FFBC First Financial Bancorp

Price (delayed)

$22.43

Market cap

$2.18B

P/E Ratio

14.02

Dividend/share

$0.92

EPS

$1.6

Enterprise value

$2.88B

Sector: Financial Services
Industry: Banks - Regional

Highlights

FFBC's debt is down by 46% year-on-year and by 41% since the previous quarter
FFBC's gross profit is up by 3.2% QoQ
The stock's price to earnings (P/E) is 61% more than its last 4 quarters average of 8.7
The company's net income fell by 21% YoY

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
97.37M
Market cap
$2.18B
Enterprise value
$2.88B
Valuations
Price to earnings (P/E)
14.02
Price to book (P/B)
0.96
Price to sales (P/S)
3.8
EV/EBIT
15.59
EV/EBITDA
12.74
EV/Sales
5
Earnings
Revenue
$575.08M
EBIT
$184.41M
EBITDA
$225.65M
Free cash flow
$95.5M
Per share
EPS
$1.6
Free cash flow per share
$0.98
Book value per share
$23.28
Revenue per share
$5.91
TBVPS
$153.76
Balance sheet
Total assets
$15.97B
Total liabilities
$13.69B
Debt
$942.8M
Equity
$2.28B
Working capital
N/A
Liquidity
Debt to equity
0.41
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.06
Margins
EBITDA margin
39.2%
Gross margin
100%
Net margin
27.1%
Operating margin
33.3%
Efficiency
Return on assets
1%
Return on equity
7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
32.1%
Dividend
Dividend yield
4.1%
DPS
$0.92
Payout ratio
57.5%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
-3.32%
1 week
2.09%
1 month
12.21%
1 year
-0.13%
YTD
27.95%
QTD
27.95%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$575.08M
Gross profit
$575.08M
Operating income
$191.67M
Net income
$155.81M
Gross margin
100%
Net margin
27.1%
The company's net income fell by 21% YoY
The operating income has declined by 21% year-on-year
FFBC's net margin is down by 20% year-on-year and by 3.2% since the previous quarter
First Financial Bancorp's operating margin has decreased by 20% YoY

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
14.02
P/B
0.96
P/S
3.8
EV/EBIT
15.59
EV/EBITDA
12.74
EV/Sales
5
The stock's price to earnings (P/E) is 61% more than its last 4 quarters average of 8.7
The company's EPS fell by 20% YoY
FFBC's P/B is 60% above its last 4 quarters average of 0.6 but 26% below its 5-year quarterly average of 1.3
FFBC's price to sales (P/S) is 52% more than its last 4 quarters average of 2.5 but 10% less than its 5-year quarterly average of 4.2
FFBC's revenue is up by 3.2% since the previous quarter

Efficiency

How efficient is First Financial Bancorp business performance
The ROA has contracted by 29% YoY
FFBC's return on invested capital is down by 25% year-on-year
The company's return on sales fell by 23% YoY and by 5% QoQ
The ROE has decreased by 22% YoY

Dividends

What is FFBC's dividend history
DPS
$0.92
Dividend yield
4.1%
Payout ratio
57.5%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 17% higher than its total liabilities
FFBC's debt is 59% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 47% YoY and by 42% QoQ
FFBC's debt is down by 46% year-on-year and by 41% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.