Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only Get Premium

FFBC First Financial Bancorp

Price (delayed)

$25.03

Market cap

$2.4B

P/E Ratio

10.34

Dividend/share

$0.95

EPS

$2.42

Enterprise value

$2.72B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
FFBC's equity is up by 9% year-on-year and by 2.6% since the previous quarter
The stock's price to earnings (P/E) is 3.4% less than its last 4 quarters average of 10.3
FFBC's debt is down by 5% year-on-year but it is up by 3.9% since the previous quarter
The company's EPS fell by 3.6% YoY
The company's net income fell by 2.8% YoY

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
95.74M
Market cap
$2.4B
Enterprise value
$2.72B
Valuations
Price to earnings (P/E)
10.34
Price to book (P/B)
0.95
Price to sales (P/S)
2.98
EV/EBIT
10.06
EV/EBITDA
8.81
EV/Sales
3.42
Earnings
Revenue
$795.51M
Gross profit
$748.14M
Operating income
$270.19M
Net income
$229.43M
EBIT
$270.19M
EBITDA
$308.51M
Free cash flow
$216.6M
Per share
EPS
$2.42
EPS diluted
$2.41
Free cash flow per share
$2.29
Book value per share
$26.21
Revenue per share
$8.41
TBVPS
$183.53
Balance sheet
Total assets
$18.46B
Total liabilities
$15.95B
Debt
$1.15B
Equity
$2.5B
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.04
Margins
EBITDA margin
38.8%
Gross margin
94%
Net margin
28.8%
Operating margin
34%
Efficiency
Return on assets
1.3%
Return on equity
9.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34%
Dividend
Dividend yield
3.8%
DPS
$0.95
Payout ratio
39.3%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
3.99%
1 week
4.47%
1 month
13.51%
1 year
5.52%
YTD
-6.88%
QTD
0.2%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$795.51M
Gross profit
$748.14M
Operating income
$270.19M
Net income
$229.43M
Gross margin
94%
Net margin
28.8%
First Financial Bancorp's operating margin has decreased by 10% YoY
The operating income has declined by 8% year-on-year
FFBC's net margin is down by 5% year-on-year
The company's net income fell by 2.8% YoY

Price vs fundamentals

How does FFBC's price correlate with its fundamentals

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
10.34
P/B
0.95
P/S
2.98
EV/EBIT
10.06
EV/EBITDA
8.81
EV/Sales
3.42
The company's EPS fell by 3.6% YoY
The stock's price to earnings (P/E) is 3.4% less than its last 4 quarters average of 10.3
FFBC's equity is up by 9% year-on-year and by 2.6% since the previous quarter
FFBC's P/B is 8% below its last 4 quarters average of 1.0 but 2.2% above its 5-year quarterly average of 0.9
FFBC's price to sales (P/S) is 4.7% less than its 5-year quarterly average of 3.0 and 4.7% less than its last 4 quarters average of 3.0
FFBC's revenue is up by 2.4% year-on-year

Efficiency

How efficient is First Financial Bancorp business performance
The ROE has decreased by 12% YoY and by 2.1% from the previous quarter
FFBC's return on invested capital is down by 12% year-on-year
The company's return on sales fell by 10% YoY
The ROA has contracted by 7% YoY

Dividends

What is FFBC's dividend history
DPS
$0.95
Dividend yield
3.8%
Payout ratio
39.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 16% higher than its total liabilities
The company's total assets rose by 4.9% YoY
First Financial Bancorp's total liabilities has increased by 4.2% YoY
FFBC's debt is 54% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 13% YoY but it has increased by 2.2% QoQ
FFBC's equity is up by 9% year-on-year and by 2.6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.