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FFBC First Financial Bancorp
- Stocks
- Financial Services
- NASDAQ: FFBC
Price (delayed)
$25.03
Market cap
$2.4B
P/E Ratio
10.34
Dividend/share
$0.95
EPS
$2.42
Enterprise value
$2.72B
First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in
Highlights
FFBC's equity is up by 9% year-on-year and by 2.6% since the previous quarter
The stock's price to earnings (P/E) is 3.4% less than its last 4 quarters average of 10.3
FFBC's debt is down by 5% year-on-year but it is up by 3.9% since the previous quarter
The company's EPS fell by 3.6% YoY
The company's net income fell by 2.8% YoY
Key stats
What are the main financial stats of FFBC
Market
Valuations
Earnings
Shares outstanding
95.74M
Market cap
$2.4B
Enterprise value
$2.72B
Price to earnings (P/E)
10.34
Price to book (P/B)
0.95
Price to sales (P/S)
2.98
EV/EBIT
10.06
EV/EBITDA
8.81
EV/Sales
3.42
Revenue
$795.51M
Gross profit
$748.14M
Operating income
$270.19M
Net income
$229.43M
EBIT
$270.19M
EBITDA
$308.51M
Free cash flow
$216.6M
Per share
Balance sheet
Liquidity
EPS
$2.42
EPS diluted
$2.41
Free cash flow per share
$2.29
Book value per share
$26.21
Revenue per share
$8.41
TBVPS
$183.53
Total assets
$18.46B
Total liabilities
$15.95B
Debt
$1.15B
Equity
$2.5B
Working capital
N/A
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.04
Margins
Efficiency
Dividend
EBITDA margin
38.8%
Gross margin
94%
Net margin
28.8%
Operating margin
34%
Return on assets
1.3%
Return on equity
9.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
34%
Dividend yield
3.8%
DPS
$0.95
Payout ratio
39.3%
FFBC stock price
How has the First Financial Bancorp stock price performed over time
Intraday
3.99%
1 week
4.47%
1 month
13.51%
1 year
5.52%
YTD
-6.88%
QTD
0.2%
Financial performance
How have First Financial Bancorp's revenue and profit performed over time
Revenue
$795.51M
Gross profit
$748.14M
Operating income
$270.19M
Net income
$229.43M
Gross margin
94%
Net margin
28.8%
First Financial Bancorp's operating margin has decreased by 10% YoY
The operating income has declined by 8% year-on-year
FFBC's net margin is down by 5% year-on-year
The company's net income fell by 2.8% YoY
Price vs fundamentals
How does FFBC's price correlate with its fundamentals
Growth
What is First Financial Bancorp's growth rate over time
Valuation
What is First Financial Bancorp stock price valuation
P/E
10.34
P/B
0.95
P/S
2.98
EV/EBIT
10.06
EV/EBITDA
8.81
EV/Sales
3.42
The company's EPS fell by 3.6% YoY
The stock's price to earnings (P/E) is 3.4% less than its last 4 quarters average of 10.3
FFBC's equity is up by 9% year-on-year and by 2.6% since the previous quarter
FFBC's P/B is 8% below its last 4 quarters average of 1.0 but 2.2% above its 5-year quarterly average of 0.9
FFBC's price to sales (P/S) is 4.7% less than its 5-year quarterly average of 3.0 and 4.7% less than its last 4 quarters average of 3.0
FFBC's revenue is up by 2.4% year-on-year
Efficiency
How efficient is First Financial Bancorp business performance
The ROE has decreased by 12% YoY and by 2.1% from the previous quarter
FFBC's return on invested capital is down by 12% year-on-year
The company's return on sales fell by 10% YoY
The ROA has contracted by 7% YoY
Dividends
What is FFBC's dividend history
DPS
$0.95
Dividend yield
3.8%
Payout ratio
39.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial Bancorp financials performed over time
The company's total assets is 16% higher than its total liabilities
The company's total assets rose by 4.9% YoY
First Financial Bancorp's total liabilities has increased by 4.2% YoY
FFBC's debt is 54% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 13% YoY but it has increased by 2.2% QoQ
FFBC's equity is up by 9% year-on-year and by 2.6% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.