FFBC First Financial Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFBC

Price (delayed)

$24.82

Market cap

$2.37B

P/E Ratio

10.26

Dividend/share

$0.95

EPS

$2.42

Enterprise value

$2.57B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
FFBC's debt is down by 14% year-on-year and by 4.6% since the previous quarter
FFBC's equity is up by 7% year-on-year
The company's EPS fell by 11% YoY but it rose by 3.4% QoQ
The company's net income fell by 11% YoY but it rose by 3.7% QoQ
The stock's price to earnings (P/E) is 4.7% more than its 5-year quarterly average of 9.8 and 2.6% more than its last 4 quarters average of 10.0
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankatfirst.com
Peers: HBAN PRK PEBO SBFG

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
95.42M
Market cap
$2.37B
Enterprise value
$2.57B
Valuations
Price to earnings (P/E)
10.26
Price to book (P/B)
0.97
Price to sales (P/S)
2.97
EV/EBIT
9.57
EV/EBITDA
8.37
EV/Sales
3.26
Earnings
Revenue
$787.92M
Gross profit
$743.6M
Operating income
$268.32M
Net income
$228.83M
EBIT
$268.32M
EBITDA
$306.74M
Free cash flow
$185.31M
Per share
EPS
$2.42
EPS diluted
$2.4
Free cash flow per share
$1.96
Book value per share
$25.53
Revenue per share
$8.35
TBVPS
$185.2
Balance sheet
Total assets
$18.57B
Total liabilities
$16.13B
Debt
$1.1B
Equity
$2.44B
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.65
Margins
EBITDA margin
38.9%
Gross margin
94.4%
Net margin
29%
Operating margin
34.1%
Efficiency
Return on assets
1.3%
Return on equity
9.6%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34.1%
Dividend
Dividend yield
3.83%
DPS
$0.95
Payout ratio
39.3%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
-0.64%
1 week
-2.13%
1 month
-9.45%
1 year
13.33%
YTD
-7.66%
QTD
-0.64%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$787.92M
Gross profit
$743.6M
Operating income
$268.32M
Net income
$228.83M
Gross margin
94.4%
Net margin
29%
The operating income has declined by 16% year-on-year
First Financial Bancorp's operating margin has decreased by 15% YoY and by 4.5% QoQ
The company's net income fell by 11% YoY but it rose by 3.7% QoQ
FFBC's net margin is down by 10% year-on-year

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
FFBC P/E details
P/E
10.26
P/B
0.97
P/S
2.97
EV/EBIT
9.57
EV/EBITDA
8.37
EV/Sales
3.26
The company's EPS fell by 11% YoY but it rose by 3.4% QoQ
The stock's price to earnings (P/E) is 4.7% more than its 5-year quarterly average of 9.8 and 2.6% more than its last 4 quarters average of 10.0
FFBC's P/B is 8% above its 5-year quarterly average of 0.9 but 3% below its last 4 quarters average of 1.0
FFBC's equity is up by 7% year-on-year
FFBC's revenue is up by 3.2% since the previous quarter
FFBC's price to sales (P/S) is 2.4% more than its last 4 quarters average of 2.9

Efficiency

How efficient is First Financial Bancorp business performance
FFBC's return on invested capital is down by 21% year-on-year and by 6% since the previous quarter
The ROE has decreased by 19% YoY
The company's return on sales fell by 15% YoY and by 4.5% QoQ
The ROA has contracted by 13% YoY but it has grown by 8% from the previous quarter

Dividends

What is FFBC's dividend history
Dividend details
DPS
$0.95
Dividend yield
3.83%
Payout ratio
39.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
The company's total assets rose by 6% YoY and by 2.3% QoQ
First Financial Bancorp's total liabilities has increased by 6% YoY and by 2.8% QoQ
FFBC's debt is 55% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 21% YoY and by 4.3% QoQ
FFBC's debt is down by 14% year-on-year and by 4.6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.