FFBC First Financial Bancorp

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFBC

Price (delayed)

$22.6

Market cap

$2.15B

P/E Ratio

8.31

Dividend/share

$0.92

EPS

$2.72

Enterprise value

$2.42B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
FFBC's debt is down by 22% year-on-year and by 2.5% since the previous quarter
FFBC's revenue is up by 14% year-on-year
The stock's price to earnings (P/E) is 19% less than its 5-year quarterly average of 10.0 but 3.5% more than its last 4 quarters average of 7.8
The company's net income rose by 18% YoY but it fell by 4.6% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.bankatfirst.com
Peers: HBAN PRK PEBO OVBC

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
95.07M
Market cap
$2.15B
Enterprise value
$2.42B
Valuations
Price to earnings (P/E)
8.31
Price to book (P/B)
0.95
Price to sales (P/S)
2.66
EV/EBIT
7.61
EV/EBITDA
6.8
EV/Sales
3.04
Earnings
Revenue
$797.09M
EBIT
$318.6M
EBITDA
$356.4M
Free cash flow
$401.65M
Per share
EPS
$2.72
Free cash flow per share
$4.28
Book value per share
$23.84
Revenue per share
$8.49
TBVPS
$175.04
Balance sheet
Total assets
$17.53B
Total liabilities
$15.26B
Debt
$1.28B
Equity
$2.27B
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.77
Margins
EBITDA margin
44.7%
Gross margin
95.9%
Net margin
32.1%
Operating margin
40%
Efficiency
Return on assets
1.5%
Return on equity
11.8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
40%
Dividend
Dividend yield
4.07%
DPS
$0.92
Payout ratio
33.8%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
2.96%
1 week
8.71%
1 month
4.82%
1 year
9.23%
YTD
-4.84%
QTD
0.8%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$797.09M
Gross profit
$764.59M
Operating income
$318.6M
Net income
$255.86M
Gross margin
95.9%
Net margin
32.1%
The operating income has increased by 32% year-on-year but it has declined by 2.5% since the previous quarter
The company's net income rose by 18% YoY but it fell by 4.6% QoQ
First Financial Bancorp's operating margin has increased by 15% YoY
FFBC's revenue is up by 14% year-on-year

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
FFBC P/E details
P/E
8.31
P/B
0.95
P/S
2.66
EV/EBIT
7.61
EV/EBITDA
6.8
EV/Sales
3.04
The stock's price to earnings (P/E) is 19% less than its 5-year quarterly average of 10.0 but 3.5% more than its last 4 quarters average of 7.8
The company's EPS rose by 17% YoY but it fell by 4.9% QoQ
FFBC's equity is up by 11% year-on-year and by 7% since the previous quarter
FFBC's P/B is 2.2% above its 5-year quarterly average of 0.9 and 2.2% above its last 4 quarters average of 0.9
FFBC's price to sales (P/S) is 16% less than its 5-year quarterly average of 3.1
FFBC's revenue is up by 14% year-on-year

Efficiency

How efficient is First Financial Bancorp business performance
FFBC's return on invested capital is up by 27% year-on-year
The company's return on sales rose by 15% YoY
The ROA has grown by 15% YoY but it has contracted by 6% from the previous quarter
The ROE has increased by 11% YoY but it has decreased by 7% from the previous quarter

Dividends

What is FFBC's dividend history
Dividend details
DPS
$0.92
Dividend yield
4.07%
Payout ratio
33.8%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
The company's total assets rose by 3.1% YoY and by 2.8% QoQ
First Financial Bancorp's total liabilities has increased by 2.3% QoQ and by 2% YoY
FFBC's debt is 43% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 29% YoY and by 8% QoQ
FFBC's debt is down by 22% year-on-year and by 2.5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.