FFBC First Financial Bancorp
Price (delayed)
$27.06
Market cap
$2.58B
P/E Ratio
11.18
Dividend/share
$0.94
EPS
$2.42
Enterprise value
$2.78B
First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in
Highlights
FFBC's debt is down by 14% year-on-year and by 4.6% since the previous quarter
FFBC's equity is up by 7% year-on-year
The company's EPS fell by 11% YoY but it rose by 3.4% QoQ
The company's net income fell by 11% YoY but it rose by 3.7% QoQ
The stock's price to earnings (P/E) is 15% more than its 5-year quarterly average of 9.7 and 12% more than its last 4 quarters average of 10.0
Key stats
What are the main financial stats of FFBC
Market
Valuations
Earnings
Shares outstanding
95.42M
Market cap
$2.58B
Enterprise value
$2.78B
Price to earnings (P/E)
11.18
Price to book (P/B)
1.06
Price to sales (P/S)
3.24
EV/EBIT
10.36
EV/EBITDA
9.07
EV/Sales
3.53
Revenue
$787.92M
Gross profit
$743.6M
Operating income
$268.32M
Net income
$228.83M
EBIT
$268.32M
EBITDA
$306.74M
Free cash flow
$185.31M
Per share
Balance sheet
Liquidity
EPS
$2.42
EPS diluted
$2.4
Free cash flow per share
$1.96
Book value per share
$25.53
Revenue per share
$8.35
TBVPS
$185.2
Total assets
$18.57B
Total liabilities
$16.13B
Debt
$1.1B
Equity
$2.44B
Working capital
N/A
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.65
Margins
Efficiency
Dividend
EBITDA margin
38.9%
Gross margin
94.4%
Net margin
29%
Operating margin
34.1%
Return on assets
1.3%
Return on equity
9.6%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34.1%
Dividend yield
3.47%
DPS
$0.94
Payout ratio
38.8%
FFBC stock price
How has the First Financial Bancorp stock price performed over time
Intraday
-1.64%
1 week
-3.25%
1 month
-3.6%
1 year
22.61%
YTD
0.67%
QTD
0.67%
Financial performance
How have First Financial Bancorp's revenue and profit performed over time
Revenue
$787.92M
Gross profit
$743.6M
Operating income
$268.32M
Net income
$228.83M
Gross margin
94.4%
Net margin
29%
The operating income has declined by 16% year-on-year
First Financial Bancorp's operating margin has decreased by 15% YoY and by 4.5% QoQ
The company's net income fell by 11% YoY but it rose by 3.7% QoQ
FFBC's net margin is down by 10% year-on-year
Growth
What is First Financial Bancorp's growth rate over time
Valuation
What is First Financial Bancorp stock price valuation
P/E
11.18
P/B
1.06
P/S
3.24
EV/EBIT
10.36
EV/EBITDA
9.07
EV/Sales
3.53
The stock's price to earnings (P/E) is 15% more than its 5-year quarterly average of 9.7 and 12% more than its last 4 quarters average of 10.0
The company's EPS fell by 11% YoY but it rose by 3.4% QoQ
FFBC's P/B is 18% above its 5-year quarterly average of 0.9 and 6% above its last 4 quarters average of 1.0
FFBC's equity is up by 7% year-on-year
FFBC's price to sales (P/S) is 12% more than its 5-year quarterly average of 2.9 and 12% more than its last 4 quarters average of 2.9
FFBC's revenue is up by 3.2% since the previous quarter
Efficiency
How efficient is First Financial Bancorp business performance
FFBC's return on invested capital is down by 21% year-on-year and by 6% since the previous quarter
The ROE has decreased by 19% YoY
The company's return on sales fell by 15% YoY and by 4.5% QoQ
The ROA has contracted by 13% YoY but it has grown by 8% from the previous quarter
Dividends
What is FFBC's dividend history
DPS
$0.94
Dividend yield
3.47%
Payout ratio
38.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
The company's total assets rose by 6% YoY and by 2.3% QoQ
First Financial Bancorp's total liabilities has increased by 6% YoY and by 2.8% QoQ
FFBC's debt is 55% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 21% YoY and by 4.3% QoQ
FFBC's debt is down by 14% year-on-year and by 4.6% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.