FFBC First Financial Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFBC

Price (delayed)

$21.96

Market cap

$2.08B

P/E Ratio

9.42

Dividend/share

$0.92

EPS

$2.33

Enterprise value

$3.12B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
The stock's price to earnings (P/E) is 20% less than its 5-year quarterly average of 11.8 and 6% less than its last 4 quarters average of 10.1
The company's net income rose by 11% QoQ and by 6% YoY
FFBC's equity is down by 10% year-on-year but it is up by 2.4% since the previous quarter
FFBC's debt has surged by 131% year-on-year and by 8% since the previous quarter
FFBC's gross margin is down by 2.9% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankatfirst.com
Peers: HBAN PRK PEBO OVBC

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
94.87M
Market cap
$2.08B
Enterprise value
$3.12B
Valuations
Price to earnings (P/E)
9.42
Price to book (P/B)
1.02
Price to sales (P/S)
2.95
EV/EBIT
12.91
EV/EBITDA
11.13
EV/Sales
4.48
Earnings
Revenue
$697.07M
EBIT
$241.72M
EBITDA
$280.53M
Free cash flow
$157.79M
Per share
EPS
$2.33
Free cash flow per share
$1.69
Book value per share
$21.52
Revenue per share
$7.45
TBVPS
$170.09
Balance sheet
Total assets
$17B
Total liabilities
$14.96B
Debt
$1.63B
Equity
$2.04B
Working capital
N/A
Liquidity
Debt to equity
0.8
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.7
Margins
EBITDA margin
40.2%
Gross margin
97.1%
Net margin
31.2%
Operating margin
34.7%
Efficiency
Return on assets
1.3%
Return on equity
10.6%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34.7%
Dividend
Dividend yield
4.19%
DPS
$0.92
Payout ratio
39.5%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
-0.54%
1 week
-1.96%
1 month
-12.65%
1 year
-5.91%
YTD
-9.37%
QTD
-9.37%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$697.07M
Gross profit
$676.71M
Operating income
$241.72M
Net income
$217.61M
Gross margin
97.1%
Net margin
31.2%
The operating income has increased by 11% since the previous quarter
The company's net income rose by 11% QoQ and by 6% YoY
FFBC's revenue is up by 9% year-on-year and by 6% since the previous quarter
First Financial Bancorp's operating margin has decreased by 7% YoY but it has increased by 5% QoQ

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
9.42
P/B
1.02
P/S
2.95
EV/EBIT
12.91
EV/EBITDA
11.13
EV/Sales
4.48
The stock's price to earnings (P/E) is 20% less than its 5-year quarterly average of 11.8 and 6% less than its last 4 quarters average of 10.1
The company's EPS rose by 11% QoQ and by 8% YoY
FFBC's equity is down by 10% year-on-year but it is up by 2.4% since the previous quarter
FFBC's P/B is 6% below its 5-year quarterly average of 1.1 but 3% above its last 4 quarters average of 1.0
FFBC's price to sales (P/S) is 22% less than its 5-year quarterly average of 3.8 and 4.5% less than its last 4 quarters average of 3.1
FFBC's revenue is up by 9% year-on-year and by 6% since the previous quarter

Efficiency

How efficient is First Financial Bancorp business performance
The ROE has increased by 16% YoY and by 15% from the previous quarter
The ROA has grown by 8% from the previous quarter
The company's return on sales fell by 7% YoY but it rose by 5% QoQ
FFBC's return on invested capital is up by 7% since the previous quarter but it is down by 6% year-on-year

Dividends

What is FFBC's dividend history
Dividend details
DPS
$0.92
Dividend yield
4.19%
Payout ratio
39.5%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 14% higher than its total liabilities
First Financial Bancorp's total liabilities has increased by 6% YoY and by 2.3% QoQ
The company's total assets rose by 4.1% YoY and by 2.3% QoQ
FFBC's debt is 20% smaller than its equity
First Financial Bancorp's debt to equity has surged by 158% YoY and by 5% QoQ
FFBC's debt has surged by 131% year-on-year and by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.