FFBC First Financial Bancorp

Price (delayed)

$25.32

Market cap

$2.46B

P/E Ratio

14.07

Dividend/share

$0.92

EPS

$1.8

Enterprise value

$3B

Highlights
FFBC's debt has dropped by 56% year-on-year and by 19% since the previous quarter
FFBC's revenue is up by 4.5% since the previous quarter and by 4.5% year-on-year
The company's EPS rose by 13% QoQ but it fell by 2.2% YoY
The company's net income rose by 12% QoQ but it fell by 3.5% YoY
The stock's price to earnings (P/E) is 41% more than its last 4 quarters average of 10.0

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
97.28M
Market cap
$2.46B
Enterprise value
$3B
Valuations
Price to earnings (P/E)
14.07
Price to book (P/B)
1.09
Price to sales (P/S)
4.08
EV/EBIT
14.45
EV/EBITDA
12.07
EV/Sales
4.99
Earnings
Revenue
$601.07M
EBIT
$207.56M
EBITDA
$248.4M
Free cash flow
$371.38M
Per share
EPS
$1.8
Free cash flow per share
$3.83
Book value per share
$23.2
Revenue per share
$6.2
TBVPS
$156.65
Balance sheet
Total assets
$16.18B
Total liabilities
$13.92B
Debt
$765.11M
Equity
$2.26B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.16
Margins
EBITDA margin
41.3%
Gross margin
100%
Net margin
29%
Operating margin
35.7%
Efficiency
Return on assets
1.1%
Return on equity
7.7%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.5%
Dividend
Dividend yield
3.63%
DPS
$0.92
Payout ratio
51.1%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
0.56%
1 week
-1.17%
1 month
2.18%
1 year
89.66%
YTD
44.44%
QTD
5.5%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$601.07M
Gross profit
$601.07M
Operating income
$214.82M
Net income
$174.5M
Gross margin
100%
Net margin
29%
The company's net income rose by 12% QoQ but it fell by 3.5% YoY
The operating income has increased by 12% since the previous quarter but it has declined by 3.1% year-on-year
FFBC's net margin is down by 8% year-on-year but it is up by 7% since the previous quarter
First Financial Bancorp's operating margin has decreased by 7% YoY but it has increased by 7% QoQ

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
14.07
P/B
1.09
P/S
4.08
EV/EBIT
14.45
EV/EBITDA
12.07
EV/Sales
4.99
The stock's price to earnings (P/E) is 41% more than its last 4 quarters average of 10.0
The company's EPS rose by 13% QoQ but it fell by 2.2% YoY
FFBC's P/B is 56% above its last 4 quarters average of 0.7 but 16% below its 5-year quarterly average of 1.3
FFBC's equity is up by 3.7% year-on-year
FFBC's price to sales (P/S) is 46% more than its last 4 quarters average of 2.8 but 2.9% less than its 5-year quarterly average of 4.2
FFBC's revenue is up by 4.5% since the previous quarter and by 4.5% year-on-year

Efficiency

How efficient is First Financial Bancorp business performance
FFBC's return on invested capital is down by 13% year-on-year but it is up by 8% since the previous quarter
The ROA has grown by 10% from the previous quarter but it has contracted by 8% YoY
The ROE has increased by 10% from the previous quarter but it has decreased by 6% YoY
The company's return on sales fell by 10% YoY but it rose by 7% QoQ

Dividends

What is FFBC's dividend history
DPS
$0.92
Dividend yield
3.63%
Payout ratio
51.1%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 16% higher than its total liabilities
First Financial Bancorp's total liabilities has increased by 8% YoY
The company's total assets rose by 7% YoY
FFBC's debt is 66% smaller than its equity
First Financial Bancorp's debt to equity has shrunk by 57% YoY and by 17% QoQ
FFBC's debt has dropped by 56% year-on-year and by 19% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.