FFBC First Financial Bancorp

Price (delayed)

$24.45

Market cap

$2.33B

P/E Ratio

9.74

Dividend/share

$0.92

EPS

$2.51

Enterprise value

$2.59B

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of June 30, 2020, the Company had $15.9 billion in assets, $10.2 billion in loans, $11.7 billion in ...

Highlights
FFBC's debt is down by 23% year-on-year and by 6% since the previous quarter
FFBC's equity is up by 8% year-on-year
The stock's price to earnings (P/E) is 17% more than its last 4 quarters average of 8.0 but 5% less than its 5-year quarterly average of 9.9
FFBC's revenue is up by 3.8% year-on-year but it is down by 2.5% since the previous quarter
The company's net income fell by 8% QoQ and by 4.3% YoY
The company's EPS fell by 8% QoQ and by 4.9% YoY

Key stats

What are the main financial stats of FFBC
Market
Shares outstanding
95.46M
Market cap
$2.33B
Enterprise value
$2.59B
Valuations
Price to book (P/B)
1.02
Price to sales (P/S)
2.97
EV/EBIT
8.85
EV/EBITDA
7.83
EV/Sales
3.33
Earnings
Revenue
$776.8M
EBIT
$292.64M
EBITDA
$330.45M
Free cash flow
$312.73M
Per share
EPS
$2.51
Free cash flow per share
$3.32
Book value per share
$24.05
Revenue per share
$8.24
TBVPS
$175.19
Balance sheet
Total assets
$17.6B
Total liabilities
$15.31B
Debt
$1.21B
Equity
$2.29B
Working capital
N/A
Liquidity
Debt to equity
0.53
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.77
Margins
EBITDA margin
42.5%
Gross margin
95.6%
Net margin
30.4%
Operating margin
37.7%
Efficiency
Return on assets
1.4%
Return on equity
10.7%
Return on invested capital
1.7%
Return on capital employed
N/A
Return on sales
37.7%
Dividend
Dividend yield
3.76%
DPS
$0.92
Payout ratio
36.7%

FFBC stock price

How has the First Financial Bancorp stock price performed over time
Intraday
4.04%
1 week
12.36%
1 month
16.99%
1 year
11.64%
YTD
2.95%
QTD
10.04%

Financial performance

How have First Financial Bancorp's revenue and profit performed over time
Revenue
$776.8M
Gross profit
$742.48M
Operating income
$292.64M
Net income
$236.15M
Gross margin
95.6%
Net margin
30.4%
The company's net income fell by 8% QoQ and by 4.3% YoY
The operating income has declined by 8% since the previous quarter but it has increased by 5% year-on-year
FFBC's net margin is down by 8% year-on-year and by 5% since the previous quarter
First Financial Bancorp's operating margin has decreased by 6% QoQ

Growth

What is First Financial Bancorp's growth rate over time

Valuation

What is First Financial Bancorp stock price valuation
P/E
9.74
P/B
1.02
P/S
2.97
EV/EBIT
8.85
EV/EBITDA
7.83
EV/Sales
3.33
The stock's price to earnings (P/E) is 17% more than its last 4 quarters average of 8.0 but 5% less than its 5-year quarterly average of 9.9
The company's EPS fell by 8% QoQ and by 4.9% YoY
FFBC's P/B is 9% above its 5-year quarterly average of 0.9 and 9% above its last 4 quarters average of 0.9
FFBC's equity is up by 8% year-on-year
FFBC's price to sales (P/S) is 10% more than its last 4 quarters average of 2.6 but 8% less than its 5-year quarterly average of 3.1
FFBC's revenue is up by 3.8% year-on-year but it is down by 2.5% since the previous quarter

Efficiency

How efficient is First Financial Bancorp business performance
The ROE has decreased by 11% YoY and by 9% from the previous quarter
FFBC's return on invested capital is down by 11% since the previous quarter
The ROA has contracted by 7% from the previous quarter and by 7% YoY
The company's return on sales fell by 6% QoQ

Dividends

What is FFBC's dividend history
DPS
$0.92
Dividend yield
3.76%
Payout ratio
36.7%
Recent dividends

Financial health

How did First Financial Bancorp financials performed over time
The company's total assets is 15% higher than its total liabilities
The company's total assets rose by 3.9% YoY
First Financial Bancorp's total liabilities has increased by 3.4% YoY
FFBC's debt is 47% smaller than its equity
First Financial Bancorp's debt to equity has decreased by 28% YoY and by 7% QoQ
FFBC's debt is down by 23% year-on-year and by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.