BOTJ Bank of the James Financial Group dividend history, payout ratio & dates

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Relative Growth: Rel. Growth: 92
Relative Strength: Rel. Strength: 79
Relative Valuation: Rel. Valuation: 95
Relative Profitability: Rel. Profitability: 91

Last dividend date: May 22, 2026

Dividend yield: 2.17%

Payout ratio: 20.7%

Bank of the James Financial Group's latest cash dividend of $0.1 per share was issued to shareholders on record before May 22, 2026. At an annualized rate of $0.5 per share, the stock yields 2.21%.

BOTJ dividend stats
DPS
$0.5
Dividend yield
2.17%
Payout ratio
20.7%
vs. Financial Services sector
Dividend yield
2.74%
Payout ratio
33.7%

Bank of the James Financial Group Dividend yield

What is Bank of the James Financial Group current dividend yield

BOTJ has a dividend yield of 2.21% which is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 2.74%, Bank of the James Financial Group's dividend yield is 19% lower. Historically BOTJ's dividend yield has averaged at 2.6% in the last 5 years, which is above the current yield.

BOTJ Dividend history

What is BOTJ dividend payout history and dates

Bank of the James Financial Group has been paying dividends for the last 12 years. Our records show that BOTJ has distributed five dividends in the past year. The annualized dividend per share has increased by 25% since twelve months ago. However with the price of the stock up by 58% from a year ago, the dividend yield has a decrease of 21%.

Bank of the James Financial Group Dividend history chart

Ex-date Amount Yield (TTM)
May 22, 2026 $0.1 2.2%
Feb 17, 2026 $0.1 2.44%
Nov 21, 2025 $0.1 2.25%
Sep 12, 2025 $0.1 2.62%
Jun 6, 2025 $0.1 2.81%
Mar 7, 2025 $0.1 3.06%
Nov 22, 2024 $0.1 2.71%
Sep 6, 2024 $0.1 2.86%
Jun 7, 2024 $0.1 3.35%
Feb 29, 2024 $0.1 2.89%
Nov 22, 2023 $0.08 3.2%
Aug 31, 2023 $0.08 2.99%
Jun 1, 2023 $0.08 3.4%
Mar 2, 2023 $0.08 2.32%
Nov 23, 2022 $0.08 2.5%
Sep 1, 2022 $0.07 2.28%
Jun 2, 2022 $0.07 2.15%
Mar 3, 2022 $0.07 1.82%
Nov 24, 2021 $0.07 1.69%
Sep 2, 2021 $0.07 1.83%
Jun 3, 2021 $0.064 1.48%
Mar 4, 2021 $0.064 1.85%
Nov 25, 2020 $0.064 2.23%
Sep 3, 2020 $0.064 3%
Jun 4, 2020 $0.064 2.93%
Mar 5, 2020 $0.064 2.12%
Dec 6, 2019 $0.036 1.9%
Nov 27, 2019 $0.055 1.61%
Sep 5, 2019 $0.055 1.72%
Jun 6, 2019 $0.055 1.71%
Mar 7, 2019 $0.055 1.63%
Nov 29, 2018 $0.055 1.8%
Sep 6, 2018 $0.055 1.53%
Jun 7, 2018 $0.055 1.59%
Mar 8, 2018 $0.055 1.56%
Nov 30, 2017 $0.055 1.61%
Sep 7, 2017 $0.055 1.52%
Jun 7, 2017 $0.055 1.6%
Mar 8, 2017 $0.055 1.58%
Nov 30, 2016 $0.055 1.63%
Sep 7, 2016 $0.055 1.97%
Jun 8, 2016 $0.055 1.98%
Mar 9, 2016 $0.055 1.92%
Dec 2, 2015 $0.055 1.69%
Sep 9, 2015 $0.055 1.91%
Jun 10, 2015 $0.046 1.81%
Mar 11, 2015 $0.046 1.85%

Bank of the James Financial Group dividend payout ratio

What is Bank of the James Financial Group dividend payout ratio compared to the sector

Payout ratio

BOTJ has a payout ratio of 20.7% which is higher than its peers average but lower than the Financial Services sector and the industry average. If we compare it with the Financial Services sector average of 33.7%, Bank of the James Financial Group's payout ratio is 39% lower.

Total amount of dividends paid per financial year (from cash flow)

BOTJ dividend vs peer dividends

How does BOTJ dividend compare to its peers' dividends
Name Dividend yield DPS Payout ratio
CZNC Citizens & Northern Corp 5.36% $1.12 103.7%
FFBC First Financial Bancorp 3.28% $1 35%
BOTJ Bank of the James Financial Group Inc. 2.17% $0.5 20.7%
CWBC Community West Bancshares. 1.97% $0.48 22.1%
FVCB FVCBankcorp Inc 1.56% $0.25 19.2%
EGBN Eagle Bancorp Inc 0.72% $0.2 N/A

Frequently asked questions

Does Bank of the James Financial Group pay a dividend?

Yes, Bank of the James Financial Group has paid five dividends in the last twelve months. BOTJ has been paying dividends since 2014.

When was BOTJ's last dividend?

Bank of the James Financial Group's last dividend ex-date was on May 22, 2026. The dividend amount was $0.1 per share.

How much dividend does Bank of the James Financial Group pay (per share)?

BOTJ has paid dividend of $0.5 per share in the last year.

What is Bank of the James Financial Group's dividend yield?

Bank of the James Financial Group's current dividend yield is 2.21%.

What is Bank of the James Financial Group's dividend payout ratio?

Bank of the James Financial Group's dividend payout ratio is 20.7%.

Does Bank of the James Financial Group pay a good dividend?

Bank of the James Financial Group's dividend yield is below the Financial Services sector average.

Special dividends are included in TTM DPS and yield.