FFBC First Financial Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFBC

Price (delayed)

$19.305

Market cap

$1.84B

P/E Ratio

6.92

Dividend/share

$0.92

EPS

$2.79

Enterprise value

$2.69B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
The stock's price to earnings (P/E) is 34% less than its 5-year quarterly average of 10.5 and 22% less than its last 4 quarters average of 9.0
The company's net income rose by 31% YoY and by 6% QoQ
FFBC's debt is up by 24% year-on-year
FFBC's gross margin is down by 2.1% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankatfirst.com
Peers: HBAN PRK PEBO OVBC

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
95.12M
Market cap
$1.84B
Enterprise value
$2.69B
Valuations
Price to earnings (P/E)
6.92
Price to book (P/B)
0.86
Price to sales (P/S)
2.32
EV/EBIT
9.11
EV/EBITDA
8.08
EV/Sales
3.44
Earnings
Revenue
$782.19M
EBIT
$295.37M
EBITDA
$333.1M
Free cash flow
$146.04M
Per share
EPS
$2.79
Free cash flow per share
$1.55
Book value per share
$22.53
Revenue per share
$8.33
TBVPS
$170.3
Balance sheet
Total assets
$17.09B
Total liabilities
$14.95B
Debt
$1.56B
Equity
$2.14B
Working capital
N/A
Liquidity
Debt to equity
0.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.56
Margins
EBITDA margin
42.6%
Gross margin
96.6%
Net margin
33.4%
Operating margin
37.8%
Efficiency
Return on assets
1.5%
Return on equity
12.6%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
37.8%
Dividend
Dividend yield
4.77%
DPS
$0.92
Payout ratio
33%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
-0.85%
1 week
0.39%
1 month
-10.63%
1 year
-10.46%
YTD
-20.33%
QTD
-1.51%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$782.19M
Gross profit
$755.72M
Operating income
$295.37M
Net income
$260.86M
Gross margin
96.6%
Net margin
33.4%
The company's net income rose by 31% YoY and by 6% QoQ
The operating income has increased by 25% year-on-year and by 6% since the previous quarter
FFBC's revenue is up by 20% year-on-year and by 4.6% since the previous quarter
FFBC's gross profit is up by 18% YoY and by 4.4% QoQ

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
FFBC P/E details
P/E
6.92
P/B
0.86
P/S
2.32
EV/EBIT
9.11
EV/EBITDA
8.08
EV/Sales
3.44
The stock's price to earnings (P/E) is 34% less than its 5-year quarterly average of 10.5 and 22% less than its last 4 quarters average of 9.0
The company's EPS rose by 30% YoY and by 6% QoQ
FFBC's P/B is 14% below its last 4 quarters average of 1.0 and 4.4% below its 5-year quarterly average of 0.9
FFBC's equity is up by 3.6% year-on-year
FFBC's price to sales (P/S) is 29% less than its 5-year quarterly average of 3.3 and 19% less than its last 4 quarters average of 2.9
FFBC's revenue is up by 20% year-on-year and by 4.6% since the previous quarter

Efficiency

How efficient is First Financial Bancorp business performance
The ROE has increased by 37% YoY and by 5% from the previous quarter
The ROA has grown by 25% YoY
FFBC's return on invested capital is up by 20% year-on-year and by 6% since the previous quarter
The company's return on sales rose by 3.8% YoY

Dividends

What is FFBC's dividend history
Dividend details
DPS
$0.92
Dividend yield
4.77%
Payout ratio
33%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 14% higher than its total liabilities
The company's total assets rose by 5% YoY
First Financial Bancorp's total liabilities has increased by 5% YoY
FFBC's debt is 27% smaller than its equity
FFBC's debt is up by 24% year-on-year
First Financial Bancorp's debt to equity has increased by 20% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.