BFC
Bank First
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: BFC
- PE Ratio
As at Jun 3, 2026, the BFC stock has a price-to-earnings ratio of 18.98. This is based on the current EPS of $7.19 and the stock price of $136.45 per share. An increase of 9% has been recorded in the PE ratio compared to the average of 17.4 of the last four quarters.
BFC PE ratio history
The mean historical PE ratio of Bank First over the last eight years is 14.38. The current 18.98 P/E ratio is 32% higher than the historical average. In the past eight years, BFC's PE ratio peaked in the Mar 2026 quarter at 18.78, with a price of $135.06 and an EPS of $7.19. The Jun 2024 quarter marked the lowest point at 10.43, with a price of $82.59 and an EPS of $7.92.
Bank First PE ratio by year
Maximum annual increase: 46.44% in 2019
Maximum annual decrease: -28.59% in 2020
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 16.85 | 10.56% | $121.82 | $7.23 |
| 2024 | 15.24 | 28.07% | $99.09 | $6.5 |
| 2023 | 11.9 | -28.44% | $86.66 | $7.28 |
| 2022 | 16.63 | 36.31% | $92.82 | $5.58 |
| 2021 | 12.2 | -4.61% | $72.24 | $5.92 |
| 2020 | 12.79 | -28.59% | $64.82 | $5.07 |
| 2019 | 17.91 | 46.44% | $70.01 | $3.91 |
| 2018 | 12.23 | N/A | $46.6 | $3.81 |
| 2017 | N/A | N/A | N/A | $2.44 |
| 2016 | N/A | N/A | N/A | $2.4 |
| 2015 | N/A | N/A | N/A | N/A |
Bank First PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 18.78 | 11.45% | $135.06 | $7.19 |
| Dec 2025 | 16.85 | -1.23% | $121.82 | $7.23 |
| Sep 2025 | 17.06 | 0.47% | $121.31 | $7.11 |
| Jun 2025 | 16.98 | 14.81% | $117.65 | $6.93 |
| Mar 2025 | 14.79 | -2.95% | $100.74 | $6.81 |
| Dec 2024 | 15.24 | 36.8% | $99.09 | $6.5 |
| Sep 2024 | 11.14 | 6.81% | $90.7 | $8.14 |
| Jun 2024 | 10.43 | -7.37% | $82.59 | $7.92 |
| Mar 2024 | 11.26 | -5.38% | $86.67 | $7.7 |
| Dec 2023 | 11.9 | -17.93% | $86.66 | $7.28 |
| Sep 2023 | 14.5 | -10.27% | $77.15 | $5.32 |
| Jun 2023 | 16.16 | 17.1% | $83.2 | $5.15 |
| Mar 2023 | 13.8 | -17.02% | $73.58 | $5.33 |
| Dec 2022 | 16.63 | 22.19% | $92.82 | $5.58 |
| Sep 2022 | 13.61 | 4.45% | $76.48 | $5.62 |
BFC Price vs fair value
BFC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of BFC is higher than its 3 and 5-year historical averages.
PE comparison
With a P/E of 18.98, BFC stands above the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 12.1, Bank First's P/E is 57% higher.
BFC PE vs peers
BFC's PE ratio stands lower than its peer stock SBCF, but it is higher than EWBC's and ONB's. Bank First is presently trading at a higher PE ratio (18.98) than its peer group average of 12.67.
| Stock name | PE ratio | Market cap |
|---|---|---|
| ASB Associated Banc-Corp | 9.6 | $4.6B |
| FIBK First Interstate Bancsystem Inc | 11.64 | $3.47B |
| ONB Old National Bancorp | 12.23 | $9.26B |
| EWBC East West Bancorp Inc | 12.45 | $17.18B |
| PB Prosperity Bancshares Inc | 12.46 | $6.94B |
| CBSH Commerce Bancshares Inc | 12.89 | $7.65B |
| BOKF Bok Financial Corp | 13 | $7.81B |
| BFC Bank First Corp | 19.43 | $1.56B |
| SBCF Seacoast Banking Corp Of Florida | 19.98 | $2.93B |
Frequently asked questions
What is Bank First's PE ratio?
As of Jun 3, 2026, BFC stock has a price to earnings ratio of 18.98.
What is the 3-year average PE ratio for Bank First (BFC)?
Over the last 3 years, the average price to earnings ratio for BFC stock is 14.59.
What is the 5-year average PE ratio for Bank First (BFC)?
Over the last 5 years, the average price to earnings ratio for BFC stock is 14.03.
What is the highest PE ratio for BFC?
Within the last eight years, the current PE ratio is at its peak with a value of 18.98.
How does the current PE ratio for BFC compare to its historical average?
BFC's current price to earnings ratio is 32% above its 8-year historical average.
How is BFC's PE ratio calculated (Bank First PE ratio formula)?
The P/E ratio is obtained by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Jun 3, 2026), Bank First's stock price is $136.45. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $7.19. Therefore, Bank First's PE ratio for today is 18.98. PE RATIO(18.98) = STOCK PRICE($136.45) / TTM EPS($7.19)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.