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Price (delayed)
$25.43
Market cap
$2.43B
P/E Ratio
10.38
Dividend/share
$0.93
EPS
$2.45
Enterprise value
$3.01B
First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in
Highlights
FFBC's equity is up by 9% year-on-year
FFBC's debt is up by 26% since the previous quarter but it is down by 2.5% year-on-year
The stock's price to earnings (P/E) is 24% more than its last 4 quarters average of 8.4 and 7% more than its 5-year quarterly average of 9.7
The company's EPS fell by 12% YoY and by 2.4% QoQ
Key stats
What are the main financial stats of FFBC
Market
Valuations
Earnings
Shares outstanding
95.48M
Market cap
$2.43B
Enterprise value
$3.01B
Price to earnings (P/E)
10.38
Price to book (P/B)
1.04
Price to sales (P/S)
3.11
EV/EBIT
10.53
EV/EBITDA
9.29
EV/Sales
3.9
Revenue
$773.4M
EBIT
$286.29M
EBITDA
$324.51M
Free cash flow
$250.49M
Per share
Balance sheet
Liquidity
EPS
$2.45
Free cash flow per share
$2.65
Book value per share
$24.37
Revenue per share
$8.19
TBVPS
$180.81
Total assets
$18.17B
Total liabilities
$15.84B
Debt
$1.52B
Equity
$2.33B
Working capital
N/A
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.8
Margins
Efficiency
Dividend
EBITDA margin
42%
Gross margin
95.1%
Net margin
29.9%
Operating margin
37%
Return on assets
1.3%
Return on equity
10.3%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
37%
Dividend yield
3.66%
DPS
$0.93
Payout ratio
38%
FFBC stock price
How has the First Financial Bancorp stock price performed over time
Intraday
-0.2%
1 week
-3.78%
1 month
1.19%
1 year
36.87%
YTD
7.07%
QTD
0.79%
Financial performance
How have First Financial Bancorp's revenue and profit performed over time
Revenue
$773.4M
Gross profit
$735.69M
Operating income
$286.29M
Net income
$231.29M
Gross margin
95.1%
Net margin
29.9%
The company's net income fell by 11% YoY and by 2.1% QoQ
FFBC's net margin is down by 10% year-on-year
The operating income has declined by 3.1% year-on-year and by 2.2% since the previous quarter
FFBC's gross profit is down by 2.7% YoY
Growth
What is First Financial Bancorp's growth rate over time
Valuation
What is First Financial Bancorp stock price valuation
P/E
10.38
P/B
1.04
P/S
3.11
EV/EBIT
10.53
EV/EBITDA
9.29
EV/Sales
3.9
The stock's price to earnings (P/E) is 24% more than its last 4 quarters average of 8.4 and 7% more than its 5-year quarterly average of 9.7
The company's EPS fell by 12% YoY and by 2.4% QoQ
FFBC's P/B is 16% above its 5-year quarterly average of 0.9 and 16% above its last 4 quarters average of 0.9
FFBC's equity is up by 9% year-on-year
FFBC's price to sales (P/S) is 20% more than its last 4 quarters average of 2.6 and 3.7% more than its 5-year quarterly average of 3.0
Efficiency
How efficient is First Financial Bancorp business performance
The ROE has decreased by 18% YoY and by 3.7% from the previous quarter
The ROA has contracted by 13% YoY and by 7% from the previous quarter
FFBC's return on invested capital is down by 6% year-on-year
The company's return on sales fell by 2.1% YoY
Dividends
What is FFBC's dividend history
DPS
$0.93
Dividend yield
3.66%
Payout ratio
38%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
First Financial Bancorp's total liabilities has increased by 6% YoY and by 3.4% QoQ
The company's total assets rose by 6% YoY and by 3.2% QoQ
FFBC's debt is 35% smaller than its equity
FFBC's debt is up by 26% since the previous quarter but it is down by 2.5% year-on-year
First Financial Bancorp's debt to equity has increased by 23% QoQ but it has decreased by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.