Dividend details
DPS
$0.5
Dividend yield
1.8%
Payout ratio
19.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Bank of the James Financial Group financials performed over time
The total assets is 9% more than the total liabilities
The total assets has grown by 3.7% YoY
Bank of the James Financial Group's total liabilities has increased by 2.7% YoY but it has decreased by 2.2% QoQ
The debt is 90% smaller than the equity
The debt to equity has declined by 23% year-on-year and by 9% since the previous quarter
Bank of the James Financial Group's equity has increased by 16% YoY and by 2.3% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.