FFBC First Financial Bancorp

Price (delayed)

$23.96

Market cap

$2.36B

P/E Ratio

8.81

Dividend/share

$0.97

EPS

$2.72

Enterprise value

$2.44B

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Relative Growth: Rel. Growth: 83
Relative Strength: Rel. Strength: 37
Relative Valuation: Rel. Valuation: 90
Relative Profitability: Rel. Profitability: 80

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
FFBC's debt is down by 29% year-on-year and by 21% since the previous quarter
The company's net income rose by 17% YoY and by 8% QoQ

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
98.53M
Market cap
$2.36B
Enterprise value
$2.44B
Valuations
Price to earnings (P/E)
8.81
Price to book (P/B)
0.87
Price to sales (P/S)
2.68
PEG
0.54
EV/EBIT
7.89
EV/EBITDA
7.03
EV/Sales
2.88
Earnings
Revenue
$847.98M
Gross profit
$795.57M
Operating income
$309.05M
Net income
$258.1M
EBIT
$309.05M
EBITDA
$346.63M
Free cash flow
$256.54M
Per share
EPS
$2.72
EPS diluted
$2.7
Free cash flow per share
$2.7
Book value per share
$27.49
Revenue per share
$8.94
TBVPS
$184.14
Balance sheet
Total assets
$18.55B
Total liabilities
$15.92B
Debt
$816.99M
Equity
$2.63B
Working capital
N/A
Liquidity
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.22
Margins
EBITDA margin
40.9%
Gross margin
93.8%
Net margin
30.4%
Operating margin
36.4%
Efficiency
Return on assets
1.4%
Return on equity
10.2%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
36.4%
Dividend
Dividend yield
4.05%
DPS
$0.97
Payout ratio
35.7%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
1.61%
1 week
1.61%
1 month
-8.09%
1 year
-7.24%
YTD
-10.86%
QTD
-5.11%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$847.98M
Gross profit
$795.57M
Operating income
$309.05M
Net income
$258.1M
Gross margin
93.8%
Net margin
30.4%
The company's net income rose by 17% YoY and by 8% QoQ
The operating income has increased by 13% year-on-year and by 9% since the previous quarter
FFBC's revenue is up by 11% year-on-year and by 4.2% since the previous quarter
FFBC's gross profit is up by 10% YoY and by 4.2% QoQ

Price vs fundamentals

How does FFBC's price correlate with its fundamentals

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
8.81
P/B
0.87
P/S
2.68
EV/EBIT
7.89
EV/EBITDA
7.03
EV/Sales
2.88
The company's EPS rose by 16% YoY and by 8% QoQ
The stock's price to earnings (P/E) is 13% less than its last 4 quarters average of 10.1 and 12% less than its 5-year quarterly average of 10.0
FFBC's P/B is 13% below its 5-year quarterly average of 1.0 and 13% below its last 4 quarters average of 1.0
FFBC's equity is up by 7% year-on-year and by 2.9% since the previous quarter
FFBC's revenue is up by 11% year-on-year and by 4.2% since the previous quarter
FFBC's price to sales (P/S) is 11% less than its 5-year quarterly average of 3.0 and 11% less than its last 4 quarters average of 3.0

Efficiency

How efficient is First Financial Bancorp business performance
The ROA has grown by 17% YoY and by 8% from the previous quarter
The ROE has increased by 7% YoY and by 6% from the previous quarter
FFBC's return on invested capital is up by 6% since the previous quarter and by 6% year-on-year
The company's return on sales rose by 4.6% QoQ

Dividends

What is FFBC's dividend history
DPS
$0.97
Dividend yield
4.05%
Payout ratio
35.7%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 17% higher than its total liabilities
The company's total assets rose by 2.2% YoY
FFBC's debt is 69% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 34% YoY and by 23% QoQ
FFBC's debt is down by 29% year-on-year and by 21% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.