FFBC First Financial Bancorp

Price (delayed)

$23.64

Market cap

$2.24B

P/E Ratio

11.05

Dividend/share

$0.92

EPS

$2.14

Enterprise value

$3.01B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
The company's EPS rose by 10% YoY
The company's net income rose by 6% YoY
The stock's price to earnings (P/E) is 11% less than its 5-year quarterly average of 12.5 but 6% more than its last 4 quarters average of 10.5
FFBC's debt has surged by 122% since the previous quarter and by 60% year-on-year
FFBC's equity is down by 9% year-on-year and by 3.2% since the previous quarter

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
94.87M
Market cap
$2.24B
Enterprise value
$3.01B
Valuations
Price to earnings (P/E)
11.05
Price to book (P/B)
1.08
Price to sales (P/S)
3.39
EV/EBIT
12.71
EV/EBITDA
10.89
EV/Sales
4.62
Earnings
Revenue
$651.5M
EBIT
$236.81M
EBITDA
$276.3M
Free cash flow
$412.9M
Per share
EPS
$2.14
Free cash flow per share
$4.41
Book value per share
$21.9
Revenue per share
$6.96
TBVPS
$162.05
Balance sheet
Total assets
$16.24B
Total liabilities
$14.18B
Debt
$1.25B
Equity
$2.07B
Working capital
N/A
Liquidity
Debt to equity
0.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.78
Margins
EBITDA margin
42.4%
Gross margin
98.7%
Net margin
30.7%
Operating margin
36.3%
Efficiency
Return on assets
1.2%
Return on equity
9.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
36.3%
Dividend
Dividend yield
3.89%
DPS
$0.92
Payout ratio
43%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
-0.46%
1 week
4.6%
1 month
20.06%
1 year
1.59%
YTD
-3.04%
QTD
21.86%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$651.5M
Gross profit
$642.95M
Operating income
$236.81M
Net income
$199.78M
Gross margin
98.7%
Net margin
30.7%
The company's net income rose by 6% YoY
FFBC's revenue is up by 3.7% year-on-year
FFBC's net margin is up by 2.7% year-on-year
The operating income has increased by 2.5% year-on-year

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
11.05
P/B
1.08
P/S
3.39
EV/EBIT
12.71
EV/EBITDA
10.89
EV/Sales
4.62
The stock's price to earnings (P/E) is 11% less than its 5-year quarterly average of 12.5 but 6% more than its last 4 quarters average of 10.5
The company's EPS rose by 10% YoY
FFBC's equity is down by 9% year-on-year and by 3.2% since the previous quarter
FFBC's P/B is 8% above its last 4 quarters average of 1.0
FFBC's price to sales (P/S) is 13% less than its 5-year quarterly average of 3.9 but 3.3% more than its last 4 quarters average of 3.3
FFBC's revenue is up by 3.7% year-on-year

Efficiency

How efficient is First Financial Bancorp business performance
The ROE has increased by 11% YoY and by 3.4% from the previous quarter
FFBC's return on invested capital is up by 7% year-on-year

Dividends

What is FFBC's dividend history
DPS
$0.92
Dividend yield
3.89%
Payout ratio
43%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
First Financial Bancorp's total liabilities has increased by 3% YoY and by 2.2% QoQ
FFBC's debt is 39% smaller than its equity
First Financial Bancorp's debt to equity has surged by 135% QoQ and by 74% YoY
FFBC's debt has surged by 122% since the previous quarter and by 60% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.