FFBC First Financial Bancorp

Price (delayed)

$22.26

Market cap

$2.13B

P/E Ratio

11.42

Dividend/share

$0.92

EPS

$1.95

Enterprise value

$2.67B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
The company's EPS rose by 16% YoY and by 8% QoQ
The company's net income rose by 14% YoY and by 8% QoQ
FFBC's debt is down by 45% year-on-year but it is up by 2.7% since the previous quarter
The stock's price to earnings (P/E) is 18% less than its 5-year quarterly average of 13.9 but 3.5% more than its last 4 quarters average of 11.0

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
95.7M
Market cap
$2.13B
Enterprise value
$2.67B
Valuations
Price to earnings (P/E)
11.42
Price to book (P/B)
0.95
Price to sales (P/S)
3.41
EV/EBIT
11.93
EV/EBITDA
10.03
EV/Sales
4.25
Earnings
Revenue
$628.25M
EBIT
$223.79M
EBITDA
$266.21M
Free cash flow
$372.33M
Per share
EPS
$1.95
Free cash flow per share
$3.87
Book value per share
$23.33
Revenue per share
$6.54
TBVPS
$156.47
Balance sheet
Total assets
$16.04B
Total liabilities
$13.77B
Debt
$785.83M
Equity
$2.27B
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.03
Margins
EBITDA margin
42.4%
Gross margin
100%
Net margin
29.9%
Operating margin
36.8%
Efficiency
Return on assets
1.2%
Return on equity
8.3%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
35.6%
Dividend
Dividend yield
4.13%
DPS
$0.92
Payout ratio
47.2%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
0.27%
1 week
-0.04%
1 month
-4.34%
1 year
73.36%
YTD
26.98%
QTD
-5.8%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$628.25M
Gross profit
$628.25M
Operating income
$231.05M
Net income
$187.99M
Gross margin
100%
Net margin
29.9%
The operating income has increased by 15% year-on-year and by 8% since the previous quarter
The company's net income rose by 14% YoY and by 8% QoQ
FFBC's gross profit is up by 12% YoY and by 4.5% QoQ
FFBC's revenue is up by 12% year-on-year and by 4.5% since the previous quarter

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
11.42
P/B
0.95
P/S
3.41
EV/EBIT
11.93
EV/EBITDA
10.03
EV/Sales
4.25
The stock's price to earnings (P/E) is 18% less than its 5-year quarterly average of 13.9 but 3.5% more than its last 4 quarters average of 11.0
The company's EPS rose by 16% YoY and by 8% QoQ
FFBC's P/B is 27% below its 5-year quarterly average of 1.3 but 19% above its last 4 quarters average of 0.8
FFBC's equity is up by 2.2% year-on-year
FFBC's price to sales (P/S) is 19% less than its 5-year quarterly average of 4.2 but 10% more than its last 4 quarters average of 3.1
FFBC's revenue is up by 12% year-on-year and by 4.5% since the previous quarter

Efficiency

How efficient is First Financial Bancorp business performance
The ROE has increased by 12% YoY and by 8% from the previous quarter
The ROA has grown by 9% from the previous quarter and by 9% YoY
FFBC's return on invested capital is up by 8% since the previous quarter and by 8% year-on-year
The company's return on sales rose by 3.2% QoQ

Dividends

What is FFBC's dividend history
DPS
$0.92
Dividend yield
4.13%
Payout ratio
47.2%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 16% higher than its total liabilities
FFBC's debt is 65% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 46% YoY but it has increased by 2.9% QoQ
FFBC's debt is down by 45% year-on-year but it is up by 2.7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.